08740 ZIP Code — Ocean Gate, NJ

Ocean County, New Jersey

ZIP code 08740 is located in Ocean Gate, New Jersey, within Ocean County. It covers approximately 0.45 square miles and serves a population of 1,682 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 732/848.

About ZIP code 08740

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $323,000. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($67,788) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 2% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Overall, ZIP code 08740 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,682

population

0.45

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

08740 ZIP code map

Cities in ZIP code 08740

Below are the cities the US Postal Service accepts for ZIP code 08740. Using any city not on this list may result in mail delivery delays.

City	Status
Ocean Gate	Acceptable

Demographics updated 05/2026

Population
Total population	1,682
Population density	3,738 / sq mi
State FIPS	34
County FIPS	029

Geography
Land area	0.45 sq mi
Water area	0.65 sq mi
Latitude	39.9267
Longitude	-74.1355
Timezone	Eastern (ET)
Area code	732/848

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.0%	34.9%	30.2%
$50k – $100k	31.3%	29.9%	26.7%
$100k – $200k	20.0%	26.6%	28.3%
Over $200k	3.7%	8.6%	14.8%

Demographics & statistics

1,682

Population

3,738

People per sq mi

46.1

Median age

$67,788

Median household income

$42,958

Per capita income

$323,000

Median home value

$1,779

Median monthly rent

79.9%

Home ownership

2.2%

Poverty rate

3.4%

Unemployment

1,093

Housing units

30.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

139

65–74

148

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	302	18.0%
18 and over	1,380	82.0%
65 and over	394	23.4%
Median age	46.1 years

Race & ethnicity

White 92.7%

Two or more races 6.1%

Black or African American 1.2%

Group	Count	%
White	1,559	92.7%
Two or more races	103	6.1%
Black or African American	20	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.0%	34.9%	30.2%
$50k – $100k	31.3%	29.9%	26.7%
$100k – $200k	20.0%	26.6%	28.3%
Over $200k	3.7%	8.6%	14.8%

Under $10k 2.2%

$10k–$15k 6.7%

$15k–$25k 7.5%

$25k–$35k 4.3%

$35k–$50k 16.0%

$50k–$75k 17.5%

$75k–$100k 12.0%

$100k–$150k 24.8%

$150k–$200k 4.4%

$200k+ 4.6%

Range	% of households
Under $10k	2.2%
$10k–$15k	6.7%
$15k–$25k	7.5%
$25k–$35k	4.3%
$35k–$50k	16.0%
$50k–$75k	17.5%
$75k–$100k	12.0%
$100k–$150k	24.8%
$150k–$200k	4.4%
$200k+	4.6%
Median income	$67,788

Housing

Home values

Under $50k 2.9%

$150k–$200k 8.4%

$200k–$300k 27.1%

$300k–$500k 53.9%

$500k–$1M 6.4%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$323,000
Median rent / month	$1,779
Owner occupied	79.9%
Renter occupied	20.1%
Vacant	40.2%
Single-family detached	97.2%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.7
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	5.1%
2000–2009	3.1%
1990–1999	10.4%
1980–1989	6.4%
1970–1979	1.8%
1960–1969	14.7%
1950–1959	24.5%
1940–1949	9.9%
1939 or earlier	24.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.1%
2 bedrooms	29.7%
3 bedrooms	46.1%
4 bedrooms	14.2%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	38.2%
2 vehicles	34.3%
3 or more	21.1%

Heating fuel

Fuel type	%
Utility gas	92.7%
Electricity	5.9%
Fuel oil	1.3%

Households & families

Household type	Count	%
Married-couple family	272	36.6%
Cohabiting couple	35	4.7%
Male householder, no spouse	163	21.9%
Female householder, no spouse	273	36.7%
Households with children under 18	179	24.1%
Households with seniors (65+)	338	45.5%
Average household size	2.26

Marital status

Status	Male	Female
Never married	43.9%	32.0%
Married	45.9%	41.0%
Separated	0.0%	0.0%
Widowed	3.4%	14.8%
Divorced	6.8%	12.2%

Education

Less than 9th grade 5.8%

Some HS, no diploma 1.8%

HS graduate 42.8%

Some college, no degree 11.6%

Associate's degree 7.4%

Bachelor's degree 23.9%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	30.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	7.6%
Kindergarten	14	4.3%
Elementary school	189	57.8%
High school	71	21.7%
College / grad school	28	8.6%

Employment

Industry of employment

Education & healthcare 26.4%

Professional & management 13.3%

Retail trade 10.8%

Construction 10.3%

Arts, food & hospitality 7.3%

Transportation & utilities 7.1%

Information 6.3%

Finance & real estate 6.0%

Manufacturing 5.3%

Public administration 4.9%

Other services 1.6%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	37.1%
Service	17.8%
Sales & office	22.1%
Natural resources & construction	10.9%
Production & transportation	12.1%

Employment type

Type	%
Private sector	86.8%
Government	6.5%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.8%
Carpool	1.1%
Public transit	0.0%
Walk	1.5%
Work from home	7.9%
Other means	1.7%
Avg commute (minutes)	25.8

Poverty

All people 2.2%

Under 18 years 0.0%

18 and over 2.6%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	47.6%
Retirement income	29.2%
Supplemental Security	7.5%
Cash public assistance	0.0%
Food stamps / SNAP	9.0%

Health indicators

Condition	%
Obesity	32.1%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	8.9%
Heart disease	6.2%
Stroke	2.8%
Asthma	10.6%
Arthritis	24.4%
Kidney disease	2.7%
Pulmonary disease	6.7%
Cancer	6.6%

Behavior / access	%
Smoking	17.7%
Binge drinking	17.8%
No physical activity	21.5%
Less than 7 hrs sleep	36.1%
Depression	19.9%
Fair or poor health	12.6%
Poor mental health	15.3%
Poor physical health	9.8%
No health insurance	12.7%
Visited doctor (checkup)	76.2%
Visited dentist	63.7%
Cholesterol screening	0.0%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	124	9.0%

Disability	%
Any disability	20.6%
Under 18	19.2%
18–64 years	14.0%
65 and over	38.1%

Health insurance coverage

Type	%
Private insurance	78.8%
Public insurance	34.6%
No insurance	4.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,654	98.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,643	97.7%
Born in same state	1,632	97.0%
Born in different state	1,317	78.3%
Foreign born	11	0.7%
Naturalized citizen	39	2.3%
Not a US citizen	39	100.0%

Ancestry

Ancestry	Count	%
Italian	588	35%
French	124	7.4%
English	34	2%
Polish	16	1%

Ancestry	Count	%
German	10	0.6%
Irish	10	0.6%
Arab	10	0.6%

Technology access

Metric	% of households
Computer access	44.2%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 08740

What city is ZIP code 08740 in?

ZIP code 08740 is primarily assigned to Ocean Gate, New Jersey.

What county is ZIP code 08740 in?

ZIP code 08740 falls within Ocean County, New Jersey.

Does ZIP code 08740 have a large retiree population?

48% of households in ZIP code 08740 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 08740?

The median home value in ZIP code 08740 is $323,000.

What is the population of ZIP code 08740?

ZIP code 08740 has an estimated population of 1,682 residents, with a density of 3,738 people per square mile.

What is the median household income in ZIP code 08740?

The median household income in ZIP code 08740 is $67,788, below the national median of ~$75,000.

What timezone is ZIP code 08740 in?

ZIP code 08740 observes the EST timezone.