34756 ZIP Code — Montverde, FL

Lake County, Florida

ZIP code 34756 is located in Montverde, Florida, within Lake County. It covers approximately 9.10 square miles and serves a population of 4,065 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 407/321/689.

About ZIP code 34756

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $463,400. Owner-occupancy is high at 78%, well above the national average.

The gap between median ($109,327) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 34 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Overall, ZIP code 34756 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,065

population

9.10

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34756 ZIP code map

Cities in ZIP code 34756

Below are the cities the US Postal Service accepts for ZIP code 34756. Using any city not on this list may result in mail delivery delays.

City	Status
Montverde	Acceptable
Montverde	Preferred

Nearby ZIP codes

34715 Clermont (4.6 mi) 34715 Clermont (4.6 mi) 34711 Clermont (6 mi) 34787 Winter Garden (7.7 mi) 34787 Winter Garden (7.7 mi) 34761 Ocoee (8.8 mi) 34705 Astatula (9.3 mi) 34734 Gotha (9.9 mi) 34786 Windermere (10.3 mi) 32757 Mount Dora (10.6 mi) 34737 Howey In The Hills (10.8 mi) 34737 Howey In The Hills (10.8 mi)

Demographics updated 05/2026

Population
Total population	4,065
Population density	447 / sq mi
State FIPS	12
County FIPS	069

Geography
Land area	9.10 sq mi
Water area	1.58 sq mi
Latitude	28.5820
Longitude	-81.6806
Timezone	Eastern (ET)
Area code	407/321/689

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.2%	44.7%	43.4%
$50k – $100k	34.5%	32.7%	30.8%
$100k – $200k	29.2%	18.8%	19.3%
Over $200k	10.0%	3.9%	6.4%

Demographics & statistics

4,065

Population

447

People per sq mi

41.7

Median age

$109,327

Median household income

$50,630

Per capita income

$463,400

Median home value

$1,436

Median monthly rent

78.0%

Home ownership

4.3%

Poverty rate

4.4%

Unemployment

1,179

Housing units

31.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

105

5–9

105

112

10–14

112

191

15–19

192

130

20–24

130

228

25–34

228

272

35–44

273

377

45–54

378

130

55–59

131

119

60–64

119

197

65–74

198

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	741	18.2%
18 and over	3,324	81.8%
65 and over	578	14.2%
Median age	41.7 years

Race & ethnicity

White 82.2%

Two or more races 6.2%

Hispanic or Latino 5.8%

Black or African American 3.6%

Other race 2.3%

Group	Count	%
White	3,544	82.2%
Two or more races	267	6.2%
Hispanic or Latino	249	5.8%
Black or African American	156	3.6%
Other race	98	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.2%	44.7%	43.4%
$50k – $100k	34.5%	32.7%	30.8%
$100k – $200k	29.2%	18.8%	19.3%
Over $200k	10.0%	3.9%	6.4%

Under $10k 0.5%

$10k–$15k 4.7%

$15k–$25k 1.1%

$25k–$35k 1.7%

$35k–$50k 8.4%

$50k–$75k 18.5%

$75k–$100k 9.9%

$100k–$150k 25.8%

$150k–$200k 11.6%

$200k+ 17.8%

Range	% of households
Under $10k	0.5%
$10k–$15k	4.7%
$15k–$25k	1.1%
$25k–$35k	1.7%
$35k–$50k	8.4%
$50k–$75k	18.5%
$75k–$100k	9.9%
$100k–$150k	25.8%
$150k–$200k	11.6%
$200k+	17.8%
Median income	$109,327

Housing

Home values

Under $50k 1.8%

$50k–$100k 6.4%

$100k–$150k 2.8%

$150k–$200k 1.8%

$200k–$300k 15.4%

$300k–$500k 27.7%

$500k–$1M 33.4%

$1M+ 10.7%

Housing overview

Metric	Value
Median home value	$463,400
Median rent / month	$1,436
Owner occupied	78.0%
Renter occupied	22.0%
Vacant	6.3%
Single-family detached	76.6%
Large apartment buildings	3.2%
Mobile homes	19.1%
Median rooms	6.4
Avg household size (owned)	2.95

Year built

Era	%
2020 or later	0.0%
2010–2019	8.4%
2000–2009	28.1%
1990–1999	25.7%
1980–1989	24.4%
1970–1979	7.3%
1960–1969	1.8%
1950–1959	1.8%
1940–1949	0.7%
1939 or earlier	1.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.8%
2 bedrooms	10.1%
3 bedrooms	50.6%
4 bedrooms	31.8%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	14.9%
2 vehicles	43.1%
3 or more	40.8%

