38645 ZIP Code — Lyon, MS

Coahoma County, Mississippi

ZIP code 38645 is located in Lyon, Mississippi, within Coahoma County. It covers approximately 63.00 square miles and serves a population of 946 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38645

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $95,000. Owner-occupancy sits near the national average at 55%.

Median household income is $56,000. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of obesity (47%), diabetes (19%), smoking (25%) compared to national benchmarks.

946

population

63.00

sq mi land

Standard

ZIP type

Central (CT)

timezone

38645 ZIP code map

Cities in ZIP code 38645

Below are the cities the US Postal Service accepts for ZIP code 38645. Using any city not on this list may result in mail delivery delays.

City	Status
Lyon	Acceptable
Lyon	Preferred

Nearby ZIP codes

38609 Marks (6.6 mi) 38617 Coahoma (9.3 mi) 38646 Marks (11.4 mi) 38964 Vance (11.5 mi) 38643 Lambert (12.3 mi) 38614 Clarksdale (12.7 mi) 38670 Sledge (15.6 mi) 38628 Sledge (16.4 mi) 38963 Tutwiler (18.2 mi) 72342 Helena (19.7 mi)

Demographics updated 05/2026

Population
Total population	946
Population density	15 / sq mi
State FIPS	28
County FIPS	027

Geography
Land area	63.00 sq mi
Water area	1.13 sq mi
Latitude	34.2404
Longitude	-90.4762
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.3%	70.0%	52.9%
$50k – $100k	33.5%	21.5%	28.4%
$100k – $200k	8.2%	6.7%	15.3%
Over $200k	0.0%	1.8%	3.4%

Demographics & statistics

946

Population

People per sq mi

45.7

Median age

$56,000

Median household income

$29,982

Per capita income

$95,000

Median home value

$587

Median monthly rent

55.1%

Home ownership

15.2%

Poverty rate

0.9%

Unemployment

269

Housing units

25.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	214	22.6%
18 and over	732	77.4%
65 and over	199	21.0%
Median age	45.7 years

Race & ethnicity

Black or African American 51.7%

White 43.7%

Two or more races 2.8%

Hispanic or Latino 1.9%

Group	Count	%
Black or African American	498	51.7%
White	421	43.7%
Two or more races	27	2.8%
Hispanic or Latino	18	1.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.3%	70.0%	52.9%
$50k – $100k	33.5%	21.5%	28.4%
$100k – $200k	8.2%	6.7%	15.3%
Over $200k	0.0%	1.8%	3.4%

Under $10k 9.0%

$10k–$15k 6.1%

$15k–$25k 4.9%

$25k–$35k 14.9%

$35k–$50k 10.2%

$50k–$75k 14.4%

$75k–$100k 24.6%

$100k–$150k 10.7%

$150k–$200k 3.9%

$200k+ 1.2%

Range	% of households
Under $10k	9.0%
$10k–$15k	6.1%
$15k–$25k	4.9%
$25k–$35k	14.9%
$35k–$50k	10.2%
$50k–$75k	14.4%
$75k–$100k	24.6%
$100k–$150k	10.7%
$150k–$200k	3.9%
$200k+	1.2%
Median income	$56,000

Housing

Home values

Under $50k 20.8%

$50k–$100k 32.3%

$100k–$150k 19.9%

$150k–$200k 6.6%

$200k–$300k 6.6%

$300k–$500k 13.7%

Housing overview

Metric	Value
Median home value	$95,000
Median rent / month	$587
Owner occupied	55.1%
Renter occupied	44.9%
Vacant	9.5%
Single-family detached	67.5%
Large apartment buildings	0.4%
Mobile homes	22.1%
Median rooms	5.7
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	4.2%
2000–2009	9.1%
1990–1999	28.3%
1980–1989	10.8%
1970–1979	26.7%
1960–1969	4.9%
1950–1959	5.3%
1940–1949	8.2%
1939 or earlier	2.6%

Bedrooms

Size	% of units
No bedroom (studio)	3.8%
1 bedroom	7.3%
2 bedrooms	20.8%
3 bedrooms	53.4%
4 bedrooms	14.3%
5+ bedrooms	0.4%

Vehicles per household

Vehicles	% of households
No vehicle	8.0%
1 vehicle	29.5%
2 vehicles	44.1%
3 or more	18.3%

