13420 ZIP Code — Old Forge, NY

Herkimer County, New York

ZIP code 13420 is located in Old Forge, New York, within Herkimer County. It covers approximately 148.35 square miles and serves a population of 1,092 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315.

About ZIP code 13420

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $342,400. Owner-occupancy is high at 89%, well above the national average.

Median household income is $104,659. The poverty rate of 5% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 6 minutes is near the national average. Remote work is prevalent — 26% of workers work from home.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 13420 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,092

population

148.35

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13420 ZIP code map

Cities in ZIP code 13420

Below are the cities the US Postal Service accepts for ZIP code 13420. Using any city not on this list may result in mail delivery delays.

City	Status
Old Forge	Preferred

Nearby ZIP codes

13331 Eagle Bay (3.2 mi) 13360 Inlet (8.4 mi) 13324 Cold Brook (17.4 mi) 13338 Forestport (17.9 mi) 13494 Woodgate (18.8 mi) 13343 Glenfield (18.8 mi) 13433 Port Leyden (19.3 mi)

Demographics updated 05/2026

Population
Total population	1,092
Population density	7 / sq mi
State FIPS	36
County FIPS	043

Geography
Land area	148.35 sq mi
Water area	12.22 sq mi
Latitude	43.7319
Longitude	-74.9061
Timezone	Eastern (ET)
Area code	315

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.9%	44.6%	37.0%
$50k – $100k	38.7%	32.9%	27.0%
$100k – $200k	27.4%	20.1%	24.4%
Over $200k	0.0%	2.5%	11.5%

Demographics & statistics

1,092

Population

People per sq mi

57.1

Median age

$104,659

Median household income

$53,384

Per capita income

$342,400

Median home value

Median monthly rent

88.7%

Home ownership

5.0%

Poverty rate

5.8%

Unemployment

2,663

Housing units

47.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

15–19

20–24

25–34

119

35–44

116

45–54

136

55–59

133

60–64

100

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	46	4.2%
18 and over	1,046	95.8%
65 and over	378	34.6%
Median age	57.1 years

Race & ethnicity

White 97%

Black or African American 2.2%

Two or more races 0.8%

Group	Count	%
White	1,059	97%
Black or African American	24	2.2%
Two or more races	9	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.9%	44.6%	37.0%
$50k – $100k	38.7%	32.9%	27.0%
$100k – $200k	27.4%	20.1%	24.4%
Over $200k	0.0%	2.5%	11.5%

Under $10k 0.8%

$15k–$25k 1.3%

$25k–$35k 4.5%

$35k–$50k 4.2%

$50k–$75k 10.2%

$75k–$100k 8.1%

$100k–$150k 59.4%

$150k–$200k 11.5%

Range	% of households
Under $10k	0.8%
$15k–$25k	1.3%
$25k–$35k	4.5%
$35k–$50k	4.2%
$50k–$75k	10.2%
$75k–$100k	8.1%
$100k–$150k	59.4%
$150k–$200k	11.5%
Median income	$104,659

Housing

Home values

$100k–$150k 19.8%

$150k–$200k 5.3%

$200k–$300k 4.1%

$300k–$500k 50.5%

$500k–$1M 8.7%

$1M+ 11.5%

Housing overview

Metric	Value
Median home value	$342,400
Median rent / month	$0
Owner occupied	88.7%
Renter occupied	11.3%
Vacant	80.6%
Single-family detached	88.3%
Large apartment buildings	1.3%
Mobile homes	7.6%
Median rooms	5.2
Avg household size (owned)	2.00

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	12.3%
1990–1999	11.7%
1980–1989	15.8%
1970–1979	7.6%
1960–1969	10.9%
1950–1959	5.0%
1940–1949	9.5%
1939 or earlier	24.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	14.7%
2 bedrooms	22.3%
3 bedrooms	41.5%
4 bedrooms	9.1%
5+ bedrooms	9.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	14.2%
2 vehicles	70.9%
3 or more	14.2%

