39108 ZIP Code — Mc Cool, MS

Attala County, Mississippi

ZIP code 39108 is located in Mc Cool, Mississippi, within Attala County. It covers approximately 193.71 square miles and serves a population of 1,821 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 39108

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $58,500. Owner-occupancy is high at 84%, well above the national average.

Median household income is $39,821. Poverty affects 35% of residents, above the national average. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (22%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 39108 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,821

population

193.71

sq mi land

Standard

ZIP type

Central (CT)

timezone

39108 ZIP code map

Cities in ZIP code 39108

Below are the cities the US Postal Service accepts for ZIP code 39108. Using any city not on this list may result in mail delivery delays.

City	Status
Mc Cool	Acceptable
Mc Cool	Preferred

Nearby ZIP codes

39772 Weir (8.7 mi) 39067 Ethel (9.7 mi) 39090 Kosciusko (13.8 mi) 39346 Noxapater (15.2 mi) 39339 Louisville (16 mi) 39735 Ackerman (16.5 mi) 39745 French Camp (17.2 mi)

Demographics updated 05/2026

Population
Total population	1,821
Population density	9 / sq mi
State FIPS	28
County FIPS	007

Geography
Land area	193.71 sq mi
Water area	0.22 sq mi
Latitude	33.1372
Longitude	-89.3255
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	61.1%	52.9%
$50k – $100k	37.7%	21.2%	28.4%
$100k – $200k	7.5%	14.4%	15.3%
Over $200k	0.9%	3.2%	3.4%

Demographics & statistics

1,821

Population

People per sq mi

49.2

Median age

$39,821

Median household income

$22,630

Per capita income

$58,500

Median home value

$743

Median monthly rent

83.7%

Home ownership

35.1%

Poverty rate

6.3%

Unemployment

989

Housing units

11.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

107

35–44

45–54

109

55–59

60–64

117

65–74

131

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	308	16.9%
18 and over	1,513	83.1%
65 and over	416	22.8%
Median age	49.2 years

Race & ethnicity

White 50.5%

Black or African American 40.1%

Two or more races 6.3%

Hispanic or Latino 2.1%

Other race 1%

Group	Count	%
White	939	50.5%
Black or African American	746	40.1%
Two or more races	117	6.3%
Hispanic or Latino	40	2.1%
Other race	19	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	61.1%	52.9%
$50k – $100k	37.7%	21.2%	28.4%
$100k – $200k	7.5%	14.4%	15.3%
Over $200k	0.9%	3.2%	3.4%

Under $10k 4.0%

$10k–$15k 10.3%

$15k–$25k 19.6%

$25k–$35k 10.9%

$35k–$50k 14.9%

$50k–$75k 16.0%

$75k–$100k 6.3%

$100k–$150k 12.8%

$150k–$200k 5.3%

Range	% of households
Under $10k	4.0%
$10k–$15k	10.3%
$15k–$25k	19.6%
$25k–$35k	10.9%
$35k–$50k	14.9%
$50k–$75k	16.0%
$75k–$100k	6.3%
$100k–$150k	12.8%
$150k–$200k	5.3%
Median income	$39,821

Housing

Home values

Under $50k 39.4%

$50k–$100k 37.1%

$100k–$150k 8.1%

$150k–$200k 8.6%

$200k–$300k 6.5%

$300k–$500k 0.4%

Housing overview

Metric	Value
Median home value	$58,500
Median rent / month	$743
Owner occupied	83.7%
Renter occupied	16.3%
Vacant	38.2%
Single-family detached	69.5%
Large apartment buildings	0.0%
Mobile homes	30.5%
Median rooms	5.3
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	2.1%
2010–2019	6.8%
2000–2009	13.3%
1990–1999	22.0%
1980–1989	17.7%
1970–1979	8.2%
1960–1969	14.1%
1950–1959	7.1%
1940–1949	0.2%
1939 or earlier	8.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.1%
2 bedrooms	23.7%
3 bedrooms	60.8%
4 bedrooms	8.2%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	36.6%
2 vehicles	20.4%
3 or more	41.9%

