69154 ZIP Code — Oshkosh, NE

Garden County, Nebraska

ZIP code 69154 is located in Oshkosh, Nebraska, within Garden County. It covers approximately 420.67 square miles and serves a population of 1,180 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 308.

About ZIP code 69154

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $85,200. Owner-occupancy is high at 82%, well above the national average.

Median household income is $44,063. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 13 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

18% of residents lack health insurance, above the national average.

Overall, ZIP code 69154 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,180

population

420.67

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

69154 ZIP code map

Cities in ZIP code 69154

Below are the cities the US Postal Service accepts for ZIP code 69154. Using any city not on this list may result in mail delivery delays.

City	Status
Oshkosh	Acceptable
Oshkosh	Preferred

Nearby ZIP codes

69148 Lisco (12.2 mi) 69190 Oshkosh (14.4 mi) 69147 Lewellen (18.7 mi)

Demographics updated 05/2026

Population
Total population	1,180
Population density	3 / sq mi
State FIPS	31
County FIPS	069

Geography
Land area	420.67 sq mi
Water area	3.47 sq mi
Latitude	41.6151
Longitude	-102.3320
Timezone	Mountain (MT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.9%	58.0%	39.5%
$50k – $100k	25.1%	26.5%	33.4%
$100k – $200k	10.0%	12.3%	22.0%
Over $200k	1.0%	3.2%	5.2%

Demographics & statistics

1,180

Population

People per sq mi

39.1

Median age

$44,063

Median household income

$27,228

Per capita income

$85,200

Median home value

$773

Median monthly rent

81.7%

Home ownership

8.7%

Poverty rate

3.8%

Unemployment

573

Housing units

25.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	309	26.2%
18 and over	871	73.8%
65 and over	326	27.6%
Median age	39.1 years

Race & ethnicity

White 85.9%

Hispanic or Latino 6.6%

Other race 6.6%

Two or more races 0.3%

Asian 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	1,086	85.9%
Hispanic or Latino	84	6.6%
Other race	84	6.6%
Two or more races	4	0.3%
Asian	3	0.2%
American Indian / Alaska Native	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.9%	58.0%	39.5%
$50k – $100k	25.1%	26.5%	33.4%
$100k – $200k	10.0%	12.3%	22.0%
Over $200k	1.0%	3.2%	5.2%

Under $10k 5.9%

$10k–$15k 3.9%

$15k–$25k 10.4%

$25k–$35k 15.2%

$35k–$50k 22.4%

$50k–$75k 17.2%

$75k–$100k 12.4%

$100k–$150k 8.0%

$150k–$200k 3.5%

$200k+ 1.1%

Range	% of households
Under $10k	5.9%
$10k–$15k	3.9%
$15k–$25k	10.4%
$25k–$35k	15.2%
$35k–$50k	22.4%
$50k–$75k	17.2%
$75k–$100k	12.4%
$100k–$150k	8.0%
$150k–$200k	3.5%
$200k+	1.1%
Median income	$44,063

Housing

Home values

Under $50k 28.3%

$50k–$100k 33.6%

$100k–$150k 12.2%

$150k–$200k 12.5%

$200k–$300k 4.3%

$300k–$500k 6.3%

$1M+ 2.7%

Housing overview

Metric	Value
Median home value	$85,200
Median rent / month	$773
Owner occupied	81.7%
Renter occupied	18.3%
Vacant	19.6%
Single-family detached	89.6%
Large apartment buildings	3.4%
Mobile homes	3.1%
Median rooms	6.2
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	4.5%
1990–1999	7.1%
1980–1989	8.3%
1970–1979	12.5%
1960–1969	4.0%
1950–1959	18.8%
1940–1949	11.2%
1939 or earlier	32.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	6.4%
2 bedrooms	26.6%
3 bedrooms	41.7%
4 bedrooms	14.7%
5+ bedrooms	10.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	28.3%
2 vehicles	44.3%
3 or more	24.6%

Heating fuel

Fuel type	%
Utility gas	46.5%
Electricity	35.7%
Propane / LP gas	13.3%
Wood	3.1%

Households & families

Household type	Count	%
Married-couple family	254	47.0%
Cohabiting couple	9	1.7%
Male householder, no spouse	111	20.6%
Female householder, no spouse	166	30.7%
Households with children under 18	152	28.1%
Households with seniors (65+)	230	42.6%
Average household size	2.13

