54550 ZIP Code — Montreal, WI

Iron County, Wisconsin

ZIP code 54550 is located in Montreal, Wisconsin, within Iron County. It covers approximately 27.02 square miles and serves a population of 623 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54550

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $106,300. Owner-occupancy is high at 96%, well above the national average.

Median household income is $56,250. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 54550 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

623
population
27.02
sq mi land
Standard
ZIP type
Central (CT)
timezone
54550 ZIP code map
Cities in ZIP code 54550

Below are the cities the US Postal Service accepts for ZIP code 54550. Using any city not on this list may result in mail delivery delays.

City Status
Montreal Acceptable
Montreal Preferred
Nearby ZIP codes
54534 Hurley (3.2 mi) 49938 Ironwood (9.5 mi) 54559 Saxon (12.9 mi) 54547 Mercer (13 mi) 49911 Bessemer (17.2 mi)
Demographics updated 05/2026
Population
Total population 623
Population density 23 / sq mi
State FIPS 55
County FIPS 051
Geography
Land area 27.02 sq mi
Water area 3.90 sq mi
Latitude 46.3600
Longitude -90.2699
Timezone Central (CT)
Area code 715
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 62.7% 54.7% 39.4%
$50k – $100k 21.6% 31.1% 33.0%
$100k – $200k 14.6% 13.1% 22.4%
Over $200k 1.1% 1.2% 5.2%

Demographics & statistics

623
Population
23
People per sq mi
49.8
Median age
$56,250
Median household income
$33,103
Per capita income
$106,300
Median home value
$781
Median monthly rent
95.5%
Home ownership
9.6%
Poverty rate
2.5%
Unemployment
434
Housing units
22.1%
Bachelor's or higher

Age distribution

Male Female
20
Under 5
18
14
5–9
12
14
10–14
12
28
15–19
25
10
20–24
9
34
25–34
29
27
35–44
24
51
45–54
45
27
55–59
24
30
60–64
26
50
65–74
43
17
75–84
14
11
85+
9
← Male
Female →

Age summary

GroupCount%
Under 1812119.4%
18 and over50280.6%
65 and over14423.1%
Median age49.8 years

Race & ethnicity

White 92.7%
Two or more races 3.9%
Hispanic or Latino 1.6%
American Indian / Alaska Native 1.6%
Asian 0.2%
GroupCount%
White58792.7%
Two or more races253.9%
Hispanic or Latino101.6%
American Indian / Alaska Native101.6%
Asian10.2%

Household income

Income range This ZIP County avg State avg
Under $50k 62.7% 54.7% 39.4%
$50k – $100k 21.6% 31.1% 33.0%
$100k – $200k 14.6% 13.1% 22.4%
Over $200k 1.1% 1.2% 5.2%
Under $10k 3.5%
$10k–$15k 5.2%
$15k–$25k 9.1%
$25k–$35k 8.7%
$35k–$50k 16.8%
$50k–$75k 14.3%
$75k–$100k 10.8%
$100k–$150k 21.0%
$150k–$200k 9.4%
$200k+ 1.0%
Range% of households
Under $10k3.5%
$10k–$15k5.2%
$15k–$25k9.1%
$25k–$35k8.7%
$35k–$50k16.8%
$50k–$75k14.3%
$75k–$100k10.8%
$100k–$150k21.0%
$150k–$200k9.4%
$200k+1.0%
Median income$56,250

Housing

Home values

Under $50k 14.3%
$50k–$100k 33.3%
$100k–$150k 14.3%
$150k–$200k 26.4%
$200k–$300k 6.6%
$300k–$500k 4.8%
$1M+ 0.4%

Housing overview

MetricValue
Median home value$106,300
Median rent / month$781
Owner occupied95.5%
Renter occupied4.5%
Vacant36.0%
Single-family detached97.5%
Large apartment buildings0.0%
Mobile homes0.7%
Median rooms5.8
Avg household size (owned)2.18

Year built

Era%
2020 or later0.0%
2010–20190.2%
2000–20095.8%
1990–19999.6%
1980–19895.4%
1970–197913.2%
1960–19692.2%
1950–195912.8%
1940–194911.2%
1939 or earlier39.6%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom6.3%
2 bedrooms19.0%
3 bedrooms52.3%
4 bedrooms21.0%
5+ bedrooms1.3%

Vehicles per household

Vehicles% of households
No vehicle2.4%
1 vehicle27.6%
2 vehicles52.1%
3 or more17.8%

