04660 ZIP Code — Mount Desert, ME

Hancock County, Maine

ZIP code 04660 is located in Mount Desert, Maine, within Hancock County. It covers approximately 29.48 square miles and serves a population of 1,102 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04660

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $483,900. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($70,069) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 04660 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,102
population
29.48
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
04660 ZIP code map
Cities in ZIP code 04660

Below are the cities the US Postal Service accepts for ZIP code 04660. Using any city not on this list may result in mail delivery delays.

City Status
Mount Desert Acceptable
Mount Desert Preferred
Nearby ZIP codes
04674 Seal Cove (4.1 mi) 04609 Bar Harbor (4.5 mi) 04612 Bernard (6 mi) 04653 Bass Harbor (7.9 mi) 04679 Southwest Harbor (8.4 mi) 04616 Brooklin (10.3 mi) 04614 Blue Hill (11.7 mi) 04684 Surry (11.8 mi) 04685 Swans Island (12.7 mi) 04640 Hancock (13.1 mi) 04676 Sedgwick (13.3 mi) 04693 Winter Harbor (14.1 mi)
Demographics updated 05/2026
Population
Total population 1,102
Population density 37 / sq mi
State FIPS 23
County FIPS 009
Geography
Land area 29.48 sq mi
Water area 15.99 sq mi
Latitude 44.3366
Longitude -68.3721
Timezone Eastern (ET)
Area code 207
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 30.8% 42.0% 42.3%
$50k – $100k 23.2% 34.2% 32.3%
$100k – $200k 31.3% 18.8% 20.6%
Over $200k 14.7% 5.0% 4.9%

Demographics & statistics

1,102
Population
37
People per sq mi
56.7
Median age
$70,069
Median household income
$54,754
Per capita income
$483,900
Median home value
$1,132
Median monthly rent
90.4%
Home ownership
4.8%
Poverty rate
2.1%
Unemployment
1,156
Housing units
47.3%
Bachelor's or higher

Age distribution

Male Female
17
Under 5
21
18
5–9
21
8
10–14
9
30
15–19
36
30
20–24
37
40
25–34
48
58
35–44
71
32
45–54
39
46
55–59
56
66
60–64
80
104
65–74
126
40
75–84
49
9
85+
11
← Male
Female →

Age summary

GroupCount%
Under 1815113.7%
18 and over95186.3%
65 and over33930.8%
Median age56.7 years

Race & ethnicity

White 98.1%
Black or African American 1.2%
Asian 0.7%
GroupCount%
White1,08198.1%
Black or African American131.2%
Asian80.7%

Household income

Income range This ZIP County avg State avg
Under $50k 30.8% 42.0% 42.3%
$50k – $100k 23.2% 34.2% 32.3%
$100k – $200k 31.3% 18.8% 20.6%
Over $200k 14.7% 5.0% 4.9%
Under $10k 2.8%
$10k–$15k 2.0%
$15k–$25k 5.6%
$25k–$35k 7.8%
$35k–$50k 7.8%
$50k–$75k 27.5%
$75k–$100k 5.2%
$100k–$150k 16.8%
$150k–$200k 6.2%
$200k+ 18.2%
Range% of households
Under $10k2.8%
$10k–$15k2.0%
$15k–$25k5.6%
$25k–$35k7.8%
$35k–$50k7.8%
$50k–$75k27.5%
$75k–$100k5.2%
$100k–$150k16.8%
$150k–$200k6.2%
$200k+18.2%
Median income$70,069

Housing

Home values

Under $50k 1.8%
$50k–$100k 1.8%
$100k–$150k 3.1%
$150k–$200k 5.8%
$200k–$300k 6.2%
$300k–$500k 33.5%
$500k–$1M 37.9%
$1M+ 10.0%

Housing overview

MetricValue
Median home value$483,900
Median rent / month$1,132
Owner occupied90.4%
Renter occupied9.6%
Vacant58.6%
Single-family detached96.2%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms5.6
Avg household size (owned)2.22

Year built

Era%
2020 or later1.1%
2010–20197.9%
2000–200913.1%
1990–199913.0%
1980–198914.8%
1970–197911.3%
1960–19693.2%
1950–19596.8%
1940–19498.3%
1939 or earlier20.5%

Bedrooms

Size% of units
No bedroom (studio)1.7%
1 bedroom6.0%
2 bedrooms33.0%
3 bedrooms38.1%
4 bedrooms12.4%
5+ bedrooms8.9%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle23.2%
2 vehicles39.5%
3 or more37.3%