Heating fuel

Fuel type	%
Utility gas	4.2%
Electricity	10.2%
Propane / LP gas	55.4%
Fuel oil	18.1%
Wood	7.9%
Solar	4.2%

Households & families

Household type	Count	%
Married-couple family	428	80.9%
Cohabiting couple	25	4.7%
Male householder, no spouse	41	7.8%
Female householder, no spouse	35	6.6%
Households with children under 18	25	4.7%
Households with seniors (65+)	258	48.8%
Average household size	1.94

Marital status

Status	Male	Female
Never married	19.4%	20.2%
Married	80.6%	74.1%
Separated	0.0%	0.0%
Widowed	0.0%	5.7%
Divorced	0.0%	0.0%

Education

Less than 9th grade 15.3%

Some HS, no diploma 2.4%

HS graduate 30.8%

Some college, no degree 4.2%

Associate's degree 0.0%

Bachelor's degree 20.9%

Graduate / professional 26.5%

Metric	%
HS diploma or higher	82.4%
Bachelor's or higher	47.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	8	18.2%
College / grad school	36	81.8%

Employment

Industry of employment

Arts, food & hospitality 28.8%

Construction 19.0%

Professional & management 16.4%

Retail trade 16.3%

Education & healthcare 10.4%

Transportation & utilities 4.6%

Other services 3.3%

Manufacturing 1.2%

Occupation

Category	%
Management, business & arts	26.9%
Service	28.8%
Sales & office	24.0%
Natural resources & construction	19.0%
Production & transportation	1.4%

Employment type

Type	%
Private sector	76.4%
Government	14.7%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.6%
Carpool	3.3%
Public transit	0.0%
Walk	0.6%
Work from home	25.6%
Other means	0.0%
Avg commute (minutes)	6.2

Poverty

All people 5.0%

Under 18 years 52.2%

18 and over 3.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.7%
Retirement income	39.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	31.0%
High blood pressure	40.4%
High cholesterol	36.5%
Diabetes	11.6%
Heart disease	8.4%
Stroke	3.7%
Asthma	10.1%
Arthritis	29.4%
Kidney disease	3.6%
Pulmonary disease	8.8%
Cancer	8.6%

Behavior / access	%
Smoking	17.8%
Binge drinking	16.0%
No physical activity	26.3%
Less than 7 hrs sleep	34.1%
Depression	20.4%
Fair or poor health	14.4%
Poor mental health	13.2%
Poor physical health	11.2%
No health insurance	9.2%
Visited doctor (checkup)	81.2%
Visited dentist	66.6%
Cholesterol screening	92.9%
Teeth loss	14.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	135	12.9%

Disability	%
Any disability	18.8%
Under 18	52.2%
18–64 years	3.7%
65 and over	41.3%

Health insurance coverage

Type	%
Private insurance	66.7%
Public insurance	39.8%
No insurance	9.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,070	98.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,092	100.0%
Born in same state	1,092	100.0%
Born in different state	824	75.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	238	21.8%
French	139	12.7%

Ancestry	Count	%
German	105	9.6%
English	25	2.3%

Technology access

Metric	% of households
Computer access	48.4%
Internet access	88.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13420

What city is ZIP code 13420 in?

ZIP code 13420 is primarily assigned to Old Forge, New York.

What county is ZIP code 13420 in?

ZIP code 13420 falls within Herkimer County, New York.

Does ZIP code 13420 have an older population?

35% of residents in ZIP code 13420 are 65 or older, above the national average of ~17%.

Is ZIP code 13420 mostly owner-occupied?

89% of occupied units in ZIP code 13420 are owner-occupied, well above the national average.

Does ZIP code 13420 have a large retiree population?

43% of households in ZIP code 13420 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 13420?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 13420 in?

ZIP code 13420 observes the EST timezone.