43449 ZIP Code — Oak Harbor, OH

Ottawa County, Ohio

ZIP code 43449 is located in Oak Harbor, Ohio, within Ottawa County. It covers approximately 83.83 square miles and serves a population of 8,281 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419/567.

About ZIP code 43449

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $174,100. Owner-occupancy is high at 80%, well above the national average.

Median household income is $66,352. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 43449 reflects a community defined by high homeownership and a significant Social Security-dependent population.

8,281

population

83.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

43449 ZIP code map

Cities in ZIP code 43449

Below are the cities the US Postal Service accepts for ZIP code 43449. Using any city not on this list may result in mail delivery delays.

City	Status
Oak Harbor	Preferred

Nearby ZIP codes

43432 Graytown (6.4 mi) 43416 Elmore (7.1 mi) 43445 Martin (8.4 mi) 43442 Lindsey (8.6 mi) 43452 Port Clinton (9.2 mi) 43412 Curtice (11 mi) 43420 Fremont (11.9 mi) 43430 Genoa (12.2 mi) 43469 Woodville (12.3 mi) 43431 Gibsonburg (13.4 mi) 43464 Vickery (14.2 mi) 43447 Millbury (15.2 mi)

Demographics updated 05/2026

Population
Total population	8,281
Population density	99 / sq mi
State FIPS	39
County FIPS	123

Geography
Land area	83.83 sq mi
Water area	4.40 sq mi
Latitude	41.5260
Longitude	-83.1418
Timezone	Eastern (ET)
Area code	419/567

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.2%	41.7%	43.3%
$50k – $100k	31.9%	31.2%	31.4%
$100k – $200k	23.7%	22.0%	20.0%
Over $200k	3.2%	5.0%	5.2%

Demographics & statistics

8,281

Population

People per sq mi

45.8

Median age

$66,352

Median household income

$34,378

Per capita income

$174,100

Median home value

$829

Median monthly rent

79.7%

Home ownership

7.7%

Poverty rate

2.6%

Unemployment

3,580

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

202

Under 5

209

246

5–9

255

244

10–14

253

202

15–19

210

185

20–24

192

499

25–34

519

442

35–44

460

438

45–54

454

308

55–59

320

286

60–64

297

617

65–74

641

306

75–84

318

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,626	19.6%
18 and over	6,655	80.4%
65 and over	2,060	24.9%
Median age	45.8 years

Race & ethnicity

White 93.7%

Hispanic or Latino 2.5%

Two or more races 1.8%

Other race 1.1%

Asian 0.5%

Black or African American 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,955	93.7%
Hispanic or Latino	210	2.5%
Two or more races	156	1.8%
Other race	91	1.1%
Asian	42	0.5%
Black or African American	25	0.3%
American Indian / Alaska Native	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.2%	41.7%	43.3%
$50k – $100k	31.9%	31.2%	31.4%
$100k – $200k	23.7%	22.0%	20.0%
Over $200k	3.2%	5.0%	5.2%

Under $10k 1.4%

$10k–$15k 4.1%

$15k–$25k 9.8%

$25k–$35k 8.5%

$35k–$50k 12.8%

$50k–$75k 19.8%

$75k–$100k 13.1%

$100k–$150k 19.9%

$150k–$200k 5.8%

$200k+ 4.8%

Range	% of households
Under $10k	1.4%
$10k–$15k	4.1%
$15k–$25k	9.8%
$25k–$35k	8.5%
$35k–$50k	12.8%
$50k–$75k	19.8%
$75k–$100k	13.1%
$100k–$150k	19.9%
$150k–$200k	5.8%
$200k+	4.8%
Median income	$66,352

Housing

Home values

Under $50k 0.9%

$50k–$100k 12.8%

$100k–$150k 21.8%

$150k–$200k 25.7%

$200k–$300k 22.8%

$300k–$500k 14.2%

$500k–$1M 0.6%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$174,100
Median rent / month	$829
Owner occupied	79.7%
Renter occupied	20.3%
Vacant	17.5%
Single-family detached	79.8%
Large apartment buildings	2.4%
Mobile homes	3.5%
Median rooms	6.0
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.3%
2010–2019	4.0%
2000–2009	13.2%
1990–1999	10.5%
1980–1989	11.5%
1970–1979	13.0%
1960–1969	7.8%
1950–1959	12.1%
1940–1949	4.5%
1939 or earlier	23.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	8.1%
2 bedrooms	25.8%
3 bedrooms	45.7%
4 bedrooms	15.1%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	25.2%
2 vehicles	36.4%
3 or more	35.4%

