04265 ZIP Code — North Monmouth, ME

Kennebec County, Maine

ZIP code 04265 is located in North Monmouth, Maine, within Kennebec County. It covers approximately 5.86 square miles and serves a population of 697 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04265

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $155,800. Owner-occupancy is high at 81%, well above the national average.

Median household income is $41,619. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks. 21% of residents lack health insurance, above the national average.

Overall, ZIP code 04265 reflects a community defined by high homeownership and a significant Social Security-dependent population.

697

population

5.86

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04265 ZIP code map

Cities in ZIP code 04265

Below are the cities the US Postal Service accepts for ZIP code 04265. Using any city not on this list may result in mail delivery delays.

City	Status
North Monmouth	Acceptable
North Monmouth	Preferred

Nearby ZIP codes

04259 Monmouth (3.6 mi) 04364 Winthrop (4.4 mi) 04284 Wayne (4.8 mi) 04263 Leeds (5.2 mi) 04236 Greene (7.9 mi) 04350 Litchfield (8.8 mi) 04355 Readfield (9 mi) 04351 Manchester (9.1 mi) 04280 Sabattus (9.8 mi) 04282 Turner (10.7 mi) 04347 Hallowell (10.8 mi) 04349 Kents Hill (11.4 mi)

Demographics updated 05/2026

Population
Total population	697
Population density	119 / sq mi
State FIPS	23
County FIPS	011

Geography
Land area	5.86 sq mi
Water area	0.33 sq mi
Latitude	44.2727
Longitude	-70.0333
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.1%	45.7%	42.3%
$50k – $100k	42.5%	32.0%	32.3%
$100k – $200k	15.8%	18.4%	20.6%
Over $200k	1.6%	3.8%	4.9%

Demographics & statistics

697

Population

119

People per sq mi

44.6

Median age

$41,619

Median household income

$25,487

Per capita income

$155,800

Median home value

$1,137

Median monthly rent

81.2%

Home ownership

11.6%

Poverty rate

0.0%

Unemployment

354

Housing units

24.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	147	21.1%
18 and over	550	78.9%
65 and over	109	15.6%
Median age	44.6 years

Race & ethnicity

White 89.1%

Two or more races 6.9%

Hispanic or Latino 4%

Group	Count	%
White	647	89.1%
Two or more races	50	6.9%
Hispanic or Latino	29	4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.1%	45.7%	42.3%
$50k – $100k	42.5%	32.0%	32.3%
$100k – $200k	15.8%	18.4%	20.6%
Over $200k	1.6%	3.8%	4.9%

Under $10k 15.5%

$10k–$15k 8.7%

$15k–$25k 4.8%

$25k–$35k 6.9%

$35k–$50k 29.3%

$50k–$75k 19.4%

$75k–$100k 3.6%

$100k–$150k 3.3%

$150k–$200k 8.7%

Range	% of households
Under $10k	15.5%
$10k–$15k	8.7%
$15k–$25k	4.8%
$25k–$35k	6.9%
$35k–$50k	29.3%
$50k–$75k	19.4%
$75k–$100k	3.6%
$100k–$150k	3.3%
$150k–$200k	8.7%
Median income	$41,619

Housing

Home values

Under $50k 14.0%

$50k–$100k 29.0%

$100k–$150k 4.4%

$150k–$200k 24.6%

$200k–$300k 21.7%

$300k–$500k 6.3%

Housing overview

Metric	Value
Median home value	$155,800
Median rent / month	$1,137
Owner occupied	81.2%
Renter occupied	18.8%
Vacant	19.7%
Single-family detached	53.2%
Large apartment buildings	0.0%
Mobile homes	44.6%
Median rooms	4.7
Avg household size (owned)	2.00

Year built

Era	%
2020 or later	0.0%
2010–2019	5.3%
2000–2009	3.4%
1990–1999	22.1%
1980–1989	32.1%
1970–1979	21.3%
1960–1969	0.0%
1950–1959	5.8%
1940–1949	0.0%
1939 or earlier	10.1%

Bedrooms

Size	% of units
No bedroom (studio)	5.8%
1 bedroom	9.1%
2 bedrooms	39.1%
3 bedrooms	40.8%
4 bedrooms	3.6%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.7%
1 vehicle	19.4%
2 vehicles	38.2%
3 or more	33.7%

