10028 ZIP Code — New York, NY

New York County, New York

ZIP code 10028 is located in New York, New York, within New York County. It covers approximately 0.32 square miles and serves a population of 45,717 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 646/212/917.

About ZIP code 10028

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,572,100. Renters make up the majority at 64%, typical of denser urban areas.

The gap between median ($160,244) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 31 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is high — 82% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10028 reflects a community defined by a highly educated population and a high rate of remote workers.

45,717

population

0.32

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10028 ZIP code map

Cities in ZIP code 10028

Below are the cities the US Postal Service accepts for ZIP code 10028. Using any city not on this list may result in mail delivery delays.

City	Status
New York	Acceptable
New York	Preferred

Nearby ZIP codes

10075 New York (0.2 mi) 10128 New York (0.4 mi) 10162 New York (0.5 mi) 10021 New York (0.5 mi) 10065 New York (1 mi) 10044 New York (1 mi) 10029 New York (1.2 mi) 10155 New York (1.3 mi) 10153 New York (1.4 mi) 11102 Astoria (1.4 mi) 10151 New York (1.4 mi) 10023 New York (1.4 mi)

Demographics updated 06/2026

Population
Total population	45,717
Population density	142,866 / sq mi
State FIPS	36
County FIPS	061

Geography
Land area	0.32 sq mi
Water area	0.00 sq mi
Latitude	40.7761
Longitude	-73.9526
Timezone	Eastern (ET)
Area code	646/212/917

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.8%	32.8%	37.0%
$50k – $100k	20.0%	20.4%	27.0%
$100k – $200k	29.7%	23.3%	24.4%
Over $200k	33.6%	23.5%	11.5%

Demographics & statistics

45,717

Population

142,866

People per sq mi

41.6

Median age

$160,244

Median household income

$145,640

Per capita income

$1,572,100

Median home value

$2,550

Median monthly rent

35.7%

Home ownership

5.0%

Poverty rate

4.9%

Unemployment

13,790

Housing units

81.8%

Bachelor's or higher

Age distribution

Male Female

776

Under 5

943

982

5–9

1,193

756

10–14

918

484

15–19

587

669

20–24

812

4,307

25–34

5,234

3,193

35–44

3,879

2,178

45–54

2,647

1,425

55–59

1,731

1,408

60–64

1,710

2,456

65–74

2,984

1,174

75–84

1,427

832

85+

1,012

← Male

Female →

Age summary

Group	Count	%
Under 18	6,317	13.8%
18 and over	39,400	86.2%
65 and over	9,885	21.6%
Median age	41.6 years

Race & ethnicity

White 79%

Asian 8.1%

Hispanic or Latino 4.8%

Two or more races 4.7%

Other race 1.9%

Black or African American 1.5%

Group	Count	%
White	37,936	79%
Asian	3,896	8.1%
Hispanic or Latino	2,306	4.8%
Two or more races	2,257	4.7%
Other race	893	1.9%
Black or African American	735	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.8%	32.8%	37.0%
$50k – $100k	20.0%	20.4%	27.0%
$100k – $200k	29.7%	23.3%	24.4%
Over $200k	33.6%	23.5%	11.5%

Under $10k 3.0%

$10k–$15k 1.9%

$15k–$25k 3.2%

$25k–$35k 3.2%

$35k–$50k 3.3%

$50k–$75k 8.4%

$75k–$100k 9.2%

$100k–$150k 16.3%

$150k–$200k 10.2%

$200k+ 41.3%

Range	% of households
Under $10k	3.0%
$10k–$15k	1.9%
$15k–$25k	3.2%
$25k–$35k	3.2%
$35k–$50k	3.3%
$50k–$75k	8.4%
$75k–$100k	9.2%
$100k–$150k	16.3%
$150k–$200k	10.2%
$200k+	41.3%
Median income	$160,244

Housing

Home values

Under $50k 0.2%

$100k–$150k 0.2%

$150k–$200k 1.0%

$300k–$500k 8.2%

$500k–$1M 24.1%

$1M+ 66.3%

Housing overview

Metric	Value
Median home value	$1,572,100
Median rent / month	$2,550
Owner occupied	35.7%
Renter occupied	64.3%
Vacant	17.2%
Single-family detached	1.4%
Large apartment buildings	76.7%
Mobile homes	0.0%
Median rooms	3.4
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.1%
2010–2019	0.4%
2000–2009	3.3%
1990–1999	2.2%
1980–1989	7.4%
1970–1979	7.2%
1960–1969	24.1%
1950–1959	13.5%
1940–1949	4.2%
1939 or earlier	37.6%

Bedrooms

Size	% of units
No bedroom (studio)	18.3%
1 bedroom	35.9%
2 bedrooms	28.2%
3 bedrooms	12.9%
4 bedrooms	4.1%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	69.0%
1 vehicle	27.2%
2 vehicles	2.7%
3 or more	1.0%

