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Michigan ZIP Codes
Oakland County
Milford, MI
48381
48381 ZIP Code — Milford, MI
Oakland County, Michigan
ZIP code 48381 is located in
Milford ,
Michigan ,
within Oakland County .
It covers approximately 19.50 square miles and serves a population of
13,573 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 248/947 .
About ZIP code 48381
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $359,800. Owner-occupancy is high at 83%, well above the national average.
The gap between median ($98,586) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.
Overall, ZIP code 48381 reflects a community defined by high homeownership and a significant Social Security-dependent population.
48381 ZIP code map
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Cities in ZIP code 48381
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
13,573
Population density
696 / sq mi
State FIPS
26
County FIPS
125
Geography
Land area
19.50 sq mi
Water area
0.55 sq mi
Latitude
42.5592
Longitude
-83.6058
Timezone
Eastern (ET)
Area code
248/947
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.4%
30.7%
42.6%
$50k – $100k
22.0%
28.7%
31.1%
$100k – $200k
32.6%
28.4%
20.6%
Over $200k
14.0%
12.3%
5.7%
Demographics & statistics
$98,586
Median household income
$359,800
Median home value
$1,094
Median monthly rent
44.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 3,339 24.6%
18 and over 10,234 75.4%
65 and over 2,568 18.9%
Median age 42.5 years
Race & ethnicity
Black or African American
1%
American Indian / Alaska Native
0.3%
Group Count %
White 12,415 88.8%
Two or more races 714 5.1%
Hispanic or Latino 410 2.9%
Asian 207 1.5%
Black or African American 146 1%
Other race 54 0.4%
American Indian / Alaska Native 37 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.4%
30.7%
42.6%
$50k – $100k
22.0%
28.7%
31.1%
$100k – $200k
32.6%
28.4%
20.6%
Over $200k
14.0%
12.3%
5.7%
Range % of households
Under $10k 3.9%
$10k–$15k 1.0%
$15k–$25k 4.2%
$25k–$35k 3.6%
$35k–$50k 9.8%
$50k–$75k 13.7%
$75k–$100k 15.8%
$100k–$150k 17.1%
$150k–$200k 8.5%
$200k+ 22.4%
Median income $98,586
Housing
Housing overview
Metric Value
Median home value $359,800
Median rent / month $1,094
Owner occupied 82.5%
Renter occupied 17.5%
Vacant 5.0%
Single-family detached 72.5%
Large apartment buildings 3.9%
Mobile homes 9.0%
Median rooms 6.7
Avg household size (owned) 2.54
Year built
Era %
2020 or later 0.3%
2010–2019 14.0%
2000–2009 10.6%
1990–1999 19.4%
1980–1989 17.2%
1970–1979 13.0%
1960–1969 5.4%
1950–1959 7.1%
1940–1949 2.7%
1939 or earlier 10.3%
Bedrooms
Size % of units
No bedroom (studio) 0.4%
1 bedroom 4.2%
2 bedrooms 16.2%
3 bedrooms 48.0%
4 bedrooms 26.6%
5+ bedrooms 4.6%
Vehicles per household
Vehicles % of households
No vehicle 6.3%
1 vehicle 26.5%
2 vehicles 40.7%
3 or more 26.5%
Heating fuel
Fuel type %
Utility gas 89.7%
Electricity 6.1%
Propane / LP gas 2.4%
Fuel oil 0.2%
No fuel used 1.1%
Households & families
Household type Count %
Married-couple family 2,915 53.2%
Cohabiting couple 359 6.6%
Male householder, no spouse 970 17.7%
Female householder, no spouse 1,232 22.5%
Households with children under 18 1,679 30.7%
Households with seniors (65+) 1,798 32.8%
Average household size 2.47
Marital status
Status Male Female
Never married 26.9% 23.7%
Married 55.9% 53.0%
Separated 0.2% 0.9%
Widowed 2.5% 7.1%
Divorced 14.5% 15.4%
Education
Some college, no degree
18.4%
Graduate / professional