Heating fuel

Fuel type	%
Utility gas	5.2%
Electricity	84.3%
Wood	4.7%
Solar	1.2%
No fuel used	4.5%

Households & families

Household type	Count	%
Married-couple family	888	63.8%
Cohabiting couple	25	1.8%
Male householder, no spouse	205	14.7%
Female householder, no spouse	273	19.6%
Households with children under 18	374	26.9%
Households with seniors (65+)	430	30.9%
Average household size	2.92

Marital status

Status	Male	Female
Never married	35.7%	24.3%
Married	55.7%	55.8%
Separated	2.3%	1.2%
Widowed	0.6%	9.6%
Divorced	5.7%	9.0%

Education

Less than 9th grade 1.8%

Some HS, no diploma 6.3%

HS graduate 24.6%

Some college, no degree 23.3%

Associate's degree 12.1%

Bachelor's degree 22.6%

Graduate / professional 9.4%

Metric	%
HS diploma or higher	92.0%
Bachelor's or higher	31.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	54	4.5%
Kindergarten	81	6.7%
Elementary school	290	24.1%
High school	276	23.0%
College / grad school	501	41.7%

Employment

Industry of employment

Arts, food & hospitality 29.0%

Professional & management 15.1%

Education & healthcare 13.2%

Construction 9.6%

Retail trade 9.3%

Finance & real estate 8.6%

Transportation & utilities 5.0%

Wholesale trade 3.4%

Manufacturing 2.2%

Other services 2.0%

Public administration 1.8%

Information 0.4%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	41.7%
Service	18.9%
Sales & office	22.2%
Natural resources & construction	8.5%
Production & transportation	8.6%

Employment type

Type	%
Private sector	91.3%
Government	5.4%
Self-employed	3.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	69.0%
Carpool	3.2%
Public transit	0.5%
Walk	2.1%
Work from home	22.2%
Other means	2.9%
Avg commute (minutes)	34.0

Poverty

All people 4.3%

Under 18 years 0.7%

18 and over 5.1%

Married-couple families 0.3%

Female-led households 25.6%

Income support

Source	% of households
Social Security	35.5%
Retirement income	26.2%
Supplemental Security	6.6%
Cash public assistance	0.6%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	31.7%
High cholesterol	32.7%
Diabetes	10.3%
Heart disease	6.2%
Stroke	2.8%
Asthma	8.3%
Arthritis	24.8%
Kidney disease	2.6%
Pulmonary disease	7.5%
Cancer	6.7%

Behavior / access	%
Smoking	17.8%
Binge drinking	16.2%
No physical activity	22.5%
Less than 7 hrs sleep	33.6%
Depression	20.4%
Fair or poor health	13.5%
Poor mental health	15.2%
Poor physical health	10.5%
No health insurance	17.2%
Visited doctor (checkup)	73.9%
Visited dentist	62.8%
Cholesterol screening	91.7%
Teeth loss	12.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	240	7.2%

Disability	%
Any disability	8.5%
Under 18	5.5%
18–64 years	7.0%
65 and over	19.4%

Health insurance coverage

Type	%
Private insurance	72.5%
Public insurance	21.6%
No insurance	13.5%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,910	96.2%
Spanish	67	1.7%
Other Indo-European	44	1.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,779	93.0%
Born in same state	3,679	90.5%
Born in different state	1,984	48.8%
Foreign born	100	2.5%
Naturalized citizen	286	7.0%
Not a US citizen	129	45.1%

Ancestry

Ancestry	Count	%
Arab	1,482	36.5%
French	425	10.5%
Italian	293	7.2%
Irish	35	0.9%

Ancestry	Count	%
English	18	0.4%
Polish	18	0.4%
German	12	0.3%
Norwegian	4	0.1%

Technology access

Metric	% of households
Computer access	34.2%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34756

What city is ZIP code 34756 in?

ZIP code 34756 is primarily assigned to Montverde, Florida.

What county is ZIP code 34756 in?

ZIP code 34756 falls within Lake County, Florida.

Does ZIP code 34756 have a large retiree population?

36% of households in ZIP code 34756 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 34756?

The median home value in ZIP code 34756 is $463,400.

What is the median household income in ZIP code 34756?

The median household income in ZIP code 34756 is $109,327, above the national median of ~$75,000.

What is the population of ZIP code 34756?

ZIP code 34756 has an estimated population of 4,065 residents, with a density of 447 people per square mile.

What timezone is ZIP code 34756 in?

ZIP code 34756 observes the EST timezone.