12960 ZIP Code — Moriah, NY

Essex County, New York

ZIP code 12960 is located in Moriah, New York, within Essex County. It covers approximately 24.53 square miles and serves a population of 900 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12960

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $134,300. Owner-occupancy is high at 96%, well above the national average.

Median household income is $58,162. 63% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

Educational attainment is high — 45% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 12960 reflects a community defined by high homeownership and a significant Social Security-dependent population.

900

population

24.53

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12960 ZIP code map

Cities in ZIP code 12960

Below are the cities the US Postal Service accepts for ZIP code 12960. Using any city not on this list may result in mail delivery delays.

City	Status
Moriah	Acceptable
Moriah	Preferred

Nearby ZIP codes

12961 Moriah Center (3.1 mi) 12928 Crown Point (4.5 mi) 12956 Mineville (4.6 mi) 12974 Port Henry (4.6 mi) 12964 New Russia (8.9 mi) 12858 Paradox (11.7 mi) 05734 Bridport (11.8 mi) 12883 Ticonderoga (12.1 mi) 12932 Elizabethtown (12.3 mi) 12993 Westport (12.6 mi) 05491 Vergennes (13.7 mi) 12855 North Hudson (13.8 mi)

Demographics updated 06/2026

Population
Total population	900
Population density	37 / sq mi
State FIPS	36
County FIPS	031

Geography
Land area	24.53 sq mi
Water area	0.21 sq mi
Latitude	44.0249
Longitude	-73.5428
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	42.8%	37.0%
$50k – $100k	41.6%	32.8%	27.0%
$100k – $200k	5.5%	19.0%	24.4%
Over $200k	0.0%	5.4%	11.5%

Demographics & statistics

900

Population

People per sq mi

57.7

Median age

$58,162

Median household income

$27,914

Per capita income

$134,300

Median home value

Median monthly rent

96.0%

Home ownership

1.4%

Poverty rate

0.0%

Unemployment

445

Housing units

45.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

25–34

35–44

45–54

55–59

172

65–74

210

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	117	13.0%
18 and over	783	87.0%
65 and over	436	48.4%
Median age	57.7 years

Race & ethnicity

White 96.8%

American Indian / Alaska Native 1.8%

Black or African American 0.6%

Hispanic or Latino 0.4%

Other race 0.4%

Group	Count	%
White	875	96.8%
American Indian / Alaska Native	16	1.8%
Black or African American	5	0.6%
Hispanic or Latino	4	0.4%
Other race	4	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	42.8%	37.0%
$50k – $100k	41.6%	32.8%	27.0%
$100k – $200k	5.5%	19.0%	24.4%
Over $200k	0.0%	5.4%	11.5%

$25k–$35k 6.8%

$35k–$50k 29.3%

$50k–$75k 52.9%

$75k–$100k 1.4%

$100k–$150k 7.3%

$150k–$200k 2.3%

Range	% of households
$25k–$35k	6.8%
$35k–$50k	29.3%
$50k–$75k	52.9%
$75k–$100k	1.4%
$100k–$150k	7.3%
$150k–$200k	2.3%
Median income	$58,162

Housing

Home values

Under $50k 5.9%

$50k–$100k 10.5%

$100k–$150k 57.1%

$150k–$200k 2.2%

$200k–$300k 13.9%

$300k–$500k 2.0%

$500k–$1M 8.5%

Housing overview

Metric	Value
Median home value	$134,300
Median rent / month	$0
Owner occupied	96.0%
Renter occupied	4.0%
Vacant	7.6%
Single-family detached	92.4%
Large apartment buildings	0.0%
Mobile homes	7.6%
Median rooms	6.1
Avg household size (owned)	2.12

Year built

Era	%
2020 or later	0.0%
2010–2019	3.9%
2000–2009	4.1%
1990–1999	7.1%
1980–1989	5.4%
1970–1979	7.8%
1960–1969	34.4%
1950–1959	1.1%
1940–1949	3.5%
1939 or earlier	32.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.9%
2 bedrooms	11.9%
3 bedrooms	77.3%
4 bedrooms	8.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	47.8%
2 vehicles	26.7%
3 or more	25.5%

