54548 ZIP Code — Minocqua, WI

Oneida County, Wisconsin

ZIP code 54548 is located in Minocqua, Wisconsin, within Oneida County. It covers approximately 98.96 square miles and serves a population of 5,617 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54548

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $285,100. Owner-occupancy sits near the national average at 75%.

The gap between median ($66,913) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

5,617

population

98.96

sq mi land

Standard

ZIP type

Central (CT)

timezone

54548 ZIP code map

Cities in ZIP code 54548

Below are the cities the US Postal Service accepts for ZIP code 54548. Using any city not on this list may result in mail delivery delays.

City	Status
Minocqua	Preferred

Nearby ZIP codes

54538 Lac Du Flambeau (4.9 mi) 54568 Woodruff (9 mi) 54531 Hazelhurst (10.4 mi) 54539 Lake Tomahawk (14.1 mi) 54512 Boulder Junction (14.7 mi) 54529 Harshaw (16.4 mi) 54558 Saint Germain (16.7 mi) 54560 Sayner (17.7 mi) 54545 Manitowish Waters (18 mi) 54564 Tripoli (18.9 mi)

Demographics updated 05/2026

Population
Total population	5,617
Population density	57 / sq mi
State FIPS	55
County FIPS	085

Geography
Land area	98.96 sq mi
Water area	21.00 sq mi
Latitude	45.8738
Longitude	-89.8414
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	43.9%	39.4%
$50k – $100k	32.6%	33.0%	33.0%
$100k – $200k	22.5%	17.7%	22.4%
Over $200k	11.2%	5.4%	5.2%

Demographics & statistics

5,617

Population

People per sq mi

56.2

Median age

$66,913

Median household income

$52,047

Per capita income

$285,100

Median home value

$940

Median monthly rent

74.9%

Home ownership

6.3%

Poverty rate

1.9%

Unemployment

4,428

Housing units

35.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

114

5–9

117

118

10–14

120

108

15–19

111

20–24

202

25–34

206

307

35–44

313

296

45–54

302

280

55–59

285

287

60–64

292

496

65–74

506

219

75–84

223

185

85+

188

← Male

Female →

Age summary

Group	Count	%
Under 18	841	15.0%
18 and over	4,776	85.0%
65 and over	1,817	32.3%
Median age	56.2 years

Race & ethnicity

White 89.3%

American Indian / Alaska Native 4.2%

Two or more races 3.4%

Hispanic or Latino 2.3%

Other race 0.4%

Asian 0.3%

Black or African American 0.1%

Group	Count	%
White	5,134	89.3%
American Indian / Alaska Native	243	4.2%
Two or more races	197	3.4%
Hispanic or Latino	135	2.3%
Other race	22	0.4%
Asian	17	0.3%
Black or African American	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	43.9%	39.4%
$50k – $100k	32.6%	33.0%	33.0%
$100k – $200k	22.5%	17.7%	22.4%
Over $200k	11.2%	5.4%	5.2%

Under $10k 2.4%

$10k–$15k 2.3%

$15k–$25k 6.8%

$25k–$35k 13.0%

$35k–$50k 7.5%

$50k–$75k 23.3%

$75k–$100k 10.4%

$100k–$150k 16.5%

$150k–$200k 6.6%

$200k+ 11.1%

Range	% of households
Under $10k	2.4%
$10k–$15k	2.3%
$15k–$25k	6.8%
$25k–$35k	13.0%
$35k–$50k	7.5%
$50k–$75k	23.3%
$75k–$100k	10.4%
$100k–$150k	16.5%
$150k–$200k	6.6%
$200k+	11.1%
Median income	$66,913

Housing

Home values

Under $50k 6.5%

$50k–$100k 3.6%

$100k–$150k 2.5%

$150k–$200k 14.9%

$200k–$300k 26.1%

$300k–$500k 25.8%

$500k–$1M 15.3%

$1M+ 5.2%

Housing overview

Metric	Value
Median home value	$285,100
Median rent / month	$940
Owner occupied	74.9%
Renter occupied	25.1%
Vacant	48.3%
Single-family detached	79.3%
Large apartment buildings	4.9%
Mobile homes	2.4%
Median rooms	5.0
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	0.4%
2010–2019	6.3%
2000–2009	16.1%
1990–1999	25.0%
1980–1989	12.4%
1970–1979	13.8%
1960–1969	9.2%
1950–1959	5.5%
1940–1949	4.4%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	7.5%
2 bedrooms	37.3%
3 bedrooms	38.9%
4 bedrooms	11.4%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	6.8%
1 vehicle	34.4%
2 vehicles	41.5%
3 or more	17.2%

