32566 ZIP Code — Navarre, FL

Santa Rosa County, Florida

ZIP code 32566 is located in Navarre, Florida, within Santa Rosa County. It covers approximately 39.17 square miles and serves a population of 42,878 residents. This is a po box ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32566

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $327,700. Owner-occupancy is high at 79%, well above the national average.

Median household income is $98,065.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 27% of civilians, above the national average of 7%.

Overall, ZIP code 32566 reflects a community defined by a strong veteran community and high homeownership.

42,878

population

39.17

sq mi land

PO Box

ZIP type

Central (CT)

timezone

32566 ZIP code map

Cities in ZIP code 32566

Below are the cities the US Postal Service accepts for ZIP code 32566. Using any city not on this list may result in mail delivery delays.

City	Status
Navarre	Acceptable
Navarre	Preferred

Nearby ZIP codes

32569 Mary Esther (9.8 mi) 32563 Gulf Breeze (10.1 mi) 32583 Milton (10.8 mi) 32548 Fort Walton Beach (13.6 mi) 32542 Eglin Afb (14 mi) 32561 Gulf Breeze (14.3 mi) 32547 Fort Walton Beach (14.7 mi) 32504 Pensacola (18.8 mi) 32579 Shalimar (18.8 mi) 32502 Pensacola (19.3 mi) 32520 Pensacola (19.7 mi) 32521 Pensacola (19.8 mi)

Demographics updated 07/2026

Population
Total population	42,878
Population density	1,095 / sq mi
State FIPS	12
County FIPS	113

Geography
Land area	39.17 sq mi
Water area	12.86 sq mi
Latitude	30.4273
Longitude	-86.8854
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	34.9%	43.4%
$50k – $100k	30.2%	33.2%	30.8%
$100k – $200k	32.3%	25.8%	19.3%
Over $200k	5.7%	6.1%	6.4%

Demographics & statistics

42,878

Population

1,095

People per sq mi

38.7

Median age

$98,065

Median household income

$40,786

Per capita income

$327,700

Median home value

$1,695

Median monthly rent

79.3%

Home ownership

8.3%

Poverty rate

5.5%

Unemployment

14,328

Housing units

32.0%

Bachelor's or higher

Age distribution

Male Female

1,063

Under 5

1,050

1,631

5–9

1,611

1,757

10–14

1,734

1,138

15–19

1,123

1,279

20–24

1,263

2,572

25–34

2,539

3,404

35–44

3,361

3,015

45–54

2,977

1,388

55–59

1,370

1,623

60–64

1,602

1,869

65–74

1,845

575

75–84

568

262

85+

259

← Male

Female →

Age summary

Group	Count	%
Under 18	10,225	23.8%
18 and over	32,653	76.2%
65 and over	5,378	12.5%
Median age	38.7 years

Race & ethnicity

White 75.1%

Two or more races 7.3%

Hispanic or Latino 6.3%

Black or African American 5.6%

Other race 3.3%

Asian 2.3%

American Indian / Alaska Native 0.1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	34,347	75.1%
Two or more races	3,357	7.3%
Hispanic or Latino	2,876	6.3%
Black or African American	2,569	5.6%
Other race	1,504	3.3%
Asian	1,040	2.3%
American Indian / Alaska Native	37	0.1%
Native Hawaiian / Pacific Islander	24	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	34.9%	43.4%
$50k – $100k	30.2%	33.2%	30.8%
$100k – $200k	32.3%	25.8%	19.3%
Over $200k	5.7%	6.1%	6.4%

Under $10k 4.9%

$10k–$15k 2.0%

$15k–$25k 2.6%

$25k–$35k 5.5%

$35k–$50k 9.1%

$50k–$75k 12.0%

$75k–$100k 15.9%

$100k–$150k 21.8%

$150k–$200k 14.7%

$200k+ 11.5%

Range	% of households
Under $10k	4.9%
$10k–$15k	2.0%
$15k–$25k	2.6%
$25k–$35k	5.5%
$35k–$50k	9.1%
$50k–$75k	12.0%
$75k–$100k	15.9%
$100k–$150k	21.8%
$150k–$200k	14.7%
$200k+	11.5%
Median income	$98,065

Housing

Home values

Under $50k 1.4%

$50k–$100k 1.8%

$100k–$150k 5.3%

$150k–$200k 4.1%

$200k–$300k 28.8%

$300k–$500k 42.6%

$500k–$1M 15.1%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$327,700
Median rent / month	$1,695
Owner occupied	79.3%
Renter occupied	20.7%
Vacant	10.9%
Single-family detached	75.0%
Large apartment buildings	10.9%
Mobile homes	7.2%
Median rooms	6.0
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	1.0%
2010–2019	21.6%
2000–2009	29.9%
1990–1999	27.5%
1980–1989	14.6%
1970–1979	2.9%
1960–1969	1.9%
1950–1959	0.2%
1940–1949	0.1%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	3.8%
2 bedrooms	11.4%
3 bedrooms	48.5%
4 bedrooms	32.7%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	24.8%
2 vehicles	46.1%
3 or more	26.5%