Marital status

Status	Male	Female
Never married	24.8%	16.8%
Married	60.7%	53.5%
Separated	0.0%	0.0%
Widowed	5.3%	17.4%
Divorced	9.2%	12.4%

Education

Less than 9th grade 0.2%

Some HS, no diploma 3.7%

HS graduate 32.2%

Some college, no degree 23.5%

Associate's degree 14.9%

Bachelor's degree 18.8%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	25.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	29	9.0%
Kindergarten	16	4.9%
Elementary school	220	67.9%
High school	38	11.7%
College / grad school	21	6.5%

Employment

Industry of employment

Education & healthcare 24.7%

Agriculture & mining 12.1%

Retail trade 10.5%

Finance & real estate 9.6%

Other services 9.3%

Construction 8.4%

Transportation & utilities 7.2%

Public administration 4.9%

Wholesale trade 4.0%

Professional & management 3.0%

Manufacturing 2.6%

Information 2.1%

Arts, food & hospitality 1.6%

Occupation

Category	%
Management, business & arts	36.1%
Service	17.9%
Sales & office	21.0%
Natural resources & construction	12.8%
Production & transportation	12.1%

Employment type

Type	%
Private sector	61.5%
Government	18.2%
Self-employed	20.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.1%
Carpool	4.4%
Public transit	0.0%
Walk	5.6%
Work from home	7.9%
Other means	0.9%
Avg commute (minutes)	12.7

Poverty

All people 8.7%

Under 18 years 9.4%

18 and over 8.4%

Married-couple families 2.0%

Female-led households 20.8%

Income support

Source	% of households
Social Security	41.3%
Retirement income	20.0%
Supplemental Security	5.4%
Cash public assistance	3.7%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	38.5%
High cholesterol	36.7%
Diabetes	11.5%
Heart disease	8.3%
Stroke	3.7%
Asthma	8.1%
Arthritis	29.9%
Kidney disease	3.5%
Pulmonary disease	7.0%
Cancer	9.4%

Behavior / access	%
Smoking	15.0%
Binge drinking	18.2%
No physical activity	24.1%
Less than 7 hrs sleep	27.7%
Depression	16.2%
Fair or poor health	12.7%
Poor mental health	10.6%
Poor physical health	9.7%
No health insurance	12.4%
Visited doctor (checkup)	72.6%
Visited dentist	63.0%
Cholesterol screening	90.7%
Teeth loss	11.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	83	9.5%

Disability	%
Any disability	19.7%
Under 18	6.5%
18–64 years	10.5%
65 and over	49.2%

Health insurance coverage

Type	%
Private insurance	58.4%
Public insurance	42.8%
No insurance	18.4%
Uninsured under 19	32.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,125	95.3%
Spanish	7	0.6%
Other Indo-European	4	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,173	99.4%
Born in same state	1,173	99.4%
Born in different state	793	67.2%
Foreign born	0	0.0%
Naturalized citizen	7	0.6%
Not a US citizen	7	100.0%

Ancestry

Ancestry	Count	%
Italian	130	11%
French	111	9.4%
English	52	4.4%
Arab	32	2.7%

Ancestry	Count	%
Dutch	19	1.6%
Polish	5	0.4%
German	2	0.2%

Technology access

Metric	% of households
Computer access	45.8%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 69154

What city is ZIP code 69154 in?

ZIP code 69154 is primarily assigned to Oshkosh, Nebraska.

What county is ZIP code 69154 in?

ZIP code 69154 falls within Garden County, Nebraska.

Does ZIP code 69154 have an older population?

28% of residents in ZIP code 69154 are 65 or older, above the national average of ~17%.

Is ZIP code 69154 mostly owner-occupied?

82% of occupied units in ZIP code 69154 are owner-occupied, well above the national average.

Does ZIP code 69154 have a large retiree population?

41% of households in ZIP code 69154 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 69154?

The median home value in ZIP code 69154 is $85,200.

What timezone is ZIP code 69154 in?

ZIP code 69154 observes the MST timezone.