74048 ZIP Code — Nowata, OK

Nowata County, Oklahoma

ZIP code 74048 is located in Nowata, Oklahoma, within Nowata County. It covers approximately 211.81 square miles and serves a population of 5,524 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 918.

About ZIP code 74048

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $111,100. Owner-occupancy sits near the national average at 66%.

Median household income is $49,339. SNAP benefit usage at 20% of households reflects economic stress in the area. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.

Overall, ZIP code 74048 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,524

population

211.81

sq mi land

Standard

ZIP type

Central (CT)

timezone

74048 ZIP code map

Cities in ZIP code 74048

Below are the cities the US Postal Service accepts for ZIP code 74048. Using any city not on this list may result in mail delivery delays.

City	Status
Nowata	Acceptable
Nowata	Preferred

Nearby ZIP codes

74027 Delaware (8.4 mi) 74080 Talala (11.5 mi) 74016 Chelsea (11.8 mi) 74042 Lenapah (14.7 mi) 74006 Bartlesville (14.9 mi) 74053 Oologah (17.7 mi) 74061 Ramona (17.9 mi) 74083 Wann (18.9 mi) 74332 Big Cabin (19.1 mi) 74029 Dewey (19.2 mi) 74051 Ochelata (19.5 mi) 74017 Claremore (19.9 mi)

Demographics updated 05/2026

Population
Total population	5,524
Population density	26 / sq mi
State FIPS	40
County FIPS	105

Geography
Land area	211.81 sq mi
Water area	1.28 sq mi
Latitude	36.6789
Longitude	-95.6208
Timezone	Central (CT)
Area code	918

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	55.6%	46.5%
$50k – $100k	26.8%	29.3%	31.0%
$100k – $200k	14.2%	14.3%	18.1%
Over $200k	0.3%	0.8%	4.5%

Demographics & statistics

5,524

Population

People per sq mi

41.0

Median age

$49,339

Median household income

$29,392

Per capita income

$111,100

Median home value

$728

Median monthly rent

66.4%

Home ownership

16.9%

Poverty rate

4.7%

Unemployment

1,864

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

176

Under 5

187

171

5–9

183

10–14

194

139

15–19

149

161

20–24

172

297

25–34

317

302

35–44

322

272

45–54

290

207

55–59

220

218

60–64

232

279

65–74

297

210

75–84

224

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,266	22.9%
18 and over	4,258	77.1%
65 and over	1,132	20.5%
Median age	41.0 years

Race & ethnicity

White 62.7%

American Indian / Alaska Native 17.1%

Two or more races 13%

Hispanic or Latino 2.9%

Other race 2.3%

Black or African American 1.1%

Asian 0.7%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	3,568	62.7%
American Indian / Alaska Native	974	17.1%
Two or more races	740	13%
Hispanic or Latino	166	2.9%
Other race	130	2.3%
Black or African American	63	1.1%
Asian	42	0.7%
Native Hawaiian / Pacific Islander	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	55.6%	46.5%
$50k – $100k	26.8%	29.3%	31.0%
$100k – $200k	14.2%	14.3%	18.1%
Over $200k	0.3%	0.8%	4.5%

Under $10k 5.9%

$10k–$15k 6.5%

$15k–$25k 11.8%

$25k–$35k 11.7%

$35k–$50k 14.9%

$50k–$75k 15.1%

$75k–$100k 13.2%

$100k–$150k 11.8%

$150k–$200k 5.4%

$200k+ 3.7%

Range	% of households
Under $10k	5.9%
$10k–$15k	6.5%
$15k–$25k	11.8%
$25k–$35k	11.7%
$35k–$50k	14.9%
$50k–$75k	15.1%
$75k–$100k	13.2%
$100k–$150k	11.8%
$150k–$200k	5.4%
$200k+	3.7%
Median income	$49,339

Housing

Home values

Under $50k 18.8%

$50k–$100k 27.7%

$100k–$150k 14.2%

$150k–$200k 11.0%

$200k–$300k 10.2%

$300k–$500k 12.9%

$500k–$1M 4.8%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$111,100
Median rent / month	$728
Owner occupied	66.4%
Renter occupied	33.6%
Vacant	15.2%
Single-family detached	77.9%
Large apartment buildings	0.0%
Mobile homes	10.2%
Median rooms	5.4
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.2%
2010–2019	5.4%
2000–2009	10.3%
1990–1999	11.4%
1980–1989	13.0%
1970–1979	13.8%
1960–1969	8.1%
1950–1959	12.6%
1940–1949	11.4%
1939 or earlier	13.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	7.8%
2 bedrooms	30.2%
3 bedrooms	48.0%
4 bedrooms	11.7%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	27.9%
2 vehicles	36.0%
3 or more	29.7%

