41232 ZIP Code — Lowmansville, KY

Lawrence County, Kentucky

ZIP code 41232 is located in Lowmansville, Kentucky, within Lawrence County. It covers approximately 12.58 square miles and serves a population of 641 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41232

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $78,500. Owner-occupancy sits near the national average at 56%.

The gap between median ($35,556) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 42% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 35 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (33%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 39%.

Overall, ZIP code 41232 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

641

population

12.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41232 ZIP code map

Cities in ZIP code 41232

Below are the cities the US Postal Service accepts for ZIP code 41232. Using any city not on this list may result in mail delivery delays.

City	Status
Lowmansville	Preferred

Nearby ZIP codes

41201 Adams (3.9 mi) 41230 Louisa (6 mi) 41124 Blaine (9.6 mi) 41240 Paintsville (10 mi) 41274 Wittensville (11.1 mi) 41204 Boons Camp (11.7 mi) 41271 Williamsport (12.1 mi) 25514 Fort Gay (12.5 mi) 41219 Flatgap (12.7 mi) 41260 Thelma (12.9 mi) 25669 Crum (13.2 mi) 41224 Inez (13.3 mi)

Demographics updated 05/2026

Population
Total population	641
Population density	51 / sq mi
State FIPS	21
County FIPS	127

Geography
Land area	12.58 sq mi
Water area	0.01 sq mi
Latitude	37.9928
Longitude	-82.6948
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.1%	66.1%	47.9%
$50k – $100k	17.6%	25.5%	30.3%
$100k – $200k	2.7%	7.4%	17.6%
Over $200k	5.5%	1.0%	4.2%

Demographics & statistics

641

Population

People per sq mi

45.8

Median age

$35,556

Median household income

$24,033

Per capita income

$78,500

Median home value

$543

Median monthly rent

55.5%

Home ownership

41.8%

Poverty rate

0.0%

Unemployment

199

Housing units

6.9%

Bachelor's or higher

Age distribution

Male Female

5–9

15–19

20–24

25–34

119

35–44

45–54

102

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	54	8.4%
18 and over	587	91.6%
65 and over	34	5.3%
Median age	45.8 years

Race & ethnicity

White 100%

Group	Count	%
White	641	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.1%	66.1%	47.9%
$50k – $100k	17.6%	25.5%	30.3%
$100k – $200k	2.7%	7.4%	17.6%
Over $200k	5.5%	1.0%	4.2%

Under $10k 5.9%

$10k–$15k 8.2%

$15k–$25k 26.4%

$25k–$35k 7.7%

$35k–$50k 24.5%

$50k–$75k 18.2%

$200k+ 9.1%

Range	% of households
Under $10k	5.9%
$10k–$15k	8.2%
$15k–$25k	26.4%
$25k–$35k	7.7%
$35k–$50k	24.5%
$50k–$75k	18.2%
$200k+	9.1%
Median income	$35,556

Housing

Home values

Under $50k 24.6%

$50k–$100k 41.0%

$100k–$150k 9.8%

$150k–$200k 8.2%

$1M+ 16.4%

Housing overview

Metric	Value
Median home value	$78,500
Median rent / month	$543
Owner occupied	55.5%
Renter occupied	44.5%
Vacant	25.9%
Single-family detached	36.7%
Large apartment buildings	0.0%
Mobile homes	55.9%
Median rooms	5.6
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.0%
2010–2019	12.8%
2000–2009	31.3%
1990–1999	16.8%
1980–1989	5.1%
1970–1979	16.5%
1960–1969	14.5%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	3.0%

Bedrooms

Size	% of units
No bedroom (studio)	4.4%
1 bedroom	0.0%
2 bedrooms	23.2%
3 bedrooms	61.6%
4 bedrooms	4.0%
5+ bedrooms	6.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.2%
1 vehicle	26.4%
2 vehicles	22.3%
3 or more	43.2%

Heating fuel

Fuel type	%
Electricity	87.7%
Propane / LP gas	8.2%
Wood	4.1%

Households & families

Household type	Count	%
Married-couple family	119	54.1%
Cohabiting couple	15	6.8%
Male householder, no spouse	28	12.7%
Female householder, no spouse	58	26.4%
Households with children under 18	50	22.7%
Households with seniors (65+)	23	10.5%
Average household size	2.91

Marital status

Status	Male	Female
Never married	32.6%	56.0%
Married	56.4%	28.0%
Separated	0.0%	4.5%
Widowed	0.0%	2.5%
Divorced	11.0%	9.0%

Education

Less than 9th grade 4.9%

Some HS, no diploma 39.7%

HS graduate 25.7%

Some college, no degree 20.5%

Associate's degree 2.3%

Bachelor's degree 6.9%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	55.4%
Bachelor's or higher	6.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	40	100.0%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 43.8%

Other services 20.4%

Education & healthcare 13.0%

Construction 10.5%

Wholesale trade 6.2%

Professional & management 6.2%

Occupation

Category	%
Management, business & arts	28.4%
Service	0.0%
Sales & office	61.1%
Natural resources & construction	0.0%
Production & transportation	10.5%

Employment type

Type	%
Private sector	95.1%
Government	4.9%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	34.5

Poverty

All people 41.8%

Under 18 years 0.0%

18 and over 44.6%

Married-couple families 10.9%

Female-led households 100.0%

Income support

Source	% of households
Social Security	47.3%
Retirement income	5.9%
Supplemental Security	41.8%
Cash public assistance	0.0%
Food stamps / SNAP	21.8%

Health indicators

Condition	%
Obesity	41.2%
High blood pressure	44.7%
High cholesterol	38.9%
Diabetes	14.2%
Heart disease	8.9%
Stroke	4.4%
Asthma	12.9%
Arthritis	34.3%
Kidney disease	3.7%
Pulmonary disease	14.9%
Cancer	6.2%

Behavior / access	%
Smoking	33.4%
Binge drinking	14.9%
No physical activity	38.4%
Less than 7 hrs sleep	40.9%
Depression	29.7%
Fair or poor health	28.3%
Poor mental health	21.5%
Poor physical health	18.8%
No health insurance	13.8%
Visited doctor (checkup)	75.2%
Visited dentist	43.3%
Cholesterol screening	87.1%
Teeth loss	27.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	9	1.5%

Disability	%
Any disability	38.5%
Under 18	0.0%
18–64 years	42.3%
65 and over	38.2%

Health insurance coverage

Type	%
Private insurance	41.5%
Public insurance	63.7%
No insurance	8.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	641	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	617	96.3%
Born in same state	617	96.3%
Born in different state	402	62.7%
Foreign born	0	0.0%
Naturalized citizen	24	3.7%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	428	66.8%
Arab	55	8.6%

Ancestry	Count	%
Italian	16	2.5%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	70.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41232

What city is ZIP code 41232 in?

ZIP code 41232 is primarily assigned to Lowmansville, Kentucky.

What county is ZIP code 41232 in?

ZIP code 41232 falls within Lawrence County, Kentucky.

What is the poverty rate in ZIP code 41232?

42% of residents in ZIP code 41232 live below the poverty line, above the national average.

How educated is the population of ZIP code 41232?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 41232 have a large retiree population?

47% of households in ZIP code 41232 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 41232?

The median home value in ZIP code 41232 is $78,500.

What timezone is ZIP code 41232 in?

ZIP code 41232 observes the EST timezone.