10950 ZIP Code — Monroe, NY

Orange County, New York

ZIP code 10950 is located in Monroe, New York, within Orange County. It covers approximately 36.80 square miles and serves a population of 63,011 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 10950

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $418,600. Owner-occupancy sits near the national average at 62%.

The gap between median ($76,375) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 28% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Notable community characteristics include Spanish spoken in 40% of households.

Overall, ZIP code 10950 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

63,011

population

36.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10950 ZIP code map

Cities in ZIP code 10950

Below are the cities the US Postal Service accepts for ZIP code 10950. Using any city not on this list may result in mail delivery delays.

City	Status
Monroe	Acceptable
Monroe	Preferred

Nearby ZIP codes

10926 Harriman (3.2 mi) 10918 Chester (3.5 mi) 10917 Central Valley (4.9 mi) 10930 Highland Mills (6.5 mi) 10975 Southfields (6.8 mi) 10987 Tuxedo Park (7.9 mi) 10992 Washingtonville (7.9 mi) 10921 Florida (8.2 mi) 10928 Highland Falls (8.2 mi) 12577 Salisbury Mills (9 mi) 10924 Goshen (9.1 mi) 10925 Greenwood Lake (9.2 mi)

Demographics updated 06/2026

Population
Total population	63,011
Population density	1,712 / sq mi
State FIPS	36
County FIPS	071

Geography
Land area	36.80 sq mi
Water area	1.47 sq mi
Latitude	41.3184
Longitude	-74.2063
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.9%	31.9%	37.0%
$50k – $100k	27.8%	27.9%	27.0%
$100k – $200k	26.7%	29.5%	24.4%
Over $200k	9.7%	10.6%	11.5%

Demographics & statistics

63,011

Population

1,712

People per sq mi

21.3

Median age

$76,375

Median household income

$26,279

Per capita income

$418,600

Median home value

$1,557

Median monthly rent

62.3%

Home ownership

28.4%

Poverty rate

5.0%

Unemployment

10,962

Housing units

26.8%

Bachelor's or higher

Age distribution

Male Female

4,272

Under 5

4,386

3,921

5–9

4,025

3,370

10–14

3,460

3,384

15–19

3,474

2,461

20–24

2,527

3,406

25–34

3,496

2,999

35–44

3,080

2,710

45–54

2,782

1,392

55–59

1,429

1,011

60–64

1,037

1,441

65–74

1,480

470

75–84

483

254

85+

261

← Male

Female →

Age summary

Group	Count	%
Under 18	27,401	43.5%
18 and over	35,610	56.5%
65 and over	4,389	7.0%
Median age	21.3 years

Race & ethnicity

White 80.3%

Hispanic or Latino 7.2%

Other race 4.5%

Two or more races 3.8%

Black or African American 2.7%

Asian 1.3%

American Indian / Alaska Native 0.3%

Group	Count	%
White	54,521	80.3%
Hispanic or Latino	4,889	7.2%
Other race	3,027	4.5%
Two or more races	2,566	3.8%
Black or African American	1,819	2.7%
Asian	873	1.3%
American Indian / Alaska Native	205	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.9%	31.9%	37.0%
$50k – $100k	27.8%	27.9%	27.0%
$100k – $200k	26.7%	29.5%	24.4%
Over $200k	9.7%	10.6%	11.5%

Under $10k 3.6%

$10k–$15k 2.6%

$15k–$25k 10.8%

$25k–$35k 8.5%

$35k–$50k 9.5%

$50k–$75k 13.7%

$75k–$100k 11.0%

$100k–$150k 15.7%

$150k–$200k 10.5%

$200k+ 14.1%

Range	% of households
Under $10k	3.6%
$10k–$15k	2.6%
$15k–$25k	10.8%
$25k–$35k	8.5%
$35k–$50k	9.5%
$50k–$75k	13.7%
$75k–$100k	11.0%
$100k–$150k	15.7%
$150k–$200k	10.5%
$200k+	14.1%
Median income	$76,375

Housing

Home values

Under $50k 3.3%

$50k–$100k 2.6%

$100k–$150k 2.4%

$150k–$200k 2.7%

$200k–$300k 11.0%

$300k–$500k 42.9%

$500k–$1M 32.2%

$1M+ 2.9%

Housing overview

Metric	Value
Median home value	$418,600
Median rent / month	$1,557
Owner occupied	62.3%
Renter occupied	37.7%
Vacant	8.6%
Single-family detached	49.2%
Large apartment buildings	7.9%
Mobile homes	0.2%
Median rooms	6.2
Avg household size (owned)	3.91

Year built

Era	%
2020 or later	0.1%
2010–2019	13.8%
2000–2009	17.1%
1990–1999	15.7%
1980–1989	13.1%
1970–1979	12.3%
1960–1969	9.2%
1950–1959	6.4%
1940–1949	3.2%
1939 or earlier	9.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	4.4%
2 bedrooms	18.9%
3 bedrooms	36.5%
4 bedrooms	28.1%
5+ bedrooms	11.3%

