39866 ZIP Code — Morgan, GA

Calhoun County, Georgia

ZIP code 39866 is located in Morgan, Georgia, within Calhoun County. It covers approximately 58.98 square miles and serves a population of 1,959 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 229.

About ZIP code 39866

The housing stock consists of a higher-than-average concentration of mobile homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $84,800. Owner-occupancy sits near the national average at 68%.

The gap between median ($24,000) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 29% of residents, above the national average. 63% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 14 minutes is near the national average. Remote work is prevalent — 33% of workers work from home.

College attainment at 4% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (30%) compared to national benchmarks. 18% of residents lack health insurance, above the national average.

Overall, ZIP code 39866 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a high rate of remote workers, and a significant Social Security-dependent population.

1,959

population

58.98

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

39866 ZIP code map

Cities in ZIP code 39866

Below are the cities the US Postal Service accepts for ZIP code 39866. Using any city not on this list may result in mail delivery delays.

City	Status
Morgan	Preferred

Nearby ZIP codes

39862 Leary (7.3 mi) 39846 Edison (7.9 mi) 39813 Arlington (8.5 mi) 39886 Shellman (13.3 mi) 39841 Damascus (15.1 mi) 39824 Bluffton (17.4 mi) 39836 Coleman (17.6 mi) 39840 Cuthbert (18.9 mi) 31721 Albany (19.2 mi)

Demographics updated 05/2026

Population
Total population	1,959
Population density	33 / sq mi
State FIPS	13
County FIPS	037

Geography
Land area	58.98 sq mi
Water area	0.58 sq mi
Latitude	31.5380
Longitude	-84.6205
Timezone	Eastern (ET)
Area code	229

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.4%	59.8%	41.5%
$50k – $100k	19.8%	28.3%	30.3%
$100k – $200k	15.8%	10.4%	21.2%
Over $200k	0.0%	1.5%	7.1%

Demographics & statistics

1,959

Population

People per sq mi

38.9

Median age

$24,000

Median household income

$6,839

Per capita income

$84,800

Median home value

Median monthly rent

67.6%

Home ownership

28.5%

Poverty rate

27.8%

Unemployment

228

Housing units

4.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

129

20–24

494

25–34

576

35–44

192

45–54

55–59

60–64

107

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	31	1.6%
18 and over	1,928	98.4%
65 and over	166	8.5%
Median age	38.9 years

Race & ethnicity

Black or African American 61.9%

White 30%

Hispanic or Latino 3.4%

Other race 2.5%

Two or more races 2.3%

Group	Count	%
Black or African American	1,254	61.9%
White	608	30%
Hispanic or Latino	68	3.4%
Other race	51	2.5%
Two or more races	46	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.4%	59.8%	41.5%
$50k – $100k	19.8%	28.3%	30.3%
$100k – $200k	15.8%	10.4%	21.2%
Over $200k	0.0%	1.5%	7.1%

Under $10k 21.2%

$10k–$15k 5.9%

$15k–$25k 25.3%

$25k–$35k 2.9%

$35k–$50k 8.8%

$50k–$75k 5.3%

$75k–$100k 15.9%

$100k–$150k 2.4%

$200k+ 12.4%

Range	% of households
Under $10k	21.2%
$10k–$15k	5.9%
$15k–$25k	25.3%
$25k–$35k	2.9%
$35k–$50k	8.8%
$50k–$75k	5.3%
$75k–$100k	15.9%
$100k–$150k	2.4%
$200k+	12.4%
Median income	$24,000

Housing

Home values

Under $50k 29.6%

$50k–$100k 41.7%

$100k–$150k 25.2%

$150k–$200k 1.7%

$200k–$300k 1.7%

Housing overview

Metric	Value
Median home value	$84,800
Median rent / month	$0
Owner occupied	67.6%
Renter occupied	32.4%
Vacant	39.9%
Single-family detached	59.7%
Large apartment buildings	0.0%
Mobile homes	32.9%
Median rooms	4.8
Avg household size (owned)	1.56

Year built

Era	%
2020 or later	0.0%
2010–2019	16.3%
2000–2009	10.2%
1990–1999	9.5%
1980–1989	5.7%
1970–1979	13.8%
1960–1969	14.1%
1950–1959	3.9%
1940–1949	20.5%
1939 or earlier	6.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	7.4%
2 bedrooms	23.0%
3 bedrooms	61.5%
4 bedrooms	7.1%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	10.0%
1 vehicle	50.6%
2 vehicles	24.1%
3 or more	15.3%

