46957 ZIP Code — Matthews, IN

Grant County, Indiana

ZIP code 46957 is located in Matthews, Indiana, within Grant County. It covers approximately 0.43 square miles and serves a population of 407 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46957

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $74,000. Owner-occupancy is high at 77%, well above the national average.

Median household income is $44,688. Poverty affects 19% of residents, above the national average. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 22%.

Overall, ZIP code 46957 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

407

population

0.43

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46957 ZIP code map

Cities in ZIP code 46957

Below are the cities the US Postal Service accepts for ZIP code 46957. Using any city not on this list may result in mail delivery delays.

City	Status
Matthews	Acceptable

Demographics updated 05/2026

Population
Total population	407
Population density	947 / sq mi
State FIPS	18
County FIPS	053

Geography
Land area	0.43 sq mi
Water area	0.00 sq mi
Latitude	40.3866
Longitude	-85.5000
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.5%	53.2%	42.9%
$50k – $100k	32.4%	29.0%	32.7%
$100k – $200k	7.1%	16.3%	19.8%
Over $200k	0.0%	1.5%	4.5%

Demographics & statistics

407

Population

947

People per sq mi

52.1

Median age

$44,688

Median household income

$29,329

Per capita income

$74,000

Median home value

$880

Median monthly rent

76.9%

Home ownership

18.9%

Poverty rate

1.0%

Unemployment

160

Housing units

9.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	56	13.8%
18 and over	351	86.2%
65 and over	92	22.6%
Median age	52.1 years

Race & ethnicity

White 96.1%

Two or more races 3.9%

Group	Count	%
White	391	96.1%
Two or more races	16	3.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.5%	53.2%	42.9%
$50k – $100k	32.4%	29.0%	32.7%
$100k – $200k	7.1%	16.3%	19.8%
Over $200k	0.0%	1.5%	4.5%

Under $10k 6.6%

$10k–$15k 4.4%

$25k–$35k 26.9%

$35k–$50k 20.9%

$50k–$75k 12.6%

$75k–$100k 12.1%

$100k–$150k 7.7%

$150k–$200k 7.1%

$200k+ 1.6%

Range	% of households
Under $10k	6.6%
$10k–$15k	4.4%
$25k–$35k	26.9%
$35k–$50k	20.9%
$50k–$75k	12.6%
$75k–$100k	12.1%
$100k–$150k	7.7%
$150k–$200k	7.1%
$200k+	1.6%
Median income	$44,688

Housing

Home values

Under $50k 21.4%

$50k–$100k 59.3%

$100k–$150k 6.4%

$150k–$200k 2.9%

$200k–$300k 10.0%

Housing overview

Metric	Value
Median home value	$74,000
Median rent / month	$880
Owner occupied	76.9%
Renter occupied	23.1%
Vacant	9.9%
Single-family detached	73.3%
Large apartment buildings	0.0%
Mobile homes	18.8%
Median rooms	5.5
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	10.9%
1990–1999	10.4%
1980–1989	7.9%
1970–1979	0.0%
1960–1969	29.7%
1950–1959	15.3%
1940–1949	3.5%
1939 or earlier	22.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.9%
2 bedrooms	44.6%
3 bedrooms	36.6%
4 bedrooms	11.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	47.8%
2 vehicles	26.4%
3 or more	25.8%

Heating fuel

Fuel type	%
Utility gas	75.8%
Electricity	19.2%
Wood	4.9%

Households & families

Household type	Count	%
Married-couple family	75	41.2%
Cohabiting couple	14	7.7%
Male householder, no spouse	53	29.1%
Female householder, no spouse	40	22.0%
Households with children under 18	37	20.3%
Households with seniors (65+)	71	39.0%
Average household size	2.24

Marital status

Status	Male	Female
Never married	27.7%	28.5%
Married	43.6%	48.3%
Separated	0.0%	0.0%
Widowed	17.6%	4.7%
Divorced	11.2%	18.6%

Education

Less than 9th grade 0.6%

Some HS, no diploma 4.0%

HS graduate 57.1%

Some college, no degree 19.1%

Associate's degree 9.7%

Bachelor's degree 4.3%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	9.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	4.3%
Kindergarten	3	6.5%
Elementary school	20	43.5%
High school	9	19.6%
College / grad school	12	26.1%

Employment

Industry of employment

Education & healthcare 27.0%

Arts, food & hospitality 19.5%

Manufacturing 16.5%

Retail trade 11.0%

Transportation & utilities 7.0%

Public administration 5.5%

Agriculture & mining 5.0%

Finance & real estate 3.5%

Other services 3.5%

Professional & management 1.5%

Occupation

Category	%
Management, business & arts	19.5%
Service	38.0%
Sales & office	10.0%
Natural resources & construction	4.5%
Production & transportation	28.0%

Employment type

Type	%
Private sector	73.0%
Government	18.5%
Self-employed	7.5%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	86.8%
Carpool	7.6%
Public transit	0.0%
Walk	0.0%
Work from home	4.1%
Other means	1.5%
Avg commute (minutes)	25.0

Poverty

All people 18.9%

Under 18 years 40.4%

18 and over 15.7%

Married-couple families 5.3%

Female-led households 33.3%

Income support

Source	% of households
Social Security	53.3%
Retirement income	38.5%
Supplemental Security	3.3%
Cash public assistance	0.0%
Food stamps / SNAP	14.8%

Health indicators

Condition	%
Obesity	35.7%
High blood pressure	37.2%
High cholesterol	35.3%
Diabetes	11.1%
Heart disease	7.3%
Stroke	3.1%
Asthma	9.7%
Arthritis	28.6%
Kidney disease	3.0%
Pulmonary disease	8.0%
Cancer	7.8%

Behavior / access	%
Smoking	18.4%
Binge drinking	15.8%
No physical activity	24.1%
Less than 7 hrs sleep	31.2%
Depression	22.8%
Fair or poor health	14.0%
Poor mental health	14.4%
Poor physical health	10.5%
No health insurance	11.1%
Visited doctor (checkup)	76.1%
Visited dentist	64.3%
Cholesterol screening	90.7%
Teeth loss	13.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	36	10.3%

Disability	%
Any disability	22.4%
Under 18	3.6%
18–64 years	16.2%
65 and over	51.1%

Health insurance coverage

Type	%
Private insurance	52.8%
Public insurance	46.7%
No insurance	9.1%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	384	94.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	407	100.0%
Born in same state	407	100.0%
Born in different state	317	77.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	41	10.1%
Italian	23	5.7%
French	21	5.2%

Ancestry	Count	%
English	8	2%
Polish	3	0.7%

Technology access

Metric	% of households
Computer access	44.7%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46957

What city is ZIP code 46957 in?

ZIP code 46957 is primarily assigned to Matthews, Indiana.

What county is ZIP code 46957 in?

ZIP code 46957 falls within Grant County, Indiana.

Does ZIP code 46957 have a large retiree population?

53% of households in ZIP code 46957 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 46957?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 46957?

19% of residents in ZIP code 46957 live below the poverty line, above the national average.

What is the typical home value in ZIP code 46957?

The median home value in ZIP code 46957 is $74,000.

What timezone is ZIP code 46957 in?

ZIP code 46957 observes the EST timezone.