Heating fuel

Fuel type%
Utility gas79.7%
Electricity4.2%
Propane / LP gas3.1%
Fuel oil1.4%
Wood11.5%

Households & families

Household typeCount%
Married-couple family14350.0%
Cohabiting couple269.1%
Male householder, no spouse4515.7%
Female householder, no spouse7225.2%
Households with children under 186522.7%
Households with seniors (65+)11339.5%
Average household size2.18

Marital status

StatusMaleFemale
Never married26.5%22.5%
Married54.5%48.4%
Separated1.5%0.0%
Widowed4.0%10.5%
Divorced13.5%18.6%

Education

Less than 9th grade 0.4%
Some HS, no diploma 0.7%
HS graduate 29.1%
Some college, no degree 29.7%
Associate's degree 18.0%
Bachelor's degree 17.4%
Graduate / professional 4.8%
Metric%
HS diploma or higher98.9%
Bachelor's or higher22.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool43.2%
Kindergarten43.2%
Elementary school4838.4%
High school3528.0%
College / grad school3427.2%

Employment

Industry of employment

Retail trade 21.5%
Education & healthcare 20.8%
Manufacturing 13.7%
Professional & management 8.1%
Arts, food & hospitality 8.1%
Public administration 6.5%
Finance & real estate 6.2%
Construction 5.9%
Transportation & utilities 5.5%
Agriculture & mining 2.3%
Wholesale trade 1.3%

Occupation

Category%
Management, business & arts25.7%
Service15.0%
Sales & office34.9%
Natural resources & construction10.7%
Production & transportation13.7%

Employment type

Type%
Private sector70.4%
Government25.4%
Self-employed4.2%
Unpaid family workers0.0%

Commute

Method%
Drive alone91.7%
Carpool5.0%
Public transit0.0%
Walk0.0%
Work from home3.3%
Other means0.0%
Avg commute (minutes)18.7

Poverty

All people 9.6%
Under 18 years 9.1%
18 and over 9.8%
Married-couple families 0.0%
Female-led households 36.0%

Income support

Source% of households
Social Security40.9%
Retirement income30.1%
Supplemental Security3.5%
Cash public assistance1.7%
Food stamps / SNAP14.7%

Health indicators

Condition%
Obesity36.9%
High blood pressure36.2%
High cholesterol36.2%
Diabetes11.5%
Heart disease8.0%
Stroke3.8%
Asthma10.2%
Arthritis28.9%
Kidney disease3.5%
Pulmonary disease8.4%
Cancer7.7%
Behavior / access%
Smoking21.1%
Binge drinking22.0%
No physical activity23.8%
Less than 7 hrs sleep32.1%
Depression20.8%
Fair or poor health15.6%
Poor mental health14.0%
Poor physical health12.5%
No health insurance10.2%
Visited doctor (checkup)75.8%
Visited dentist64.3%
Cholesterol screening88.4%
Teeth loss15.3%

Veterans & disability

VeteransCount%
Civilian veterans6813.7%
Disability%
Any disability13.8%
Under 180.0%
18–64 years12.7%
65 and over27.8%

Health insurance coverage

Type%
Private insurance78.8%
Public insurance45.3%
No insurance1.9%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only58593.9%
Spanish10.2%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages10.2%

Place of birth & citizenship

OriginCount%
Native born (US)62299.8%
Born in same state61999.4%
Born in different state28545.7%
Foreign born30.5%
Naturalized citizen10.2%
Not a US citizen1100.0%

Ancestry

AncestryCount%
Italian467.4%
Polish335.3%
Arab172.7%
French152.4%
AncestryCount%
English111.8%
German61%
Dutch20.3%

Technology access

Metric% of households
Computer access45.9%
Internet access93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54550

What city is ZIP code 54550 in?

ZIP code 54550 is primarily assigned to Montreal, Wisconsin.

What county is ZIP code 54550 in?

ZIP code 54550 falls within Iron County, Wisconsin.

Is ZIP code 54550 mostly owner-occupied?

96% of occupied units in ZIP code 54550 are owner-occupied, well above the national average.

Does ZIP code 54550 have a large retiree population?

41% of households in ZIP code 54550 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 54550 have a large veteran population?

14% of civilians in ZIP code 54550 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 54550?

The median home value in ZIP code 54550 is $106,300.

What timezone is ZIP code 54550 in?

ZIP code 54550 observes the CST timezone.

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