68964 ZIP Code — Oak, NE
Nuckolls County, Nebraska
ZIP code 68964 is located in Oak, Nebraska, within Nuckolls County. It covers approximately 28.27 square miles and serves a population of 115 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.
115
population
28.27
sq mi land
Standard
ZIP type
Central (CT)
timezone
68964 ZIP code map
Cities in ZIP code 68964
Below are the cities the US Postal Service accepts for ZIP code 68964. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Oak | Acceptable |
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 115 |
| Population density | 4 / sq mi |
| State FIPS | 31 |
| County FIPS | 129 |
| Geography | |
|---|---|
| Land area | 28.27 sq mi |
| Water area | 0.05 sq mi |
| Latitude | 40.2633 |
| Longitude | -97.8776 |
| Timezone | Central (CT) |
| Area code | 402 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 42.1% | 45.7% | 39.5% |
| $50k – $100k | 15.8% | 39.5% | 33.4% |
| $100k – $200k | 42.1% | 10.8% | 22.0% |
| Over $200k | 0.0% | 4.0% | 5.2% |
Demographics & statistics
115
Population
4
People per sq mi
33.4
Median age
$145,714
Median household income
$33,277
Per capita income
$0
Median home value
$0
Median monthly rent
100.0%
Home ownership
24.3%
Poverty rate
0.0%
Unemployment
66
Housing units
55.9%
Bachelor's or higher
Age distribution
Male
Female
10
Under 5
10
11
5–9
11
1
10–14
1
1
15–19
2
10
25–34
10
11
35–44
12
2
55–59
3
1
60–64
1
0
65–74
1
8
75–84
9
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 47 | 40.9% |
| 18 and over | 68 | 59.1% |
| 65 and over | 18 | 15.7% |
| Median age | 33.4 years | |
Race & ethnicity
White
100%
| Group | Count | % |
|---|---|---|
| White | 115 | 100% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 42.1% | 45.7% | 39.5% |
| $50k – $100k | 15.8% | 39.5% | 33.4% |
| $100k – $200k | 42.1% | 10.8% | 22.0% |
| Over $200k | 0.0% | 4.0% | 5.2% |
$15k–$25k
4.2%
$25k–$35k
4.2%
$35k–$50k
20.8%
$50k–$75k
4.2%
$100k–$150k
37.5%
$200k+
29.2%
| Range | % of households |
|---|---|
| $15k–$25k | 4.2% |
| $25k–$35k | 4.2% |
| $35k–$50k | 20.8% |
| $50k–$75k | 4.2% |
| $100k–$150k | 37.5% |
| $200k+ | 29.2% |
| Median income | $145,714 |
Housing
Home values
Under $50k
37.5%
$50k–$100k
29.2%
$150k–$200k
4.2%
$500k–$1M
29.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $0 |
| Median rent / month | $0 |
| Owner occupied | 100.0% |
| Renter occupied | 0.0% |
| Vacant | 63.6% |
| Single-family detached | 97.0% |
| Large apartment buildings | 0.0% |
| Mobile homes | 3.0% |
| Median rooms | 6.2 |
| Avg household size (owned) | 3.92 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 10.6% |
| 2000–2009 | 0.0% |
| 1990–1999 | 0.0% |
| 1980–1989 | 0.0% |
| 1970–1979 | 1.5% |
| 1960–1969 | 40.9% |
| 1950–1959 | 1.5% |
| 1940–1949 | 12.1% |
| 1939 or earlier | 33.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 0.0% |
| 2 bedrooms | 56.1% |
| 3 bedrooms | 33.3% |
| 4 bedrooms | 10.6% |
| 5+ bedrooms | 0.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 0.0% |
| 1 vehicle | 0.0% |
| 2 vehicles | 41.7% |
| 3 or more | 58.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Electricity | 45.8% |
| Propane / LP gas | 54.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 19 | 79.2% |
| Cohabiting couple | 0 | 0.0% |
| Male householder, no spouse | 1 | 4.2% |
| Female householder, no spouse | 4 | 16.7% |
| Households with children under 18 | 8 | 33.3% |
| Households with seniors (65+) | 12 | 50.0% |
| Average household size | 3.92 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 51.2% | 7.1% |
| Married | 46.5% | 78.6% |
| Separated | 0.0% | 0.0% |
| Widowed | 2.3% | 3.6% |
| Divorced | 0.0% | 10.7% |
Education
Less than 9th grade
0.0%
Some HS, no diploma
5.9%
HS graduate
33.8%
Some college, no degree
