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Texas ZIP Codes
Caldwell County
Luling, TX
78648
78648 ZIP Code — Luling, TX
Caldwell County, Texas
ZIP code 78648 is located in
Luling ,
Texas ,
within Caldwell County .
It covers approximately 132.92 square miles and serves a population of
8,250 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 830/737 .
About ZIP code 78648
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $183,500. Owner-occupancy sits near the national average at 72%.
Median household income is $55,406. 47% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (15%), smoking (21%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 23%.
Overall, ZIP code 78648 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.
78648 ZIP code map
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Cities in ZIP code 78648
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
8,250
Population density
62 / sq mi
State FIPS
48
County FIPS
055
Geography
Land area
132.92 sq mi
Water area
0.69 sq mi
Latitude
29.6946
Longitude
-97.6311
Timezone
Central (CT)
Area code
830/737
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.5%
43.7%
39.5%
$50k – $100k
35.3%
36.0%
30.1%
$100k – $200k
15.2%
16.9%
22.6%
Over $200k
2.1%
3.4%
7.8%
Demographics & statistics
$55,406
Median household income
$183,500
Median home value
$1,023
Median monthly rent
13.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,212 14.7%
18 and over 7,038 85.3%
65 and over 2,127 25.8%
Median age 48.8 years
Race & ethnicity
Black or African American
5%
American Indian / Alaska Native
0.2%
Group Count %
White 4,928 45.8%
Hispanic or Latino 2,512 23.3%
Two or more races 1,757 16.3%
Other race 945 8.8%
Black or African American 543 5%
Asian 52 0.5%
American Indian / Alaska Native 25 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.5%
43.7%
39.5%
$50k – $100k
35.3%
36.0%
30.1%
$100k – $200k
15.2%
16.9%
22.6%
Over $200k
2.1%
3.4%
7.8%
Range % of households
Under $10k 7.2%
$10k–$15k 1.4%
$15k–$25k 12.0%
$25k–$35k 12.5%
$35k–$50k 8.4%
$50k–$75k 26.4%
$75k–$100k 16.8%
$100k–$150k 7.1%
$150k–$200k 6.2%
$200k+ 2.1%
Median income $55,406
Housing
Housing overview
Metric Value
Median home value $183,500
Median rent / month $1,023
Owner occupied 71.5%
Renter occupied 28.5%
Vacant 8.8%
Single-family detached 66.8%
Large apartment buildings 3.9%
Mobile homes 14.0%
Median rooms 4.9
Avg household size (owned) 2.42
Year built
Era %
2020 or later 0.0%
2010–2019 5.7%
2000–2009 8.3%
1990–1999 10.4%
1980–1989 8.2%
1970–1979 23.3%
1960–1969 13.1%
1950–1959 13.5%
1940–1949 5.1%
1939 or earlier 12.4%
Bedrooms
Size % of units
No bedroom (studio) 0.9%
1 bedroom 11.9%
2 bedrooms 29.2%
3 bedrooms 42.6%
4 bedrooms 10.7%
5+ bedrooms 4.6%
Vehicles per household
Vehicles % of households
No vehicle 10.0%
1 vehicle 27.8%
2 vehicles 42.0%
3 or more 20.2%
Heating fuel
Fuel type %
Utility gas 23.6%
Electricity 67.2%
Propane / LP gas 7.5%
Wood 0.8%
Households & families
Household type Count %
Married-couple family 1,694 49.6%
Cohabiting couple 92 2.7%
Male householder, no spouse 749 21.9%
Female householder, no spouse 879 25.7%
Households with children under 18 779 22.8%
Households with seniors (65+) 1,464 42.9%
Average household size 2.36
Marital status
Status Male Female
Never married 32.0% 20.4%
Married 53.0% 52.6%
Separated 1.1% 0.0%
Widowed 3.3% 11.2%
Divorced 10.6% 15.8%
Education
Some HS, no diploma
14.4%
Some college, no degree
25.0%
Graduate / professional
5.2%
Metric %
HS diploma or higher 78.6%
Bachelor's or higher 13.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 106 12.8%
Kindergarten 45 5.4%
Elementary school 219 26.4%
High school 257 30.9%
College / grad school 204 24.5%
Employment
Industry of employment
Education & healthcare
17.6%
Arts, food & hospitality
10.6%
Agriculture & mining
9.4%
Professional & management
9.2%
Transportation & utilities
8.8%
Public administration
6.0%
Finance & real estate
2.5%
Occupation
Category %
Management, business & arts 27.2%
Service 26.2%
Sales & office 12.8%
Natural resources & construction 15.5%
Production & transportation 18.2%
Employment type
Type %
Private sector 80.9%
Government 10.7%
Self-employed 8.2%
Unpaid family workers 0.2%
Commute
Method %
Drive alone 74.2%
Carpool 13.9%
Public transit 0.0%
Walk 2.8%
Work from home 7.2%
Other means 2.0%
Avg commute (minutes) 28.3
Poverty
Married-couple families
1.9%
Female-led households
12.0%
Income support
Source % of households
Social Security 47.3%
Retirement income 26.1%
Supplemental Security 7.1%
Cash public assistance 1.6%
Food stamps / SNAP 9.3%
Health indicators
Condition %
Obesity 39.9%
High blood pressure 39.8%
High cholesterol 36.7%
Diabetes 15.4%
Heart disease 8.4%
Stroke 4.2%
Asthma 9.7%
Arthritis 26.6%
Kidney disease 3.9%
Pulmonary disease 9.1%
Cancer 6.5%
Behavior / access %
Smoking 21.1%
Binge drinking 16.3%
No physical activity 33.7%
Less than 7 hrs sleep 33.5%
Depression 22.5%
Fair or poor health 24.3%
Poor mental health 16.4%
Poor physical health 14.7%
No health insurance 34.7%
Visited doctor (checkup) 71.1%
Visited dentist 46.9%
Cholesterol screening 87.5%
Teeth loss 21.4%
Veterans & disability
Veterans Count %
Civilian veterans 517 7.3%
Disability %
Any disability 23.3%
Under 18 12.7%
18–64 years 17.7%
65 and over 43.9%
Health insurance coverage
Type %
Private insurance 57.5%
Public insurance 38.2%
No insurance 21.6%
Uninsured under 19 11.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 7,665 92.9%
Spanish 739 9.6%
Other Indo-European 739 9.6%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 7,329 88.8%
Born in same state 7,271 88.1%
Born in different state 6,221 75.4%
Foreign born 58 0.7%
Naturalized citizen 921 11.2%
Not a US citizen 332 36.0%
Ancestry
Ancestry Count %
French 768 9.3%
Italian 561 6.8%
Arab 346 4.2%
English 26 0.3%
Ancestry Count %
Dutch 20 0.2%
Polish 7 0.1%
Norwegian 6 0.1%
Technology access
Metric % of households
Computer access 41.4%
Internet access 90.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 78648
What city is ZIP code 78648 in?
ZIP code 78648 is primarily assigned to Luling, Texas.
What county is ZIP code 78648 in?
ZIP code 78648 falls within Caldwell County, Texas.
Does ZIP code 78648 have an older population?
26% of residents in ZIP code 78648 are 65 or older, above the national average of ~17%.
Does ZIP code 78648 have a large retiree population?
47% of households in ZIP code 78648 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 78648?
13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What are the health statistics for ZIP code 78648?
Health data for ZIP code 78648 shows elevated rates of diabetes (15%) and smoking (21%) compared to national benchmarks.
What timezone is ZIP code 78648 in?
ZIP code 78648 observes the CST timezone.
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