38575 ZIP Code — Moss, TN

Clay County, Tennessee

ZIP code 38575 is located in Moss, Tennessee, within Clay County. It covers approximately 47.86 square miles and serves a population of 916 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38575

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $140,000. Owner-occupancy is high at 83%, well above the national average.

Median household income is $56,776. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (15%), smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 30%.

Overall, ZIP code 38575 reflects a community defined by high homeownership and a significant Social Security-dependent population.

916
population
47.86
sq mi land
Standard
ZIP type
Central (CT)
timezone
38575 ZIP code map
Cities in ZIP code 38575

Below are the cities the US Postal Service accepts for ZIP code 38575. Using any city not on this list may result in mail delivery delays.

City Status
Moss Preferred
Nearby ZIP codes
38588 Whitleyville (7.2 mi) 37150 Red Boiling Springs (9.5 mi) 38551 Celina (10.6 mi) 42167 Tompkinsville (11.6 mi) 42140 Gamaliel (13.1 mi) 38562 Gainesboro (14 mi) 38568 Hilham (14.1 mi) 38541 Allons (16.5 mi) 42157 Mount Hermon (18.1 mi) 37145 Pleasant Shade (19.3 mi) 42133 Fountain Run (19.6 mi) 37083 Lafayette (20 mi)
Demographics updated 05/2026
Population
Total population 916
Population density 19 / sq mi
State FIPS 47
County FIPS 027
Geography
Land area 47.86 sq mi
Water area 0.02 sq mi
Latitude 36.5597
Longitude -85.6482
Timezone Central (CT)
Area code 931
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 55.1% 65.7% 45.7%
$50k – $100k 37.1% 27.6% 30.9%
$100k – $200k 7.8% 6.2% 18.3%
Over $200k 0.0% 0.5% 5.1%

Demographics & statistics

916
Population
19
People per sq mi
47.7
Median age
$56,776
Median household income
$23,672
Per capita income
$140,000
Median home value
$0
Median monthly rent
82.5%
Home ownership
12.8%
Poverty rate
2.4%
Unemployment
332
Housing units
21.1%
Bachelor's or higher

Age distribution

Male Female
9
Under 5
11
42
5–9
53
19
10–14
24
37
15–19
48
8
20–24
10
16
25–34
20
55
35–44
71
60
45–54
76
56
55–59
72
33
60–64
42
42
65–74
54
21
75–84
27
4
85+
6
← Male
Female →

Age summary

GroupCount%
Under 1824326.5%
18 and over67373.5%
65 and over15416.8%
Median age47.7 years

Race & ethnicity

White 68.8%
Hispanic or Latino 15.6%
Other race 14.9%
Two or more races 0.6%
GroupCount%
White74768.8%
Hispanic or Latino16915.6%
Other race16214.9%
Two or more races70.6%

Household income

Income range This ZIP County avg State avg
Under $50k 55.1% 65.7% 45.7%
$50k – $100k 37.1% 27.6% 30.9%
$100k – $200k 7.8% 6.2% 18.3%
Over $200k 0.0% 0.5% 5.1%
$10k–$15k 10.1%
$15k–$25k 10.7%
$25k–$35k 8.5%
$35k–$50k 17.0%
$50k–$75k 20.8%
$75k–$100k 21.4%
$100k–$150k 11.5%
Range% of households
$10k–$15k10.1%
$15k–$25k10.7%
$25k–$35k8.5%
$35k–$50k17.0%
$50k–$75k20.8%
$75k–$100k21.4%
$100k–$150k11.5%
Median income$56,776

Housing

Home values

Under $50k 12.0%
$50k–$100k 22.6%
$100k–$150k 23.6%
$150k–$200k 17.3%
$200k–$300k 7.0%
$300k–$500k 17.6%

Housing overview

MetricValue
Median home value$140,000
Median rent / month$0
Owner occupied82.5%
Renter occupied17.5%
Vacant7.8%
Single-family detached72.0%
Large apartment buildings7.6%
Mobile homes20.5%
Median rooms5.6
Avg household size (owned)2.31

Year built

Era%
2020 or later0.0%
2010–20197.1%
2000–20097.3%
1990–19998.3%
1980–198924.0%
1970–197925.0%
1960–196913.9%
1950–19598.3%
1940–19491.3%
1939 or earlier4.8%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom2.8%
2 bedrooms13.6%
3 bedrooms68.2%
4 bedrooms10.4%
5+ bedrooms5.1%

