10038 ZIP Code — New York, NY

New York County, New York

ZIP code 10038 is located in New York, New York, within New York County. It covers approximately 0.29 square miles and serves a population of 23,343 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 212/917.

About ZIP code 10038

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $886,400. Renters make up the majority at 73%, typical of denser urban areas.

The gap between median ($99,641) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10038 reflects a community defined by a highly educated population, economic challenges above the national average, a high rate of remote workers, and elevated reliance on food assistance.

23,343

population

0.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10038 ZIP code map

Cities in ZIP code 10038

Below are the cities the US Postal Service accepts for ZIP code 10038. Using any city not on this list may result in mail delivery delays.

City	Status
New York	Acceptable
New York	Preferred

Nearby ZIP codes

10090 New York (0.2 mi) 10270 New York (0.3 mi) 10005 New York (0.3 mi) 10277 New York (0.4 mi) 10043 New York (0.4 mi) 10271 New York (0.4 mi) 10279 New York (0.4 mi) 10117 New York (0.4 mi) 10130 New York (0.4 mi) 10133 New York (0.4 mi) 10124 New York (0.4 mi) 10126 New York (0.4 mi)

Demographics updated 05/2026

Population
Total population	23,343
Population density	80,493 / sq mi
State FIPS	36
County FIPS	061

Geography
Land area	0.29 sq mi
Water area	0.00 sq mi
Latitude	40.7088
Longitude	-74.0032
Timezone	Eastern (ET)
Area code	212/917

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	32.8%	37.0%
$50k – $100k	14.6%	20.4%	27.0%
$100k – $200k	21.2%	23.3%	24.4%
Over $200k	28.1%	23.5%	11.5%

Demographics & statistics

23,343

Population

80,493

People per sq mi

34.6

Median age

$99,641

Median household income

$72,247

Per capita income

$886,400

Median home value

$3,082

Median monthly rent

26.9%

Home ownership

20.6%

Poverty rate

5.1%

Unemployment

4,884

Housing units

60.8%

Bachelor's or higher

Age distribution

Male Female

347

Under 5

425

241

5–9

295

614

10–14

752

701

15–19

859

1,024

20–24

1,256

2,383

25–34

2,921

1,461

35–44

1,791

900

45–54

1,103

484

55–59

594

582

60–64

713

731

65–74

895

564

75–84

691

457

85+

559

← Male

Female →

Age summary

Group	Count	%
Under 18	3,172	13.6%
18 and over	20,171	86.4%
65 and over	3,897	16.7%
Median age	34.6 years

Race & ethnicity

White 42.6%

Asian 26.7%

Black or African American 10%

Two or more races 8.1%

Hispanic or Latino 7.8%

Other race 4.5%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	10,786	42.6%
Asian	6,765	26.7%
Black or African American	2,528	10%
Two or more races	2,040	8.1%
Hispanic or Latino	1,972	7.8%
Other race	1,140	4.5%
American Indian / Alaska Native	45	0.2%
Native Hawaiian / Pacific Islander	39	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	32.8%	37.0%
$50k – $100k	14.6%	20.4%	27.0%
$100k – $200k	21.2%	23.3%	24.4%
Over $200k	28.1%	23.5%	11.5%

Under $10k 8.9%

$10k–$15k 6.9%

$15k–$25k 6.9%

$25k–$35k 3.4%

$35k–$50k 6.5%

$50k–$75k 7.6%

$75k–$100k 10.1%

$100k–$150k 13.2%

$150k–$200k 9.3%

$200k+ 27.2%

Range	% of households
Under $10k	8.9%
$10k–$15k	6.9%
$15k–$25k	6.9%
$25k–$35k	3.4%
$35k–$50k	6.5%
$50k–$75k	7.6%
$75k–$100k	10.1%
$100k–$150k	13.2%
$150k–$200k	9.3%
$200k+	27.2%
Median income	$99,641

Housing

Home values

Under $50k 1.2%

$50k–$100k 0.9%

$150k–$200k 0.8%

$200k–$300k 1.2%

$300k–$500k 5.4%

$500k–$1M 50.3%

$1M+ 40.3%

Housing overview

Metric	Value
Median home value	$886,400
Median rent / month	$3,082
Owner occupied	26.9%
Renter occupied	73.1%
Vacant	16.0%
Single-family detached	1.3%
Large apartment buildings	92.2%
Mobile homes	0.0%
Median rooms	2.7
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	0.2%
2010–2019	11.0%
2000–2009	9.7%
1990–1999	3.2%
1980–1989	3.7%
1970–1979	15.4%
1960–1969	14.8%
1950–1959	9.5%
1940–1949	5.3%
1939 or earlier	27.1%

Bedrooms

Size	% of units
No bedroom (studio)	22.4%
1 bedroom	37.4%
2 bedrooms	27.7%
3 bedrooms	10.2%
4 bedrooms	2.0%
5+ bedrooms	0.3%

