62863 ZIP Code — Mount Carmel, IL

Wabash County, Illinois

ZIP code 62863 is located in Mount Carmel, Illinois, within Wabash County. It covers approximately 147.33 square miles and serves a population of 9,519 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 618.

About ZIP code 62863

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $92,400. Owner-occupancy sits near the national average at 74%.

Median household income is $51,771. SNAP benefit usage at 20% of households reflects economic stress in the area. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 62863 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

9,519

population

147.33

sq mi land

Standard

ZIP type

Central (CT)

timezone

62863 ZIP code map

Cities in ZIP code 62863

Below are the cities the US Postal Service accepts for ZIP code 62863. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Carmel	Acceptable
Mount Carmel	Preferred

Nearby ZIP codes

62818 Browns (6.2 mi) 62815 Bone Gap (7.9 mi) 47665 Owensville (8.5 mi) 62410 Allendale (10.2 mi) 62476 West Salem (10.2 mi) 47666 Patoka (12.1 mi) 62806 Albion (13 mi) 62844 Grayville (13.9 mi) 47670 Princeton (14.2 mi) 62452 Parkersburg (14.8 mi) 47524 Decker (14.9 mi) 47616 Griffin (15.2 mi)

Demographics updated 05/2026

Population
Total population	9,519
Population density	65 / sq mi
State FIPS	17
County FIPS	185

Geography
Land area	147.33 sq mi
Water area	3.44 sq mi
Latitude	38.4111
Longitude	-87.8612
Timezone	Central (CT)
Area code	618

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	51.1%	37.2%
$50k – $100k	27.4%	28.4%	29.6%
$100k – $200k	16.0%	17.0%	24.4%
Over $200k	3.7%	3.5%	8.8%

Demographics & statistics

9,519

Population

People per sq mi

44.0

Median age

$51,771

Median household income

$33,196

Per capita income

$92,400

Median home value

$727

Median monthly rent

74.3%

Home ownership

13.6%

Poverty rate

3.5%

Unemployment

3,604

Housing units

18.5%

Bachelor's or higher

Age distribution

Male Female

246

Under 5

267

262

5–9

284

311

10–14

338

262

15–19

284

226

20–24

245

531

25–34

576

490

35–44

532

553

45–54

601

329

55–59

358

330

60–64

358

539

65–74

586

299

75–84

325

186

85+

201

← Male

Female →

Age summary

Group	Count	%
Under 18	2,053	21.6%
18 and over	7,466	78.4%
65 and over	2,136	22.4%
Median age	44.0 years

Race & ethnicity

White 90.8%

Two or more races 3.7%

Hispanic or Latino 2.5%

Black or African American 1.1%

Asian 1.1%

Other race 0.8%

Group	Count	%
White	8,859	90.8%
Two or more races	363	3.7%
Hispanic or Latino	240	2.5%
Black or African American	109	1.1%
Asian	103	1.1%
Other race	82	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	51.1%	37.2%
$50k – $100k	27.4%	28.4%	29.6%
$100k – $200k	16.0%	17.0%	24.4%
Over $200k	3.7%	3.5%	8.8%

Under $10k 5.1%

$10k–$15k 4.3%

$15k–$25k 16.1%

$25k–$35k 8.1%

$35k–$50k 15.1%

$50k–$75k 13.9%

$75k–$100k 13.0%

$100k–$150k 14.4%

$150k–$200k 5.2%

$200k+ 4.7%

Range	% of households
Under $10k	5.1%
$10k–$15k	4.3%
$15k–$25k	16.1%
$25k–$35k	8.1%
$35k–$50k	15.1%
$50k–$75k	13.9%
$75k–$100k	13.0%
$100k–$150k	14.4%
$150k–$200k	5.2%
$200k+	4.7%
Median income	$51,771

Housing

Home values

Under $50k 21.4%

$50k–$100k 32.3%

$100k–$150k 20.7%

$150k–$200k 8.3%

$200k–$300k 10.8%

$300k–$500k 5.0%

$500k–$1M 1.3%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$92,400
Median rent / month	$727
Owner occupied	74.3%
Renter occupied	25.7%
Vacant	12.3%
Single-family detached	79.0%
Large apartment buildings	4.5%
Mobile homes	9.6%
Median rooms	5.9
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.0%
2010–2019	3.3%
2000–2009	4.0%
1990–1999	8.9%
1980–1989	11.8%
1970–1979	18.1%
1960–1969	6.2%
1950–1959	12.9%
1940–1949	8.7%
1939 or earlier	26.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	8.6%
2 bedrooms	28.4%
3 bedrooms	45.1%
4 bedrooms	13.2%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	12.1%
1 vehicle	28.4%
2 vehicles	39.0%
3 or more	20.6%

