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California ZIP Codes
Shasta County
Montgomery Creek, CA
96065
96065 ZIP Code — Montgomery Creek, CA
Shasta County, California
ZIP code 96065 is located in
Montgomery Creek ,
California ,
within Shasta County .
It covers approximately 137.12 square miles and serves a population of
364 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 530 .
About ZIP code 96065
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $286,000. Owner-occupancy is high at 75%, well above the national average.
The gap between median ($77,981) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 26% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 50 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
Notable community characteristics include disability rates above the national average at 23%.
Overall, ZIP code 96065 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
96065 ZIP code map
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Cities in ZIP code 96065
Below are the cities the US Postal Service accepts for ZIP code 96065. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
364
Population density
3 / sq mi
State FIPS
06
County FIPS
089
Geography
Land area
137.12 sq mi
Water area
1.68 sq mi
Latitude
40.9562
Longitude
-122.0061
Timezone
Pacific (PT)
Area code
530
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.6%
44.5%
32.6%
$50k – $100k
15.9%
31.0%
27.7%
$100k – $200k
22.2%
19.3%
26.4%
Over $200k
10.3%
5.1%
13.3%
Demographics & statistics
$77,981
Median household income
$286,000
Median home value
30.4%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 29 8.0% 18 and over 335 92.0% 65 and over 98 26.9% Median age 57.7 years
Race & ethnicity
American Indian / Alaska Native
4.6%
Group Count % White 268 61.5% Two or more races 76 17.4% Hispanic or Latino 72 16.5% American Indian / Alaska Native 20 4.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.6%
44.5%
32.6%
$50k – $100k
15.9%
31.0%
27.7%
$100k – $200k
22.2%
19.3%
26.4%
Over $200k
10.3%
5.1%
13.3%
Range % of households Under $10k 5.2% $10k–$15k 1.3% $15k–$25k 5.9% $25k–$35k 18.3% $35k–$50k 9.2% $50k–$75k 8.5% $75k–$100k 11.8% $100k–$150k 1.3% $150k–$200k 3.9% $200k+ 34.6% Median income $77,981
Housing
Housing overview
Metric Value Median home value $286,000 Median rent / month $727 Owner occupied 75.2% Renter occupied 24.8% Vacant 44.2% Single-family detached 89.8% Large apartment buildings 0.0% Mobile homes 9.1% Median rooms 5.2 Avg household size (owned) 2.30
Year built
Era % 2020 or later 0.0% 2010–2019 6.2% 2000–2009 7.7% 1990–1999 35.4% 1980–1989 9.5% 1970–1979 1.5% 1960–1969 13.1% 1950–1959 4.7% 1940–1949 4.7% 1939 or earlier 17.2%
Bedrooms
Size % of units No bedroom (studio) 0.7% 1 bedroom 10.6% 2 bedrooms 38.7% 3 bedrooms 38.3% 4 bedrooms 2.9% 5+ bedrooms 8.8%
Vehicles per household
Vehicles % of households No vehicle 2.6% 1 vehicle 27.5% 2 vehicles 27.5% 3 or more 42.5%
Heating fuel
Fuel type % Electricity 10.5% Propane / LP gas 27.5% Fuel oil 17.6% Wood 44.4%
Households & families
Household type Count % Married-couple family 72 47.1% Cohabiting couple 8 5.2% Male householder, no spouse 35 22.9% Female householder, no spouse 38 24.8% Households with children under 18 24 15.7% Households with seniors (65+) 74 48.4% Average household size 2.37
Marital status
Status Male Female Never married 18.7% 14.3% Married 58.4% 54.9% Separated 0.0% 0.0% Widowed 1.8% 29.1% Divorced 21.1% 1.7%
Education
Some college, no degree
19.1%
Graduate / professional
12.5%
Metric % HS diploma or higher 89.6% Bachelor's or higher 30.4%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 3 13.0% High school 6 26.1% College / grad school 14 60.9%
Employment
Industry of employment
Education & healthcare
27.2%
Public administration
17.1%
Transportation & utilities
15.2%
Arts, food & hospitality
1.3%
Occupation
Category % Management, business & arts 45.6% Service 10.1% Sales & office 22.2% Natural resources & construction 12.7% Production & transportation 9.5%
Employment type
Type % Private sector 64.6% Government 33.5% Self-employed 1.9% Unpaid family workers 0.0%
Commute
Method % Drive alone 82.9% Carpool 3.8% Public transit 1.3% Walk 0.0% Work from home 12.0% Other means 0.0% Avg commute (minutes) 49.7
Poverty
Married-couple families
4.2%
Female-led households
0.0%
Income support
Source % of households Social Security 48.4% Retirement income 32.7% Supplemental Security 5.9% Cash public assistance 2.6% Food stamps / SNAP 25.5%
Health indicators
Condition % Obesity 32.4% High blood pressure 35.8% High cholesterol 35.9% Diabetes 12.9% Heart disease 9.0% Stroke 4.3% Asthma 10.9% Arthritis 30.6% Kidney disease 3.8% Pulmonary disease 9.9% Cancer 8.6%
Behavior / access % Smoking 15.7% Binge drinking 16.5% No physical activity 20.9% Less than 7 hrs sleep 32.3% Depression 19.4% Fair or poor health 17.9% Poor mental health 14.9% Poor physical health 13.6% No health insurance 8.5% Visited doctor (checkup) 71.1% Visited dentist 61.4% Cholesterol screening 92.8% Teeth loss 13.2%
Veterans & disability
Veterans Count % Civilian veterans 13 3.9%
Disability % Any disability 22.9% Under 18 0.0% 18–64 years 20.3% 65 and over 35.7%
Health insurance coverage
Type % Private insurance 51.8% Public insurance 61.7% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 344 94.5% Spanish 1 0.3% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 309 84.9% Born in same state 305 83.8% Born in different state 243 66.8% Foreign born 4 1.1% Naturalized citizen 55 15.1% Not a US citizen 12 21.8%
Ancestry
Ancestry Count % Italian 66 18.1% French 39 10.7%
Ancestry Count % Arab 24 6.6% German 10 2.7%
Technology access
Metric % of households Computer access 42.0% Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 96065
What city is ZIP code 96065 in?
ZIP code 96065 is primarily assigned to Montgomery Creek, California.
What county is ZIP code 96065 in?
ZIP code 96065 falls within Shasta County, California.
Does ZIP code 96065 have an older population?
27% of residents in ZIP code 96065 are 65 or older, above the national average of ~17%.
Does ZIP code 96065 have a large retiree population?
48% of households in ZIP code 96065 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 96065?
ZIP code 96065 has an estimated population of 364 residents, with a density of 3 people per square mile.
What is the typical home value in ZIP code 96065?
The median home value in ZIP code 96065 is $286,000.
What timezone is ZIP code 96065 in?
ZIP code 96065 observes the PST timezone.
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