Vehicles per household

Vehicles	% of households
No vehicle	17.2%
1 vehicle	41.4%
2 vehicles	25.3%
3 or more	16.0%

Heating fuel

Fuel type	%
Utility gas	67.4%
Electricity	7.8%
Propane / LP gas	2.9%
Fuel oil	19.4%
Wood	0.5%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	11,617	76.0%
Cohabiting couple	493	3.2%
Male householder, no spouse	1,210	7.9%
Female householder, no spouse	1,973	12.9%
Households with children under 18	8,795	57.5%
Households with seniors (65+)	3,133	20.5%
Average household size	4.09

Marital status

Status	Male	Female
Never married	32.2%	30.1%
Married	62.4%	58.8%
Separated	0.9%	1.6%
Widowed	0.8%	4.2%
Divorced	3.7%	5.2%

Education

Less than 9th grade 3.3%

Some HS, no diploma 12.7%

HS graduate 28.8%

Some college, no degree 21.1%

Associate's degree 7.3%

Bachelor's degree 16.5%

Graduate / professional 10.4%

Metric	%
HS diploma or higher	84.0%
Bachelor's or higher	26.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2,066	8.2%
Kindergarten	2,143	8.5%
Elementary school	11,944	47.4%
High school	5,797	23.0%
College / grad school	3,251	12.9%

Employment

Industry of employment

Education & healthcare 29.1%

Retail trade 13.7%

Construction 9.4%

Professional & management 9.1%

Manufacturing 8.6%

Finance & real estate 6.9%

Arts, food & hospitality 4.7%

Wholesale trade 4.5%

Transportation & utilities 4.2%

Other services 4.0%

Public administration 3.8%

Information 1.8%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	37.8%
Service	15.9%
Sales & office	27.1%
Natural resources & construction	10.5%
Production & transportation	8.8%

Employment type

Type	%
Private sector	83.0%
Government	12.4%
Self-employed	4.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	57.9%
Carpool	11.5%
Public transit	10.1%
Walk	7.8%
Work from home	10.0%
Other means	2.6%
Avg commute (minutes)	35.8

Poverty

All people 28.4%

Under 18 years 38.6%

18 and over 20.7%

Married-couple families 23.5%

Female-led households 6.0%

Income support

Source	% of households
Social Security	22.1%
Retirement income	15.8%
Supplemental Security	4.3%
Cash public assistance	3.0%
Food stamps / SNAP	21.4%

Health indicators

Condition	%
Obesity	29.5%
High blood pressure	26.7%
High cholesterol	29.8%
Diabetes	8.0%
Heart disease	4.8%
Stroke	2.4%
Asthma	11.4%
Arthritis	20.1%
Kidney disease	2.4%
Pulmonary disease	6.4%
Cancer	5.0%

Behavior / access	%
Smoking	19.9%
Binge drinking	18.7%
No physical activity	24.9%
Less than 7 hrs sleep	36.6%
Depression	23.1%
Fair or poor health	13.3%
Poor mental health	17.0%
Poor physical health	9.9%
No health insurance	13.4%
Visited doctor (checkup)	74.6%
Visited dentist	62.5%
Cholesterol screening	86.4%
Teeth loss	12.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,018	2.9%

Disability	%
Any disability	6.2%
Under 18	2.2%
18–64 years	6.8%
65 and over	27.1%

Health insurance coverage

Type	%
Private insurance	42.5%
Public insurance	63.0%
No insurance	2.5%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	54,353	86.3%
Spanish	21,977	40.4%
Other Indo-European	1,626	3.0%
Asian & Pacific Islander	19,791	36.4%
Other languages	125	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	56,379	89.5%
Born in same state	54,712	86.8%
Born in different state	49,361	78.3%
Foreign born	1,667	2.6%
Naturalized citizen	6,632	10.5%
Not a US citizen	4,364	65.8%

Ancestry

Ancestry	Count	%
Irish	15,523	24.6%
Arab	6,927	11%
Italian	3,909	6.2%
French	1,189	1.9%
English	239	0.4%

Ancestry	Count	%
Polish	202	0.3%
German	76	0.1%
Norwegian	17	0%
Dutch	13	0%

Technology access

Metric	% of households
Computer access	24.3%
Internet access	70.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10950

What part of Monroe is ZIP code 10950?

ZIP code 10950 covers a portion of Monroe, New York, within Orange County.

What county is ZIP code 10950 in?

ZIP code 10950 falls within Orange County, New York.

Is ZIP code 10950 family-oriented?

44% of residents in ZIP code 10950 are under 18, reflecting a younger, family-oriented community.

Is Spanish widely spoken in ZIP code 10950?

Approximately 40% of households in ZIP code 10950 speak Spanish as a primary language.

What is the poverty rate in ZIP code 10950?

28% of residents in ZIP code 10950 live below the poverty line, above the national average.

What is the typical home value in ZIP code 10950?

The median home value in ZIP code 10950 is $418,600.

What timezone is ZIP code 10950 in?

ZIP code 10950 observes the EST timezone.