Heating fuel

Fuel type	%
Utility gas	40.3%
Propane / LP gas	4.9%
Fuel oil	46.6%
Wood	5.9%
Solar	2.3%

Households & families

Household type	Count	%
Married-couple family	280	65.6%
Cohabiting couple	19	4.4%
Male householder, no spouse	33	7.7%
Female householder, no spouse	95	22.2%
Households with children under 18	97	22.7%
Households with seniors (65+)	270	63.2%
Average household size	2.08

Marital status

Status	Male	Female
Never married	4.0%	10.9%
Married	76.7%	61.3%
Separated	14.3%	2.2%
Widowed	0.0%	25.5%
Divorced	5.0%	0.0%

Education

Less than 9th grade 3.1%

Some HS, no diploma 1.4%

HS graduate 27.2%

Some college, no degree 15.5%

Associate's degree 7.8%

Bachelor's degree 42.5%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	45.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	40.0%
Kindergarten	0	0.0%
Elementary school	15	21.4%
High school	6	8.6%
College / grad school	21	30.0%

Employment

Industry of employment

Education & healthcare 37.9%

Manufacturing 23.9%

Other services 11.0%

Professional & management 10.0%

Finance & real estate 6.3%

Retail trade 5.0%

Construction 3.0%

Public administration 3.0%

Occupation

Category	%
Management, business & arts	26.9%
Service	17.9%
Sales & office	22.3%
Natural resources & construction	19.9%
Production & transportation	13.0%

Employment type

Type	%
Private sector	73.1%
Government	20.9%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.7%
Carpool	15.0%
Public transit	0.0%
Walk	0.0%
Work from home	1.3%
Other means	0.0%
Avg commute (minutes)	39.0

Poverty

All people 1.4%

Under 18 years 0.0%

18 and over 1.7%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	63.2%
Retirement income	63.9%
Supplemental Security	0.0%
Cash public assistance	2.8%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	35.9%
High cholesterol	35.2%
Diabetes	10.9%
Heart disease	7.8%
Stroke	3.6%
Asthma	10.3%
Arthritis	27.4%
Kidney disease	3.3%
Pulmonary disease	8.7%
Cancer	7.5%

Behavior / access	%
Smoking	20.9%
Binge drinking	17.3%
No physical activity	27.3%
Less than 7 hrs sleep	34.6%
Depression	21.1%
Fair or poor health	14.8%
Poor mental health	14.6%
Poor physical health	11.8%
No health insurance	11.7%
Visited doctor (checkup)	78.2%
Visited dentist	62.4%
Cholesterol screening	90.9%
Teeth loss	16.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	15.6%
Under 18	0.0%
18–64 years	22.2%
65 and over	14.4%

Health insurance coverage

Type	%
Private insurance	76.4%
Public insurance	65.1%
No insurance	1.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	804	89.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	900	100.0%
Born in same state	871	96.8%
Born in different state	359	39.9%
Foreign born	29	3.2%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	332	36.9%
French	145	16.1%
English	31	3.4%

Ancestry	Count	%
Arab	31	3.4%
German	9	1%

Technology access

Metric	% of households
Computer access	47.4%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12960

What city is ZIP code 12960 in?

ZIP code 12960 is primarily assigned to Moriah, New York.

What county is ZIP code 12960 in?

ZIP code 12960 falls within Essex County, New York.

Does ZIP code 12960 have an older population?

48% of residents in ZIP code 12960 are 65 or older, above the national average of ~17%.

Does ZIP code 12960 have a large retiree population?

63% of households in ZIP code 12960 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12960 mostly owner-occupied?

96% of occupied units in ZIP code 12960 are owner-occupied, well above the national average.

How educated is the population of ZIP code 12960?

45% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 12960 in?

ZIP code 12960 observes the EST timezone.