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North Carolina ZIP Codes
Buncombe County
Montreat, NC
28757
28757 ZIP Code — Montreat, NC
Buncombe County, North Carolina
ZIP code 28757 is located in
Montreat ,
North Carolina ,
within Buncombe County .
It covers approximately 2.72 square miles and serves a population of
442 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28757
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 10 minutes is near the national average.
28757 ZIP code map
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Cities in ZIP code 28757
Below are the cities the US Postal Service accepts for ZIP code 28757. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
442
Population density
163 / sq mi
State FIPS
37
County FIPS
021
Geography
Land area
2.72 sq mi
Water area
0.00 sq mi
Latitude
35.6503
Longitude
-82.2997
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
0.0%
45.7%
44.4%
$50k – $100k
0.0%
30.8%
30.6%
$100k – $200k
45.5%
17.8%
19.1%
Over $200k
54.5%
5.8%
6.0%
Demographics & statistics
$0
Median household income
Age distribution
Age summary
Group Count %
Under 18 3 0.7%
18 and over 439 99.3%
65 and over 0 0.0%
Median age 20.5 years
Race & ethnicity
Black or African American
17.1%
Group Count %
White 321 67.7%
Black or African American 81 17.1%
Hispanic or Latino 32 6.8%
Other race 30 6.3%
Two or more races 7 1.5%
Asian 3 0.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
0.0%
45.7%
44.4%
$50k – $100k
0.0%
30.8%
30.6%
$100k – $200k
45.5%
17.8%
19.1%
Over $200k
54.5%
5.8%
6.0%
Range % of households
$50k–$75k 100.0%
Median income $0
Housing
Home values
Housing overview
Metric Value
Median home value $0
Median rent / month $0
Owner occupied 0.0%
Renter occupied 100.0%
Vacant 97.6%
Single-family detached 98.9%
Large apartment buildings 0.0%
Mobile homes 0.0%
Median rooms 7.1
Avg household size (owned) 0.00
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 6.7%
1990–1999 7.0%
1980–1989 13.9%
1970–1979 9.2%
1960–1969 8.5%
1950–1959 9.6%
1940–1949 5.2%
1939 or earlier 39.9%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 0.5%
2 bedrooms 11.9%
3 bedrooms 52.4%
4 bedrooms 25.5%
5+ bedrooms 9.6%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 0.0%
2 vehicles 100.0%
3 or more 0.0%
Heating fuel
Fuel type %
Electricity 100.0%
Households & families
Household type Count %
Married-couple family 0 0.0%
Cohabiting couple 0 0.0%
Male householder, no spouse 18 100.0%
Female householder, no spouse 0 0.0%
Households with children under 18 0 0.0%
Households with seniors (65+) 0 0.0%
Average household size 5.72
Marital status
Status Male Female
Never married 98.8% 100.0%
Married 1.2% 0.0%
Separated 0.0% 0.0%
Widowed 0.0% 0.0%
Divorced 0.0% 0.0%
Education
Some college, no degree
100.0%
Graduate / professional
0.0%
Metric %
HS diploma or higher 100.0%
Bachelor's or higher 0.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 0 0.0%
Elementary school 0 0.0%
High school 0 0.0%
College / grad school 339 100.0%
Employment
Industry of employment
Arts, food & hospitality
31.0%
Education & healthcare
14.2%
Transportation & utilities
1.8%
Professional & management
1.1%
Occupation
Category %
Management, business & arts 4.0%
Service 21.2%
Sales & office 25.9%
Natural resources & construction 5.8%
Production & transportation 43.1%
Employment type
Type %
Private sector 91.6%
Government 8.4%
Self-employed 0.0%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 47.5%
Carpool 0.0%
Public transit 0.0%
Walk 37.1%
Work from home 15.4%
Other means 0.0%
Avg commute (minutes) 10.2
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 0.0%
Retirement income 0.0%
Supplemental Security 0.0%
Cash public assistance 0.0%
Food stamps / SNAP 0.0%
Health indicators
Condition %
Obesity 26.9%
High blood pressure 43.2%
High cholesterol 42.6%
Diabetes 13.5%
Heart disease 12.0%
Stroke 4.8%
Asthma 8.0%
Arthritis 38.3%
Kidney disease 4.6%
Pulmonary disease 9.5%
Cancer 12.5%
Behavior / access %
Smoking 12.7%
Binge drinking 10.7%
No physical activity 21.1%
Less than 7 hrs sleep 25.5%
Depression 20.2%
Fair or poor health 13.9%
Poor mental health 10.5%
Poor physical health 11.6%
No health insurance 13.5%
Visited doctor (checkup) 83.7%
Visited dentist 69.7%
Cholesterol screening 94.5%
Teeth loss 11.9%
Veterans & disability
Veterans Count %
Civilian veterans 0 0.0%
Disability %
Any disability 16.1%
Under 18 0.0%
18–64 years 16.2%
65 and over 0.0%
Health insurance coverage
Type %
Private insurance 94.3%
Public insurance 7.7%
No insurance 0.7%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 442 100.0%
Spanish 48 10.9%
Other Indo-European 44 10.0%
Asian & Pacific Islander 4 0.9%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 428 96.8%
Born in same state 420 95.0%
Born in different state 253 57.2%
Foreign born 8 1.8%
Naturalized citizen 14 3.2%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Arab 113 25.6%
French 15 3.4%
Ancestry Count %
Italian 11 2.5%
Norwegian 4 0.9%
Technology access
Metric % of households
Computer access 4.1%
Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28757
What city is ZIP code 28757 in?
ZIP code 28757 is primarily assigned to Montreat, North Carolina.
What county is ZIP code 28757 in?
ZIP code 28757 falls within Buncombe County, North Carolina.
What is the population of ZIP code 28757?
ZIP code 28757 has an estimated population of 442 residents, with a density of 162 people per square mile.
What timezone is ZIP code 28757 in?
ZIP code 28757 observes the EST timezone.
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