40348 ZIP Code — Millersburg, KY

Bourbon County, Kentucky

ZIP code 40348 is located in Millersburg, Kentucky, within Bourbon County. It covers approximately 0.61 square miles and serves a population of 571 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 40348

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $129,500. Renters make up the majority at 59%, typical of denser urban areas.

Median household income is $41,875. Poverty affects 20% of residents, above the national average.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 30%.

Overall, ZIP code 40348 reflects a community defined by a trades-oriented workforce and economic challenges above the national average.

571

population

0.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40348 ZIP code map

Cities in ZIP code 40348

Below are the cities the US Postal Service accepts for ZIP code 40348. Using any city not on this list may result in mail delivery delays.

City	Status
Millersburg	Acceptable

Demographics updated 05/2026

Population
Total population	571
Population density	936 / sq mi
State FIPS	21
County FIPS	017

Geography
Land area	0.61 sq mi
Water area	0.00 sq mi
Latitude	38.2957
Longitude	-84.1286
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	86.9%	52.5%	47.9%
$50k – $100k	10.8%	26.5%	30.3%
$100k – $200k	2.3%	18.0%	17.6%
Over $200k	0.0%	2.9%	4.2%

Demographics & statistics

571

Population

936

People per sq mi

55.2

Median age

$41,875

Median household income

$24,827

Per capita income

$129,500

Median home value

$651

Median monthly rent

40.9%

Home ownership

20.3%

Poverty rate

9.9%

Unemployment

204

Housing units

18.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	83	14.5%
18 and over	488	85.5%
65 and over	104	18.2%
Median age	55.2 years

Race & ethnicity

White 74.4%

Black or African American 12.8%

Hispanic or Latino 6.4%

Two or more races 6.4%

Group	Count	%
White	454	74.4%
Black or African American	78	12.8%
Hispanic or Latino	39	6.4%
Two or more races	39	6.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	86.9%	52.5%	47.9%
$50k – $100k	10.8%	26.5%	30.3%
$100k – $200k	2.3%	18.0%	17.6%
Over $200k	0.0%	2.9%	4.2%

Under $10k 17.5%

$10k–$15k 5.6%

$15k–$25k 10.5%

$25k–$35k 4.1%

$35k–$50k 45.6%

$50k–$75k 5.8%

$75k–$100k 2.3%

$100k–$150k 7.9%

$200k+ 0.6%

Range	% of households
Under $10k	17.5%
$10k–$15k	5.6%
$15k–$25k	10.5%
$25k–$35k	4.1%
$35k–$50k	45.6%
$50k–$75k	5.8%
$75k–$100k	2.3%
$100k–$150k	7.9%
$200k+	0.6%
Median income	$41,875

Housing

Home values

Under $50k 2.9%

$50k–$100k 18.6%

$100k–$150k 70.7%

$150k–$200k 1.4%

$200k–$300k 4.3%

$300k–$500k 2.1%

Housing overview

Metric	Value
Median home value	$129,500
Median rent / month	$651
Owner occupied	40.9%
Renter occupied	59.1%
Vacant	15.8%
Single-family detached	66.7%
Large apartment buildings	0.0%
Mobile homes	2.5%
Median rooms	4.6
Avg household size (owned)	1.93

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	3.7%
1990–1999	3.7%
1980–1989	14.3%
1970–1979	9.4%
1960–1969	7.6%
1950–1959	9.1%
1940–1949	2.5%
1939 or earlier	49.8%

Bedrooms

Size	% of units
No bedroom (studio)	15.5%
1 bedroom	11.6%
2 bedrooms	34.5%
3 bedrooms	35.5%
4 bedrooms	2.5%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	42.1%
2 vehicles	50.3%
3 or more	5.3%

Heating fuel

Fuel type	%
Utility gas	1.8%
Electricity	88.0%
Propane / LP gas	7.9%
Fuel oil	2.3%

