03109 ZIP Code — Manchester, NH

Hillsborough County, New Hampshire

ZIP code 03109 is located in Manchester, New Hampshire, within Hillsborough County. It covers approximately 7.25 square miles and serves a population of 10,374 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 603.

About ZIP code 03109

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $316,600. Owner-occupancy is high at 81%, well above the national average.

Median household income is $94,818. The poverty rate of 3% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Overall, ZIP code 03109 reflects a community defined by high homeownership and a significant Social Security-dependent population.

10,374

population

7.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

03109 ZIP code map

Cities in ZIP code 03109

Below are the cities the US Postal Service accepts for ZIP code 03109. Using any city not on this list may result in mail delivery delays.

City	Status
Manchester	Preferred

Nearby ZIP codes

03103 Manchester (2.8 mi) 03111 Manchester (3.2 mi) 03032 Auburn (3.3 mi) 03101 Manchester (3.4 mi) 03104 Manchester (3.6 mi) 03102 Manchester (5.3 mi) 03053 Londonderry (6.7 mi) 03106 Hooksett (6.9 mi) 03036 Chester (8.3 mi) 03034 Candia (8.4 mi) 03038 Derry (8.5 mi) 03038 Derry (8.5 mi)

Demographics updated 05/2026

Population
Total population	10,374
Population density	1,431 / sq mi
State FIPS	33
County FIPS	011

Geography
Land area	7.25 sq mi
Water area	0.90 sq mi
Latitude	42.9694
Longitude	-71.4045
Timezone	Eastern (ET)
Area code	603

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.0%	29.3%	31.0%
$50k – $100k	38.5%	29.8%	31.2%
$100k – $200k	32.4%	30.5%	28.1%
Over $200k	6.1%	10.5%	9.7%

Demographics & statistics

10,374

Population

1,431

People per sq mi

43.8

Median age

$94,818

Median household income

$46,791

Per capita income

$316,600

Median home value

$1,587

Median monthly rent

80.5%

Home ownership

2.5%

Poverty rate

7.4%

Unemployment

3,322

Housing units

30.0%

Bachelor's or higher

Age distribution

Male Female

175

Under 5

189

192

5–9

206

252

10–14

271

369

15–19

397

419

20–24

451

705

25–34

758

413

35–44

445

710

45–54

764

641

55–59

689

296

60–64

319

381

65–74

410

283

75–84

305

161

85+

173

← Male

Female →

Age summary

Group	Count	%
Under 18	1,665	16.0%
18 and over	8,709	84.0%
65 and over	1,713	16.5%
Median age	43.8 years

Race & ethnicity

White 86.5%

Two or more races 6%

Asian 5%

Hispanic or Latino 1.5%

Black or African American 0.7%

Other race 0.2%

Group	Count	%
White	9,118	86.5%
Two or more races	631	6%
Asian	531	5%
Hispanic or Latino	161	1.5%
Black or African American	72	0.7%
Other race	21	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.0%	29.3%	31.0%
$50k – $100k	38.5%	29.8%	31.2%
$100k – $200k	32.4%	30.5%	28.1%
Over $200k	6.1%	10.5%	9.7%

Under $10k 2.4%

$10k–$15k 1.2%

$15k–$25k 5.3%

$25k–$35k 2.6%

$35k–$50k 7.2%

$50k–$75k 17.4%

$75k–$100k 16.6%

$100k–$150k 17.1%

$150k–$200k 21.6%

$200k+ 8.5%

Range	% of households
Under $10k	2.4%
$10k–$15k	1.2%
$15k–$25k	5.3%
$25k–$35k	2.6%
$35k–$50k	7.2%
$50k–$75k	17.4%
$75k–$100k	16.6%
$100k–$150k	17.1%
$150k–$200k	21.6%
$200k+	8.5%
Median income	$94,818

Housing

Home values

Under $50k 5.9%

$50k–$100k 5.0%

$100k–$150k 2.6%

$150k–$200k 2.5%

$200k–$300k 28.6%

$300k–$500k 51.8%

$500k–$1M 3.8%

Housing overview

Metric	Value
Median home value	$316,600
Median rent / month	$1,587
Owner occupied	80.5%
Renter occupied	19.5%
Vacant	3.1%
Single-family detached	71.2%
Large apartment buildings	11.1%
Mobile homes	4.2%
Median rooms	5.7
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.9%
2010–2019	4.2%
2000–2009	17.1%
1990–1999	16.7%
1980–1989	11.7%
1970–1979	13.4%
1960–1969	8.1%
1950–1959	11.2%
1940–1949	8.8%
1939 or earlier	7.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.3%
2 bedrooms	30.4%
3 bedrooms	48.8%
4 bedrooms	12.6%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	23.8%
2 vehicles	51.0%
3 or more	21.4%

