49660 ZIP Code — Manistee, MI

Manistee County, Michigan

ZIP code 49660 is located in Manistee, Michigan, within Manistee County. It covers approximately 171.36 square miles and serves a population of 14,739 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49660

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $166,400. Owner-occupancy is high at 83%, well above the national average.

Median household income is $62,816. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49660 reflects a community defined by high homeownership and a significant Social Security-dependent population.

14,739

population

171.36

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49660 ZIP code map

Cities in ZIP code 49660

Below are the cities the US Postal Service accepts for ZIP code 49660. Using any city not on this list may result in mail delivery delays.

City	Status
Manistee	Acceptable
Manistee	Preferred

Nearby ZIP codes

49675 Onekama (8.9 mi) 49411 Free Soil (9.9 mi) 49619 Brethren (10.9 mi) 49645 Kaleva (12.1 mi) 49689 Wellston (13.8 mi) 49614 Bear Lake (14.2 mi) 49410 Fountain (15.9 mi) 49644 Irons (17.6 mi) 49613 Arcadia (18.4 mi)

Demographics updated 05/2026

Population
Total population	14,739
Population density	86 / sq mi
State FIPS	26
County FIPS	101

Geography
Land area	171.36 sq mi
Water area	10.02 sq mi
Latitude	44.2392
Longitude	-86.1986
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	47.3%	42.6%
$50k – $100k	36.8%	35.4%	31.1%
$100k – $200k	13.9%	13.8%	20.6%
Over $200k	3.8%	3.6%	5.7%

Demographics & statistics

14,739

Population

People per sq mi

49.6

Median age

$62,816

Median household income

$34,324

Per capita income

$166,400

Median home value

$785

Median monthly rent

83.0%

Home ownership

8.8%

Poverty rate

5.2%

Unemployment

6,727

Housing units

23.5%

Bachelor's or higher

Age distribution

Male Female

263

Under 5

231

353

5–9

310

408

10–14

359

377

15–19

331

477

20–24

420

791

25–34

697

843

35–44

742

918

45–54

809

617

55–59

543

715

60–64

630

1,233

65–74

1,086

628

75–84

553

215

85+

190

← Male

Female →

Age summary

Group	Count	%
Under 18	2,404	16.3%
18 and over	12,335	83.7%
65 and over	3,905	26.5%
Median age	49.6 years

Race & ethnicity

White 83.2%

Two or more races 6.9%

Black or African American 4.5%

Hispanic or Latino 3.4%

American Indian / Alaska Native 1%

Asian 0.7%

Other race 0.4%

Group	Count	%
White	12,691	83.2%
Two or more races	1,049	6.9%
Black or African American	690	4.5%
Hispanic or Latino	514	3.4%
American Indian / Alaska Native	151	1%
Asian	100	0.7%
Other race	56	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	47.3%	42.6%
$50k – $100k	36.8%	35.4%	31.1%
$100k – $200k	13.9%	13.8%	20.6%
Over $200k	3.8%	3.6%	5.7%

Under $10k 5.4%

$10k–$15k 2.9%

$15k–$25k 6.6%

$25k–$35k 11.5%

$35k–$50k 11.7%

$50k–$75k 21.3%

$75k–$100k 16.2%

$100k–$150k 13.0%

$150k–$200k 4.4%

$200k+ 7.0%

Range	% of households
Under $10k	5.4%
$10k–$15k	2.9%
$15k–$25k	6.6%
$25k–$35k	11.5%
$35k–$50k	11.7%
$50k–$75k	21.3%
$75k–$100k	16.2%
$100k–$150k	13.0%
$150k–$200k	4.4%
$200k+	7.0%
Median income	$62,816

Housing

Home values

Under $50k 7.0%

$50k–$100k 15.5%

$100k–$150k 21.7%

$150k–$200k 17.7%

$200k–$300k 21.1%

$300k–$500k 11.5%

$500k–$1M 4.8%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$166,400
Median rent / month	$785
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	25.5%
Single-family detached	80.6%
Large apartment buildings	2.9%
Mobile homes	1.8%
Median rooms	5.6
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	10.1%
1990–1999	10.4%
1980–1989	9.0%
1970–1979	13.4%
1960–1969	13.3%
1950–1959	11.8%
1940–1949	6.0%
1939 or earlier	23.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	8.8%
2 bedrooms	27.5%
3 bedrooms	44.3%
4 bedrooms	13.3%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	34.9%
2 vehicles	38.0%
3 or more	21.4%