Heating fuel

Fuel type	%
Utility gas	7.1%
Electricity	33.8%
Propane / LP gas	49.3%
Wood	8.2%
No fuel used	1.6%

Households & families

Household type	Count	%
Married-couple family	252	37.1%
Cohabiting couple	44	6.5%
Male householder, no spouse	121	17.8%
Female householder, no spouse	263	38.7%
Households with children under 18	172	25.3%
Households with seniors (65+)	291	42.8%
Average household size	2.68

Marital status

Status	Male	Female
Never married	40.2%	36.5%
Married	43.2%	31.5%
Separated	3.9%	0.0%
Widowed	0.8%	14.4%
Divorced	11.8%	17.6%

Education

Less than 9th grade 4.6%

Some HS, no diploma 4.4%

HS graduate 40.2%

Some college, no degree 26.7%

Associate's degree 12.8%

Bachelor's degree 10.3%

Graduate / professional 1.1%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	11.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	134	42.3%
High school	101	31.9%
College / grad school	82	25.9%

Employment

Industry of employment

Education & healthcare 24.7%

Manufacturing 17.9%

Arts, food & hospitality 16.9%

Retail trade 14.0%

Information 6.4%

Construction 4.4%

Professional & management 3.8%

Transportation & utilities 3.0%

Agriculture & mining 2.7%

Public administration 2.7%

Finance & real estate 2.0%

Other services 1.5%

Occupation

Category	%
Management, business & arts	17.5%
Service	28.8%
Sales & office	28.0%
Natural resources & construction	6.6%
Production & transportation	19.1%

Employment type

Type	%
Private sector	86.4%
Government	12.3%
Self-employed	1.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	98.6%
Carpool	1.4%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	30.3

Poverty

All people 35.1%

Under 18 years 51.6%

18 and over 31.7%

Married-couple families 20.2%

Female-led households 43.8%

Income support

Source	% of households
Social Security	54.0%
Retirement income	16.9%
Supplemental Security	6.9%
Cash public assistance	0.0%
Food stamps / SNAP	16.2%

Health indicators

Condition	%
Obesity	40.1%
High blood pressure	49.2%
High cholesterol	40.9%
Diabetes	15.8%
Heart disease	9.4%
Stroke	5.3%
Asthma	10.2%
Arthritis	35.4%
Kidney disease	4.2%
Pulmonary disease	10.2%
Cancer	7.4%

Behavior / access	%
Smoking	22.2%
Binge drinking	12.1%
No physical activity	32.4%
Less than 7 hrs sleep	35.1%
Depression	21.1%
Fair or poor health	24.4%
Poor mental health	14.9%
Poor physical health	13.6%
No health insurance	20.2%
Visited doctor (checkup)	79.3%
Visited dentist	50.1%
Cholesterol screening	89.6%
Teeth loss	22.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	65	4.3%

Disability	%
Any disability	22.9%
Under 18	5.8%
18–64 years	11.8%
65 and over	64.9%

Health insurance coverage

Type	%
Private insurance	47.1%
Public insurance	52.1%
No insurance	5.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,719	94.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,821	100.0%
Born in same state	1,821	100.0%
Born in different state	1,463	80.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	259	14.2%
Italian	163	9%

Ancestry	Count	%
Arab	153	8.4%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 39108

What city is ZIP code 39108 in?

ZIP code 39108 is primarily assigned to Mc Cool, Mississippi.

What county is ZIP code 39108 in?

ZIP code 39108 falls within Winston County, Mississippi.

What is the poverty rate in ZIP code 39108?

35% of residents in ZIP code 39108 live below the poverty line, above the national average.

Does ZIP code 39108 have a large retiree population?

54% of households in ZIP code 39108 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 39108?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 39108 mostly owner-occupied?

84% of occupied units in ZIP code 39108 are owner-occupied, well above the national average.

What timezone is ZIP code 39108 in?

ZIP code 39108 observes the CST timezone.