Heating fuel

Fuel type	%
Utility gas	58.0%
Electricity	21.0%
Propane / LP gas	15.5%
Fuel oil	0.6%
Wood	3.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,865	45.7%
Cohabiting couple	216	5.3%
Male householder, no spouse	741	18.2%
Female householder, no spouse	1,260	30.9%
Households with children under 18	1,079	26.4%
Households with seniors (65+)	1,539	37.7%
Average household size	2.30

Marital status

Status	Male	Female
Never married	27.6%	20.0%
Married	54.8%	46.8%
Separated	0.3%	2.2%
Widowed	3.2%	11.1%
Divorced	14.0%	19.9%

Education

Less than 9th grade 1.9%

Some HS, no diploma 5.1%

HS graduate 32.3%

Some college, no degree 22.1%

Associate's degree 20.0%

Bachelor's degree 11.9%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	93.0%
Bachelor's or higher	18.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	204	9.6%
Kindergarten	113	5.3%
Elementary school	855	40.1%
High school	443	20.8%
College / grad school	518	24.3%

Employment

Industry of employment

Education & healthcare 24.3%

Manufacturing 16.3%

Retail trade 9.8%

Transportation & utilities 8.2%

Arts, food & hospitality 7.9%

Agriculture & mining 5.9%

Professional & management 5.2%

Construction 5.0%

Public administration 4.8%

Other services 4.2%

Wholesale trade 4.1%

Finance & real estate 3.8%

Information 0.6%

Occupation

Category	%
Management, business & arts	27.0%
Service	20.7%
Sales & office	18.3%
Natural resources & construction	11.4%
Production & transportation	22.5%

Employment type

Type	%
Private sector	81.6%
Government	12.0%
Self-employed	6.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.4%
Carpool	8.5%
Public transit	0.0%
Walk	3.9%
Work from home	3.7%
Other means	1.4%
Avg commute (minutes)	21.8

Poverty

All people 13.6%

Under 18 years 16.1%

18 and over 12.9%

Married-couple families 3.5%

Female-led households 28.6%

Income support

Source	% of households
Social Security	42.9%
Retirement income	27.1%
Supplemental Security	5.5%
Cash public assistance	1.7%
Food stamps / SNAP	20.3%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	35.2%
High cholesterol	34.8%
Diabetes	10.9%
Heart disease	7.6%
Stroke	3.5%
Asthma	10.0%
Arthritis	29.6%
Kidney disease	3.3%
Pulmonary disease	8.3%
Cancer	7.8%

Behavior / access	%
Smoking	19.0%
Binge drinking	15.0%
No physical activity	26.6%
Less than 7 hrs sleep	32.2%
Depression	18.3%
Fair or poor health	15.5%
Poor mental health	13.2%
Poor physical health	10.9%
No health insurance	10.5%
Visited doctor (checkup)	77.4%
Visited dentist	62.0%
Cholesterol screening	89.5%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	704	9.4%

Disability	%
Any disability	21.3%
Under 18	2.8%
18–64 years	18.1%
65 and over	48.0%

Health insurance coverage

Type	%
Private insurance	70.0%
Public insurance	43.8%
No insurance	6.0%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,006	94.6%
Spanish	159	1.8%
Other Indo-European	63	0.7%
Asian & Pacific Islander	24	0.3%
Other languages	69	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,326	98.0%
Born in same state	9,262	97.3%
Born in different state	4,959	52.1%
Foreign born	64	0.7%
Naturalized citizen	193	2.0%
Not a US citizen	96	49.7%

Ancestry

Ancestry	Count	%
French	1,436	15.1%
Arab	1,112	11.7%
Italian	1,022	10.7%

Ancestry	Count	%
English	110	1.2%
Polish	68	0.7%
Dutch	27	0.3%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62863

What city is ZIP code 62863 in?

ZIP code 62863 is primarily assigned to Mount Carmel, Illinois.

What county is ZIP code 62863 in?

ZIP code 62863 falls within Wabash County, Illinois.

Does ZIP code 62863 have a large retiree population?

43% of households in ZIP code 62863 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 62863?

The median home value in ZIP code 62863 is $92,400.

Does ZIP code 62863 have a large veteran population?

9% of civilians in ZIP code 62863 are veterans, above the national average of ~7%.

What is the population of ZIP code 62863?

ZIP code 62863 has an estimated population of 9,519 residents, with a density of 65 people per square mile.

What timezone is ZIP code 62863 in?

ZIP code 62863 observes the CST timezone.