54446 ZIP Code — Loyal, WI

Clark County, Wisconsin

ZIP code 54446 is located in Loyal, Wisconsin, within Clark County. It covers approximately 76.83 square miles and serves a population of 3,461 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54446

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $150,200. Owner-occupancy is high at 79%, well above the national average.

Median household income is $67,847.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.

Overall, ZIP code 54446 reflects a community defined by a trades-oriented workforce and high homeownership.

3,461

population

76.83

sq mi land

Standard

ZIP type

Central (CT)

timezone

54446 ZIP code map

Cities in ZIP code 54446

Below are the cities the US Postal Service accepts for ZIP code 54446. Using any city not on this list may result in mail delivery delays.

City	Status
Loyal	Acceptable
Loyal	Preferred

Nearby ZIP codes

54479 Spencer (6.3 mi) 54488 Unity (8.5 mi) 54437 Greenwood (10 mi) 54420 Chili (11.6 mi) 54421 Colby (13 mi) 54436 Granton (14.2 mi) 54422 Curtiss (15 mi) 54404 Marshfield (15.2 mi) 54460 Owen (15.4 mi) 54449 Marshfield (15.5 mi) 54456 Neillsville (16.4 mi) 54405 Abbotsford (17 mi)

Demographics updated 05/2026

Population
Total population	3,461
Population density	45 / sq mi
State FIPS	55
County FIPS	019

Geography
Land area	76.83 sq mi
Water area	0.16 sq mi
Latitude	44.7560
Longitude	-90.4565
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.5%	44.8%	39.4%
$50k – $100k	44.2%	36.5%	33.0%
$100k – $200k	17.3%	16.3%	22.4%
Over $200k	3.0%	2.4%	5.2%

Demographics & statistics

3,461

Population

People per sq mi

29.7

Median age

$67,847

Median household income

$28,179

Per capita income

$150,200

Median home value

$793

Median monthly rent

79.0%

Home ownership

12.9%

Poverty rate

2.0%

Unemployment

957

Housing units

13.4%

Bachelor's or higher

Age distribution

Male Female

203

Under 5

222

192

5–9

210

127

10–14

139

108

15–19

119

107

20–24

117

200

25–34

220

165

35–44

180

156

45–54

172

55–59

101

60–64

142

65–74

155

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,268	36.6%
18 and over	2,193	63.4%
65 and over	454	13.1%
Median age	29.7 years

Race & ethnicity

White 97.2%

Two or more races 2%

Hispanic or Latino 0.4%

Black or African American 0.4%

Group	Count	%
White	3,376	97.2%
Two or more races	71	2%
Hispanic or Latino	14	0.4%
Black or African American	13	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.5%	44.8%	39.4%
$50k – $100k	44.2%	36.5%	33.0%
$100k – $200k	17.3%	16.3%	22.4%
Over $200k	3.0%	2.4%	5.2%

Under $10k 6.0%

$10k–$15k 2.6%

$15k–$25k 6.3%

$25k–$35k 3.8%

$35k–$50k 11.6%

$50k–$75k 25.6%

$75k–$100k 19.3%

$100k–$150k 14.1%

$150k–$200k 6.5%

$200k+ 4.2%

Range	% of households
Under $10k	6.0%
$10k–$15k	2.6%
$15k–$25k	6.3%
$25k–$35k	3.8%
$35k–$50k	11.6%
$50k–$75k	25.6%
$75k–$100k	19.3%
$100k–$150k	14.1%
$150k–$200k	6.5%
$200k+	4.2%
Median income	$67,847

Housing

Home values

Under $50k 7.2%

$50k–$100k 19.7%

$100k–$150k 22.9%

$150k–$200k 23.4%

$200k–$300k 12.8%

$300k–$500k 10.1%

$500k–$1M 1.6%

$1M+ 2.2%

Housing overview

Metric	Value
Median home value	$150,200
Median rent / month	$793
Owner occupied	79.0%
Renter occupied	21.0%
Vacant	3.8%
Single-family detached	85.3%
Large apartment buildings	0.0%
Mobile homes	5.7%
Median rooms	6.4
Avg household size (owned)	3.02

Year built

Era	%
2020 or later	0.4%
2010–2019	2.4%
2000–2009	9.6%
1990–1999	12.8%
1980–1989	7.5%
1970–1979	22.5%
1960–1969	7.3%
1950–1959	6.8%
1940–1949	4.9%
1939 or earlier	25.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	4.6%
2 bedrooms	14.6%
3 bedrooms	46.4%
4 bedrooms	24.1%
5+ bedrooms	9.9%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	25.6%
2 vehicles	36.8%
3 or more	31.4%

