40272 ZIP Code — Louisville, KY

Jefferson County, Kentucky

ZIP code 40272 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 33.28 square miles and serves a population of 38,114 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40272

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $163,400. Owner-occupancy sits near the national average at 73%.

Median household income is $64,617. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 40272 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

38,114

population

33.28

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40272 ZIP code map

Cities in ZIP code 40272

Below are the cities the US Postal Service accepts for ZIP code 40272. Using any city not on this list may result in mail delivery delays.

City	Status
Louisville	Acceptable
Louisville	Preferred

Nearby ZIP codes

40258 Louisville (5.7 mi) 40109 Brooks (5.8 mi) 40118 Fairdale (6.4 mi) 47117 Elizabeth (7 mi) 40214 Louisville (7.6 mi) 40216 Louisville (8.3 mi) 40215 Louisville (9.6 mi) 40177 West Point (10.3 mi) 40165 Shepherdsville (10.7 mi) 40219 Louisville (10.7 mi) 40209 Louisville (10.8 mi) 40155 Muldraugh (10.8 mi)

Demographics updated 05/2026

Population
Total population	38,114
Population density	1,145 / sq mi
State FIPS	21
County FIPS	111

Geography
Land area	33.28 sq mi
Water area	0.43 sq mi
Latitude	38.0680
Longitude	-85.8654
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.3%	42.4%	47.9%
$50k – $100k	34.2%	31.3%	30.3%
$100k – $200k	19.9%	20.3%	17.6%
Over $200k	2.5%	6.0%	4.2%

Demographics & statistics

38,114

Population

1,145

People per sq mi

38.6

Median age

$64,617

Median household income

$29,832

Per capita income

$163,400

Median home value

$1,165

Median monthly rent

73.0%

Home ownership

13.7%

Poverty rate

4.9%

Unemployment

11,727

Housing units

19.3%

Bachelor's or higher

Age distribution

Male Female

1,133

Under 5

1,178

1,145

5–9

1,190

1,274

10–14

1,324

1,113

15–19

1,157

1,181

20–24

1,228

2,511

25–34

2,610

2,497

35–44

2,596

1,967

45–54

2,045

1,226

55–59

1,274

1,485

60–64

1,544

1,833

65–74

1,905

895

75–84

931

428

85+

444

← Male

Female →

Age summary

Group	Count	%
Under 18	8,696	22.8%
18 and over	29,418	77.2%
65 and over	6,436	16.9%
Median age	38.6 years

Race & ethnicity

White 79%

Black or African American 9.8%

Two or more races 5.4%

Hispanic or Latino 3.6%

Other race 1.5%

Asian 0.6%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	31,213	79%
Black or African American	3,863	9.8%
Two or more races	2,129	5.4%
Hispanic or Latino	1,407	3.6%
Other race	587	1.5%
Asian	253	0.6%
Native Hawaiian / Pacific Islander	63	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.3%	42.4%	47.9%
$50k – $100k	34.2%	31.3%	30.3%
$100k – $200k	19.9%	20.3%	17.6%
Over $200k	2.5%	6.0%	4.2%

Under $10k 4.6%

$10k–$15k 3.6%

$15k–$25k 6.9%

$25k–$35k 7.6%

$35k–$50k 16.7%

$50k–$75k 19.6%

$75k–$100k 13.3%

$100k–$150k 18.5%

$150k–$200k 4.9%

$200k+ 4.3%

Range	% of households
Under $10k	4.6%
$10k–$15k	3.6%
$15k–$25k	6.9%
$25k–$35k	7.6%
$35k–$50k	16.7%
$50k–$75k	19.6%
$75k–$100k	13.3%
$100k–$150k	18.5%
$150k–$200k	4.9%
$200k+	4.3%
Median income	$64,617

Housing

Home values

Under $50k 5.8%

$50k–$100k 7.0%

$100k–$150k 27.7%

$150k–$200k 28.2%

$200k–$300k 21.5%

$300k–$500k 7.5%

$500k–$1M 2.1%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$163,400
Median rent / month	$1,165
Owner occupied	73.0%
Renter occupied	27.0%
Vacant	6.7%
Single-family detached	76.4%
Large apartment buildings	2.7%
Mobile homes	5.2%
Median rooms	5.8
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.8%
2010–2019	6.6%
2000–2009	11.7%
1990–1999	12.8%
1980–1989	5.0%
1970–1979	13.0%
1960–1969	17.9%
1950–1959	27.1%
1940–1949	3.2%
1939 or earlier	1.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.7%
2 bedrooms	21.7%
3 bedrooms	52.7%
4 bedrooms	15.9%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	29.4%
2 vehicles	43.0%
3 or more	22.6%