15.1%
Metric %
HS diploma or higher 95.4%
Bachelor's or higher 44.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 255 8.3%
Kindergarten 151 4.9%
Elementary school 1,458 47.6%
High school 717 23.4%
College / grad school 481 15.7%
Employment
Industry of employment
Education & healthcare
18.2%
Professional & management
14.0%
Arts, food & hospitality
9.5%
Finance & real estate
8.0%
Transportation & utilities
4.8%
Public administration
3.2%
Agriculture & mining
0.7%
Occupation
Category %
Management, business & arts 49.2%
Service 13.2%
Sales & office 21.7%
Natural resources & construction 7.0%
Production & transportation 8.8%
Employment type
Type %
Private sector 83.3%
Government 11.9%
Self-employed 4.8%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 71.4%
Carpool 6.5%
Public transit 0.0%
Walk 2.3%
Work from home 19.4%
Other means 0.4%
Avg commute (minutes) 30.4
Poverty
Married-couple families
2.9%
Female-led households
20.5%
Income support
Source % of households
Social Security 31.3%
Retirement income 28.8%
Supplemental Security 2.6%
Cash public assistance 2.3%
Food stamps / SNAP 4.2%
Health indicators
Condition %
Obesity 32.7%
High blood pressure 30.6%
High cholesterol 34.8%
Diabetes 9.1%
Heart disease 5.6%
Stroke 2.5%
Asthma 10.3%
Arthritis 25.9%
Kidney disease 2.5%
Pulmonary disease 6.1%
Cancer 7.0%
Behavior / access %
Smoking 14.6%
Binge drinking 18.6%
No physical activity 17.3%
Less than 7 hrs sleep 32.4%
Depression 18.8%
Fair or poor health 11.5%
Poor mental health 14.6%
Poor physical health 9.0%
No health insurance 6.9%
Visited doctor (checkup) 74.2%
Visited dentist 76.2%
Cholesterol screening 93.5%
Teeth loss 8.2%
Veterans & disability
Veterans Count %
Civilian veterans 573 5.6%
Disability %
Any disability 13.3%
Under 18 2.2%
18–64 years 11.6%
65 and over 32.7%
Health insurance coverage
Type %
Private insurance 84.1%
Public insurance 28.8%
No insurance 3.0%
Uninsured under 19 0.4%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 12,697 93.5%
Spanish 39 0.3%
Other Indo-European 26 0.2%
Asian & Pacific Islander 12 0.1%
Other languages 1 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 13,080 96.4%
Born in same state 13,005 95.8%
Born in different state 10,193 75.1%
Foreign born 75 0.6%
Naturalized citizen 493 3.6%
Not a US citizen 266 54.0%
Ancestry
Ancestry Count %
Italian 2,138 15.8%
French 1,555 11.5%
Arab 738 5.4%
English 498 3.7%
German 261 1.9%
Ancestry Count %
Dutch 204 1.5%
Irish 133 1%
Norwegian 59 0.4%
Polish 53 0.4%
Technology access
Metric % of households
Computer access 40.3%
Internet access 96.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48381
What city is ZIP code 48381 in?
ZIP code 48381 is primarily assigned to Milford, Michigan.
What county is ZIP code 48381 in?
ZIP code 48381 falls within Oakland County, Michigan.
Is ZIP code 48381 mostly owner-occupied?
83% of occupied units in ZIP code 48381 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 48381?
The median home value in ZIP code 48381 is $359,800.
What is the population of ZIP code 48381?
ZIP code 48381 has an estimated population of 13,573 residents, with a density of 696 people per square mile.
What is the median household income in ZIP code 48381?
The median household income in ZIP code 48381 is $98,586, above the national median of ~$75,000.
What timezone is ZIP code 48381 in?
ZIP code 48381 observes the EST timezone.
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