Heating fuel

Fuel type	%
Utility gas	40.9%
Electricity	8.2%
Propane / LP gas	8.6%
Fuel oil	40.1%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	2,292	57.8%
Cohabiting couple	336	8.5%
Male householder, no spouse	528	13.3%
Female householder, no spouse	812	20.5%
Households with children under 18	917	23.1%
Households with seniors (65+)	1,102	27.8%
Average household size	2.57

Marital status

Status	Male	Female
Never married	31.6%	28.8%
Married	57.3%	50.0%
Separated	0.5%	0.0%
Widowed	5.7%	6.6%
Divorced	5.0%	14.5%

Education

Less than 9th grade 3.0%

Some HS, no diploma 2.7%

HS graduate 31.6%

Some college, no degree 25.0%

Associate's degree 7.7%

Bachelor's degree 19.8%

Graduate / professional 10.3%

Metric	%
HS diploma or higher	94.4%
Bachelor's or higher	30.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	116	4.6%
Kindergarten	91	3.6%
Elementary school	815	32.5%
High school	482	19.2%
College / grad school	1,007	40.1%

Employment

Industry of employment

Education & healthcare 25.4%

Retail trade 13.7%

Professional & management 10.9%

Manufacturing 10.6%

Arts, food & hospitality 8.4%

Construction 7.1%

Other services 6.8%

Transportation & utilities 4.7%

Information 4.7%

Finance & real estate 4.7%

Public administration 2.1%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	34.0%
Service	21.9%
Sales & office	26.1%
Natural resources & construction	8.8%
Production & transportation	9.2%

Employment type

Type	%
Private sector	87.1%
Government	11.1%
Self-employed	1.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.2%
Carpool	7.8%
Public transit	0.0%
Walk	0.4%
Work from home	11.2%
Other means	1.4%
Avg commute (minutes)	29.1

Poverty

All people 2.5%

Under 18 years 0.0%

18 and over 3.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	32.6%
Retirement income	27.3%
Supplemental Security	2.4%
Cash public assistance	2.2%
Food stamps / SNAP	6.4%

Health indicators

Condition	%
Obesity	29.4%
High blood pressure	28.2%
High cholesterol	28.8%
Diabetes	7.9%
Heart disease	5.2%
Stroke	2.3%
Asthma	11.1%
Arthritis	23.4%
Kidney disease	2.3%
Pulmonary disease	5.4%
Cancer	6.5%

Behavior / access	%
Smoking	14.3%
Binge drinking	18.7%
No physical activity	19.2%
Less than 7 hrs sleep	33.3%
Depression	21.3%
Fair or poor health	10.5%
Poor mental health	14.2%
Poor physical health	8.8%
No health insurance	9.9%
Visited doctor (checkup)	71.7%
Visited dentist	71.5%
Cholesterol screening	91.0%
Teeth loss	10.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	756	8.7%

Disability	%
Any disability	11.0%
Under 18	0.8%
18–64 years	7.9%
65 and over	33.9%

Health insurance coverage

Type	%
Private insurance	83.4%
Public insurance	26.6%
No insurance	2.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,010	96.5%
Spanish	263	2.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	263	2.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,725	93.7%
Born in same state	9,668	93.2%
Born in different state	4,955	47.8%
Foreign born	57	0.5%
Naturalized citizen	649	6.3%
Not a US citizen	466	71.8%

Ancestry

Ancestry	Count	%
Italian	2,493	24%
French	1,387	13.4%
German	1,227	11.8%
Arab	468	4.5%

Ancestry	Count	%
Norwegian	27	0.3%
Dutch	19	0.2%
English	5	0%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 03109

What city is ZIP code 03109 in?

ZIP code 03109 is primarily assigned to Manchester, New Hampshire.

What county is ZIP code 03109 in?

ZIP code 03109 falls within Hillsborough County, New Hampshire.

Is ZIP code 03109 mostly owner-occupied?

81% of occupied units in ZIP code 03109 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 03109?

The median home value in ZIP code 03109 is $316,600.

What is the population of ZIP code 03109?

ZIP code 03109 has an estimated population of 10,374 residents, with a density of 1,431 people per square mile.

What is the median household income in ZIP code 03109?

The median household income in ZIP code 03109 is $94,818, above the national median of ~$75,000.

What timezone is ZIP code 03109 in?

ZIP code 03109 observes the EST timezone.