39120 ZIP Code — Natchez, MS

Adams County, Mississippi

ZIP code 39120 is located in Natchez, Mississippi, within Adams County. It covers approximately 484.18 square miles and serves a population of 29,526 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 601.

About ZIP code 39120

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $99,000. Owner-occupancy sits near the national average at 65%.

Median household income is $38,255. Poverty affects 27% of residents, above the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (17%), smoking (22%) compared to national benchmarks.

Overall, ZIP code 39120 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

29,526

population

484.18

sq mi land

Standard

ZIP type

Central (CT)

timezone

39120 ZIP code map

Cities in ZIP code 39120

Below are the cities the US Postal Service accepts for ZIP code 39120. Using any city not on this list may result in mail delivery delays.

City	Status
Natchez	Acceptable
Natchez	Preferred

Nearby ZIP codes

71373 Vidalia (16 mi) 39661 Roxie (16.2 mi) 71375 Waterproof (16.2 mi) 71334 Ferriday (17.7 mi) 39096 Lorman (18.6 mi) 39069 Fayette (18.8 mi)

Demographics updated 05/2026

Population
Total population	29,526
Population density	61 / sq mi
State FIPS	28
County FIPS	001

Geography
Land area	484.18 sq mi
Water area	25.55 sq mi
Latitude	31.5749
Longitude	-91.3087
Timezone	Central (CT)
Area code	601

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	69.7%	69.7%	52.9%
$50k – $100k	20.1%	20.1%	28.4%
$100k – $200k	8.1%	8.1%	15.3%
Over $200k	2.1%	2.1%	3.4%

Demographics & statistics

29,526

Population

People per sq mi

42.1

Median age

$38,255

Median household income

$23,140

Per capita income

$99,000

Median home value

$695

Median monthly rent

65.2%

Home ownership

26.5%

Poverty rate

6.7%

Unemployment

10,891

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

862

Under 5

969

836

5–9

940

789

10–14

887

910

15–19

1,023

871

20–24

979

1,613

25–34

1,813

1,563

35–44

1,756

1,553

45–54

1,746

756

55–59

849

1,282

60–64

1,440

1,726

65–74

1,939

845

75–84

950

296

85+

333

← Male

Female →

Age summary

Group	Count	%
Under 18	6,366	21.6%
18 and over	23,160	78.4%
65 and over	6,089	20.6%
Median age	42.1 years

Race & ethnicity

Black or African American 51%

White 36.4%

Hispanic or Latino 4.9%

Other race 3.9%

Two or more races 2.7%

Asian 0.9%

American Indian / Alaska Native 0.2%

Group	Count	%
Black or African American	15,834	51%
White	11,304	36.4%
Hispanic or Latino	1,518	4.9%
Other race	1,226	3.9%
Two or more races	841	2.7%
Asian	264	0.9%
American Indian / Alaska Native	57	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	69.7%	69.7%	52.9%
$50k – $100k	20.1%	20.1%	28.4%
$100k – $200k	8.1%	8.1%	15.3%
Over $200k	2.1%	2.1%	3.4%

Under $10k 13.6%

$10k–$15k 8.2%

$15k–$25k 14.0%

$25k–$35k 11.7%

$35k–$50k 14.7%

$50k–$75k 12.9%

$75k–$100k 11.2%

$100k–$150k 8.2%

$150k–$200k 2.8%

$200k+ 2.8%

Range	% of households
Under $10k	13.6%
$10k–$15k	8.2%
$15k–$25k	14.0%
$25k–$35k	11.7%
$35k–$50k	14.7%
$50k–$75k	12.9%
$75k–$100k	11.2%
$100k–$150k	8.2%
$150k–$200k	2.8%
$200k+	2.8%
Median income	$38,255

Housing

Home values

Under $50k 12.9%

$50k–$100k 38.0%

$100k–$150k 14.1%

$150k–$200k 12.9%

$200k–$300k 9.2%

$300k–$500k 8.3%

$500k–$1M 4.1%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$99,000
Median rent / month	$695
Owner occupied	65.2%
Renter occupied	34.8%
Vacant	21.5%
Single-family detached	74.0%
Large apartment buildings	1.8%
Mobile homes	11.8%
Median rooms	5.4
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.1%
2010–2019	3.5%
2000–2009	7.7%
1990–1999	8.8%
1980–1989	12.8%
1970–1979	21.4%
1960–1969	18.8%
1950–1959	13.5%
1940–1949	4.3%
1939 or earlier	9.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	6.2%
2 bedrooms	20.9%
3 bedrooms	56.7%
4 bedrooms	13.6%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.7%
1 vehicle	41.1%
2 vehicles	32.1%
3 or more	18.1%

