28125 ZIP Code — Mount Ulla, NC

Rowan County, North Carolina

ZIP code 28125 is located in Mount Ulla, North Carolina, within Rowan County. It covers approximately 38.38 square miles and serves a population of 2,643 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980/336.

About ZIP code 28125

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $234,500. Owner-occupancy is high at 81%, well above the national average.

Median household income is $76,798. The poverty rate of 2% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.

Overall, ZIP code 28125 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,643

population

38.38

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28125 ZIP code map

Cities in ZIP code 28125

Below are the cities the US Postal Service accepts for ZIP code 28125. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Ulla	Acceptable
Mount Ulla	Preferred

Nearby ZIP codes

28115 Mooresville (5.8 mi) 27013 Cleveland (7.1 mi) 28023 China Grove (8.7 mi) 28023 China Grove (8.7 mi) 28147 Salisbury (8.9 mi) 28166 Troutman (9.2 mi) 28088 Landis (9.6 mi) 27054 Woodleaf (10.2 mi) 28081 Kannapolis (11.3 mi) 28677 Statesville (12 mi) 28117 Mooresville (12.1 mi) 28036 Davidson (13.2 mi)

Demographics updated 05/2026

Population
Total population	2,643
Population density	69 / sq mi
State FIPS	37
County FIPS	159

Geography
Land area	38.38 sq mi
Water area	0.04 sq mi
Latitude	35.6604
Longitude	-80.7104
Timezone	Eastern (ET)
Area code	704/980/336

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	47.4%	44.4%
$50k – $100k	38.3%	32.8%	30.6%
$100k – $200k	30.9%	16.2%	19.1%
Over $200k	2.1%	3.6%	6.0%

Demographics & statistics

2,643

Population

People per sq mi

46.1

Median age

$76,798

Median household income

$36,576

Per capita income

$234,500

Median home value

$1,071

Median monthly rent

81.0%

Home ownership

2.2%

Poverty rate

3.6%

Unemployment

962

Housing units

22.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

242

25–34

196

161

35–44

130

209

45–54

169

112

55–59

60–64

268

65–74

217

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	433	16.4%
18 and over	2,210	83.6%
65 and over	655	24.8%
Median age	46.1 years

Race & ethnicity

White 89.8%

Hispanic or Latino 4.3%

Two or more races 2.6%

Other race 2.5%

Asian 0.7%

Group	Count	%
White	2,481	89.8%
Hispanic or Latino	119	4.3%
Two or more races	73	2.6%
Other race	70	2.5%
Asian	19	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	47.4%	44.4%
$50k – $100k	38.3%	32.8%	30.6%
$100k – $200k	30.9%	16.2%	19.1%
Over $200k	2.1%	3.6%	6.0%

Under $10k 1.9%

$15k–$25k 2.9%

$25k–$35k 8.3%

$35k–$50k 15.4%

$50k–$75k 14.1%

$75k–$100k 20.6%

$100k–$150k 17.9%

$150k–$200k 12.3%

$200k+ 6.5%

Range	% of households
Under $10k	1.9%
$15k–$25k	2.9%
$25k–$35k	8.3%
$35k–$50k	15.4%
$50k–$75k	14.1%
$75k–$100k	20.6%
$100k–$150k	17.9%
$150k–$200k	12.3%
$200k+	6.5%
Median income	$76,798

Housing

Home values

Under $50k 1.5%

$50k–$100k 7.7%

$100k–$150k 24.3%

$150k–$200k 7.1%

$200k–$300k 17.9%

$300k–$500k 29.3%

$500k–$1M 12.1%

Housing overview

Metric	Value
Median home value	$234,500
Median rent / month	$1,071
Owner occupied	81.0%
Renter occupied	19.0%
Vacant	16.2%
Single-family detached	70.6%
Large apartment buildings	0.0%
Mobile homes	29.4%
Median rooms	6.6
Avg household size (owned)	2.90

Year built

Era	%
2020 or later	0.8%
2010–2019	12.3%
2000–2009	13.0%
1990–1999	35.1%
1980–1989	12.4%
1970–1979	4.9%
1960–1969	3.1%
1950–1959	6.8%
1940–1949	2.5%
1939 or earlier	9.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.8%
2 bedrooms	23.9%
3 bedrooms	61.6%
4 bedrooms	7.9%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	13.3%
2 vehicles	27.1%
3 or more	58.4%