Heating fuel

Fuel type	%
Utility gas	41.1%
Electricity	17.6%
Propane / LP gas	30.3%
Fuel oil	2.9%
Wood	1.3%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	1,897	53.5%
Cohabiting couple	215	6.1%
Male householder, no spouse	679	19.1%
Female householder, no spouse	756	21.3%
Households with children under 18	970	27.3%
Households with seniors (65+)	1,396	39.4%
Average household size	2.27

Marital status

Status	Male	Female
Never married	21.5%	22.9%
Married	57.1%	55.1%
Separated	1.2%	0.0%
Widowed	4.8%	10.5%
Divorced	15.4%	11.5%

Education

Less than 9th grade 1.7%

Some HS, no diploma 4.7%

HS graduate 40.8%

Some college, no degree 20.9%

Associate's degree 11.4%

Bachelor's degree 13.1%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	93.6%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	93	5.6%
Kindergarten	92	5.5%
Elementary school	717	43.0%
High school	367	22.0%
College / grad school	398	23.9%

Employment

Industry of employment

Manufacturing 21.6%

Education & healthcare 21.4%

Arts, food & hospitality 11.4%

Finance & real estate 7.5%

Retail trade 7.3%

Construction 6.9%

Professional & management 6.8%

Transportation & utilities 6.5%

Other services 4.0%

Public administration 3.2%

Agriculture & mining 1.7%

Wholesale trade 0.9%

Information 0.9%

Occupation

Category	%
Management, business & arts	33.5%
Service	17.3%
Sales & office	16.1%
Natural resources & construction	14.5%
Production & transportation	18.6%

Employment type

Type	%
Private sector	80.5%
Government	15.2%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.0%
Carpool	5.9%
Public transit	0.4%
Walk	0.0%
Work from home	6.8%
Other means	3.8%
Avg commute (minutes)	24.2

Poverty

All people 7.7%

Under 18 years 12.2%

18 and over 6.6%

Married-couple families 0.0%

Female-led households 24.8%

Income support

Source	% of households
Social Security	42.6%
Retirement income	35.5%
Supplemental Security	5.9%
Cash public assistance	1.3%
Food stamps / SNAP	7.0%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	34.7%
High cholesterol	33.2%
Diabetes	11.8%
Heart disease	7.8%
Stroke	3.5%
Asthma	10.5%
Arthritis	30.2%
Kidney disease	3.1%
Pulmonary disease	9.6%
Cancer	7.3%

Behavior / access	%
Smoking	23.3%
Binge drinking	17.0%
No physical activity	27.1%
Less than 7 hrs sleep	35.8%
Depression	24.4%
Fair or poor health	16.0%
Poor mental health	16.4%
Poor physical health	11.4%
No health insurance	12.1%
Visited doctor (checkup)	77.1%
Visited dentist	63.2%
Cholesterol screening	89.0%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	477	7.2%

Disability	%
Any disability	16.5%
Under 18	4.7%
18–64 years	10.0%
65 and over	41.5%

Health insurance coverage

Type	%
Private insurance	76.5%
Public insurance	39.9%
No insurance	4.0%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,870	95.0%
Spanish	41	0.5%
Other Indo-European	31	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	10	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,164	98.6%
Born in same state	8,080	97.6%
Born in different state	7,138	86.2%
Foreign born	84	1.0%
Naturalized citizen	117	1.4%
Not a US citizen	35	29.9%

Ancestry

Ancestry	Count	%
Italian	832	10%
Arab	728	8.8%
French	579	7%
German	120	1.4%

Ancestry	Count	%
Irish	77	0.9%
Polish	48	0.6%
English	35	0.4%
Dutch	15	0.2%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 43449

What city is ZIP code 43449 in?

ZIP code 43449 is primarily assigned to Oak Harbor, Ohio.

What county is ZIP code 43449 in?

ZIP code 43449 falls within Ottawa County, Ohio.

Does ZIP code 43449 have a large retiree population?

43% of households in ZIP code 43449 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 43449?

The median home value in ZIP code 43449 is $174,100.

What is the population of ZIP code 43449?

ZIP code 43449 has an estimated population of 8,281 residents, with a density of 99 people per square mile.

What is the median household income in ZIP code 43449?

The median household income in ZIP code 43449 is $66,352, below the national median of ~$75,000.

What timezone is ZIP code 43449 in?

ZIP code 43449 observes the EST timezone.