Heating fuel

Fuel type	%
Utility gas	35.4%
Electricity	40.5%
Propane / LP gas	24.1%

Households & families

Household type	Count	%
Married-couple family	169	41.2%
Cohabiting couple	8	2.0%
Male householder, no spouse	86	21.0%
Female householder, no spouse	147	35.9%
Households with children under 18	141	34.4%
Households with seniors (65+)	129	31.5%
Average household size	2.30

Marital status

Status	Male	Female
Never married	36.7%	26.5%
Married	48.7%	46.3%
Separated	2.3%	4.6%
Widowed	6.6%	5.1%
Divorced	5.7%	17.5%

Education

Less than 9th grade 5.9%

Some HS, no diploma 9.8%

HS graduate 18.8%

Some college, no degree 23.6%

Associate's degree 16.4%

Bachelor's degree 18.1%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	84.3%
Bachelor's or higher	25.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	5.5%
Kindergarten	18	9.0%
Elementary school	104	52.3%
High school	60	30.2%
College / grad school	6	3.0%

Employment

Industry of employment

Education & healthcare 25.6%

Agriculture & mining 18.6%

Arts, food & hospitality 14.7%

Public administration 13.6%

Retail trade 9.8%

Manufacturing 3.7%

Transportation & utilities 3.3%

Other services 3.3%

Construction 2.6%

Professional & management 2.6%

Finance & real estate 1.8%

Wholesale trade 0.4%

Occupation

Category	%
Management, business & arts	37.9%
Service	15.5%
Sales & office	24.9%
Natural resources & construction	7.0%
Production & transportation	14.7%

Employment type

Type	%
Private sector	66.3%
Government	24.9%
Self-employed	8.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.4%
Carpool	2.6%
Public transit	0.0%
Walk	8.8%
Work from home	5.2%
Other means	0.0%
Avg commute (minutes)	18.6

Poverty

All people 15.2%

Under 18 years 24.6%

18 and over 12.6%

Married-couple families 0.0%

Female-led households 47.9%

Income support

Source	% of households
Social Security	37.6%
Retirement income	29.8%
Supplemental Security	2.4%
Cash public assistance	0.0%
Food stamps / SNAP	7.8%

Health indicators

Condition	%
Obesity	46.6%
High blood pressure	50.4%
High cholesterol	35.2%
Diabetes	18.5%
Heart disease	8.5%
Stroke	6.0%
Asthma	12.2%
Arthritis	32.9%
Kidney disease	4.6%
Pulmonary disease	10.0%
Cancer	5.9%

Behavior / access	%
Smoking	25.1%
Binge drinking	10.8%
No physical activity	38.4%
Less than 7 hrs sleep	37.7%
Depression	21.0%
Fair or poor health	28.7%
Poor mental health	16.6%
Poor physical health	15.2%
No health insurance	23.7%
Visited doctor (checkup)	82.0%
Visited dentist	47.8%
Cholesterol screening	89.3%
Teeth loss	24.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	58	7.9%

Disability	%
Any disability	14.7%
Under 18	11.4%
18–64 years	12.0%
65 and over	25.6%

Health insurance coverage

Type	%
Private insurance	62.2%
Public insurance	48.9%
No insurance	7.7%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	921	97.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	938	99.2%
Born in same state	933	98.6%
Born in different state	830	87.7%
Foreign born	5	0.5%
Naturalized citizen	8	0.8%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	174	18.4%
Arab	55	5.8%
Italian	32	3.4%

Ancestry	Count	%
Dutch	10	1.1%
English	3	0.3%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38645

What city is ZIP code 38645 in?

ZIP code 38645 is primarily assigned to Lyon, Mississippi.

What county is ZIP code 38645 in?

ZIP code 38645 falls within Coahoma County, Mississippi.

What is the poverty rate in ZIP code 38645?

15% of residents in ZIP code 38645 live below the poverty line, above the national average.

What are the health statistics for ZIP code 38645?

Health data for ZIP code 38645 shows elevated rates of obesity (47%) and diabetes (19%) and smoking (25%) compared to national benchmarks.

Does ZIP code 38645 have a large retiree population?

38% of households in ZIP code 38645 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38645?

The median home value in ZIP code 38645 is $95,000.

What timezone is ZIP code 38645 in?

ZIP code 38645 observes the CST timezone.