Heating fuel

Fuel type	%
Utility gas	1.1%
Electricity	83.4%
Propane / LP gas	9.3%
Fuel oil	1.7%
Wood	1.6%
No fuel used	2.9%

Households & families

Household type	Count	%
Married-couple family	713	74.3%
Cohabiting couple	38	4.0%
Male householder, no spouse	117	12.2%
Female householder, no spouse	91	9.5%
Households with children under 18	212	22.1%
Households with seniors (65+)	358	37.3%
Average household size	2.76

Marital status

Status	Male	Female
Never married	35.8%	13.6%
Married	59.9%	72.3%
Separated	0.0%	0.0%
Widowed	0.0%	10.7%
Divorced	4.3%	3.4%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.8%

HS graduate 47.1%

Some college, no degree 18.7%

Associate's degree 7.5%

Bachelor's degree 16.1%

Graduate / professional 6.5%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	22.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	2.1%
Kindergarten	22	4.7%
Elementary school	166	35.2%
High school	193	40.9%
College / grad school	81	17.2%

Employment

Industry of employment

Education & healthcare 19.1%

Manufacturing 15.4%

Retail trade 13.2%

Arts, food & hospitality 12.5%

Other services 10.5%

Construction 10.4%

Professional & management 8.6%

Transportation & utilities 3.4%

Agriculture & mining 2.3%

Finance & real estate 2.3%

Public administration 1.9%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	22.2%
Service	21.0%
Sales & office	16.1%
Natural resources & construction	23.2%
Production & transportation	17.5%

Employment type

Type	%
Private sector	87.8%
Government	6.1%
Self-employed	6.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.7%
Carpool	13.4%
Public transit	0.0%
Walk	1.5%
Work from home	3.4%
Other means	0.0%
Avg commute (minutes)	25.2

Poverty

All people 2.2%

Under 18 years 1.9%

18 and over 2.2%

Married-couple families 1.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	43.3%
Retirement income	22.5%
Supplemental Security	2.3%
Cash public assistance	2.9%
Food stamps / SNAP	5.9%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	33.8%
High cholesterol	35.6%
Diabetes	10.5%
Heart disease	7.1%
Stroke	3.2%
Asthma	9.0%
Arthritis	27.2%
Kidney disease	3.0%
Pulmonary disease	7.7%
Cancer	6.9%

Behavior / access	%
Smoking	20.4%
Binge drinking	17.0%
No physical activity	22.9%
Less than 7 hrs sleep	32.6%
Depression	24.0%
Fair or poor health	13.9%
Poor mental health	14.6%
Poor physical health	11.0%
No health insurance	16.5%
Visited doctor (checkup)	78.0%
Visited dentist	63.2%
Cholesterol screening	89.7%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	181	8.2%

Disability	%
Any disability	7.9%
Under 18	2.3%
18–64 years	2.1%
65 and over	25.5%

Health insurance coverage

Type	%
Private insurance	63.9%
Public insurance	34.6%
No insurance	18.5%
Uninsured under 19	11.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,594	98.1%
Spanish	19	0.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	19	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,624	99.3%
Born in same state	2,596	98.2%
Born in different state	1,412	53.4%
Foreign born	28	1.1%
Naturalized citizen	19	0.7%
Not a US citizen	19	100.0%

Ancestry

Ancestry	Count	%
French	258	9.8%
Italian	242	9.2%
Arab	116	4.4%

Ancestry	Count	%
German	25	0.9%
Polish	12	0.5%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28125

What city is ZIP code 28125 in?

ZIP code 28125 is primarily assigned to Mount Ulla, North Carolina.

What county is ZIP code 28125 in?

ZIP code 28125 falls within Rowan County, North Carolina.

Does ZIP code 28125 have a large retiree population?

43% of households in ZIP code 28125 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 28125 mostly owner-occupied?

81% of occupied units in ZIP code 28125 are owner-occupied, well above the national average.

What is the population of ZIP code 28125?

ZIP code 28125 has an estimated population of 2,643 residents, with a density of 69 people per square mile.

What is the typical home value in ZIP code 28125?

The median home value in ZIP code 28125 is $234,500.

What timezone is ZIP code 28125 in?

ZIP code 28125 observes the EST timezone.