23192 ZIP Code — Montpelier, VA

Hanover County, Virginia

ZIP code 23192 is located in Montpelier, Virginia, within Hanover County. It covers approximately 67.95 square miles and serves a population of 6,592 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 804.

About ZIP code 23192

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $336,300. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($93,822) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Overall, ZIP code 23192 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,592

population

67.95

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

23192 ZIP code map

Cities in ZIP code 23192

Below are the cities the US Postal Service accepts for ZIP code 23192. Using any city not on this list may result in mail delivery delays.

City	Status
Montpelier	Preferred

Nearby ZIP codes

23146 Rockville (7.4 mi) 23015 Beaverdam (8.2 mi) 23024 Bumpass (10.3 mi) 23129 Oilville (10.6 mi) 23047 Doswell (10.7 mi) 23059 Glen Allen (10.8 mi) 23005 Ashland (10.8 mi) 23102 Maidens (11.3 mi) 23233 Henrico (12.4 mi) 23103 Manakin Sabot (12.8 mi) 23060 Glen Allen (13.7 mi) 23039 Crozier (13.8 mi)

Demographics updated 05/2026

Population
Total population	6,592
Population density	97 / sq mi
State FIPS	51
County FIPS	085

Geography
Land area	67.95 sq mi
Water area	0.95 sq mi
Latitude	37.8259
Longitude	-77.6733
Timezone	Eastern (ET)
Area code	804

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.3%	25.3%	32.9%
$50k – $100k	25.2%	29.3%	29.2%
$100k – $200k	28.8%	34.6%	26.3%
Over $200k	14.7%	10.9%	11.6%

Demographics & statistics

6,592

Population

People per sq mi

41.0

Median age

$93,822

Median household income

$46,151

Per capita income

$336,300

Median home value

$1,198

Median monthly rent

87.6%

Home ownership

5.4%

Poverty rate

1.7%

Unemployment

2,220

Housing units

30.2%

Bachelor's or higher

Age distribution

Male Female

132

Under 5

140

190

5–9

203

250

10–14

266

188

15–19

200

142

20–24

152

463

25–34

493

383

35–44

408

455

45–54

485

251

55–59

268

209

60–64

223

347

65–74

370

133

75–84

141

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,436	21.8%
18 and over	5,156	78.2%
65 and over	1,091	16.6%
Median age	41.0 years

Race & ethnicity

White 77.3%

Black or African American 10.3%

Two or more races 5.5%

Hispanic or Latino 4.8%

Asian 1.5%

Other race 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	5,356	77.3%
Black or African American	716	10.3%
Two or more races	381	5.5%
Hispanic or Latino	336	4.8%
Asian	102	1.5%
Other race	27	0.4%
American Indian / Alaska Native	10	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.3%	25.3%	32.9%
$50k – $100k	25.2%	29.3%	29.2%
$100k – $200k	28.8%	34.6%	26.3%
Over $200k	14.7%	10.9%	11.6%

Under $10k 3.1%

$10k–$15k 1.9%

$15k–$25k 4.4%

$25k–$35k 6.4%

$35k–$50k 12.5%

$50k–$75k 12.3%

$75k–$100k 13.7%

$100k–$150k 16.1%

$150k–$200k 17.9%

$200k+ 11.9%

Range	% of households
Under $10k	3.1%
$10k–$15k	1.9%
$15k–$25k	4.4%
$25k–$35k	6.4%
$35k–$50k	12.5%
$50k–$75k	12.3%
$75k–$100k	13.7%
$100k–$150k	16.1%
$150k–$200k	17.9%
$200k+	11.9%
Median income	$93,822

Housing

Home values

Under $50k 0.4%

$100k–$150k 9.6%

$150k–$200k 8.6%

$200k–$300k 24.1%

$300k–$500k 33.2%

$500k–$1M 22.3%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$336,300
Median rent / month	$1,198
Owner occupied	87.6%
Renter occupied	12.4%
Vacant	3.8%
Single-family detached	92.5%
Large apartment buildings	0.0%
Mobile homes	5.0%
Median rooms	6.7
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.6%
2010–2019	6.9%
2000–2009	14.0%
1990–1999	26.8%
1980–1989	13.5%
1970–1979	19.0%
1960–1969	8.3%
1950–1959	4.9%
1940–1949	3.8%
1939 or earlier	2.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.5%
2 bedrooms	11.0%
3 bedrooms	52.1%
4 bedrooms	27.4%
5+ bedrooms	7.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	24.0%
2 vehicles	29.7%
3 or more	46.3%