Heating fuel

Fuel type	%
Utility gas	34.0%
Electricity	59.0%
Propane / LP gas	5.7%
Fuel oil	0.3%
Wood	0.7%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,262	36.3%
Cohabiting couple	457	3.9%
Male householder, no spouse	2,207	18.8%
Female householder, no spouse	4,827	41.1%
Households with children under 18	3,170	27.0%
Households with seniors (65+)	4,707	40.0%
Average household size	2.34

Marital status

Status	Male	Female
Never married	43.7%	40.3%
Married	39.5%	34.4%
Separated	1.9%	2.1%
Widowed	3.3%	10.4%
Divorced	11.5%	12.9%

Education

Less than 9th grade 5.9%

Some HS, no diploma 11.8%

HS graduate 33.1%

Some college, no degree 19.9%

Associate's degree 8.8%

Bachelor's degree 12.3%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	82.3%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	384	6.3%
Kindergarten	291	4.8%
Elementary school	2,747	45.2%
High school	1,637	27.0%
College / grad school	1,014	16.7%

Employment

Industry of employment

Education & healthcare 28.2%

Retail trade 12.5%

Arts, food & hospitality 11.4%

Transportation & utilities 8.7%

Professional & management 6.7%

Public administration 6.5%

Other services 6.0%

Finance & real estate 5.1%

Manufacturing 4.9%

Construction 4.1%

Agriculture & mining 2.9%

Wholesale trade 2.4%

Information 0.5%

Occupation

Category	%
Management, business & arts	31.5%
Service	23.6%
Sales & office	20.5%
Natural resources & construction	10.6%
Production & transportation	13.8%

Employment type

Type	%
Private sector	74.7%
Government	20.1%
Self-employed	5.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	90.2%
Carpool	6.5%
Public transit	0.0%
Walk	0.2%
Work from home	2.3%
Other means	0.8%
Avg commute (minutes)	21.0

Poverty

All people 26.5%

Under 18 years 38.6%

18 and over 22.9%

Married-couple families 5.0%

Female-led households 46.7%

Income support

Source	% of households
Social Security	41.4%
Retirement income	21.0%
Supplemental Security	8.4%
Cash public assistance	2.8%
Food stamps / SNAP	16.8%

Health indicators

Condition	%
Obesity	43.9%
High blood pressure	48.2%
High cholesterol	36.6%
Diabetes	16.6%
Heart disease	8.9%
Stroke	5.6%
Asthma	10.7%
Arthritis	32.4%
Kidney disease	4.3%
Pulmonary disease	9.4%
Cancer	6.5%

Behavior / access	%
Smoking	22.2%
Binge drinking	11.8%
No physical activity	36.7%
Less than 7 hrs sleep	36.1%
Depression	20.0%
Fair or poor health	27.2%
Poor mental health	14.9%
Poor physical health	13.9%
No health insurance	24.2%
Visited doctor (checkup)	77.8%
Visited dentist	50.4%
Cholesterol screening	89.3%
Teeth loss	24.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,361	5.9%

Disability	%
Any disability	14.7%
Under 18	4.0%
18–64 years	10.4%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	51.4%
Public insurance	47.2%
No insurance	12.5%
Uninsured under 19	7.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,695	93.8%
Spanish	1,815	6.6%
Other Indo-European	1,600	5.8%
Asian & Pacific Islander	56	0.2%
Other languages	81	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,950	94.7%
Born in same state	27,752	94.0%
Born in different state	22,744	77.0%
Foreign born	198	0.7%
Naturalized citizen	1,576	5.3%
Not a US citizen	188	11.9%

Ancestry

Ancestry	Count	%
Italian	1,539	5.2%
French	1,376	4.7%
Arab	1,132	3.8%
English	70	0.2%

Ancestry	Count	%
German	45	0.2%
Polish	35	0.1%
Dutch	11	0%

Technology access

Metric	% of households
Computer access	39.8%
Internet access	84.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 39120

What city is ZIP code 39120 in?

ZIP code 39120 is primarily assigned to Natchez, Mississippi.

What county is ZIP code 39120 in?

ZIP code 39120 falls within Adams County, Mississippi.

What is the poverty rate in ZIP code 39120?

27% of residents in ZIP code 39120 live below the poverty line, above the national average.

Does ZIP code 39120 have a large retiree population?

41% of households in ZIP code 39120 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 39120?

The median home value in ZIP code 39120 is $99,000.

What are the health statistics for ZIP code 39120?

Health data for ZIP code 39120 shows elevated rates of diabetes (17%) and smoking (22%) compared to national benchmarks.

What timezone is ZIP code 39120 in?

ZIP code 39120 observes the CST timezone.