Heating fuel

Fuel type	%
Electricity	72.4%
Propane / LP gas	27.6%

Households & families

Household type	Count	%
Married-couple family	55	32.4%
Cohabiting couple	4	2.4%
Male householder, no spouse	49	28.8%
Female householder, no spouse	62	36.5%
Households with children under 18	14	8.2%
Households with seniors (65+)	113	66.5%
Average household size	1.90

Marital status

Status	Male	Female
Never married	66.0%	37.5%
Married	11.9%	31.3%
Separated	3.5%	9.7%
Widowed	3.6%	17.6%
Divorced	14.9%	4.0%

Education

Less than 9th grade 8.9%

Some HS, no diploma 20.7%

HS graduate 49.0%

Some college, no degree 15.0%

Associate's degree 2.3%

Bachelor's degree 3.0%

Graduate / professional 1.2%

Metric	%
HS diploma or higher	70.4%
Bachelor's or higher	4.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	8.0%
Kindergarten	8	5.8%
Elementary school	8	5.8%
High school	45	32.8%
College / grad school	65	47.4%

Employment

Industry of employment

Agriculture & mining 36.1%

Transportation & utilities 15.7%

Finance & real estate 10.8%

Other services 9.6%

Manufacturing 8.4%

Construction 6.0%

Retail trade 6.0%

Education & healthcare 4.8%

Arts, food & hospitality 1.2%

Public administration 1.2%

Occupation

Category	%
Management, business & arts	51.8%
Service	0.0%
Sales & office	19.3%
Natural resources & construction	6.0%
Production & transportation	22.9%

Employment type

Type	%
Private sector	78.3%
Government	7.2%
Self-employed	14.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.1%
Carpool	2.6%
Public transit	0.0%
Walk	0.0%
Work from home	33.3%
Other means	0.0%
Avg commute (minutes)	14.1

Poverty

All people 28.5%

Under 18 years 0.0%

18 and over 31.5%

Married-couple families 0.0%

Female-led households 100.0%

Income support

Source	% of households
Social Security	62.9%
Retirement income	18.8%
Supplemental Security	7.6%
Cash public assistance	0.0%
Food stamps / SNAP	15.3%

Health indicators

Condition	%
Obesity	44.0%
High blood pressure	39.6%
High cholesterol	28.8%
Diabetes	13.0%
Heart disease	5.9%
Stroke	3.5%
Asthma	9.2%
Arthritis	19.4%
Kidney disease	2.8%
Pulmonary disease	6.7%
Cancer	3.3%

Behavior / access	%
Smoking	29.5%
Binge drinking	18.4%
No physical activity	33.0%
Less than 7 hrs sleep	44.3%
Depression	16.6%
Fair or poor health	22.2%
Poor mental health	16.5%
Poor physical health	12.1%
No health insurance	33.7%
Visited doctor (checkup)	72.3%
Visited dentist	39.2%
Cholesterol screening	84.4%
Teeth loss	28.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	103	5.3%

Disability	%
Any disability	15.8%
Under 18	9.7%
18–64 years	13.3%
65 and over	20.5%

Health insurance coverage

Type	%
Private insurance	42.7%
Public insurance	56.3%
No insurance	18.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,943	99.2%
Spanish	46	2.4%
Other Indo-European	46	2.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,873	95.6%
Born in same state	1,861	95.0%
Born in different state	1,345	68.7%
Foreign born	12	0.6%
Naturalized citizen	86	4.4%
Not a US citizen	6	7.0%

Ancestry

Ancestry	Count	%
Arab	190	9.7%
Italian	92	4.7%

Ancestry	Count	%
French	44	2.2%

Technology access

Metric	% of households
Computer access	8.7%
Internet access	66.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 39866

What city is ZIP code 39866 in?

ZIP code 39866 is primarily assigned to Morgan, Georgia.

What county is ZIP code 39866 in?

ZIP code 39866 falls within Calhoun County, Georgia.

Does ZIP code 39866 have a large retiree population?

63% of households in ZIP code 39866 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 39866?

29% of residents in ZIP code 39866 live below the poverty line, above the national average.

How educated is the population of ZIP code 39866?

4% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the median household income in ZIP code 39866?

The median household income in ZIP code 39866 is $24,000, below the national median of ~$75,000.

What timezone is ZIP code 39866 in?

ZIP code 39866 observes the EST timezone.