Vehicles per household

Vehicles% of households
No vehicle2.2%
1 vehicle29.9%
2 vehicles37.8%
3 or more30.1%

Heating fuel

Fuel type%
Utility gas4.9%
Electricity81.4%
Propane / LP gas3.0%
Wood10.7%

Households & families

Household typeCount%
Married-couple family21358.4%
Cohabiting couple246.6%
Male householder, no spouse7119.5%
Female householder, no spouse5715.6%
Households with children under 1810027.4%
Households with seniors (65+)12032.9%
Average household size2.51

Marital status

StatusMaleFemale
Never married2.1%21.3%
Married63.6%49.4%
Separated7.9%11.0%
Widowed9.1%5.0%
Divorced17.3%13.2%

Education

Less than 9th grade 7.0%
Some HS, no diploma 9.6%
HS graduate 49.5%
Some college, no degree 9.6%
Associate's degree 3.2%
Bachelor's degree 15.0%
Graduate / professional 6.1%
Metric%
HS diploma or higher83.4%
Bachelor's or higher21.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten76.4%
Elementary school2320.9%
High school7467.3%
College / grad school65.5%

Employment

Industry of employment

Retail trade 20.0%
Education & healthcare 17.2%
Public administration 16.7%
Construction 14.2%
Professional & management 10.6%
Arts, food & hospitality 10.3%
Manufacturing 6.9%
Finance & real estate 2.5%
Agriculture & mining 1.7%

Occupation

Category%
Management, business & arts41.9%
Service19.2%
Sales & office10.6%
Natural resources & construction14.2%
Production & transportation14.2%

Employment type

Type%
Private sector55.8%
Government33.9%
Self-employed10.3%
Unpaid family workers0.0%

Commute

Method%
Drive alone84.8%
Carpool15.2%
Public transit0.0%
Walk0.0%
Work from home0.0%
Other means0.0%
Avg commute (minutes)30.7

Poverty

All people 12.8%
Under 18 years 7.0%
18 and over 14.9%
Married-couple families 2.8%
Female-led households 24.2%

Income support

Source% of households
Social Security41.4%
Retirement income21.9%
Supplemental Security14.0%
Cash public assistance0.0%
Food stamps / SNAP9.6%

Health indicators

Condition%
Obesity40.4%
High blood pressure43.1%
High cholesterol39.2%
Diabetes15.2%
Heart disease9.6%
Stroke4.6%
Asthma11.1%
Arthritis34.8%
Kidney disease3.9%
Pulmonary disease12.8%
Cancer7.4%
Behavior / access%
Smoking28.4%
Binge drinking13.3%
No physical activity32.0%
Less than 7 hrs sleep35.6%
Depression28.3%
Fair or poor health22.6%
Poor mental health18.3%
Poor physical health15.4%
No health insurance18.9%
Visited doctor (checkup)75.6%
Visited dentist48.2%
Cholesterol screening89.0%
Teeth loss24.2%

Veterans & disability

VeteransCount%
Civilian veterans629.2%
Disability%
Any disability29.7%
Under 180.0%
18–64 years43.0%
65 and over31.8%

Health insurance coverage

Type%
Private insurance47.4%
Public insurance49.8%
No insurance14.3%
Uninsured under 1921.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only89697.8%
Spanish16218.1%
Other Indo-European16218.1%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)80587.9%
Born in same state80587.9%
Born in different state48352.7%
Foreign born00.0%
Naturalized citizen11112.1%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab29231.9%
Italian9310.2%
AncestryCount%
French768.3%
Polish131.4%

Technology access

Metric% of households
Computer access39.8%
Internet access89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38575

What city is ZIP code 38575 in?

ZIP code 38575 is primarily assigned to Moss, Tennessee.

What county is ZIP code 38575 in?

ZIP code 38575 falls within Clay County, Tennessee.

Is ZIP code 38575 mostly owner-occupied?

83% of occupied units in ZIP code 38575 are owner-occupied, well above the national average.

Does ZIP code 38575 have a large retiree population?

41% of households in ZIP code 38575 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38575?

The median home value in ZIP code 38575 is $140,000.

What are the health statistics for ZIP code 38575?

Health data for ZIP code 38575 shows elevated rates of diabetes (15%) and smoking (28%) compared to national benchmarks.

What timezone is ZIP code 38575 in?

ZIP code 38575 observes the CST timezone.

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