87731 ZIP Code — Montezuma, NM

San Miguel County, New Mexico

ZIP code 87731 is located in Montezuma, New Mexico, within San Miguel County. It covers approximately 77.65 square miles and serves a population of 511 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 505.

About ZIP code 87731

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $218,100. Owner-occupancy is high at 90%, well above the national average.

Median household income is $27,306. SNAP benefit usage at 37% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. Remote work is prevalent — 20% of workers work from home.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Health indicators show elevated rates of diabetes (19%) compared to national benchmarks.

Overall, ZIP code 87731 reflects a community defined by high homeownership, a high rate of remote workers, a significant Social Security-dependent population, and elevated reliance on food assistance.

511

population

77.65

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

87731 ZIP code map

Cities in ZIP code 87731

Below are the cities the US Postal Service accepts for ZIP code 87731. Using any city not on this list may result in mail delivery delays.

City	Status
Montezuma	Acceptable
Montezuma	Preferred

Nearby ZIP codes

87552 Pecos (9.5 mi) 87565 San Jose (11.4 mi) 87742 Rociada (11.7 mi) 87745 Sapello (17.2 mi)

Demographics updated 05/2026

Population
Total population	511
Population density	7 / sq mi
State FIPS	35
County FIPS	047

Geography
Land area	77.65 sq mi
Water area	0.02 sq mi
Latitude	35.6644
Longitude	-105.4216
Timezone	Mountain (MT)
Area code	505

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.2%	65.1%	48.8%
$50k – $100k	59.8%	20.1%	29.4%
$100k – $200k	0.0%	13.5%	17.6%
Over $200k	0.0%	1.3%	4.1%

Demographics & statistics

511

Population

People per sq mi

23.2

Median age

$27,306

Median household income

$11,378

Per capita income

$218,100

Median home value

Median monthly rent

90.2%

Home ownership

0.0%

Poverty rate

54.9%

Unemployment

147

Housing units

47.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	107	20.9%
18 and over	404	79.1%
65 and over	60	11.7%
Median age	23.2 years

Race & ethnicity

White 34.5%

Hispanic or Latino 24.1%

Other race 21.1%

Black or African American 11%

Two or more races 5.9%

American Indian / Alaska Native 2.5%

Asian 0.9%

Group	Count	%
White	232	34.5%
Hispanic or Latino	162	24.1%
Other race	142	21.1%
Black or African American	74	11%
Two or more races	40	5.9%
American Indian / Alaska Native	17	2.5%
Asian	6	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.2%	65.1%	48.8%
$50k – $100k	59.8%	20.1%	29.4%
$100k – $200k	0.0%	13.5%	17.6%
Over $200k	0.0%	1.3%	4.1%

$15k–$25k 16.3%

$25k–$35k 52.0%

$35k–$50k 7.3%

$50k–$75k 14.6%

$75k–$100k 9.8%

Range	% of households
$15k–$25k	16.3%
$25k–$35k	52.0%
$35k–$50k	7.3%
$50k–$75k	14.6%
$75k–$100k	9.8%
Median income	$27,306

Housing

Home values

$100k–$150k 40.5%

$200k–$300k 26.1%

$300k–$500k 17.1%

$500k–$1M 16.2%

Housing overview

Metric	Value
Median home value	$218,100
Median rent / month	$0
Owner occupied	90.2%
Renter occupied	9.8%
Vacant	22.6%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.7
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	4.4%
1990–1999	0.0%
1980–1989	14.5%
1970–1979	0.0%
1960–1969	0.0%
1950–1959	7.5%
1940–1949	28.3%
1939 or earlier	45.3%

Bedrooms

Size	% of units
No bedroom (studio)	4.4%
1 bedroom	0.0%
2 bedrooms	25.2%
3 bedrooms	70.4%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	16.3%
1 vehicle	14.6%
2 vehicles	36.6%
3 or more	32.5%

