54904 ZIP Code — Oshkosh, WI

Winnebago County, Wisconsin

ZIP code 54904 is located in Oshkosh, Wisconsin, within Winnebago County. It covers approximately 77.88 square miles and serves a population of 22,342 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 920.

About ZIP code 54904

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $249,200. Owner-occupancy is high at 78%, well above the national average.

Median household income is $89,023. The poverty rate of 5% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Overall, ZIP code 54904 reflects a community defined by high homeownership and a significant Social Security-dependent population.

22,342

population

77.88

sq mi land

Standard

ZIP type

Central (CT)

timezone

54904 ZIP code map

Cities in ZIP code 54904

Below are the cities the US Postal Service accepts for ZIP code 54904. Using any city not on this list may result in mail delivery delays.

City	Status
Oshkosh	Preferred

Nearby ZIP codes

54906 Oshkosh (4.3 mi) 54901 Oshkosh (6.8 mi) 54963 Omro (6.9 mi) 54902 Oshkosh (8 mi) 54964 Pickett (8.7 mi) 54986 Winneconne (9.5 mi) 54956 Neenah (11.9 mi) 54947 Larsen (11.9 mi) 54979 Van Dyne (12 mi) 54932 Eldorado (14 mi) 54971 Ripon (14.6 mi) 54940 Fremont (16.1 mi)

Demographics updated 05/2026

Population
Total population	22,342
Population density	287 / sq mi
State FIPS	55
County FIPS	139

Geography
Land area	77.88 sq mi
Water area	8.33 sq mi
Latitude	44.0289
Longitude	-88.6291
Timezone	Central (CT)
Area code	920

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.1%	40.6%	39.4%
$50k – $100k	32.2%	34.1%	33.0%
$100k – $200k	29.5%	21.2%	22.4%
Over $200k	6.2%	4.1%	5.2%

Demographics & statistics

22,342

Population

287

People per sq mi

45.6

Median age

$89,023

Median household income

$47,034

Per capita income

$249,200

Median home value

$912

Median monthly rent

78.4%

Home ownership

4.6%

Poverty rate

1.8%

Unemployment

7,964

Housing units

40.1%

Bachelor's or higher

Age distribution

Male Female

539

Under 5

517

616

5–9

591

663

10–14

636

717

15–19

686

574

20–24

549

1,020

25–34

977

1,498

35–44

1,435

1,548

45–54

1,482

805

55–59

771

855

60–64

818

1,470

65–74

1,409

719

75–84

688

388

85+

371

← Male

Female →

Age summary

Group	Count	%
Under 18	4,456	19.9%
18 and over	17,886	80.1%
65 and over	5,045	22.6%
Median age	45.6 years

Race & ethnicity

White 92.5%

Asian 4.4%

Two or more races 1.7%

Hispanic or Latino 0.9%

Other race 0.3%

Black or African American 0.2%

Group	Count	%
White	20,875	92.5%
Asian	982	4.4%
Two or more races	374	1.7%
Hispanic or Latino	214	0.9%
Other race	66	0.3%
Black or African American	34	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.1%	40.6%	39.4%
$50k – $100k	32.2%	34.1%	33.0%
$100k – $200k	29.5%	21.2%	22.4%
Over $200k	6.2%	4.1%	5.2%

Under $10k 2.7%

$10k–$15k 1.3%

$15k–$25k 4.0%

$25k–$35k 7.5%

$35k–$50k 13.5%

$50k–$75k 15.2%

$75k–$100k 12.9%

$100k–$150k 22.0%

$150k–$200k 11.3%

$200k+ 9.5%

Range	% of households
Under $10k	2.7%
$10k–$15k	1.3%
$15k–$25k	4.0%
$25k–$35k	7.5%
$35k–$50k	13.5%
$50k–$75k	15.2%
$75k–$100k	12.9%
$100k–$150k	22.0%
$150k–$200k	11.3%
$200k+	9.5%
Median income	$89,023

Housing

Home values

Under $50k 2.2%

$50k–$100k 1.1%

$100k–$150k 6.1%

$150k–$200k 18.4%

$200k–$300k 41.9%

$300k–$500k 25.6%

$500k–$1M 4.2%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$249,200
Median rent / month	$912
Owner occupied	78.4%
Renter occupied	21.6%
Vacant	3.1%
Single-family detached	71.5%
Large apartment buildings	3.1%
Mobile homes	1.0%
Median rooms	6.1
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.2%
2010–2019	5.4%
2000–2009	23.7%
1990–1999	28.3%
1980–1989	12.6%
1970–1979	14.0%
1960–1969	6.7%
1950–1959	1.8%
1940–1949	1.0%
1939 or earlier	6.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	3.8%
2 bedrooms	26.5%
3 bedrooms	43.7%
4 bedrooms	19.1%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	28.6%
2 vehicles	44.9%
3 or more	21.3%

