42441 ZIP Code — Nebo, KY

Hopkins County, Kentucky

ZIP code 42441 is located in Nebo, Kentucky, within Hopkins County. It covers approximately 53.65 square miles and serves a population of 1,853 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42441

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $122,100. Owner-occupancy is high at 83%, well above the national average.

Median household income is $59,038. The poverty rate of 7% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 42441 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,853

population

53.65

sq mi land

Standard

ZIP type

Central (CT)

timezone

42441 ZIP code map

Cities in ZIP code 42441

Below are the cities the US Postal Service accepts for ZIP code 42441. Using any city not on this list may result in mail delivery delays.

City	Status
Nebo	Acceptable

Demographics updated 05/2026

Population
Total population	1,853
Population density	35 / sq mi
State FIPS	21
County FIPS	107

Geography
Land area	53.65 sq mi
Water area	0.66 sq mi
Latitude	37.3704
Longitude	-87.6493
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	53.1%	47.9%
$50k – $100k	40.2%	30.5%	30.3%
$100k – $200k	18.0%	14.2%	17.6%
Over $200k	1.9%	2.2%	4.2%

Demographics & statistics

1,853

Population

People per sq mi

45.6

Median age

$59,038

Median household income

$31,636

Per capita income

$122,100

Median home value

$595

Median monthly rent

82.6%

Home ownership

6.7%

Poverty rate

7.5%

Unemployment

652

Housing units

11.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

125

25–34

108

35–44

157

45–54

122

55–59

60–64

179

65–74

139

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	381	20.6%
18 and over	1,472	79.4%
65 and over	409	22.1%
Median age	45.6 years

Race & ethnicity

White 96.1%

Two or more races 2.9%

Black or African American 0.9%

Hispanic or Latino 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,781	96.1%
Two or more races	54	2.9%
Black or African American	17	0.9%
Hispanic or Latino	1	0.1%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	53.1%	47.9%
$50k – $100k	40.2%	30.5%	30.3%
$100k – $200k	18.0%	14.2%	17.6%
Over $200k	1.9%	2.2%	4.2%

Under $10k 2.4%

$10k–$15k 3.1%

$15k–$25k 4.3%

$25k–$35k 4.7%

$35k–$50k 18.1%

$50k–$75k 22.9%

$75k–$100k 24.3%

$100k–$150k 10.9%

$150k–$200k 5.3%

$200k+ 4.0%

Range	% of households
Under $10k	2.4%
$10k–$15k	3.1%
$15k–$25k	4.3%
$25k–$35k	4.7%
$35k–$50k	18.1%
$50k–$75k	22.9%
$75k–$100k	24.3%
$100k–$150k	10.9%
$150k–$200k	5.3%
$200k+	4.0%
Median income	$59,038

Housing

Home values

Under $50k 19.2%

$50k–$100k 20.4%

$100k–$150k 18.0%

$150k–$200k 20.4%

$200k–$300k 11.1%

$300k–$500k 7.4%

$500k–$1M 3.5%

Housing overview

Metric	Value
Median home value	$122,100
Median rent / month	$595
Owner occupied	82.6%
Renter occupied	17.4%
Vacant	9.6%
Single-family detached	66.9%
Large apartment buildings	0.0%
Mobile homes	31.9%
Median rooms	6.1
Avg household size (owned)	2.74

Year built

Era	%
2020 or later	0.0%
2010–2019	9.6%
2000–2009	13.3%
1990–1999	21.7%
1980–1989	5.6%
1970–1979	18.0%
1960–1969	7.2%
1950–1959	8.9%
1940–1949	1.6%
1939 or earlier	14.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	16.7%
3 bedrooms	63.2%
4 bedrooms	15.1%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	19.3%
2 vehicles	41.7%
3 or more	33.6%

