22514 ZIP Code — Milford, VA

Caroline County, Virginia

ZIP code 22514 is located in Milford, Virginia, within Caroline County. It covers approximately 77.06 square miles and serves a population of 2,402 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 804.

About ZIP code 22514

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $248,100. Owner-occupancy is high at 77%, well above the national average.

Median household income is $66,413. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 22514 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,402

population

77.06

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

22514 ZIP code map

Cities in ZIP code 22514

Below are the cities the US Postal Service accepts for ZIP code 22514. Using any city not on this list may result in mail delivery delays.

City	Status
Milford	Acceptable
Milford	Preferred

Nearby ZIP codes

22427 Bowling Green (4.5 mi) 23126 Newtown (6.1 mi) 22428 Bowling Green (8.4 mi) 22546 Ruther Glen (10.6 mi) 23009 Aylett (10.9 mi) 22476 Hustle (10.9 mi) 22535 Port Royal (11 mi) 23148 Saint Stephens Church (12.3 mi) 22436 Caret (12.5 mi) 23069 Hanover (14.5 mi) 22438 Champlain (14.6 mi) 22560 Tappahannock (14.8 mi)

Demographics updated 05/2026

Population
Total population	2,402
Population density	31 / sq mi
State FIPS	51
County FIPS	033

Geography
Land area	77.06 sq mi
Water area	1.07 sq mi
Latitude	37.9603
Longitude	-77.2431
Timezone	Eastern (ET)
Area code	804

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	33.8%	32.9%
$50k – $100k	29.8%	35.8%	29.2%
$100k – $200k	22.1%	23.6%	26.3%
Over $200k	4.7%	6.8%	11.6%

Demographics & statistics

2,402

Population

People per sq mi

47.6

Median age

$66,413

Median household income

$31,416

Per capita income

$248,100

Median home value

$1,022

Median monthly rent

77.3%

Home ownership

17.0%

Poverty rate

4.6%

Unemployment

822

Housing units

19.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

128

5–9

116

10–14

15–19

20–24

25–34

143

35–44

128

118

45–54

107

182

55–59

165

60–64

184

65–74

166

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	545	22.7%
18 and over	1,857	77.3%
65 and over	508	21.1%
Median age	47.6 years

Race & ethnicity

White 59.6%

Black or African American 22.7%

Two or more races 7.6%

Hispanic or Latino 4.9%

Other race 4.2%

American Indian / Alaska Native 1%

Group	Count	%
White	1,506	59.6%
Black or African American	573	22.7%
Two or more races	192	7.6%
Hispanic or Latino	123	4.9%
Other race	107	4.2%
American Indian / Alaska Native	24	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	33.8%	32.9%
$50k – $100k	29.8%	35.8%	29.2%
$100k – $200k	22.1%	23.6%	26.3%
Over $200k	4.7%	6.8%	11.6%

Under $10k 5.9%

$10k–$15k 3.5%

$15k–$25k 4.1%

$25k–$35k 14.7%

$35k–$50k 13.3%

$50k–$75k 13.2%

$75k–$100k 17.4%

$100k–$150k 17.4%

$150k–$200k 4.9%

$200k+ 5.6%

Range	% of households
Under $10k	5.9%
$10k–$15k	3.5%
$15k–$25k	4.1%
$25k–$35k	14.7%
$35k–$50k	13.3%
$50k–$75k	13.2%
$75k–$100k	17.4%
$100k–$150k	17.4%
$150k–$200k	4.9%
$200k+	5.6%
Median income	$66,413

Housing

Home values

Under $50k 7.3%

$50k–$100k 2.5%

$100k–$150k 5.5%

$150k–$200k 23.7%

$200k–$300k 38.4%

$300k–$500k 14.0%

$500k–$1M 6.1%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$248,100
Median rent / month	$1,022
Owner occupied	77.3%
Renter occupied	22.7%
Vacant	11.1%
Single-family detached	87.5%
Large apartment buildings	0.1%
Mobile homes	6.5%
Median rooms	5.9
Avg household size (owned)	2.72

Year built

Era	%
2020 or later	0.0%
2010–2019	5.2%
2000–2009	14.9%
1990–1999	11.5%
1980–1989	11.7%
1970–1979	18.4%
1960–1969	13.4%
1950–1959	6.6%
1940–1949	6.6%
1939 or earlier	11.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	3.5%
2 bedrooms	22.4%
3 bedrooms	55.6%
4 bedrooms	15.4%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	25.3%
2 vehicles	33.1%
3 or more	37.2%