Heating fuel

Fuel type	%
Utility gas	49.8%
Electricity	19.3%
Propane / LP gas	2.8%
Fuel oil	19.8%
No fuel used	5.0%

Households & families

Household type	Count	%
Married-couple family	9,191	37.6%
Cohabiting couple	1,589	6.5%
Male householder, no spouse	4,790	19.6%
Female householder, no spouse	8,870	36.3%
Households with children under 18	4,085	16.7%
Households with seniors (65+)	7,681	31.4%
Average household size	1.86

Marital status

Status	Male	Female
Never married	35.5%	38.5%
Married	54.4%	41.1%
Separated	2.3%	0.7%
Widowed	2.7%	7.4%
Divorced	5.0%	12.4%

Education

Less than 9th grade 1.2%

Some HS, no diploma 0.3%

HS graduate 6.2%

Some college, no degree 7.9%

Associate's degree 2.6%

Bachelor's degree 34.5%

Graduate / professional 47.3%

Metric	%
HS diploma or higher	98.5%
Bachelor's or higher	81.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	929	12.4%
Kindergarten	482	6.4%
Elementary school	3,074	41.0%
High school	1,035	13.8%
College / grad school	1,979	26.4%

Employment

Industry of employment

Professional & management 24.1%

Education & healthcare 23.7%

Finance & real estate 19.0%

Retail trade 7.7%

Arts, food & hospitality 5.2%

Information 4.5%

Other services 4.0%

Manufacturing 3.0%

Construction 2.8%

Public administration 2.3%

Wholesale trade 2.1%

Transportation & utilities 1.4%

Occupation

Category	%
Management, business & arts	76.7%
Service	6.2%
Sales & office	15.3%
Natural resources & construction	0.5%
Production & transportation	1.3%

Employment type

Type	%
Private sector	88.0%
Government	4.9%
Self-employed	7.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	5.7%
Carpool	2.1%
Public transit	42.9%
Walk	17.9%
Work from home	24.6%
Other means	6.8%
Avg commute (minutes)	31.0

Poverty

All people 5.0%

Under 18 years 1.8%

18 and over 5.6%

Married-couple families 0.5%

Female-led households 2.3%

Income support

Source	% of households
Social Security	28.8%
Retirement income	21.8%
Supplemental Security	1.0%
Cash public assistance	0.5%
Food stamps / SNAP	3.5%

Health indicators

Condition	%
Obesity	14.9%
High blood pressure	21.3%
High cholesterol	29.9%
Diabetes	5.1%
Heart disease	3.9%
Stroke	1.6%
Asthma	8.4%
Arthritis	15.5%
Kidney disease	2.0%
Pulmonary disease	3.1%
Cancer	6.5%

Behavior / access	%
Smoking	7.4%
Binge drinking	21.1%
No physical activity	12.1%
Less than 7 hrs sleep	27.4%
Depression	19.8%
Fair or poor health	5.7%
Poor mental health	11.9%
Poor physical health	5.4%
No health insurance	5.9%
Visited doctor (checkup)	74.2%
Visited dentist	79.6%
Cholesterol screening	93.3%
Teeth loss	4.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,109	2.8%

Disability	%
Any disability	5.7%
Under 18	0.2%
18–64 years	3.4%
65 and over	15.9%

Health insurance coverage

Type	%
Private insurance	89.1%
Public insurance	23.0%
No insurance	2.0%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	43,998	96.2%
Spanish	1,799	4.1%
Other Indo-European	580	1.3%
Asian & Pacific Islander	534	1.2%
Other languages	495	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	37,254	81.5%
Born in same state	36,557	80.0%
Born in different state	22,099	48.3%
Foreign born	697	1.5%
Naturalized citizen	8,463	18.5%
Not a US citizen	4,693	55.5%

Ancestry

Ancestry	Count	%
Italian	5,518	12.1%
French	3,295	7.2%
Arab	2,087	4.6%
Irish	554	1.2%
Norwegian	420	0.9%

Ancestry	Count	%
Polish	406	0.9%
German	278	0.6%
English	231	0.5%
Dutch	9	0%

Technology access

Metric	% of households
Computer access	53.5%
Internet access	98.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10028

What city is ZIP code 10028 in?

ZIP code 10028 is primarily assigned to New York, New York.

What county is ZIP code 10028 in?

ZIP code 10028 falls within New York County, New York.

How educated is the population of ZIP code 10028?

82% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 10028 mostly rentals?

64% of occupied units in ZIP code 10028 are renter-occupied.

What is the median household income in ZIP code 10028?

The median household income in ZIP code 10028 is $160,244, above the national median of ~$75,000.

What is the typical home value in ZIP code 10028?

The median home value in ZIP code 10028 is $1,572,100.

What timezone is ZIP code 10028 in?

ZIP code 10028 observes the EST timezone.