04554 ZIP Code — New Harbor, ME

Lincoln County, Maine

ZIP code 04554 is located in New Harbor, Maine, within Lincoln County. It covers approximately 4.07 square miles and serves a population of 676 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04554

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $486,100. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($85,000) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 76% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 04554 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

676

population

4.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04554 ZIP code map

Cities in ZIP code 04554

Below are the cities the US Postal Service accepts for ZIP code 04554. Using any city not on this list may result in mail delivery delays.

City	Status
New Harbor	Preferred

Nearby ZIP codes

04541 Chamberlain (2.5 mi) 04558 Pemaquid (2.6 mi) 04568 South Bristol (3 mi) 04544 East Boothbay (4.6 mi) 04564 Round Pond (5.3 mi) 04538 Boothbay Harbor (5.7 mi) 04537 Boothbay (6.6 mi) 04539 Bristol (6.7 mi) 04573 Walpole (6.7 mi) 04576 Southport (8.6 mi) 04549 Isle Of Springs (8.8 mi) 04571 Trevett (9.1 mi)

Demographics updated 06/2026

Population
Total population	676
Population density	166 / sq mi
State FIPS	23
County FIPS	015

Geography
Land area	4.07 sq mi
Water area	1.33 sq mi
Latitude	43.8584
Longitude	-69.5049
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	42.6%	42.3%
$50k – $100k	27.9%	35.0%	32.3%
$100k – $200k	25.8%	18.1%	20.6%
Over $200k	4.5%	4.3%	4.9%

Demographics & statistics

676

Population

166

People per sq mi

66.3

Median age

$85,000

Median household income

$72,556

Per capita income

$486,100

Median home value

Median monthly rent

80.2%

Home ownership

5.3%

Poverty rate

5.3%

Unemployment

902

Housing units

47.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

150

65–74

140

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	75	11.1%
18 and over	601	88.9%
65 and over	389	57.5%
Median age	66.3 years

Race & ethnicity

White 93.1%

Hispanic or Latino 3.4%

Two or more races 3.4%

Group	Count	%
White	652	93.1%
Hispanic or Latino	24	3.4%
Two or more races	24	3.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	42.6%	42.3%
$50k – $100k	27.9%	35.0%	32.3%
$100k – $200k	25.8%	18.1%	20.6%
Over $200k	4.5%	4.3%	4.9%

Under $10k 2.8%

$10k–$15k 4.8%

$35k–$50k 7.9%

$50k–$75k 29.4%

$75k–$100k 12.1%

$100k–$150k 22.6%

$150k–$200k 4.8%

$200k+ 15.5%

Range	% of households
Under $10k	2.8%
$10k–$15k	4.8%
$35k–$50k	7.9%
$50k–$75k	29.4%
$75k–$100k	12.1%
$100k–$150k	22.6%
$150k–$200k	4.8%
$200k+	15.5%
Median income	$85,000

Housing

Home values

$150k–$200k 3.2%

$200k–$300k 26.8%

$300k–$500k 21.8%

$500k–$1M 37.3%

$1M+ 10.9%

Housing overview

Metric	Value
Median home value	$486,100
Median rent / month	$0
Owner occupied	80.2%
Renter occupied	19.8%
Vacant	63.6%
Single-family detached	95.8%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	1.78

Year built

Era	%
2020 or later	0.9%
2010–2019	5.8%
2000–2009	11.2%
1990–1999	6.1%
1980–1989	6.7%
1970–1979	10.8%
1960–1969	12.7%
1950–1959	5.8%
1940–1949	0.0%
1939 or earlier	40.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	2.4%
2 bedrooms	16.4%
3 bedrooms	52.5%
4 bedrooms	22.7%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	42.9%
2 vehicles	47.7%
3 or more	9.3%

Heating fuel

Fuel type	%
Electricity	7.6%
Propane / LP gas	17.5%
Fuel oil	70.9%
Wood	4.0%

Households & families

Household type	Count	%
Married-couple family	215	60.7%
Cohabiting couple	0	0.0%
Male householder, no spouse	59	16.7%
Female householder, no spouse	80	22.6%
Households with children under 18	29	8.2%
Households with seniors (65+)	272	76.8%
Average household size	1.91