Heating fuel

Fuel type	%
Utility gas	0.5%
Electricity	72.2%
Propane / LP gas	8.6%
Fuel oil	8.8%
Wood	8.7%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	350	38.2%
Cohabiting couple	121	13.2%
Male householder, no spouse	165	18.0%
Female householder, no spouse	280	30.6%
Households with children under 18	222	24.2%
Households with seniors (65+)	430	46.9%
Average household size	2.62

Marital status

Status	Male	Female
Never married	35.5%	20.3%
Married	42.7%	42.9%
Separated	2.6%	1.5%
Widowed	4.0%	18.0%
Divorced	15.2%	17.2%

Education

Less than 9th grade 1.9%

Some HS, no diploma 16.0%

HS graduate 34.8%

Some college, no degree 14.8%

Associate's degree 12.8%

Bachelor's degree 13.9%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	82.1%
Bachelor's or higher	19.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	75	14.1%
Kindergarten	50	9.4%
Elementary school	240	45.2%
High school	82	15.4%
College / grad school	84	15.8%

Employment

Industry of employment

Education & healthcare 28.4%

Public administration 15.9%

Retail trade 14.2%

Construction 10.8%

Other services 9.8%

Manufacturing 6.5%

Professional & management 5.8%

Arts, food & hospitality 3.2%

Transportation & utilities 2.0%

Agriculture & mining 1.9%

Wholesale trade 1.1%

Finance & real estate 0.5%

Occupation

Category	%
Management, business & arts	27.0%
Service	36.0%
Sales & office	16.3%
Natural resources & construction	7.8%
Production & transportation	13.0%

Employment type

Type	%
Private sector	61.8%
Government	34.0%
Self-employed	3.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	74.2%
Carpool	13.9%
Public transit	1.6%
Walk	1.0%
Work from home	8.7%
Other means	0.7%
Avg commute (minutes)	40.3

Poverty

All people 17.0%

Under 18 years 23.7%

18 and over 15.3%

Married-couple families 2.6%

Female-led households 49.1%

Income support

Source	% of households
Social Security	46.6%
Retirement income	35.3%
Supplemental Security	1.6%
Cash public assistance	3.9%
Food stamps / SNAP	15.4%

Health indicators

Condition	%
Obesity	39.6%
High blood pressure	39.6%
High cholesterol	35.1%
Diabetes	13.7%
Heart disease	7.3%
Stroke	3.9%
Asthma	10.0%
Arthritis	29.6%
Kidney disease	3.4%
Pulmonary disease	7.9%
Cancer	7.2%

Behavior / access	%
Smoking	19.6%
Binge drinking	14.6%
No physical activity	24.9%
Less than 7 hrs sleep	36.7%
Depression	20.0%
Fair or poor health	17.5%
Poor mental health	14.1%
Poor physical health	11.2%
No health insurance	13.8%
Visited doctor (checkup)	78.1%
Visited dentist	62.3%
Cholesterol screening	91.3%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	223	12.0%

Disability	%
Any disability	14.8%
Under 18	6.4%
18–64 years	12.7%
65 and over	29.3%

Health insurance coverage

Type	%
Private insurance	63.2%
Public insurance	48.8%
No insurance	6.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,288	95.3%
Spanish	42	1.8%
Other Indo-European	38	1.7%
Asian & Pacific Islander	4	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,372	98.8%
Born in same state	2,372	98.8%
Born in different state	1,781	74.1%
Foreign born	0	0.0%
Naturalized citizen	30	1.2%
Not a US citizen	24	80.0%

Ancestry

Ancestry	Count	%
French	307	12.8%
Arab	166	6.9%
Dutch	160	6.7%
Italian	159	6.6%

Ancestry	Count	%
Irish	30	1.2%
Polish	29	1.2%
English	10	0.4%

Technology access

Metric	% of households
Computer access	38.1%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 22514

What city is ZIP code 22514 in?

ZIP code 22514 is primarily assigned to Milford, Virginia.

What county is ZIP code 22514 in?

ZIP code 22514 falls within Caroline County, Virginia.

Does ZIP code 22514 have a large retiree population?

47% of households in ZIP code 22514 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 22514?

17% of residents in ZIP code 22514 live below the poverty line, above the national average.

Does ZIP code 22514 have a large veteran population?

12% of civilians in ZIP code 22514 are veterans, above the national average of ~7%.

What is the population of ZIP code 22514?

ZIP code 22514 has an estimated population of 2,402 residents, with a density of 31 people per square mile.

What timezone is ZIP code 22514 in?

ZIP code 22514 observes the EST timezone.