Vehicles per household

Vehicles	% of households
No vehicle	83.3%
1 vehicle	15.0%
2 vehicles	1.6%
3 or more	0.1%

Heating fuel

Fuel type	%
Utility gas	33.4%
Electricity	56.6%
Propane / LP gas	1.2%
Fuel oil	2.4%
Wood	0.1%
No fuel used	3.3%

Households & families

Household type	Count	%
Married-couple family	2,771	26.0%
Cohabiting couple	1,036	9.7%
Male householder, no spouse	2,588	24.3%
Female householder, no spouse	4,251	39.9%
Households with children under 18	1,716	16.1%
Households with seniors (65+)	2,619	24.6%
Average household size	2.05

Marital status

Status	Male	Female
Never married	59.0%	53.8%
Married	34.6%	25.5%
Separated	1.2%	2.3%
Widowed	0.9%	12.3%
Divorced	4.2%	6.1%

Education

Less than 9th grade 9.9%

Some HS, no diploma 7.8%

HS graduate 10.3%

Some college, no degree 7.1%

Associate's degree 4.1%

Bachelor's degree 38.8%

Graduate / professional 22.0%

Metric	%
HS diploma or higher	82.3%
Bachelor's or higher	60.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	98	1.7%
Kindergarten	261	4.5%
Elementary school	1,835	31.8%
High school	527	9.1%
College / grad school	3,050	52.9%

Employment

Industry of employment

Finance & real estate 25.3%

Professional & management 22.4%

Education & healthcare 18.1%

Retail trade 7.5%

Arts, food & hospitality 5.5%

Information 5.0%

Public administration 4.9%

Other services 3.0%

Manufacturing 2.9%

Wholesale trade 2.9%

Construction 1.4%

Transportation & utilities 1.2%

Occupation

Category	%
Management, business & arts	67.2%
Service	11.2%
Sales & office	18.9%
Natural resources & construction	1.0%
Production & transportation	1.8%

Employment type

Type	%
Private sector	87.6%
Government	10.2%
Self-employed	2.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	3.6%
Carpool	1.4%
Public transit	42.8%
Walk	26.9%
Work from home	21.9%
Other means	3.5%
Avg commute (minutes)	26.3

Poverty

All people 20.6%

Under 18 years 37.7%

18 and over 17.8%

Married-couple families 10.9%

Female-led households 36.0%

Income support

Source	% of households
Social Security	23.4%
Retirement income	13.9%
Supplemental Security	6.7%
Cash public assistance	4.7%
Food stamps / SNAP	17.6%

Health indicators

Condition	%
Obesity	15.1%
High blood pressure	22.8%
High cholesterol	27.1%
Diabetes	8.5%
Heart disease	4.7%
Stroke	2.6%
Asthma	8.7%
Arthritis	14.5%
Kidney disease	2.5%
Pulmonary disease	4.4%
Cancer	4.3%

Behavior / access	%
Smoking	11.7%
Binge drinking	19.5%
No physical activity	22.3%
Less than 7 hrs sleep	31.2%
Depression	18.9%
Fair or poor health	12.2%
Poor mental health	13.9%
Poor physical health	7.8%
No health insurance	11.7%
Visited doctor (checkup)	72.5%
Visited dentist	65.7%
Cholesterol screening	88.5%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	463	2.3%

Disability	%
Any disability	9.0%
Under 18	5.7%
18–64 years	4.5%
65 and over	30.3%

Health insurance coverage

Type	%
Private insurance	70.0%
Public insurance	32.9%
No insurance	3.1%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,571	96.7%
Spanish	4,058	18.0%
Other Indo-European	986	4.4%
Asian & Pacific Islander	336	1.5%
Other languages	2,731	12.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,159	73.5%
Born in same state	16,494	70.7%
Born in different state	9,880	42.3%
Foreign born	665	2.8%
Naturalized citizen	6,184	26.5%
Not a US citizen	4,450	72.0%

Ancestry

Ancestry	Count	%
Italian	1,204	5.2%
French	883	3.8%
Arab	424	1.8%
Irish	111	0.5%

Ancestry	Count	%
English	111	0.5%
Norwegian	49	0.2%
German	25	0.1%
Dutch	4	0%

Technology access

Metric	% of households
Computer access	45.6%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10038

What city is ZIP code 10038 in?

ZIP code 10038 is primarily assigned to New York, New York.

What county is ZIP code 10038 in?

ZIP code 10038 falls within New York County, New York.

Is ZIP code 10038 mostly rentals?

73% of occupied units in ZIP code 10038 are renter-occupied.

How educated is the population of ZIP code 10038?

61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the poverty rate in ZIP code 10038?

21% of residents in ZIP code 10038 live below the poverty line, above the national average.

What is the typical home value in ZIP code 10038?

The median home value in ZIP code 10038 is $886,400.

What timezone is ZIP code 10038 in?

ZIP code 10038 observes the EST timezone.