Heating fuel

Fuel type	%
Utility gas	43.0%
Electricity	10.5%
Propane / LP gas	27.1%
Fuel oil	7.0%
Wood	10.5%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	662	57.3%
Cohabiting couple	78	6.8%
Male householder, no spouse	195	16.9%
Female householder, no spouse	220	19.0%
Households with children under 18	415	35.9%
Households with seniors (65+)	318	27.5%
Average household size	3.00

Marital status

Status	Male	Female
Never married	28.5%	24.2%
Married	62.1%	56.6%
Separated	0.7%	1.8%
Widowed	2.0%	8.2%
Divorced	6.7%	9.3%

Education

Less than 9th grade 10.2%

Some HS, no diploma 4.8%

HS graduate 43.1%

Some college, no degree 16.4%

Associate's degree 12.2%

Bachelor's degree 10.5%

Graduate / professional 2.9%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	13.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	2.9%
Kindergarten	68	9.0%
Elementary school	510	67.2%
High school	100	13.2%
College / grad school	59	7.8%

Employment

Industry of employment

Manufacturing 26.6%

Education & healthcare 21.2%

Agriculture & mining 12.2%

Retail trade 9.7%

Transportation & utilities 7.3%

Professional & management 5.4%

Other services 3.5%

Construction 3.4%

Wholesale trade 3.3%

Finance & real estate 2.7%

Public administration 2.4%

Arts, food & hospitality 1.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	35.2%
Service	9.9%
Sales & office	21.2%
Natural resources & construction	9.9%
Production & transportation	23.8%

Employment type

Type	%
Private sector	77.8%
Government	9.0%
Self-employed	12.4%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	74.9%
Carpool	7.6%
Public transit	0.0%
Walk	4.6%
Work from home	10.1%
Other means	2.8%
Avg commute (minutes)	23.1

Poverty

All people 12.9%

Under 18 years 18.9%

18 and over 9.5%

Married-couple families 7.7%

Female-led households 24.3%

Income support

Source	% of households
Social Security	29.1%
Retirement income	24.0%
Supplemental Security	3.6%
Cash public assistance	2.2%
Food stamps / SNAP	6.8%

Health indicators

Condition	%
Obesity	36.3%
High blood pressure	31.6%
High cholesterol	33.2%
Diabetes	10.0%
Heart disease	7.1%
Stroke	3.4%
Asthma	10.2%
Arthritis	25.1%
Kidney disease	3.1%
Pulmonary disease	7.7%
Cancer	6.8%

Behavior / access	%
Smoking	23.1%
Binge drinking	24.9%
No physical activity	24.6%
Less than 7 hrs sleep	31.6%
Depression	21.3%
Fair or poor health	15.2%
Poor mental health	15.0%
Poor physical health	11.6%
No health insurance	13.4%
Visited doctor (checkup)	71.9%
Visited dentist	62.4%
Cholesterol screening	84.1%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	141	6.4%

Disability	%
Any disability	9.0%
Under 18	3.1%
18–64 years	9.2%
65 and over	24.7%

Health insurance coverage

Type	%
Private insurance	64.3%
Public insurance	30.5%
No insurance	19.4%
Uninsured under 19	22.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,036	87.7%
Spanish	211	6.9%
Other Indo-European	15	0.5%
Asian & Pacific Islander	196	6.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,424	98.9%
Born in same state	3,398	98.2%
Born in different state	2,797	80.8%
Foreign born	26	0.8%
Naturalized citizen	37	1.1%
Not a US citizen	25	67.6%

Ancestry

Ancestry	Count	%
Arab	226	6.5%
Italian	162	4.7%
French	120	3.5%
Polish	117	3.4%

Ancestry	Count	%
English	34	1%
German	22	0.6%
Dutch	7	0.2%

Technology access

Metric	% of households
Computer access	33.4%
Internet access	85.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54446

What city is ZIP code 54446 in?

ZIP code 54446 is primarily assigned to Loyal, Wisconsin.

What county is ZIP code 54446 in?

ZIP code 54446 falls within Clark County, Wisconsin.

Is ZIP code 54446 family-oriented?

37% of residents in ZIP code 54446 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 54446?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 54446?

The median home value in ZIP code 54446 is $150,200.

What is the population of ZIP code 54446?

ZIP code 54446 has an estimated population of 3,461 residents, with a density of 45 people per square mile.

What timezone is ZIP code 54446 in?

ZIP code 54446 observes the CST timezone.