Households & families

Household type	Count	%
Married-couple family	107	31.3%
Cohabiting couple	6	1.8%
Male householder, no spouse	105	30.7%
Female householder, no spouse	124	36.3%
Households with children under 18	72	21.1%
Households with seniors (65+)	77	22.5%
Average household size	1.64

Marital status

Status	Male	Female
Never married	21.6%	18.1%
Married	39.8%	35.9%
Separated	25.7%	6.3%
Widowed	6.7%	8.0%
Divorced	6.3%	31.6%

Education

Less than 9th grade 3.2%

Some HS, no diploma 24.7%

HS graduate 26.1%

Some college, no degree 24.9%

Associate's degree 2.5%

Bachelor's degree 9.6%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	72.1%
Bachelor's or higher	18.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	50	46.7%
High school	37	34.6%
College / grad school	20	18.7%

Employment

Industry of employment

Manufacturing 46.0%

Education & healthcare 18.1%

Finance & real estate 9.4%

Professional & management 7.5%

Agriculture & mining 6.8%

Transportation & utilities 6.0%

Retail trade 1.9%

Other services 1.5%

Public administration 1.5%

Arts, food & hospitality 1.1%

Occupation

Category	%
Management, business & arts	37.4%
Service	7.5%
Sales & office	12.8%
Natural resources & construction	10.2%
Production & transportation	32.1%

Employment type

Type	%
Private sector	91.7%
Government	2.6%
Self-employed	5.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.4%
Carpool	3.5%
Public transit	0.0%
Walk	0.4%
Work from home	4.3%
Other means	0.4%
Avg commute (minutes)	20.6

Poverty

All people 20.3%

Under 18 years 19.3%

18 and over 20.5%

Married-couple families 5.6%

Female-led households 6.5%

Income support

Source	% of households
Social Security	22.2%
Retirement income	12.0%
Supplemental Security	17.5%
Cash public assistance	0.0%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
Obesity	40.1%
High blood pressure	43.7%
High cholesterol	38.5%
Diabetes	13.7%
Heart disease	8.7%
Stroke	4.1%
Asthma	11.6%
Arthritis	33.6%
Kidney disease	3.6%
Pulmonary disease	12.1%
Cancer	7.0%

Behavior / access	%
Smoking	24.8%
Binge drinking	14.8%
No physical activity	34.4%
Less than 7 hrs sleep	37.6%
Depression	25.6%
Fair or poor health	23.6%
Poor mental health	18.5%
Poor physical health	15.8%
No health insurance	11.8%
Visited doctor (checkup)	76.9%
Visited dentist	49.3%
Cholesterol screening	89.2%
Teeth loss	21.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	22	4.5%

Disability	%
Any disability	29.8%
Under 18	0.0%
18–64 years	35.7%
65 and over	31.7%

Health insurance coverage

Type	%
Private insurance	59.2%
Public insurance	50.8%
No insurance	5.8%
Uninsured under 19	8.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	566	99.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	571	100.0%
Born in same state	565	98.9%
Born in different state	419	73.4%
Foreign born	6	1.1%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	161	28.2%
Italian	148	25.9%

Ancestry	Count	%
French	59	10.3%
English	2	0.4%

Technology access

Metric	% of households
Computer access	59.9%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40348

What city is ZIP code 40348 in?

ZIP code 40348 is primarily assigned to Millersburg, Kentucky.

What county is ZIP code 40348 in?

ZIP code 40348 falls within Bourbon County, Kentucky.

Is ZIP code 40348 mostly rentals?

59% of occupied units in ZIP code 40348 are renter-occupied.

What is the poverty rate in ZIP code 40348?

20% of residents in ZIP code 40348 live below the poverty line, above the national average.

What is the typical home value in ZIP code 40348?

The median home value in ZIP code 40348 is $129,500.

What is the median household income in ZIP code 40348?

The median household income in ZIP code 40348 is $41,875, below the national median of ~$75,000.

What timezone is ZIP code 40348 in?

ZIP code 40348 observes the EST timezone.