Heating fuel

Fuel type	%
Utility gas	46.3%
Electricity	15.4%
Propane / LP gas	12.2%
Wood	26.0%

Households & families

Household type	Count	%
Married-couple family	52	42.3%
Cohabiting couple	0	0.0%
Male householder, no spouse	6	4.9%
Female householder, no spouse	65	52.8%
Households with children under 18	57	46.3%
Households with seniors (65+)	60	48.8%
Average household size	2.71

Marital status

Status	Male	Female
Never married	62.0%	71.0%
Married	34.4%	21.2%
Separated	0.0%	0.0%
Widowed	0.0%	7.7%
Divorced	3.7%	0.0%

Education

Less than 9th grade 8.1%

Some HS, no diploma 23.4%

HS graduate 0.0%

Some college, no degree 21.4%

Associate's degree 0.0%

Bachelor's degree 14.9%

Graduate / professional 32.3%

Metric	%
HS diploma or higher	68.5%
Bachelor's or higher	47.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	19.0%
Kindergarten	0	0.0%
Elementary school	39	14.8%
High school	0	0.0%
College / grad school	174	66.2%

Employment

Industry of employment

Education & healthcare 64.1%

Retail trade 14.1%

Arts, food & hospitality 12.5%

Construction 9.4%

Occupation

Category	%
Management, business & arts	28.1%
Service	18.8%
Sales & office	39.1%
Natural resources & construction	0.0%
Production & transportation	14.1%

Employment type

Type	%
Private sector	85.9%
Government	14.1%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	9.4%
Carpool	14.1%
Public transit	0.0%
Walk	56.3%
Work from home	20.3%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	48.8%
Retirement income	69.1%
Supplemental Security	0.0%
Cash public assistance	9.8%
Food stamps / SNAP	36.6%

Health indicators

Condition	%
Obesity	33.2%
High blood pressure	40.2%
High cholesterol	35.2%
Diabetes	19.2%
Heart disease	9.5%
Stroke	4.4%
Asthma	9.8%
Arthritis	32.2%
Kidney disease	4.7%
Pulmonary disease	7.7%
Cancer	7.3%

Behavior / access	%
Smoking	16.6%
Binge drinking	10.9%
No physical activity	28.5%
Less than 7 hrs sleep	32.3%
Depression	16.6%
Fair or poor health	21.4%
Poor mental health	12.2%
Poor physical health	14.3%
No health insurance	14.6%
Visited doctor (checkup)	73.4%
Visited dentist	61.6%
Cholesterol screening	91.2%
Teeth loss	13.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	23	5.7%

Disability	%
Any disability	19.2%
Under 18	0.0%
18–64 years	17.2%
65 and over	65.0%

Health insurance coverage

Type	%
Private insurance	60.3%
Public insurance	56.2%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	461	90.2%
Spanish	37	8.0%
Other Indo-European	29	6.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	458	89.6%
Born in same state	458	89.6%
Born in different state	207	40.5%
Foreign born	0	0.0%
Naturalized citizen	53	10.4%
Not a US citizen	13	24.5%

Ancestry

Ancestry	Count	%
Italian	74	14.5%
French	21	4.1%

Ancestry	Count	%
Arab	8	1.6%
Polish	4	0.8%

Technology access

Metric	% of households
Computer access	24.1%
Internet access	83.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 87731

What city is ZIP code 87731 in?

ZIP code 87731 is primarily assigned to Montezuma, New Mexico.

What county is ZIP code 87731 in?

ZIP code 87731 falls within San Miguel County, New Mexico.

Is ZIP code 87731 mostly owner-occupied?

90% of occupied units in ZIP code 87731 are owner-occupied, well above the national average.

Does ZIP code 87731 have a large retiree population?

49% of households in ZIP code 87731 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 87731?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 87731?

The median household income in ZIP code 87731 is $27,306, below the national median of ~$75,000.

What timezone is ZIP code 87731 in?

ZIP code 87731 observes the MST timezone.