65270 ZIP Code — Moberly, MO

Randolph County, Missouri

ZIP code 65270 is located in Moberly, Missouri, within Randolph County. It covers approximately 113.24 square miles and serves a population of 16,888 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 65270

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $129,500. Owner-occupancy sits near the national average at 60%.

Median household income is $43,808. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 65270 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

16,888

population

113.24

sq mi land

Standard

ZIP type

Central (CT)

timezone

65270 ZIP code map

Cities in ZIP code 65270

Below are the cities the US Postal Service accepts for ZIP code 65270. Using any city not on this list may result in mail delivery delays.

City	Status
Moberly	Acceptable
Moberly	Preferred

Nearby ZIP codes

65239 Cairo (7 mi) 65259 Huntsville (9.7 mi) 65243 Clark (10.9 mi) 65260 Jacksonville (11.3 mi) 65263 Madison (11.5 mi) 65257 Higbee (13.6 mi) 65244 Clifton Hill (13.6 mi) 65258 Holliday (14.3 mi) 65247 Excello (16 mi) 65284 Sturgeon (17.3 mi) 65230 Armstrong (19.2 mi)

Demographics updated 05/2026

Population
Total population	16,888
Population density	149 / sq mi
State FIPS	29
County FIPS	175

Geography
Land area	113.24 sq mi
Water area	0.61 sq mi
Latitude	39.4226
Longitude	-92.4019
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	48.9%	43.8%
$50k – $100k	31.6%	35.0%	31.5%
$100k – $200k	13.0%	14.7%	19.5%
Over $200k	1.4%	1.4%	5.2%

Demographics & statistics

16,888

Population

149

People per sq mi

39.2

Median age

$43,808

Median household income

$23,646

Per capita income

$129,500

Median home value

$739

Median monthly rent

59.9%

Home ownership

20.8%

Poverty rate

6.8%

Unemployment

4,688

Housing units

16.8%

Bachelor's or higher

Age distribution

Male Female

532

Under 5

479

599

5–9

540

518

10–14

467

477

15–19

430

470

20–24

423

1,330

25–34

1,197

1,253

35–44

1,128

1,011

45–54

910

558

55–59

502

658

60–64

593

792

65–74

713

483

75–84

435

205

85+

185

← Male

Female →

Age summary

Group	Count	%
Under 18	3,730	22.1%
18 and over	13,158	77.9%
65 and over	2,813	16.7%
Median age	39.2 years

Race & ethnicity

White 84.3%

Black or African American 6.8%

Two or more races 4.9%

Hispanic or Latino 2.3%

Other race 0.8%

Asian 0.5%

American Indian / Alaska Native 0.3%

Group	Count	%
White	14,578	84.3%
Black or African American	1,183	6.8%
Two or more races	850	4.9%
Hispanic or Latino	400	2.3%
Other race	140	0.8%
Asian	86	0.5%
American Indian / Alaska Native	46	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	48.9%	43.8%
$50k – $100k	31.6%	35.0%	31.5%
$100k – $200k	13.0%	14.7%	19.5%
Over $200k	1.4%	1.4%	5.2%

Under $10k 5.8%

$10k–$15k 6.4%

$15k–$25k 11.6%

$25k–$35k 14.6%

$35k–$50k 16.5%

$50k–$75k 15.8%

$75k–$100k 13.4%

$100k–$150k 11.8%

$150k–$200k 2.8%

$200k+ 1.3%

Range	% of households
Under $10k	5.8%
$10k–$15k	6.4%
$15k–$25k	11.6%
$25k–$35k	14.6%
$35k–$50k	16.5%
$50k–$75k	15.8%
$75k–$100k	13.4%
$100k–$150k	11.8%
$150k–$200k	2.8%
$200k+	1.3%
Median income	$43,808

Housing

Home values

Under $50k 17.2%

$50k–$100k 22.2%

$100k–$150k 19.4%

$150k–$200k 16.8%

$200k–$300k 17.2%

$300k–$500k 5.6%

$500k–$1M 1.6%

Housing overview

Metric	Value
Median home value	$129,500
Median rent / month	$739
Owner occupied	59.9%
Renter occupied	40.1%
Vacant	13.1%
Single-family detached	73.6%
Large apartment buildings	2.4%
Mobile homes	8.7%
Median rooms	5.6
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.5%
2010–2019	4.8%
2000–2009	6.4%
1990–1999	11.5%
1980–1989	11.2%
1970–1979	16.1%
1960–1969	12.5%
1950–1959	7.4%
1940–1949	4.2%
1939 or earlier	25.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	5.5%
2 bedrooms	33.2%
3 bedrooms	45.4%
4 bedrooms	11.0%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	39.4%
2 vehicles	38.1%
3 or more	15.5%

