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Wisconsin ZIP Codes
Iron County
Montreal, WI
54550
54550 ZIP Code — Montreal, WI
Iron County, Wisconsin
ZIP code 54550 is located in
Montreal ,
Wisconsin ,
within Iron County .
It covers approximately 27.02 square miles and serves a population of
623 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 715 .
About ZIP code 54550
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $106,300. Owner-occupancy is high at 96%, well above the national average.
Median household income is $56,250. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.
Overall, ZIP code 54550 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
54550 ZIP code map
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Cities in ZIP code 54550
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
623
Population density
23 / sq mi
State FIPS
55
County FIPS
051
Geography
Land area
27.02 sq mi
Water area
3.90 sq mi
Latitude
46.3600
Longitude
-90.2699
Timezone
Central (CT)
Area code
715
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
62.7%
54.7%
39.4%
$50k – $100k
21.6%
31.1%
33.0%
$100k – $200k
14.6%
13.1%
22.4%
Over $200k
1.1%
1.2%
5.2%
Demographics & statistics
$56,250
Median household income
$106,300
Median home value
22.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 121 19.4%
18 and over 502 80.6%
65 and over 144 23.1%
Median age 49.8 years
Race & ethnicity
American Indian / Alaska Native
1.6%
Group Count %
White 587 92.7%
Two or more races 25 3.9%
Hispanic or Latino 10 1.6%
American Indian / Alaska Native 10 1.6%
Asian 1 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
62.7%
54.7%
39.4%
$50k – $100k
21.6%
31.1%
33.0%
$100k – $200k
14.6%
13.1%
22.4%
Over $200k
1.1%
1.2%
5.2%
Range % of households
Under $10k 3.5%
$10k–$15k 5.2%
$15k–$25k 9.1%
$25k–$35k 8.7%
$35k–$50k 16.8%
$50k–$75k 14.3%
$75k–$100k 10.8%
$100k–$150k 21.0%
$150k–$200k 9.4%
$200k+ 1.0%
Median income $56,250
Housing
Housing overview
Metric Value
Median home value $106,300
Median rent / month $781
Owner occupied 95.5%
Renter occupied 4.5%
Vacant 36.0%
Single-family detached 97.5%
Large apartment buildings 0.0%
Mobile homes 0.7%
Median rooms 5.8
Avg household size (owned) 2.18
Year built
Era %
2020 or later 0.0%
2010–2019 0.2%
2000–2009 5.8%
1990–1999 9.6%
1980–1989 5.4%
1970–1979 13.2%
1960–1969 2.2%
1950–1959 12.8%
1940–1949 11.2%
1939 or earlier 39.6%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 6.3%
2 bedrooms 19.0%
3 bedrooms 52.3%
4 bedrooms 21.0%
5+ bedrooms 1.3%
Vehicles per household
Vehicles % of households
No vehicle 2.4%
1 vehicle 27.6%
2 vehicles 52.1%
3 or more 17.8%
Heating fuel
Fuel type %
Utility gas 79.7%
Electricity 4.2%
Propane / LP gas 3.1%
Fuel oil 1.4%
Wood 11.5%
Households & families
Household type Count %
Married-couple family 143 50.0%
Cohabiting couple 26 9.1%
Male householder, no spouse 45 15.7%
Female householder, no spouse 72 25.2%
Households with children under 18 65 22.7%
Households with seniors (65+) 113 39.5%
Average household size 2.18
Marital status
Status Male Female
Never married 26.5% 22.5%
Married 54.5% 48.4%
Separated 1.5% 0.0%
Widowed 4.0% 10.5%
Divorced 13.5% 18.6%
Education
Some college, no degree
29.7%
Graduate / professional
4.8%
Metric %
HS diploma or higher 98.9%
Bachelor's or higher 22.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 4 3.2%
Kindergarten 4 3.2%
Elementary school 48 38.4%
High school 35 28.0%
College / grad school 34 27.2%
Employment
Industry of employment
Education & healthcare
20.8%
Professional & management
8.1%
Arts, food & hospitality
8.1%
Public administration
6.5%
Finance & real estate
6.2%
Transportation & utilities
5.5%
Agriculture & mining
2.3%
Occupation
Category %
Management, business & arts 25.7%
Service 15.0%
Sales & office 34.9%
Natural resources & construction 10.7%
Production & transportation 13.7%
Employment type
Type %
Private sector 70.4%
Government 25.4%
Self-employed 4.2%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 91.7%
Carpool 5.0%
Public transit 0.0%
Walk 0.0%
Work from home 3.3%
Other means 0.0%
Avg commute (minutes) 18.7
Poverty
Married-couple families
0.0%
Female-led households
36.0%
Income support
Source % of households
Social Security 40.9%
Retirement income 30.1%
Supplemental Security 3.5%
Cash public assistance 1.7%
Food stamps / SNAP 14.7%
Health indicators
Condition %
Obesity 36.9%
High blood pressure 36.2%
High cholesterol 36.2%
Diabetes 11.5%
Heart disease 8.0%
Stroke 3.8%
Asthma 10.2%
Arthritis 28.9%
Kidney disease 3.5%
Pulmonary disease 8.4%
Cancer 7.7%
Behavior / access %
Smoking 21.1%
Binge drinking 22.0%
No physical activity 23.8%
Less than 7 hrs sleep 32.1%
Depression 20.8%
Fair or poor health 15.6%
Poor mental health 14.0%
Poor physical health 12.5%
No health insurance 10.2%
Visited doctor (checkup) 75.8%
Visited dentist 64.3%
Cholesterol screening 88.4%
Teeth loss 15.3%
Veterans & disability
Veterans Count %
Civilian veterans 68 13.7%
Disability %
Any disability 13.8%
Under 18 0.0%
18–64 years 12.7%
65 and over 27.8%
Health insurance coverage
Type %
Private insurance 78.8%
Public insurance 45.3%
No insurance 1.9%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 585 93.9%
Spanish 1 0.2%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 1 0.2%
Place of birth & citizenship
Origin Count %
Native born (US) 622 99.8%
Born in same state 619 99.4%
Born in different state 285 45.7%
Foreign born 3 0.5%
Naturalized citizen 1 0.2%
Not a US citizen 1 100.0%
Ancestry
Ancestry Count %
Italian 46 7.4%
Polish 33 5.3%
Arab 17 2.7%
French 15 2.4%
Ancestry Count %
English 11 1.8%
German 6 1%
Dutch 2 0.3%
Technology access
Metric % of households
Computer access 45.9%
Internet access 93.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 54550
What city is ZIP code 54550 in?
ZIP code 54550 is primarily assigned to Montreal, Wisconsin.
What county is ZIP code 54550 in?
ZIP code 54550 falls within Iron County, Wisconsin.
Is ZIP code 54550 mostly owner-occupied?
96% of occupied units in ZIP code 54550 are owner-occupied, well above the national average.
Does ZIP code 54550 have a large retiree population?
41% of households in ZIP code 54550 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 54550 have a large veteran population?
14% of civilians in ZIP code 54550 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 54550?
The median home value in ZIP code 54550 is $106,300.
What timezone is ZIP code 54550 in?
ZIP code 54550 observes the CST timezone.
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