Heating fuel

Fuel type	%
Utility gas	5.6%
Electricity	89.7%
Propane / LP gas	1.7%
Wood	0.9%
Solar	0.8%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	10,134	64.7%
Cohabiting couple	666	4.3%
Male householder, no spouse	2,002	12.8%
Female householder, no spouse	2,861	18.3%
Households with children under 18	5,728	36.6%
Households with seniors (65+)	3,923	25.0%
Average household size	2.74

Marital status

Status	Male	Female
Never married	25.5%	20.6%
Married	64.9%	61.2%
Separated	1.0%	0.8%
Widowed	2.5%	7.3%
Divorced	6.1%	10.1%

Education

Less than 9th grade 1.8%

Some HS, no diploma 3.0%

HS graduate 21.9%

Some college, no degree 25.2%

Associate's degree 16.1%

Bachelor's degree 19.3%

Graduate / professional 12.7%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	32.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	490	4.3%
Kindergarten	396	3.5%
Elementary school	5,574	49.1%
High school	2,086	18.4%
College / grad school	2,800	24.7%

Employment

Industry of employment

Education & healthcare 22.8%

Professional & management 13.3%

Retail trade 12.0%

Public administration 11.7%

Arts, food & hospitality 11.5%

Construction 7.7%

Finance & real estate 6.7%

Transportation & utilities 4.5%

Manufacturing 4.4%

Other services 3.1%

Wholesale trade 1.7%

Information 0.5%

Occupation

Category	%
Management, business & arts	43.6%
Service	16.5%
Sales & office	20.9%
Natural resources & construction	10.0%
Production & transportation	9.0%

Employment type

Type	%
Private sector	72.5%
Government	22.0%
Self-employed	5.3%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	80.3%
Carpool	6.0%
Public transit	0.0%
Walk	0.6%
Work from home	11.2%
Other means	1.9%
Avg commute (minutes)	32.7

Poverty

All people 8.3%

Under 18 years 8.2%

18 and over 8.3%

Married-couple families 5.3%

Female-led households 14.8%

Income support

Source	% of households
Social Security	28.8%
Retirement income	38.9%
Supplemental Security	4.5%
Cash public assistance	2.6%
Food stamps / SNAP	7.2%

Health indicators

Condition	%
Obesity	30.2%
High blood pressure	30.8%
High cholesterol	30.0%
Diabetes	8.6%
Heart disease	5.1%
Stroke	2.5%
Asthma	8.7%
Arthritis	21.9%
Kidney disease	2.4%
Pulmonary disease	6.6%
Cancer	5.6%

Behavior / access	%
Smoking	20.2%
Binge drinking	17.2%
No physical activity	24.6%
Less than 7 hrs sleep	35.0%
Depression	20.1%
Fair or poor health	12.9%
Poor mental health	16.8%
Poor physical health	10.1%
No health insurance	17.8%
Visited doctor (checkup)	71.6%
Visited dentist	60.1%
Cholesterol screening	89.7%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	7,986	26.7%

Disability	%
Any disability	12.8%
Under 18	6.0%
18–64 years	11.9%
65 and over	29.4%

Health insurance coverage

Type	%
Private insurance	75.5%
Public insurance	31.8%
No insurance	9.4%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	40,765	95.1%
Spanish	732	1.8%
Other Indo-European	302	0.7%
Asian & Pacific Islander	171	0.4%
Other languages	259	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	40,341	94.1%
Born in same state	38,292	89.3%
Born in different state	8,139	19.0%
Foreign born	2,049	4.8%
Naturalized citizen	2,537	5.9%
Not a US citizen	1,890	74.5%

Ancestry

Ancestry	Count	%
Italian	4,827	11.3%
Arab	3,962	9.2%
French	3,948	9.2%
Polish	533	1.2%
German	464	1.1%

Ancestry	Count	%
English	444	1%
Irish	213	0.5%
Dutch	24	0.1%
Norwegian	21	0%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32566

What city is ZIP code 32566 in?

ZIP code 32566 is primarily assigned to Navarre, Florida.

What county is ZIP code 32566 in?

ZIP code 32566 falls within Santa Rosa County, Florida.

Does ZIP code 32566 have a large veteran population?

27% of civilians in ZIP code 32566 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 32566?

The median home value in ZIP code 32566 is $327,700.

What is the population of ZIP code 32566?

ZIP code 32566 has an estimated population of 42,878 residents, with a density of 1,095 people per square mile.

What is the median household income in ZIP code 32566?

The median household income in ZIP code 32566 is $98,065, above the national median of ~$75,000.

What timezone is ZIP code 32566 in?

ZIP code 32566 observes the CST timezone.