Heating fuel

Fuel type%
Electricity4.6%
Propane / LP gas29.9%
Fuel oil56.9%
Wood5.2%

Households & families

Household typeCount%
Married-couple family29358.7%
Cohabiting couple367.2%
Male householder, no spouse387.6%
Female householder, no spouse13226.5%
Households with children under 187214.4%
Households with seniors (65+)21643.3%
Average household size2.20

Marital status

StatusMaleFemale
Never married30.8%22.2%
Married65.1%55.0%
Separated0.0%3.5%
Widowed1.7%1.7%
Divorced2.4%17.6%

Education

Less than 9th grade 0.6%
Some HS, no diploma 0.5%
HS graduate 26.1%
Some college, no degree 14.1%
Associate's degree 11.5%
Bachelor's degree 29.8%
Graduate / professional 17.5%
Metric%
HS diploma or higher99.0%
Bachelor's or higher47.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool85.1%
Kindergarten42.5%
Elementary school5232.9%
High school5736.1%
College / grad school3723.4%

Employment

Industry of employment

Education & healthcare 28.3%
Professional & management 16.5%
Construction 14.2%
Arts, food & hospitality 9.4%
Manufacturing 8.9%
Finance & real estate 8.3%
Agriculture & mining 5.6%
Retail trade 3.6%
Transportation & utilities 1.8%
Wholesale trade 1.2%
Public administration 1.2%
Other services 0.9%

Occupation

Category%
Management, business & arts50.4%
Service8.6%
Sales & office9.2%
Natural resources & construction25.6%
Production & transportation6.2%

Employment type

Type%
Private sector67.9%
Government12.0%
Self-employed20.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone71.0%
Carpool5.0%
Public transit0.9%
Walk4.4%
Work from home9.6%
Other means9.0%
Avg commute (minutes)18.7

Poverty

All people 4.8%
Under 18 years 0.0%
18 and over 5.6%
Married-couple families 0.0%
Female-led households 60.9%

Income support

Source% of households
Social Security41.5%
Retirement income24.0%
Supplemental Security2.0%
Cash public assistance0.8%
Food stamps / SNAP0.0%

Health indicators

Condition%
Obesity27.8%
High blood pressure32.4%
High cholesterol36.3%
Diabetes8.3%
Heart disease6.9%
Stroke2.7%
Asthma9.4%
Arthritis27.5%
Kidney disease2.9%
Pulmonary disease6.5%
Cancer8.7%
Behavior / access%
Smoking12.5%
Binge drinking14.2%
No physical activity15.2%
Less than 7 hrs sleep28.3%
Depression19.7%
Fair or poor health9.6%
Poor mental health10.9%
Poor physical health8.4%
No health insurance8.5%
Visited doctor (checkup)78.3%
Visited dentist75.3%
Cholesterol screening93.8%
Teeth loss9.1%

Veterans & disability

VeteransCount%
Civilian veterans929.7%
Disability%
Any disability9.5%
Under 180.7%
18–64 years2.6%
65 and over26.0%

Health insurance coverage

Type%
Private insurance84.7%
Public insurance39.1%
No insurance4.5%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,06496.6%
Spanish222.1%
Other Indo-European00.0%
Asian & Pacific Islander100.9%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,05795.9%
Born in same state1,05295.5%
Born in different state53248.3%
Foreign born50.5%
Naturalized citizen454.1%
Not a US citizen2555.6%

Ancestry

AncestryCount%
French38534.9%
Italian13011.8%
Arab474.3%
German272.5%
AncestryCount%
English262.4%
Polish201.8%
Dutch70.6%
Irish60.5%

Technology access

Metric% of households
Computer access45.3%
Internet access95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04660

What city is ZIP code 04660 in?

ZIP code 04660 is primarily assigned to Mount Desert, Maine.

What county is ZIP code 04660 in?

ZIP code 04660 falls within Hancock County, Maine.

Does ZIP code 04660 have an older population?

31% of residents in ZIP code 04660 are 65 or older, above the national average of ~17%.

Is ZIP code 04660 mostly owner-occupied?

90% of occupied units in ZIP code 04660 are owner-occupied, well above the national average.

Does ZIP code 04660 have a large retiree population?

42% of households in ZIP code 04660 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 04660?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 04660 in?

ZIP code 04660 observes the EST timezone.

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