Heating fuel

Fuel type	%
Utility gas	65.1%
Electricity	31.1%
Propane / LP gas	2.8%
Fuel oil	0.3%
Wood	0.3%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	6,656	45.5%
Cohabiting couple	1,099	7.5%
Male householder, no spouse	2,678	18.3%
Female householder, no spouse	4,183	28.6%
Households with children under 18	4,325	29.6%
Households with seniors (65+)	4,918	33.6%
Average household size	2.59

Marital status

Status	Male	Female
Never married	34.7%	33.1%
Married	48.6%	42.6%
Separated	1.8%	2.7%
Widowed	4.4%	10.7%
Divorced	10.5%	10.8%

Education

Less than 9th grade 4.3%

Some HS, no diploma 7.9%

HS graduate 38.5%

Some college, no degree 22.0%

Associate's degree 8.0%

Bachelor's degree 12.1%

Graduate / professional 7.2%

Metric	%
HS diploma or higher	87.8%
Bachelor's or higher	19.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	266	3.3%
Kindergarten	553	6.8%
Elementary school	3,972	49.1%
High school	1,834	22.7%
College / grad school	1,458	18.0%

Employment

Industry of employment

Education & healthcare 19.8%

Transportation & utilities 14.0%

Manufacturing 12.5%

Arts, food & hospitality 9.8%

Retail trade 9.7%

Finance & real estate 8.8%

Professional & management 7.5%

Construction 5.5%

Other services 4.2%

Public administration 3.0%

Wholesale trade 2.6%

Information 2.5%

Occupation

Category	%
Management, business & arts	28.3%
Service	16.1%
Sales & office	23.6%
Natural resources & construction	8.9%
Production & transportation	23.0%

Employment type

Type	%
Private sector	85.3%
Government	9.7%
Self-employed	4.4%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	78.9%
Carpool	9.6%
Public transit	0.6%
Walk	0.6%
Work from home	9.0%
Other means	1.3%
Avg commute (minutes)	26.3

Poverty

All people 13.7%

Under 18 years 24.6%

18 and over 10.6%

Married-couple families 3.4%

Female-led households 31.4%

Income support

Source	% of households
Social Security	39.8%
Retirement income	27.3%
Supplemental Security	7.9%
Cash public assistance	2.1%
Food stamps / SNAP	11.4%

Health indicators

Condition	%
Obesity	35.7%
High blood pressure	39.3%
High cholesterol	36.5%
Diabetes	11.1%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.1%
Arthritis	29.1%
Kidney disease	3.1%
Pulmonary disease	10.1%
Cancer	6.6%

Behavior / access	%
Smoking	22.0%
Binge drinking	16.6%
No physical activity	29.0%
Less than 7 hrs sleep	34.8%
Depression	26.9%
Fair or poor health	18.9%
Poor mental health	18.4%
Poor physical health	13.8%
No health insurance	11.0%
Visited doctor (checkup)	75.2%
Visited dentist	59.6%
Cholesterol screening	89.1%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,667	9.1%

Disability	%
Any disability	17.2%
Under 18	5.4%
18–64 years	14.3%
65 and over	43.8%

Health insurance coverage

Type	%
Private insurance	65.0%
Public insurance	47.6%
No insurance	4.6%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	35,803	93.9%
Spanish	891	2.5%
Other Indo-European	620	1.7%
Asian & Pacific Islander	61	0.2%
Other languages	46	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	36,887	96.8%
Born in same state	36,411	95.5%
Born in different state	29,260	76.8%
Foreign born	476	1.2%
Naturalized citizen	1,227	3.2%
Not a US citizen	404	32.9%

Ancestry

Ancestry	Count	%
Italian	5,256	13.8%
Arab	3,847	10.1%
French	3,007	7.9%
English	385	1%
Norwegian	138	0.4%

Ancestry	Count	%
Polish	96	0.3%
Dutch	44	0.1%
Irish	37	0.1%
German	25	0.1%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40272

What city is ZIP code 40272 in?

ZIP code 40272 is primarily assigned to Louisville, Kentucky.

What county is ZIP code 40272 in?

ZIP code 40272 falls within Jefferson County, Kentucky.

Does ZIP code 40272 have a large retiree population?

40% of households in ZIP code 40272 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 40272?

The median home value in ZIP code 40272 is $163,400.

Does ZIP code 40272 have a large veteran population?

9% of civilians in ZIP code 40272 are veterans, above the national average of ~7%.

What is the population of ZIP code 40272?

ZIP code 40272 has an estimated population of 38,114 residents, with a density of 1,145 people per square mile.

What timezone is ZIP code 40272 in?

ZIP code 40272 observes the EST timezone.