Heating fuel

Fuel type	%
Utility gas	2.8%
Electricity	70.7%
Propane / LP gas	10.5%
Fuel oil	7.2%
Wood	8.7%

Households & families

Household type	Count	%
Married-couple family	1,442	59.5%
Cohabiting couple	38	1.6%
Male householder, no spouse	302	12.5%
Female householder, no spouse	641	26.5%
Households with children under 18	844	34.8%
Households with seniors (65+)	836	34.5%
Average household size	2.72

Marital status

Status	Male	Female
Never married	28.2%	28.7%
Married	61.6%	49.1%
Separated	2.6%	4.9%
Widowed	3.7%	9.9%
Divorced	3.9%	7.4%

Education

Less than 9th grade 4.9%

Some HS, no diploma 5.5%

HS graduate 28.7%

Some college, no degree 24.9%

Associate's degree 5.9%

Bachelor's degree 20.9%

Graduate / professional 9.3%

Metric	%
HS diploma or higher	89.7%
Bachelor's or higher	30.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	132	8.9%
Kindergarten	41	2.8%
Elementary school	686	46.5%
High school	406	27.5%
College / grad school	211	14.3%

Employment

Industry of employment

Education & healthcare 25.0%

Professional & management 13.1%

Retail trade 11.4%

Construction 9.2%

Transportation & utilities 9.0%

Public administration 6.3%

Wholesale trade 5.9%

Finance & real estate 5.8%

Manufacturing 4.9%

Other services 3.8%

Arts, food & hospitality 3.4%

Agriculture & mining 1.4%

Information 0.7%

Occupation

Category	%
Management, business & arts	41.4%
Service	15.5%
Sales & office	20.4%
Natural resources & construction	11.6%
Production & transportation	11.0%

Employment type

Type	%
Private sector	77.8%
Government	15.6%
Self-employed	6.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.8%
Carpool	8.9%
Public transit	0.0%
Walk	0.6%
Work from home	12.1%
Other means	0.5%
Avg commute (minutes)	36.2

Poverty

All people 5.4%

Under 18 years 9.7%

18 and over 4.2%

Married-couple families 5.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.6%
Retirement income	22.4%
Supplemental Security	5.4%
Cash public assistance	3.3%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	37.6%
High blood pressure	35.9%
High cholesterol	34.8%
Diabetes	10.4%
Heart disease	5.6%
Stroke	2.8%
Asthma	9.2%
Arthritis	26.6%
Kidney disease	2.6%
Pulmonary disease	5.9%
Cancer	6.8%

Behavior / access	%
Smoking	15.9%
Binge drinking	16.1%
No physical activity	20.0%
Less than 7 hrs sleep	33.8%
Depression	19.7%
Fair or poor health	12.5%
Poor mental health	12.8%
Poor physical health	8.8%
No health insurance	10.5%
Visited doctor (checkup)	77.6%
Visited dentist	73.5%
Cholesterol screening	92.8%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	498	9.7%

Disability	%
Any disability	8.8%
Under 18	3.6%
18–64 years	7.0%
65 and over	22.4%

Health insurance coverage

Type	%
Private insurance	75.2%
Public insurance	31.3%
No insurance	7.2%
Uninsured under 19	8.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,320	95.9%
Spanish	151	2.4%
Other Indo-European	93	1.5%
Asian & Pacific Islander	58	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,075	92.2%
Born in same state	6,054	91.8%
Born in different state	4,080	61.9%
Foreign born	21	0.3%
Naturalized citizen	517	7.8%
Not a US citizen	453	87.6%

Ancestry

Ancestry	Count	%
French	988	15%
Arab	534	8.1%
Italian	499	7.6%
English	99	1.5%

Ancestry	Count	%
German	46	0.7%
Dutch	17	0.3%
Polish	11	0.2%

Technology access

Metric	% of households
Computer access	36.8%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 23192

What city is ZIP code 23192 in?

ZIP code 23192 is primarily assigned to Montpelier, Virginia.

What county is ZIP code 23192 in?

ZIP code 23192 falls within Hanover County, Virginia.

Is ZIP code 23192 mostly owner-occupied?

88% of occupied units in ZIP code 23192 are owner-occupied, well above the national average.

Does ZIP code 23192 have a large retiree population?

39% of households in ZIP code 23192 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 23192 have a large veteran population?

10% of civilians in ZIP code 23192 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 23192?

The median home value in ZIP code 23192 is $336,300.

What timezone is ZIP code 23192 in?

ZIP code 23192 observes the EST timezone.