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Michigan ZIP Codes
Ogemaw County
Lupton, MI
48635
48635 ZIP Code — Lupton, MI
Ogemaw County, Michigan
ZIP code 48635 is located in
Lupton ,
Michigan ,
within Ogemaw County .
It covers approximately 53.10 square miles and serves a population of
1,608 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 989 .
About ZIP code 48635
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $120,100. Owner-occupancy is high at 93%, well above the national average.
Median household income is $54,583. 61% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (16%), smoking (23%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 27%.
Overall, ZIP code 48635 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
48635 ZIP code map
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Cities in ZIP code 48635
Below are the cities the US Postal Service accepts for ZIP code 48635. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
1,608
Population density
30 / sq mi
State FIPS
26
County FIPS
129
Geography
Land area
53.10 sq mi
Water area
2.27 sq mi
Latitude
44.3927
Longitude
-83.9951
Timezone
Eastern (ET)
Area code
989
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.9%
58.3%
42.6%
$50k – $100k
35.7%
30.6%
31.1%
$100k – $200k
8.1%
9.7%
20.6%
Over $200k
2.3%
1.3%
5.7%
Demographics & statistics
$54,583
Median household income
$120,100
Median home value
11.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 226 14.1% 18 and over 1,382 85.9% 65 and over 461 28.7% Median age 59.2 years
Race & ethnicity
American Indian / Alaska Native
0.2%
Group Count % White 1,552 93.9% Two or more races 53 3.2% Hispanic or Latino 45 2.7% American Indian / Alaska Native 3 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.9%
58.3%
42.6%
$50k – $100k
35.7%
30.6%
31.1%
$100k – $200k
8.1%
9.7%
20.6%
Over $200k
2.3%
1.3%
5.7%
Range % of households Under $10k 4.2% $10k–$15k 9.0% $15k–$25k 8.5% $25k–$35k 12.3% $35k–$50k 14.4% $50k–$75k 20.0% $75k–$100k 16.0% $100k–$150k 6.7% $150k–$200k 4.5% $200k+ 4.4% Median income $54,583
Housing
Housing overview
Metric Value Median home value $120,100 Median rent / month $856 Owner occupied 93.2% Renter occupied 6.8% Vacant 56.1% Single-family detached 88.9% Large apartment buildings 0.0% Mobile homes 10.9% Median rooms 5.1 Avg household size (owned) 2.24
Year built
Era % 2020 or later 0.0% 2010–2019 3.5% 2000–2009 10.9% 1990–1999 10.5% 1980–1989 16.7% 1970–1979 18.2% 1960–1969 13.0% 1950–1959 8.1% 1940–1949 6.4% 1939 or earlier 12.7%
Bedrooms
Size % of units No bedroom (studio) 2.6% 1 bedroom 9.2% 2 bedrooms 37.7% 3 bedrooms 42.2% 4 bedrooms 8.1% 5+ bedrooms 0.2%
Vehicles per household
Vehicles % of households No vehicle 3.6% 1 vehicle 31.3% 2 vehicles 47.7% 3 or more 17.4%
Heating fuel
Fuel type % Utility gas 3.1% Electricity 4.9% Propane / LP gas 64.4% Fuel oil 5.3% Wood 16.0%
Households & families
Household type Count % Married-couple family 399 54.6% Cohabiting couple 46 6.3% Male householder, no spouse 150 20.5% Female householder, no spouse 136 18.6% Households with children under 18 110 15.0% Households with seniors (65+) 325 44.5% Average household size 2.20
Marital status
Status Male Female Never married 24.0% 15.6% Married 53.3% 59.0% Separated 1.7% 0.4% Widowed 2.9% 11.8% Divorced 18.1% 13.2%
Education
Some HS, no diploma
11.6%
Some college, no degree
31.8%
Graduate / professional
4.7%
Metric % HS diploma or higher 86.9% Bachelor's or higher 11.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 25 9.8% Kindergarten 3 1.2% Elementary school 97 37.9% High school 80 31.3% College / grad school 51 19.9%
Employment
Industry of employment
Education & healthcare
20.1%
Arts, food & hospitality
11.0%
Professional & management
10.2%
Public administration
4.5%
Transportation & utilities
2.3%
Agriculture & mining
1.6%
Occupation
Category % Management, business & arts 24.1% Service 15.4% Sales & office 30.3% Natural resources & construction 14.2% Production & transportation 16.0%
Employment type
Type % Private sector 83.8% Government 10.2% Self-employed 5.9% Unpaid family workers 0.0%
Commute
Method % Drive alone 74.0% Carpool 13.8% Public transit 0.0% Walk 0.9% Work from home 8.6% Other means 2.6% Avg commute (minutes) 28.1
Poverty
Married-couple families
14.0%
Female-led households
11.5%
Income support
Source % of households Social Security 60.5% Retirement income 44.3% Supplemental Security 13.0% Cash public assistance 1.6% Food stamps / SNAP 12.2%
Health indicators
Condition % Obesity 38.6% High blood pressure 44.7% High cholesterol 42.6% Diabetes 15.9% Heart disease 11.0% Stroke 5.0% Asthma 11.3% Arthritis 41.1% Kidney disease 4.4% Pulmonary disease 12.4% Cancer 9.6%
Behavior / access % Smoking 22.7% Binge drinking 15.2% No physical activity 25.8% Less than 7 hrs sleep 32.7% Depression 22.1% Fair or poor health 20.5% Poor mental health 15.5% Poor physical health 14.9% No health insurance 9.9% Visited doctor (checkup) 77.8% Visited dentist 62.5% Cholesterol screening 93.4% Teeth loss 16.4%
Veterans & disability
Veterans Count % Civilian veterans 132 9.6%
Disability % Any disability 27.4% Under 18 15.9% 18–64 years 26.5% 65 and over 34.9%
Health insurance coverage
Type % Private insurance 70.3% Public insurance 58.6% No insurance 4.4% Uninsured under 19 4.6%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,571 97.7% Spanish 6 0.4% Other Indo-European 2 0.1% Asian & Pacific Islander 4 0.3% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,600 99.5% Born in same state 1,600 99.5% Born in different state 1,453 90.4% Foreign born 0 0.0% Naturalized citizen 8 0.5% Not a US citizen 8 100.0%
Ancestry
Ancestry Count % French 229 14.2% Italian 217 13.5% Arab 146 9.1% German 82 5.1%
Ancestry Count % Irish 20 1.2% Polish 18 1.1% English 15 0.9% Dutch 9 0.6%
Technology access
Metric % of households Computer access 45.5% Internet access 93.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48635
What city is ZIP code 48635 in?
ZIP code 48635 is primarily assigned to Lupton, Michigan.
What county is ZIP code 48635 in?
ZIP code 48635 falls within Ogemaw County, Michigan.
Does ZIP code 48635 have a large retiree population?
61% of households in ZIP code 48635 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 48635 have an older population?
29% of residents in ZIP code 48635 are 65 or older, above the national average of ~17%.
Is ZIP code 48635 mostly owner-occupied?
93% of occupied units in ZIP code 48635 are owner-occupied, well above the national average.
How educated is the population of ZIP code 48635?
11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What timezone is ZIP code 48635 in?
ZIP code 48635 observes the EST timezone.
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