Heating fuel

Fuel type	%
Utility gas	55.6%
Electricity	17.1%
Propane / LP gas	24.0%
Fuel oil	0.8%
Wood	2.1%

Households & families

Household type	Count	%
Married-couple family	1,318	50.1%
Cohabiting couple	120	4.6%
Male householder, no spouse	417	15.8%
Female householder, no spouse	778	29.5%
Households with children under 18	382	14.5%
Households with seniors (65+)	1,225	46.5%
Average household size	2.08

Marital status

Status	Male	Female
Never married	27.1%	19.8%
Married	61.4%	54.4%
Separated	0.4%	0.0%
Widowed	2.3%	9.9%
Divorced	8.8%	15.9%

Education

Less than 9th grade 1.6%

Some HS, no diploma 1.9%

HS graduate 25.5%

Some college, no degree 22.4%

Associate's degree 13.3%

Bachelor's degree 20.2%

Graduate / professional 15.2%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	35.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	3.5%
Kindergarten	47	6.0%
Elementary school	359	46.1%
High school	238	30.6%
College / grad school	107	13.8%

Employment

Industry of employment

Education & healthcare 25.1%

Arts, food & hospitality 13.9%

Retail trade 13.7%

Professional & management 8.9%

Other services 7.3%

Transportation & utilities 7.1%

Construction 5.9%

Manufacturing 4.7%

Finance & real estate 4.6%

Wholesale trade 3.7%

Public administration 3.5%

Information 1.0%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	44.2%
Service	12.3%
Sales & office	24.9%
Natural resources & construction	7.8%
Production & transportation	10.7%

Employment type

Type	%
Private sector	78.6%
Government	15.0%
Self-employed	6.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.8%
Carpool	8.2%
Public transit	0.0%
Walk	1.6%
Work from home	8.5%
Other means	0.0%
Avg commute (minutes)	19.3

Poverty

All people 6.3%

Under 18 years 6.8%

18 and over 6.2%

Married-couple families 1.2%

Female-led households 21.1%

Income support

Source	% of households
Social Security	50.3%
Retirement income	36.0%
Supplemental Security	2.0%
Cash public assistance	0.5%
Food stamps / SNAP	7.1%

Health indicators

Condition	%
Obesity	29.9%
High blood pressure	35.5%
High cholesterol	36.8%
Diabetes	10.5%
Heart disease	7.6%
Stroke	3.4%
Asthma	9.2%
Arthritis	28.6%
Kidney disease	3.3%
Pulmonary disease	6.5%
Cancer	9.3%

Behavior / access	%
Smoking	13.8%
Binge drinking	21.3%
No physical activity	18.5%
Less than 7 hrs sleep	28.9%
Depression	18.4%
Fair or poor health	11.7%
Poor mental health	11.3%
Poor physical health	9.8%
No health insurance	8.1%
Visited doctor (checkup)	77.4%
Visited dentist	72.6%
Cholesterol screening	91.5%
Teeth loss	9.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	468	9.8%

Disability	%
Any disability	12.7%
Under 18	0.0%
18–64 years	10.0%
65 and over	23.8%

Health insurance coverage

Type	%
Private insurance	72.8%
Public insurance	46.2%
No insurance	4.7%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,423	96.5%
Spanish	42	0.8%
Other Indo-European	9	0.2%
Asian & Pacific Islander	5	0.1%
Other languages	17	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,451	97.0%
Born in same state	5,430	96.7%
Born in different state	3,441	61.3%
Foreign born	21	0.4%
Naturalized citizen	166	3.0%
Not a US citizen	108	65.1%

Ancestry

Ancestry	Count	%
Italian	827	14.7%
French	464	8.3%
Polish	334	5.9%
Arab	230	4.1%

Ancestry	Count	%
English	167	3%
German	90	1.6%
Irish	55	1%
Dutch	25	0.4%

Technology access

Metric	% of households
Computer access	46.9%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54548

What city is ZIP code 54548 in?

ZIP code 54548 is primarily assigned to Minocqua, Wisconsin.

What county is ZIP code 54548 in?

ZIP code 54548 falls within Oneida County, Wisconsin.

Does ZIP code 54548 have an older population?

32% of residents in ZIP code 54548 are 65 or older, above the national average of ~17%.

Does ZIP code 54548 have a large retiree population?

50% of households in ZIP code 54548 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 54548 have a large veteran population?

10% of civilians in ZIP code 54548 are veterans, above the national average of ~7%.

What is the population of ZIP code 54548?

ZIP code 54548 has an estimated population of 5,617 residents, with a density of 57 people per square mile.

What timezone is ZIP code 54548 in?

ZIP code 54548 observes the CST timezone.