Marital status

Status	Male	Female
Never married	10.9%	5.6%
Married	75.6%	73.8%
Separated	0.0%	0.0%
Widowed	3.3%	14.1%
Divorced	10.2%	6.6%

Education

Less than 9th grade 1.5%

Some HS, no diploma 3.2%

HS graduate 25.6%

Some college, no degree 11.9%

Associate's degree 10.7%

Bachelor's degree 16.1%

Graduate / professional 30.9%

Metric	%
HS diploma or higher	95.2%
Bachelor's or higher	47.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	17.2%
Kindergarten	0	0.0%
Elementary school	46	71.9%
High school	7	10.9%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 21.9%

Arts, food & hospitality 14.4%

Agriculture & mining 9.8%

Information 9.8%

Retail trade 8.8%

Public administration 8.4%

Construction 6.0%

Professional & management 5.1%

Wholesale trade 4.7%

Other services 4.2%

Transportation & utilities 3.7%

Finance & real estate 3.3%

Occupation

Category	%
Management, business & arts	39.1%
Service	23.7%
Sales & office	17.2%
Natural resources & construction	15.8%
Production & transportation	4.2%

Employment type

Type	%
Private sector	69.8%
Government	26.0%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.9%
Carpool	4.8%
Public transit	0.0%
Walk	15.0%
Work from home	20.3%
Other means	0.0%
Avg commute (minutes)	17.9

Poverty

All people 5.3%

Under 18 years 0.0%

18 and over 6.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	75.7%
Retirement income	37.0%
Supplemental Security	3.4%
Cash public assistance	0.0%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	24.9%
High blood pressure	42.4%
High cholesterol	38.9%
Diabetes	11.9%
Heart disease	10.1%
Stroke	4.3%
Asthma	9.3%
Arthritis	37.1%
Kidney disease	4.1%
Pulmonary disease	10.2%
Cancer	11.0%

Behavior / access	%
Smoking	15.1%
Binge drinking	11.3%
No physical activity	20.9%
Less than 7 hrs sleep	26.8%
Depression	21.7%
Fair or poor health	13.4%
Poor mental health	11.1%
Poor physical health	10.7%
No health insurance	10.6%
Visited doctor (checkup)	81.4%
Visited dentist	71.6%
Cholesterol screening	94.1%
Teeth loss	14.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	90	15.0%

Disability	%
Any disability	4.1%
Under 18	0.0%
18–64 years	4.2%
65 and over	4.9%

Health insurance coverage

Type	%
Private insurance	52.7%
Public insurance	76.8%
No insurance	3.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	654	96.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	643	95.1%
Born in same state	615	91.0%
Born in different state	268	39.6%
Foreign born	28	4.1%
Naturalized citizen	33	4.9%
Not a US citizen	9	27.3%

Ancestry

Ancestry	Count	%
French	206	30.5%
Arab	82	12.1%
Italian	81	12%

Ancestry	Count	%
German	72	10.7%
English	22	3.3%
Norwegian	10	1.5%

Technology access

Metric	% of households
Computer access	52.4%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04554

What city is ZIP code 04554 in?

ZIP code 04554 is primarily assigned to New Harbor, Maine.

What county is ZIP code 04554 in?

ZIP code 04554 falls within Lincoln County, Maine.

Does ZIP code 04554 have an older population?

58% of residents in ZIP code 04554 are 65 or older, above the national average of ~17%.

Does ZIP code 04554 have a large retiree population?

76% of households in ZIP code 04554 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 04554 have a large veteran population?

15% of civilians in ZIP code 04554 are veterans, above the national average of ~7%.

Is ZIP code 04554 mostly owner-occupied?

80% of occupied units in ZIP code 04554 are owner-occupied, well above the national average.

What timezone is ZIP code 04554 in?

ZIP code 04554 observes the EST timezone.