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Mississippi ZIP Codes
Chickasaw County
Okolona, MS
38860
38860 ZIP Code — Okolona, MS
Chickasaw County, Mississippi
ZIP code 38860 is located in
Okolona ,
Mississippi ,
within Chickasaw County .
It covers approximately 137.98 square miles and serves a population of
6,056 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 662 .
About ZIP code 38860
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $94,400. Owner-occupancy sits near the national average at 66%.
Median household income is $44,759. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of obesity (44%), diabetes (17%), smoking (23%) compared to national benchmarks.
Overall, ZIP code 38860 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
38860 ZIP code map
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Cities in ZIP code 38860
Below are the cities the US Postal Service accepts for ZIP code 38860. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
6,056
Population density
44 / sq mi
State FIPS
28
County FIPS
017
Geography
Land area
137.98 sq mi
Water area
0.61 sq mi
Latitude
33.9553
Longitude
-88.7780
Timezone
Central (CT)
Area code
662
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
61.4%
62.7%
52.9%
$50k – $100k
24.8%
27.7%
28.4%
$100k – $200k
12.4%
8.7%
15.3%
Over $200k
1.5%
0.9%
3.4%
Demographics & statistics
$44,759
Median household income
Age distribution
Age summary
Group Count % Under 18 1,838 30.4% 18 and over 4,218 69.6% 65 and over 918 15.2% Median age 33.9 years
Race & ethnicity
Black or African American
53.7%
Group Count % Black or African American 3,253 53.7% White 2,781 45.9% Two or more races 22 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
61.4%
62.7%
52.9%
$50k – $100k
24.8%
27.7%
28.4%
$100k – $200k
12.4%
8.7%
15.3%
Over $200k
1.5%
0.9%
3.4%
Range % of households Under $10k 11.2% $10k–$15k 11.9% $15k–$25k 8.9% $25k–$35k 8.0% $35k–$50k 16.2% $50k–$75k 17.7% $75k–$100k 9.8% $100k–$150k 7.2% $150k–$200k 8.0% $200k+ 1.0% Median income $44,759
Housing
Housing overview
Metric Value Median home value $94,400 Median rent / month $601 Owner occupied 65.7% Renter occupied 34.3% Vacant 12.4% Single-family detached 67.8% Large apartment buildings 1.1% Mobile homes 22.0% Median rooms 5.6 Avg household size (owned) 2.84
Year built
Era % 2020 or later 0.6% 2010–2019 8.5% 2000–2009 13.8% 1990–1999 13.0% 1980–1989 10.7% 1970–1979 24.2% 1960–1969 11.8% 1950–1959 8.0% 1940–1949 2.4% 1939 or earlier 7.1%
Bedrooms
Size % of units No bedroom (studio) 0.2% 1 bedroom 1.4% 2 bedrooms 24.5% 3 bedrooms 52.6% 4 bedrooms 13.1% 5+ bedrooms 8.1%
Vehicles per household
Vehicles % of households No vehicle 9.1% 1 vehicle 27.5% 2 vehicles 33.0% 3 or more 30.4%
Heating fuel
Fuel type % Utility gas 27.7% Electricity 53.4% Propane / LP gas 14.9% Fuel oil 1.3% Wood 2.7%
Households & families
Household type Count % Married-couple family 877 39.2% Cohabiting couple 130 5.8% Male householder, no spouse 402 18.0% Female householder, no spouse 828 37.0% Households with children under 18 855 38.2% Households with seniors (65+) 708 31.6% Average household size 2.67
Marital status
Status Male Female Never married 39.0% 40.3% Married 48.9% 39.1% Separated 3.8% 1.4% Widowed 2.8% 9.0% Divorced 5.4% 10.2%
Education
Some HS, no diploma
18.9%
Some college, no degree
16.4%
Graduate / professional
3.2%
Metric % HS diploma or higher 76.8% Bachelor's or higher 8.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 117 7.4% Kindergarten 65 4.1% Elementary school 713 45.2% High school 430 27.2% College / grad school 254 16.1%
Employment
Industry of employment
Education & healthcare
22.7%
Professional & management
9.0%
Transportation & utilities
5.6%
Agriculture & mining
4.6%
Finance & real estate
3.4%
Arts, food & hospitality
2.9%
Public administration
1.9%
Occupation
Category % Management, business & arts 21.0% Service 16.8% Sales & office 13.3% Natural resources & construction 15.6% Production & transportation 33.3%
Employment type
Type % Private sector 84.4% Government 4.8% Self-employed 10.1% Unpaid family workers 0.7%
Commute
Method % Drive alone 90.9% Carpool 5.8% Public transit 0.0% Walk 0.3% Work from home 3.0% Other means 0.0% Avg commute (minutes) 28.1
Poverty
Married-couple families
7.6%
Female-led households
47.2%
Income support
Source % of households Social Security 41.4% Retirement income 16.2% Supplemental Security 6.9% Cash public assistance 0.4% Food stamps / SNAP 17.6%
Health indicators
Condition % Obesity 44.1% High blood pressure 49.8% High cholesterol 37.9% Diabetes 17.1% Heart disease 8.4% Stroke 5.4% Asthma 11.1% Arthritis 32.3% Kidney disease 4.1% Pulmonary disease 9.4% Cancer 6.2%
Behavior / access % Smoking 23.4% Binge drinking 11.6% No physical activity 36.2% Less than 7 hrs sleep 38.8% Depression 21.0% Fair or poor health 26.9% Poor mental health 15.7% Poor physical health 13.9% No health insurance 23.2% Visited doctor (checkup) 80.4% Visited dentist 46.2% Cholesterol screening 89.3% Teeth loss 24.1%
Veterans & disability
Veterans Count % Civilian veterans 242 5.7%
Disability % Any disability 13.1% Under 18 4.7% 18–64 years 10.8% 65 and over 39.3%
Health insurance coverage
Type % Private insurance 58.8% Public insurance 40.5% No insurance 9.5% Uninsured under 19 1.3%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 5,465 90.2% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 6,056 100.0% Born in same state 6,056 100.0% Born in different state 5,305 87.6% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 848 14% Italian 369 6.1% French 316 5.2%
Ancestry Count % English 30 0.5% Irish 5 0.1%
Technology access
Metric % of households Computer access 36.9% Internet access 82.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 38860
What city is ZIP code 38860 in?
ZIP code 38860 is primarily assigned to Okolona, Mississippi.
What county is ZIP code 38860 in?
ZIP code 38860 falls within Chickasaw County, Mississippi.
Is ZIP code 38860 family-oriented?
30% of residents in ZIP code 38860 are under 18, reflecting a younger, family-oriented community.
How educated is the population of ZIP code 38860?
9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 38860?
22% of residents in ZIP code 38860 live below the poverty line, above the national average.
Does ZIP code 38860 have a large retiree population?
41% of households in ZIP code 38860 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 38860 in?
ZIP code 38860 observes the CST timezone.
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