Heating fuel

Fuel type	%
Utility gas	45.1%
Electricity	38.3%
Propane / LP gas	7.6%
Wood	2.5%

Households & families

Household type	Count	%
Married-couple family	1,077	48.7%
Cohabiting couple	113	5.1%
Male householder, no spouse	384	17.4%
Female householder, no spouse	637	28.8%
Households with children under 18	656	29.7%
Households with seniors (65+)	771	34.9%
Average household size	2.41

Marital status

Status	Male	Female
Never married	29.1%	22.8%
Married	51.4%	48.4%
Separated	0.5%	1.2%
Widowed	5.9%	15.1%
Divorced	13.1%	12.5%

Education

Less than 9th grade 2.3%

Some HS, no diploma 8.1%

HS graduate 40.7%

Some college, no degree 20.9%

Associate's degree 10.8%

Bachelor's degree 12.5%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	89.6%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	2.7%
Kindergarten	42	4.2%
Elementary school	578	57.6%
High school	201	20.0%
College / grad school	156	15.5%

Employment

Industry of employment

Education & healthcare 26.7%

Construction 11.3%

Manufacturing 11.3%

Retail trade 9.3%

Finance & real estate 7.8%

Arts, food & hospitality 7.3%

Professional & management 6.2%

Transportation & utilities 5.6%

Agriculture & mining 5.3%

Other services 4.6%

Public administration 2.8%

Wholesale trade 1.1%

Information 0.8%

Occupation

Category	%
Management, business & arts	31.5%
Service	15.9%
Sales & office	23.2%
Natural resources & construction	14.8%
Production & transportation	14.6%

Employment type

Type	%
Private sector	76.4%
Government	11.1%
Self-employed	12.0%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	74.2%
Carpool	13.2%
Public transit	0.0%
Walk	3.5%
Work from home	9.0%
Other means	0.0%
Avg commute (minutes)	28.1

Poverty

All people 16.9%

Under 18 years 25.5%

18 and over 14.5%

Married-couple families 6.9%

Female-led households 35.0%

Income support

Source	% of households
Social Security	36.8%
Retirement income	18.9%
Supplemental Security	4.9%
Cash public assistance	2.4%
Food stamps / SNAP	19.5%

Health indicators

Condition	%
Obesity	40.0%
High blood pressure	43.7%
High cholesterol	38.0%
Diabetes	14.8%
Heart disease	9.4%
Stroke	4.7%
Asthma	11.7%
Arthritis	31.4%
Kidney disease	3.9%
Pulmonary disease	11.1%
Cancer	7.7%

Behavior / access	%
Smoking	24.6%
Binge drinking	12.2%
No physical activity	32.9%
Less than 7 hrs sleep	35.6%
Depression	24.9%
Fair or poor health	22.3%
Poor mental health	17.7%
Poor physical health	15.3%
No health insurance	18.0%
Visited doctor (checkup)	77.3%
Visited dentist	52.6%
Cholesterol screening	88.5%
Teeth loss	21.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	190	4.5%

Disability	%
Any disability	20.9%
Under 18	0.6%
18–64 years	19.2%
65 and over	49.8%

Health insurance coverage

Type	%
Private insurance	50.1%
Public insurance	43.5%
No insurance	19.4%
Uninsured under 19	11.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,161	93.4%
Spanish	31	0.6%
Other Indo-European	9	0.2%
Asian & Pacific Islander	7	0.1%
Other languages	7	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,432	98.3%
Born in same state	5,375	97.3%
Born in different state	3,725	67.4%
Foreign born	57	1.0%
Naturalized citizen	92	1.7%
Not a US citizen	19	20.7%

Ancestry

Ancestry	Count	%
Italian	774	14%
French	585	10.6%
Arab	364	6.6%

Ancestry	Count	%
English	102	1.8%
Polish	19	0.3%
Irish	9	0.2%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74048

What city is ZIP code 74048 in?

ZIP code 74048 is primarily assigned to Nowata, Oklahoma.

What county is ZIP code 74048 in?

ZIP code 74048 falls within Nowata County, Oklahoma.

What is the poverty rate in ZIP code 74048?

17% of residents in ZIP code 74048 live below the poverty line, above the national average.

Does ZIP code 74048 have a large retiree population?

37% of households in ZIP code 74048 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 74048?

The median home value in ZIP code 74048 is $111,100.

What is the population of ZIP code 74048?

ZIP code 74048 has an estimated population of 5,524 residents, with a density of 26 people per square mile.

What timezone is ZIP code 74048 in?

ZIP code 74048 observes the CST timezone.