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Iowa ZIP Codes
Webster County
Otho, IA
50569
50569 ZIP Code — Otho, IA
Webster County, Iowa
ZIP code 50569 is located in
Otho ,
Iowa ,
within Webster County .
It covers approximately 20.89 square miles and serves a population of
650 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 515 .
About ZIP code 50569
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $86,000. Owner-occupancy is high at 86%, well above the national average.
Median household income is $56,979. The poverty rate of 5% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.
College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include disability rates above the national average at 23%.
Overall, ZIP code 50569 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
50569 ZIP code map
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Cities in ZIP code 50569
Below are the cities the US Postal Service accepts for ZIP code 50569. Using any city not on this list may result in mail delivery delays.
City
Status
Otho
Acceptable
Demographics
updated 05/2026
Population
Total population
650
Population density
31 / sq mi
State FIPS
19
County FIPS
187
Geography
Land area
20.89 sq mi
Water area
0.30 sq mi
Latitude
42.4041
Longitude
-94.1265
Timezone
Central (CT)
Area code
515
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.1%
48.3%
40.1%
$50k – $100k
33.0%
33.3%
33.4%
$100k – $200k
21.8%
16.1%
21.5%
Over $200k
0.0%
2.2%
5.0%
Demographics & statistics
$56,979
Median household income
12.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 94 14.5% 18 and over 556 85.5% 65 and over 169 26.0% Median age 56.5 years
Race & ethnicity
Black or African American
0.6%
Group Count % White 619 94.4% Two or more races 21 3.2% Hispanic or Latino 6 0.9% Other race 6 0.9% Black or African American 4 0.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.1%
48.3%
40.1%
$50k – $100k
33.0%
33.3%
33.4%
$100k – $200k
21.8%
16.1%
21.5%
Over $200k
0.0%
2.2%
5.0%
Range % of households Under $10k 5.1% $10k–$15k 1.6% $15k–$25k 17.6% $25k–$35k 8.0% $35k–$50k 11.2% $50k–$75k 16.6% $75k–$100k 9.9% $100k–$150k 18.8% $150k–$200k 5.4% $200k+ 5.8% Median income $56,979
Housing
Housing overview
Metric Value Median home value $86,000 Median rent / month $550 Owner occupied 85.9% Renter occupied 14.1% Vacant 0.9% Single-family detached 79.7% Large apartment buildings 0.0% Mobile homes 9.2% Median rooms 5.3 Avg household size (owned) 2.22
Year built
Era % 2020 or later 0.0% 2010–2019 3.2% 2000–2009 2.5% 1990–1999 10.4% 1980–1989 5.1% 1970–1979 24.4% 1960–1969 9.8% 1950–1959 5.7% 1940–1949 4.7% 1939 or earlier 34.2%
Bedrooms
Size % of units No bedroom (studio) 0.6% 1 bedroom 12.3% 2 bedrooms 46.2% 3 bedrooms 29.7% 4 bedrooms 8.2% 5+ bedrooms 2.8%
Vehicles per household
Vehicles % of households No vehicle 2.9% 1 vehicle 30.4% 2 vehicles 28.8% 3 or more 38.0%
Heating fuel
Fuel type % Utility gas 69.0% Electricity 15.7% Propane / LP gas 15.3%
Households & families
Household type Count % Married-couple family 169 54.0% Cohabiting couple 1 0.3% Male householder, no spouse 51 16.3% Female householder, no spouse 92 29.4% Households with children under 18 38 12.1% Households with seniors (65+) 142 45.4% Average household size 2.08
Marital status
Status Male Female Never married 19.3% 18.3% Married 68.9% 56.9% Separated 0.8% 0.0% Widowed 8.0% 17.3% Divorced 3.0% 7.5%
Education
Some HS, no diploma
12.1%
Some college, no degree
18.9%
Graduate / professional
0.4%
Metric % HS diploma or higher 87.2% Bachelor's or higher 12.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 11 13.3% Kindergarten 9 10.8% Elementary school 36 43.4% High school 6 7.2% College / grad school 21 25.3%
Employment
Industry of employment
Education & healthcare
16.6%
Professional & management
8.3%
Public administration
6.3%
Transportation & utilities
5.2%
Arts, food & hospitality
4.0%
Finance & real estate
3.4%
Agriculture & mining
2.0%
Occupation
Category % Management, business & arts 26.4% Service 13.8% Sales & office 14.9% Natural resources & construction 24.9% Production & transportation 20.1%
Employment type
Type % Private sector 67.3% Government 18.9% Self-employed 13.2% Unpaid family workers 0.6%
Commute
Method % Drive alone 90.5% Carpool 3.4% Public transit 0.0% Walk 0.6% Work from home 5.4% Other means 0.0% Avg commute (minutes) 19.5
Poverty
Married-couple families
0.0%
Female-led households
43.5%
Income support
Source % of households Social Security 43.8% Retirement income 17.6% Supplemental Security 7.0% Cash public assistance 0.0% Food stamps / SNAP 7.3%
Health indicators
Condition % Obesity 37.7% High blood pressure 34.4% High cholesterol 33.0% Diabetes 11.1% Heart disease 7.3% Stroke 3.3% Asthma 9.7% Arthritis 26.4% Kidney disease 3.1% Pulmonary disease 7.7% Cancer 7.4%
Behavior / access % Smoking 19.2% Binge drinking 20.9% No physical activity 25.1% Less than 7 hrs sleep 31.8% Depression 18.2% Fair or poor health 13.8% Poor mental health 13.7% Poor physical health 10.5% No health insurance 9.5% Visited doctor (checkup) 75.8% Visited dentist 65.3% Cholesterol screening 89.0% Teeth loss 13.8%
Veterans & disability
Veterans Count % Civilian veterans 35 6.3%
Disability % Any disability 22.9% Under 18 0.0% 18–64 years 17.3% 65 and over 48.5%
Health insurance coverage
Type % Private insurance 73.5% Public insurance 44.2% No insurance 7.1% Uninsured under 19 11.3%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 608 93.5% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 648 99.7% Born in same state 648 99.7% Born in different state 515 79.2% Foreign born 0 0.0% Naturalized citizen 2 0.3% Not a US citizen 2 100.0%
Ancestry
Ancestry Count % Italian 99 15.2% Arab 60 9.2% Polish 46 7.1% French 31 4.8%
Ancestry Count % English 13 2% Dutch 6 0.9% German 3 0.5%
Technology access
Metric % of households Computer access 48.2% Internet access 93.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 50569
What city is ZIP code 50569 in?
ZIP code 50569 is primarily assigned to Otho, Iowa.
What county is ZIP code 50569 in?
ZIP code 50569 falls within Webster County, Iowa.
Does ZIP code 50569 have an older population?
26% of residents in ZIP code 50569 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 50569?
12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 50569 mostly owner-occupied?
86% of occupied units in ZIP code 50569 are owner-occupied, well above the national average.
Does ZIP code 50569 have a large retiree population?
44% of households in ZIP code 50569 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 50569 in?
ZIP code 50569 observes the CST timezone.
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