Heating fuel

Fuel type	%
Utility gas	38.5%
Electricity	49.6%
Propane / LP gas	9.2%
Wood	1.7%
Solar	0.4%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	2,349	37.6%
Cohabiting couple	627	10.0%
Male householder, no spouse	891	14.3%
Female householder, no spouse	2,383	38.1%
Households with children under 18	1,992	31.9%
Households with seniors (65+)	1,902	30.4%
Average household size	2.40

Marital status

Status	Male	Female
Never married	39.6%	28.0%
Married	40.7%	36.5%
Separated	2.4%	1.3%
Widowed	2.4%	15.1%
Divorced	15.0%	19.0%

Education

Less than 9th grade 3.0%

Some HS, no diploma 8.2%

HS graduate 41.4%

Some college, no degree 21.7%

Associate's degree 8.9%

Bachelor's degree 12.3%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	88.8%
Bachelor's or higher	16.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	234	6.8%
Kindergarten	105	3.1%
Elementary school	1,755	51.1%
High school	681	19.8%
College / grad school	661	19.2%

Employment

Industry of employment

Education & healthcare 28.3%

Retail trade 19.6%

Manufacturing 13.3%

Transportation & utilities 6.4%

Arts, food & hospitality 5.7%

Finance & real estate 5.5%

Public administration 5.0%

Construction 4.0%

Other services 4.0%

Professional & management 3.6%

Wholesale trade 2.6%

Information 1.1%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	27.3%
Service	17.9%
Sales & office	20.3%
Natural resources & construction	4.4%
Production & transportation	30.1%

Employment type

Type	%
Private sector	76.7%
Government	16.8%
Self-employed	6.3%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	83.7%
Carpool	8.6%
Public transit	0.8%
Walk	0.1%
Work from home	5.6%
Other means	1.2%
Avg commute (minutes)	21.7

Poverty

All people 20.8%

Under 18 years 31.8%

18 and over 17.2%

Married-couple families 3.9%

Female-led households 35.5%

Income support

Source	% of households
Social Security	35.9%
Retirement income	20.1%
Supplemental Security	8.4%
Cash public assistance	2.6%
Food stamps / SNAP	19.2%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	33.5%
High cholesterol	32.9%
Diabetes	11.9%
Heart disease	7.6%
Stroke	3.8%
Asthma	9.9%
Arthritis	28.2%
Kidney disease	3.3%
Pulmonary disease	9.6%
Cancer	6.4%

Behavior / access	%
Smoking	23.8%
Binge drinking	17.3%
No physical activity	29.5%
Less than 7 hrs sleep	36.4%
Depression	24.6%
Fair or poor health	19.1%
Poor mental health	16.8%
Poor physical health	13.4%
No health insurance	17.8%
Visited doctor (checkup)	74.0%
Visited dentist	51.5%
Cholesterol screening	85.6%
Teeth loss	23.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	887	6.8%

Disability	%
Any disability	19.0%
Under 18	3.2%
18–64 years	18.5%
65 and over	44.1%

Health insurance coverage

Type	%
Private insurance	58.5%
Public insurance	43.6%
No insurance	12.7%
Uninsured under 19	7.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,877	94.0%
Spanish	32	0.2%
Other Indo-European	12	0.1%
Asian & Pacific Islander	13	0.1%
Other languages	7	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,694	98.9%
Born in same state	16,681	98.8%
Born in different state	13,389	79.3%
Foreign born	13	0.1%
Naturalized citizen	194	1.1%
Not a US citizen	118	60.8%

Ancestry

Ancestry	Count	%
Italian	2,134	12.6%
French	1,847	10.9%
Arab	1,461	8.7%
English	350	2.1%

Ancestry	Count	%
German	41	0.2%
Polish	40	0.2%
Dutch	8	0%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	89.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65270

What city is ZIP code 65270 in?

ZIP code 65270 is primarily assigned to Moberly, Missouri.

What county is ZIP code 65270 in?

ZIP code 65270 falls within Randolph County, Missouri.

What is the poverty rate in ZIP code 65270?

21% of residents in ZIP code 65270 live below the poverty line, above the national average.

Does ZIP code 65270 have a large retiree population?

36% of households in ZIP code 65270 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 65270?

The median home value in ZIP code 65270 is $129,500.

What is the median household income in ZIP code 65270?

The median household income in ZIP code 65270 is $43,808, below the national median of ~$75,000.

What timezone is ZIP code 65270 in?

ZIP code 65270 observes the CST timezone.