4.4%
Associate's degree
0.0%
Bachelor's degree
41.2%
Graduate / professional
14.7%
| Metric | % |
|---|---|
| HS diploma or higher | 94.1% |
| Bachelor's or higher | 55.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 10 | 26.3% |
| Kindergarten | 10 | 26.3% |
| Elementary school | 14 | 36.8% |
| High school | 3 | 7.9% |
| College / grad school | 1 | 2.6% |
Employment
Industry of employment
Education & healthcare
44.8%
Professional & management
24.1%
Agriculture & mining
10.3%
Construction
6.9%
Manufacturing
6.9%
Finance & real estate
6.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 72.4% |
| Service | 6.9% |
| Sales & office | 6.9% |
| Natural resources & construction | 3.4% |
| Production & transportation | 10.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 55.2% |
| Government | 34.5% |
| Self-employed | 10.3% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 100.0% |
| Carpool | 0.0% |
| Public transit | 0.0% |
| Walk | 0.0% |
| Work from home | 0.0% |
| Other means | 0.0% |
| Avg commute (minutes) | 29.8 |
Poverty
All people
24.3%
Under 18 years
10.6%
18 and over
33.8%
Married-couple families
5.3%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 50.0% |
| Retirement income | 16.7% |
| Supplemental Security | 0.0% |
| Cash public assistance | 0.0% |
| Food stamps / SNAP | 0.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 38.8% |
| High blood pressure | 34.8% |
| High cholesterol | 33.7% |
| Diabetes | 10.8% |
| Heart disease | 6.8% |
| Stroke | 3.2% |
| Asthma | 8.5% |
| Arthritis | 27.0% |
| Kidney disease | 2.9% |
| Pulmonary disease | 6.9% |
| Cancer | 6.9% |
| Behavior / access | % |
|---|---|
| Smoking | 19.6% |
| Binge drinking | 21.8% |
| No physical activity | 24.5% |
| Less than 7 hrs sleep | 28.8% |
| Depression | 17.3% |
| Fair or poor health | 13.0% |
| Poor mental health | 11.9% |
| Poor physical health | 10.2% |
| No health insurance | 13.0% |
| Visited doctor (checkup) | 69.9% |
| Visited dentist | 62.2% |
| Cholesterol screening | 88.7% |
| Teeth loss | 11.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 7 | 10.3% |
| Disability | % |
|---|---|
| Any disability | 6.1% |
| Under 18 | 2.1% |
| 18–64 years | 6.0% |
| 65 and over | 16.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 76.5% |
| Public insurance | 16.5% |
| No insurance | 20.9% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 95 | 82.6% |
| Spanish | 0 | 0.0% |
| Other Indo-European | 0 | 0.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 115 | 100.0% |
| Born in same state | 115 | 100.0% |
| Born in different state | 106 | 92.2% |
| Foreign born | 0 | 0.0% |
| Naturalized citizen | 0 | 0.0% |
| Not a US citizen | 0 | 0.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Dutch | 13 | 11.3% |
| Arab | 3 | 2.6% |
| Ancestry | Count | % |
|---|---|---|
| Italian | 1 | 0.9% |
| French | 1 | 0.9% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 20.9% |
| Internet access | 83.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68964
What city is ZIP code 68964 in?
ZIP code 68964 is primarily assigned to Oak, Nebraska.
What county is ZIP code 68964 in?
ZIP code 68964 falls within Nuckolls County, Nebraska.
Is ZIP code 68964 family-oriented?
41% of residents in ZIP code 68964 are under 18, reflecting a younger, family-oriented community.
Does ZIP code 68964 have a large retiree population?
50% of households in ZIP code 68964 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 68964?
24% of residents in ZIP code 68964 live below the poverty line, above the national average.
How educated is the population of ZIP code 68964?
56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What timezone is ZIP code 68964 in?
ZIP code 68964 observes the CST timezone.