Heating fuel

Fuel type	%
Utility gas	6.4%
Electricity	69.3%
Propane / LP gas	13.9%
Wood	10.4%

Households & families

Household type	Count	%
Married-couple family	431	61.6%
Cohabiting couple	73	10.4%
Male householder, no spouse	169	24.1%
Female householder, no spouse	27	3.9%
Households with children under 18	248	35.4%
Households with seniors (65+)	293	41.9%
Average household size	2.63

Marital status

Status	Male	Female
Never married	15.9%	20.5%
Married	53.8%	60.1%
Separated	3.4%	0.7%
Widowed	4.4%	6.7%
Divorced	22.5%	12.0%

Education

Less than 9th grade 2.4%

Some HS, no diploma 6.0%

HS graduate 45.1%

Some college, no degree 21.9%

Associate's degree 13.2%

Bachelor's degree 6.4%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	11.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	6.8%
Kindergarten	61	16.0%
Elementary school	165	43.3%
High school	98	25.7%
College / grad school	31	8.1%

Employment

Industry of employment

Education & healthcare 24.8%

Transportation & utilities 17.3%

Manufacturing 16.4%

Construction 13.6%

Agriculture & mining 9.7%

Professional & management 4.6%

Retail trade 4.1%

Public administration 3.6%

Other services 2.7%

Arts, food & hospitality 1.7%

Finance & real estate 1.1%

Wholesale trade 0.4%

Occupation

Category	%
Management, business & arts	23.9%
Service	10.3%
Sales & office	9.6%
Natural resources & construction	20.9%
Production & transportation	35.3%

Employment type

Type	%
Private sector	83.8%
Government	15.5%
Self-employed	0.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.8%
Carpool	11.5%
Public transit	0.0%
Walk	0.2%
Work from home	3.1%
Other means	2.3%
Avg commute (minutes)	26.5

Poverty

All people 6.7%

Under 18 years 9.4%

18 and over 6.0%

Married-couple families 5.1%

Female-led households 50.0%

Income support

Source	% of households
Social Security	48.4%
Retirement income	35.0%
Supplemental Security	0.9%
Cash public assistance	0.0%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
Obesity	39.4%
High blood pressure	39.3%
High cholesterol	37.2%
Diabetes	10.9%
Heart disease	6.9%
Stroke	3.0%
Asthma	10.5%
Arthritis	29.6%
Kidney disease	2.7%
Pulmonary disease	9.2%
Cancer	6.5%

Behavior / access	%
Smoking	23.2%
Binge drinking	16.5%
No physical activity	29.4%
Less than 7 hrs sleep	37.3%
Depression	24.6%
Fair or poor health	17.8%
Poor mental health	17.2%
Poor physical health	12.6%
No health insurance	10.1%
Visited doctor (checkup)	77.0%
Visited dentist	54.3%
Cholesterol screening	89.9%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	174	11.9%

Disability	%
Any disability	21.8%
Under 18	1.0%
18–64 years	23.0%
65 and over	37.9%

Health insurance coverage

Type	%
Private insurance	56.4%
Public insurance	56.4%
No insurance	2.2%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,780	96.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,781	96.1%
Born in same state	1,781	96.1%
Born in different state	1,279	69.0%
Foreign born	0	0.0%
Naturalized citizen	72	3.9%
Not a US citizen	49	68.1%

Ancestry

Ancestry	Count	%
Arab	287	15.5%
French	139	7.5%

Ancestry	Count	%
Italian	78	4.2%
English	12	0.6%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	93.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42441

What city is ZIP code 42441 in?

ZIP code 42441 is primarily assigned to Nebo, Kentucky.

What county is ZIP code 42441 in?

ZIP code 42441 falls within Hopkins County, Kentucky.

Does ZIP code 42441 have a large retiree population?

48% of households in ZIP code 42441 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 42441?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 42441 mostly owner-occupied?

83% of occupied units in ZIP code 42441 are owner-occupied, well above the national average.

Does ZIP code 42441 have a large veteran population?

12% of civilians in ZIP code 42441 are veterans, above the national average of ~7%.

What timezone is ZIP code 42441 in?

ZIP code 42441 observes the CST timezone.