Heating fuel

Fuel type	%
Utility gas	77.2%
Electricity	15.4%
Propane / LP gas	4.5%
Fuel oil	0.6%
Wood	0.4%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	5,560	56.9%
Cohabiting couple	546	5.6%
Male householder, no spouse	1,706	17.5%
Female householder, no spouse	1,957	20.0%
Households with children under 18	2,316	23.7%
Households with seniors (65+)	3,621	37.1%
Average household size	2.27

Marital status

Status	Male	Female
Never married	27.9%	20.0%
Married	59.9%	60.0%
Separated	0.1%	0.6%
Widowed	1.8%	9.5%
Divorced	10.3%	9.9%

Education

Less than 9th grade 0.4%

Some HS, no diploma 3.7%

HS graduate 26.0%

Some college, no degree 17.0%

Associate's degree 12.8%

Bachelor's degree 25.8%

Graduate / professional 14.3%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	40.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	226	5.1%
Kindergarten	181	4.0%
Elementary school	2,011	45.0%
High school	1,048	23.4%
College / grad school	1,005	22.5%

Employment

Industry of employment

Manufacturing 24.5%

Education & healthcare 22.2%

Retail trade 13.8%

Professional & management 7.3%

Arts, food & hospitality 5.8%

Other services 5.1%

Transportation & utilities 4.8%

Public administration 4.2%

Wholesale trade 4.0%

Construction 3.6%

Finance & real estate 3.5%

Information 0.8%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	44.6%
Service	11.3%
Sales & office	22.2%
Natural resources & construction	4.8%
Production & transportation	17.1%

Employment type

Type	%
Private sector	80.7%
Government	13.7%
Self-employed	5.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	80.4%
Carpool	6.1%
Public transit	0.0%
Walk	0.8%
Work from home	11.8%
Other means	0.8%
Avg commute (minutes)	18.8

Poverty

All people 4.6%

Under 18 years 2.6%

18 and over 5.1%

Married-couple families 1.4%

Female-led households 1.5%

Income support

Source	% of households
Social Security	34.9%
Retirement income	31.2%
Supplemental Security	2.8%
Cash public assistance	1.2%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	33.2%
High blood pressure	28.8%
High cholesterol	34.8%
Diabetes	8.2%
Heart disease	5.5%
Stroke	2.5%
Asthma	9.2%
Arthritis	23.2%
Kidney disease	2.5%
Pulmonary disease	5.2%
Cancer	7.0%

Behavior / access	%
Smoking	14.6%
Binge drinking	24.3%
No physical activity	17.0%
Less than 7 hrs sleep	29.1%
Depression	19.8%
Fair or poor health	10.1%
Poor mental health	12.7%
Poor physical health	8.7%
No health insurance	8.5%
Visited doctor (checkup)	73.5%
Visited dentist	72.7%
Cholesterol screening	88.9%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,721	9.6%

Disability	%
Any disability	10.9%
Under 18	1.2%
18–64 years	7.6%
65 and over	27.8%

Health insurance coverage

Type	%
Private insurance	80.9%
Public insurance	33.0%
No insurance	2.4%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,286	95.3%
Spanish	411	1.9%
Other Indo-European	96	0.5%
Asian & Pacific Islander	42	0.2%
Other languages	273	1.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,594	96.7%
Born in same state	21,381	95.7%
Born in different state	17,471	78.2%
Foreign born	213	1.0%
Naturalized citizen	748	3.3%
Not a US citizen	514	68.7%

Ancestry

Ancestry	Count	%
Italian	2,355	10.5%
French	1,645	7.4%
Arab	805	3.6%
Polish	772	3.5%
English	680	3%

Ancestry	Count	%
Dutch	419	1.9%
German	294	1.3%
Norwegian	48	0.2%
Irish	15	0.1%

Technology access

Metric	% of households
Computer access	43.7%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54904

What city is ZIP code 54904 in?

ZIP code 54904 is primarily assigned to Oshkosh, Wisconsin.

What county is ZIP code 54904 in?

ZIP code 54904 falls within Winnebago County, Wisconsin.

Does ZIP code 54904 have a large veteran population?

10% of civilians in ZIP code 54904 are veterans, above the national average of ~7%.

What is the population of ZIP code 54904?

ZIP code 54904 has an estimated population of 22,342 residents, with a density of 287 people per square mile.

What is the median household income in ZIP code 54904?

The median household income in ZIP code 54904 is $89,023, above the national median of ~$75,000.

What is the typical home value in ZIP code 54904?

The median home value in ZIP code 54904 is $249,200.

What timezone is ZIP code 54904 in?

ZIP code 54904 observes the CST timezone.