Heating fuel

Fuel type	%
Electricity	3.9%
Fuel oil	69.6%
Wood	26.6%

Households & families

Household type	Count	%
Married-couple family	134	40.0%
Cohabiting couple	24	7.2%
Male householder, no spouse	105	31.3%
Female householder, no spouse	72	21.5%
Households with children under 18	67	20.0%
Households with seniors (65+)	95	28.4%
Average household size	2.08

Marital status

Status	Male	Female
Never married	51.2%	17.1%
Married	41.3%	49.6%
Separated	0.0%	0.0%
Widowed	4.3%	10.3%
Divorced	3.2%	23.0%

Education

Less than 9th grade 10.4%

Some HS, no diploma 0.0%

HS graduate 35.6%

Some college, no degree 22.4%

Associate's degree 7.4%

Bachelor's degree 17.0%

Graduate / professional 7.2%

Metric	%
HS diploma or higher	89.6%
Bachelor's or higher	24.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	14.1%
Kindergarten	11	7.7%
Elementary school	68	47.9%
High school	24	16.9%
College / grad school	19	13.4%

Employment

Industry of employment

Education & healthcare 37.1%

Other services 17.3%

Retail trade 11.5%

Manufacturing 10.7%

Finance & real estate 9.9%

Arts, food & hospitality 7.7%

Agriculture & mining 3.0%

Construction 2.7%

Occupation

Category	%
Management, business & arts	35.4%
Service	13.2%
Sales & office	20.1%
Natural resources & construction	17.3%
Production & transportation	14.0%

Employment type

Type	%
Private sector	62.1%
Government	16.8%
Self-employed	21.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	63.7%
Carpool	12.4%
Public transit	0.0%
Walk	4.7%
Work from home	19.2%
Other means	0.0%
Avg commute (minutes)	30.8

Poverty

All people 11.6%

Under 18 years 0.0%

18 and over 14.7%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	32.8%
Retirement income	37.6%
Supplemental Security	3.3%
Cash public assistance	4.8%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
Obesity	36.0%
High blood pressure	32.0%
High cholesterol	31.8%
Diabetes	10.0%
Heart disease	6.8%
Stroke	2.9%
Asthma	11.2%
Arthritis	27.0%
Kidney disease	2.8%
Pulmonary disease	8.5%
Cancer	6.5%

Behavior / access	%
Smoking	20.4%
Binge drinking	16.3%
No physical activity	21.9%
Less than 7 hrs sleep	30.5%
Depression	24.2%
Fair or poor health	13.1%
Poor mental health	14.8%
Poor physical health	10.3%
No health insurance	12.6%
Visited doctor (checkup)	78.7%
Visited dentist	66.1%
Cholesterol screening	88.9%
Teeth loss	16.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	43	7.8%

Disability	%
Any disability	20.9%
Under 18	15.6%
18–64 years	16.1%
65 and over	47.7%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	31.9%
No insurance	20.5%
Uninsured under 19	7.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	677	97.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	697	100.0%
Born in same state	686	98.4%
Born in different state	558	80.1%
Foreign born	11	1.6%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	157	22.5%
Arab	109	15.6%
German	65	9.3%

Ancestry	Count	%
Italian	45	6.5%
Dutch	9	1.3%

Technology access

Metric	% of households
Computer access	48.1%
Internet access	91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04265

What city is ZIP code 04265 in?

ZIP code 04265 is primarily assigned to North Monmouth, Maine.

What county is ZIP code 04265 in?

ZIP code 04265 falls within Kennebec County, Maine.

Is ZIP code 04265 mostly owner-occupied?

81% of occupied units in ZIP code 04265 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 04265?

The median home value in ZIP code 04265 is $155,800.

What is the median household income in ZIP code 04265?

The median household income in ZIP code 04265 is $41,619, below the national median of ~$75,000.

What is the population of ZIP code 04265?

ZIP code 04265 has an estimated population of 697 residents, with a density of 119 people per square mile.

What timezone is ZIP code 04265 in?

ZIP code 04265 observes the EST timezone.