Heating fuel

Fuel type	%
Utility gas	67.4%
Electricity	9.0%
Propane / LP gas	17.6%
Fuel oil	1.1%
Wood	2.8%
Solar	0.2%

Households & families

Household type	Count	%
Married-couple family	2,946	51.3%
Cohabiting couple	370	6.4%
Male householder, no spouse	977	17.0%
Female householder, no spouse	1,445	25.2%
Households with children under 18	1,141	19.9%
Households with seniors (65+)	2,528	44.1%
Average household size	2.34

Marital status

Status	Male	Female
Never married	37.8%	20.7%
Married	47.4%	50.6%
Separated	1.6%	2.2%
Widowed	1.2%	11.2%
Divorced	12.0%	15.4%

Education

Less than 9th grade 2.6%

Some HS, no diploma 7.4%

HS graduate 31.1%

Some college, no degree 25.7%

Associate's degree 9.8%

Bachelor's degree 16.9%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	90.0%
Bachelor's or higher	23.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	73	3.0%
Kindergarten	222	9.2%
Elementary school	985	40.9%
High school	714	29.6%
College / grad school	415	17.2%

Employment

Industry of employment

Education & healthcare 22.3%

Arts, food & hospitality 15.7%

Retail trade 11.8%

Manufacturing 11.5%

Professional & management 8.5%

Public administration 6.5%

Construction 5.8%

Other services 4.9%

Finance & real estate 3.7%

Transportation & utilities 3.6%

Agriculture & mining 3.0%

Wholesale trade 1.4%

Information 1.3%

Occupation

Category	%
Management, business & arts	33.4%
Service	23.5%
Sales & office	18.8%
Natural resources & construction	11.8%
Production & transportation	12.4%

Employment type

Type	%
Private sector	77.6%
Government	15.3%
Self-employed	7.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	80.2%
Carpool	9.0%
Public transit	1.0%
Walk	1.1%
Work from home	7.3%
Other means	1.4%
Avg commute (minutes)	17.6

Poverty

All people 8.8%

Under 18 years 10.6%

18 and over 8.3%

Married-couple families 1.7%

Female-led households 18.4%

Income support

Source	% of households
Social Security	47.2%
Retirement income	36.9%
Supplemental Security	5.7%
Cash public assistance	4.2%
Food stamps / SNAP	10.9%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	36.2%
High cholesterol	36.9%
Diabetes	11.7%
Heart disease	7.8%
Stroke	3.5%
Asthma	10.7%
Arthritis	32.2%
Kidney disease	3.3%
Pulmonary disease	8.5%
Cancer	7.9%

Behavior / access	%
Smoking	20.0%
Binge drinking	18.1%
No physical activity	21.5%
Less than 7 hrs sleep	32.3%
Depression	20.7%
Fair or poor health	15.4%
Poor mental health	15.4%
Poor physical health	11.5%
No health insurance	10.1%
Visited doctor (checkup)	75.1%
Visited dentist	68.5%
Cholesterol screening	91.7%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,222	9.9%

Disability	%
Any disability	18.9%
Under 18	7.2%
18–64 years	15.1%
65 and over	33.7%

Health insurance coverage

Type	%
Private insurance	71.8%
Public insurance	49.3%
No insurance	3.3%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,245	96.6%
Spanish	232	1.6%
Other Indo-European	108	0.8%
Asian & Pacific Islander	31	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,313	97.1%
Born in same state	14,277	96.9%
Born in different state	11,703	79.4%
Foreign born	36	0.2%
Naturalized citizen	426	2.9%
Not a US citizen	197	46.2%

Ancestry

Ancestry	Count	%
Italian	1,400	9.5%
French	1,207	8.2%
Arab	563	3.8%
English	476	3.2%
Dutch	264	1.8%

Ancestry	Count	%
German	232	1.6%
Polish	198	1.3%
Irish	146	1%
Norwegian	35	0.2%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	88.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49660

What city is ZIP code 49660 in?

ZIP code 49660 is primarily assigned to Manistee, Michigan.

What county is ZIP code 49660 in?

ZIP code 49660 falls within Manistee County, Michigan.

Does ZIP code 49660 have an older population?

27% of residents in ZIP code 49660 are 65 or older, above the national average of ~17%.

Does ZIP code 49660 have a large retiree population?

47% of households in ZIP code 49660 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 49660 mostly owner-occupied?

83% of occupied units in ZIP code 49660 are owner-occupied, well above the national average.

Does ZIP code 49660 have a large veteran population?

10% of civilians in ZIP code 49660 are veterans, above the national average of ~7%.

What timezone is ZIP code 49660 in?

ZIP code 49660 observes the EST timezone.