01945 ZIP Code — Marblehead, MA

Essex County, Massachusetts

ZIP code 01945 is located in Marblehead, Massachusetts, within Essex County. It covers approximately 4.43 square miles and serves a population of 20,373 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 781/339.

About ZIP code 01945

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $857,700. Owner-occupancy is high at 82%, well above the national average.

The gap between median ($163,561) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 28% of workers work from home.

Educational attainment is high — 76% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 01945 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

20,373

population

4.43

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01945 ZIP code map

Cities in ZIP code 01945

Below are the cities the US Postal Service accepts for ZIP code 01945. Using any city not on this list may result in mail delivery delays.

City	Status
Marblehead	Acceptable
Marblehead	Preferred

Nearby ZIP codes

01970 Salem (2.4 mi) 01902 Lynn (4.4 mi) 01915 Beverly (4.7 mi) 01910 Lynn (4.9 mi) 01901 Lynn (5 mi) 01904 Lynn (5.4 mi) 01960 Peabody (6 mi) 01905 Lynn (6.1 mi) 01923 Danvers (6.9 mi) 01984 Wenham (7 mi) 01944 Manchester (7.5 mi) 01982 South Hamilton (8.8 mi)

Demographics updated 05/2026

Population
Total population	20,373
Population density	4,599 / sq mi
State FIPS	25
County FIPS	009

Geography
Land area	4.43 sq mi
Water area	4.76 sq mi
Latitude	42.5002
Longitude	-70.8649
Timezone	Eastern (ET)
Area code	781/339

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	32.1%	31.3%
$50k – $100k	20.6%	26.4%	25.9%
$100k – $200k	26.2%	27.2%	28.5%
Over $200k	34.6%	14.3%	14.3%

Demographics & statistics

20,373

Population

4,599

People per sq mi

49.6

Median age

$163,561

Median household income

$90,924

Per capita income

$857,700

Median home value

$1,749

Median monthly rent

81.5%

Home ownership

3.0%

Poverty rate

3.3%

Unemployment

7,302

Housing units

75.7%

Bachelor's or higher

Age distribution

Male Female

268

Under 5

292

459

5–9

501

774

10–14

845

824

15–19

900

396

20–24

433

619

25–34

675

906

35–44

989

1,559

45–54

1,703

949

55–59

1,036

813

60–64

887

1,221

65–74

1,334

641

75–84

700

310

85+

339

← Male

Female →

Age summary

Group	Count	%
Under 18	4,383	21.5%
18 and over	15,990	78.5%
65 and over	4,545	22.3%
Median age	49.6 years

Race & ethnicity

White 94.6%

Two or more races 1.5%

Black or African American 1.1%

Asian 1%

Hispanic or Latino 0.9%

American Indian / Alaska Native 0.5%

Other race 0.4%

Group	Count	%
White	19,437	94.6%
Two or more races	305	1.5%
Black or African American	228	1.1%
Asian	204	1%
Hispanic or Latino	178	0.9%
American Indian / Alaska Native	111	0.5%
Other race	88	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	32.1%	31.3%
$50k – $100k	20.6%	26.4%	25.9%
$100k – $200k	26.2%	27.2%	28.5%
Over $200k	34.6%	14.3%	14.3%

Under $10k 2.0%

$10k–$15k 1.7%

$15k–$25k 3.7%

$25k–$35k 2.4%

$35k–$50k 6.6%

$50k–$75k 7.2%

$75k–$100k 7.6%

$100k–$150k 15.4%

$150k–$200k 11.9%

$200k+ 41.5%

Range	% of households
Under $10k	2.0%
$10k–$15k	1.7%
$15k–$25k	3.7%
$25k–$35k	2.4%
$35k–$50k	6.6%
$50k–$75k	7.2%
$75k–$100k	7.6%
$100k–$150k	15.4%
$150k–$200k	11.9%
$200k+	41.5%
Median income	$163,561

Housing

Home values

Under $50k 0.7%

$50k–$100k 0.3%

$150k–$200k 0.6%

$200k–$300k 0.5%

$300k–$500k 8.2%

$500k–$1M 59.3%

$1M+ 30.4%

Housing overview

Metric	Value
Median home value	$857,700
Median rent / month	$1,749
Owner occupied	81.5%
Renter occupied	18.5%
Vacant	7.1%
Single-family detached	72.8%
Large apartment buildings	1.6%
Mobile homes	0.0%
Median rooms	7.0
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.0%
2010–2019	1.0%
2000–2009	4.4%
1990–1999	2.0%
1980–1989	7.1%
1970–1979	7.8%
1960–1969	11.9%
1950–1959	12.7%
1940–1949	7.1%
1939 or earlier	45.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	8.0%
2 bedrooms	19.6%
3 bedrooms	34.3%
4 bedrooms	27.3%
5+ bedrooms	10.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	29.1%
2 vehicles	44.9%
3 or more	22.5%

