46959 ZIP Code — Miami, IN

Miami County, Indiana

ZIP code 46959 is located in Miami, Indiana, within Miami County. It covers approximately 0.41 square miles and serves a population of 315 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46959

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Owner-occupancy sits near the national average at 48%.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%; and disability rates above the national average at 37%.

Overall, ZIP code 46959 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, a significant Social Security-dependent population, and elevated reliance on food assistance.

315

population

0.41

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46959 ZIP code map

Cities in ZIP code 46959

Below are the cities the US Postal Service accepts for ZIP code 46959. Using any city not on this list may result in mail delivery delays.

City	Status
Miami	Acceptable

Demographics updated 05/2026

Population
Total population	315
Population density	768 / sq mi
State FIPS	18
County FIPS	103

Geography
Land area	0.41 sq mi
Water area	0.00 sq mi
Latitude	40.6231
Longitude	-86.1134
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.0%	49.5%	42.9%
$50k – $100k	23.8%	33.7%	32.7%
$100k – $200k	13.2%	14.7%	19.8%
Over $200k	0.0%	2.1%	4.5%

Demographics & statistics

315

Population

768

People per sq mi

55.8

Median age

Median household income

$43,054

Per capita income

Median home value

$495

Median monthly rent

47.9%

Home ownership

22.9%

Poverty rate

0.0%

Unemployment

Housing units

7.6%

Bachelor's or higher

Age distribution

Male Female

5–9

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	25	7.9%
18 and over	290	92.1%
65 and over	81	25.7%
Median age	55.8 years

Race & ethnicity

White 100%

Group	Count	%
White	315	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.0%	49.5%	42.9%
$50k – $100k	23.8%	33.7%	32.7%
$100k – $200k	13.2%	14.7%	19.8%
Over $200k	0.0%	2.1%	4.5%

Under $10k 12.4%

$10k–$15k 12.9%

$15k–$25k 11.9%

$50k–$75k 14.9%

$75k–$100k 26.3%

$100k–$150k 10.3%

$150k–$200k 11.3%

Range	% of households
Under $10k	12.4%
$10k–$15k	12.9%
$15k–$25k	11.9%
$50k–$75k	14.9%
$75k–$100k	26.3%
$100k–$150k	10.3%
$150k–$200k	11.3%
Median income	$0

Housing

Home values

$50k–$100k 23.7%

$100k–$150k 23.7%

$150k–$200k 21.5%

$500k–$1M 31.2%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$495
Owner occupied	47.9%
Renter occupied	52.1%
Vacant	0.0%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.3
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	0.0%
1980–1989	0.0%
1970–1979	0.0%
1960–1969	22.2%
1950–1959	14.9%
1940–1949	38.7%
1939 or earlier	24.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	14.9%
2 bedrooms	36.6%
3 bedrooms	48.5%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	53.1%
2 vehicles	25.3%
3 or more	21.6%

Heating fuel

Fuel type	%
Utility gas	100.0%

Households & families

Household type	Count	%
Married-couple family	71	36.6%
Cohabiting couple	0	0.0%
Male householder, no spouse	78	40.2%
Female householder, no spouse	45	23.2%
Households with children under 18	29	14.9%
Households with seniors (65+)	66	34.0%
Average household size	1.62

Marital status

Status	Male	Female
Never married	46.9%	0.0%
Married	39.0%	60.2%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	14.1%	39.8%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 62.4%

Some college, no degree 22.4%

Associate's degree 7.6%

Bachelor's degree 7.6%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	7.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	25	100.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 27.8%

Construction 26.9%

Education & healthcare 26.9%

Manufacturing 18.5%

Occupation

Category	%
Management, business & arts	0.0%
Service	0.0%
Sales & office	0.0%
Natural resources & construction	26.9%
Production & transportation	73.1%

Employment type

Type	%
Private sector	100.0%
Government	0.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	17.4

Poverty

All people 22.9%

Under 18 years 0.0%

18 and over 24.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	57.7%
Retirement income	33.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	29.9%

Health indicators

Condition	%
Obesity	39.3%
High blood pressure	37.4%
High cholesterol	36.1%
Diabetes	12.6%
Heart disease	7.9%
Stroke	3.6%
Asthma	10.0%
Arthritis	28.4%
Kidney disease	3.3%
Pulmonary disease	9.4%
Cancer	7.4%

Behavior / access	%
Smoking	22.5%
Binge drinking	15.2%
No physical activity	29.2%
Less than 7 hrs sleep	35.9%
Depression	22.8%
Fair or poor health	17.9%
Poor mental health	15.5%
Poor physical health	12.4%
No health insurance	14.2%
Visited doctor (checkup)	73.9%
Visited dentist	58.9%
Cholesterol screening	89.5%
Teeth loss	17.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	40	13.8%

Disability	%
Any disability	36.8%
Under 18	0.0%
18–64 years	36.4%
65 and over	49.4%

Health insurance coverage

Type	%
Private insurance	66.0%
Public insurance	42.9%
No insurance	9.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	315	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	315	100.0%
Born in same state	315	100.0%
Born in different state	276	87.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	175	55.6%
Italian	88	27.9%

Ancestry	Count	%
English	24	7.6%

Technology access

Metric	% of households
Computer access	61.6%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46959

What city is ZIP code 46959 in?

ZIP code 46959 is primarily assigned to Miami, Indiana.

What county is ZIP code 46959 in?

ZIP code 46959 falls within Miami County, Indiana.

Does ZIP code 46959 have a large retiree population?

58% of households in ZIP code 46959 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 46959 have an older population?

26% of residents in ZIP code 46959 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 46959?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 46959?

23% of residents in ZIP code 46959 live below the poverty line, above the national average.

What timezone is ZIP code 46959 in?

ZIP code 46959 observes the EST timezone.