Heating fuel

Fuel type	%
Utility gas	70.7%
Electricity	7.3%
Propane / LP gas	1.6%
Fuel oil	19.9%
Wood	0.4%

Households & families

Household type	Count	%
Married-couple family	5,135	62.7%
Cohabiting couple	222	2.7%
Male householder, no spouse	840	10.3%
Female householder, no spouse	1,998	24.4%
Households with children under 18	2,518	30.7%
Households with seniors (65+)	3,160	38.6%
Average household size	2.47

Marital status

Status	Male	Female
Never married	27.0%	23.4%
Married	64.7%	57.7%
Separated	0.3%	0.4%
Widowed	1.9%	8.6%
Divorced	6.1%	9.9%

Education

Less than 9th grade 0.1%

Some HS, no diploma 0.6%

HS graduate 8.8%

Some college, no degree 8.4%

Associate's degree 6.2%

Bachelor's degree 41.1%

Graduate / professional 34.6%

Metric	%
HS diploma or higher	99.2%
Bachelor's or higher	75.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	337	6.7%
Kindergarten	127	2.5%
Elementary school	2,174	43.0%
High school	1,599	31.6%
College / grad school	824	16.3%

Employment

Industry of employment

Education & healthcare 25.0%

Professional & management 18.8%

Finance & real estate 14.0%

Retail trade 8.7%

Construction 7.9%

Arts, food & hospitality 6.1%

Manufacturing 4.2%

Transportation & utilities 4.1%

Public administration 3.8%

Information 3.3%

Other services 2.3%

Wholesale trade 1.5%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	64.1%
Service	10.7%
Sales & office	18.0%
Natural resources & construction	3.9%
Production & transportation	3.3%

Employment type

Type	%
Private sector	77.4%
Government	10.8%
Self-employed	11.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	55.2%
Carpool	5.4%
Public transit	5.7%
Walk	5.0%
Work from home	27.5%
Other means	1.2%
Avg commute (minutes)	32.8

Poverty

All people 3.0%

Under 18 years 2.4%

18 and over 3.1%

Married-couple families 0.4%

Female-led households 9.0%

Income support

Source	% of households
Social Security	33.4%
Retirement income	25.9%
Supplemental Security	1.5%
Cash public assistance	0.9%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	24.1%
High blood pressure	27.3%
High cholesterol	31.7%
Diabetes	7.4%
Heart disease	5.4%
Stroke	2.3%
Asthma	10.4%
Arthritis	26.3%
Kidney disease	2.5%
Pulmonary disease	4.4%
Cancer	8.3%

Behavior / access	%
Smoking	8.8%
Binge drinking	15.6%
No physical activity	16.1%
Less than 7 hrs sleep	26.2%
Depression	17.8%
Fair or poor health	8.1%
Poor mental health	11.3%
Poor physical health	7.3%
No health insurance	3.7%
Visited doctor (checkup)	81.9%
Visited dentist	83.0%
Cholesterol screening	94.6%
Teeth loss	6.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	707	4.4%

Disability	%
Any disability	6.5%
Under 18	1.0%
18–64 years	3.0%
65 and over	20.8%

Health insurance coverage

Type	%
Private insurance	85.4%
Public insurance	29.5%
No insurance	1.5%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,813	97.3%
Spanish	426	2.2%
Other Indo-European	103	0.5%
Asian & Pacific Islander	232	1.2%
Other languages	91	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,823	92.4%
Born in same state	18,439	90.5%
Born in different state	12,589	61.8%
Foreign born	384	1.9%
Naturalized citizen	1,550	7.6%
Not a US citizen	1,175	75.8%

Ancestry

Ancestry	Count	%
Italian	5,887	28.9%
French	3,091	15.2%
Arab	947	4.6%
English	289	1.4%
German	239	1.2%

Ancestry	Count	%
Norwegian	170	0.8%
Polish	139	0.7%
Dutch	90	0.4%
Irish	68	0.3%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01945

What city is ZIP code 01945 in?

ZIP code 01945 is primarily assigned to Marblehead, Massachusetts.

What county is ZIP code 01945 in?

ZIP code 01945 falls within Essex County, Massachusetts.

How educated is the population of ZIP code 01945?

76% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 01945 mostly owner-occupied?

82% of occupied units in ZIP code 01945 are owner-occupied, well above the national average.

What is the median household income in ZIP code 01945?

The median household income in ZIP code 01945 is $163,561, above the national median of ~$75,000.

What is the typical home value in ZIP code 01945?

The median home value in ZIP code 01945 is $857,700.

What timezone is ZIP code 01945 in?

ZIP code 01945 observes the EST timezone.