40212 ZIP Code — Louisville, KY

Jefferson County, Kentucky

ZIP code 40212 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 3.83 square miles and serves a population of 15,412 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40212

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $82,600. Owner-occupancy sits near the national average at 51%.

Median household income is $33,605. Poverty affects 35% of residents, above the national average. SNAP benefit usage at 29% of households reflects economic stress in the area. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (48%), diabetes (19%), smoking (30%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 28%.

Overall, ZIP code 40212 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

15,412

population

3.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40212 ZIP code map

Cities in ZIP code 40212

Below are the cities the US Postal Service accepts for ZIP code 40212. Using any city not on this list may result in mail delivery delays.

City	Status
Louisville	Preferred

Nearby ZIP codes

40203 Louisville (2.4 mi) 47150 New Albany (2.4 mi) 40282 Louisville (2.4 mi) 40280 Louisville (2.4 mi) 40289 Louisville (2.4 mi) 40293 Louisville (2.4 mi) 40294 Louisville (2.4 mi) 40266 Louisville (2.4 mi) 40225 Louisville (2.4 mi) 40281 Louisville (2.4 mi) 40283 Louisville (2.4 mi) 40287 Louisville (2.4 mi)

Demographics updated 05/2026

Population
Total population	15,412
Population density	4,024 / sq mi
State FIPS	21
County FIPS	111

Geography
Land area	3.83 sq mi
Water area	0.01 sq mi
Latitude	38.2701
Longitude	-85.7994
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.4%	42.4%	47.9%
$50k – $100k	19.0%	31.3%	30.3%
$100k – $200k	4.3%	20.3%	17.6%
Over $200k	0.4%	6.0%	4.2%

Demographics & statistics

15,412

Population

4,024

People per sq mi

38.5

Median age

$33,605

Median household income

$19,686

Per capita income

$82,600

Median home value

$816

Median monthly rent

50.6%

Home ownership

35.4%

Poverty rate

13.1%

Unemployment

5,179

Housing units

12.3%

Bachelor's or higher

Age distribution

Male Female

372

Under 5

443

332

5–9

396

599

10–14

713

559

15–19

665

415

20–24

495

817

25–34

973

915

35–44

1,090

860

45–54

1,024

475

55–59

566

523

60–64

623

751

65–74

894

327

75–84

389

85+

107

← Male

Female →

Age summary

Group	Count	%
Under 18	3,577	23.2%
18 and over	11,835	76.8%
65 and over	2,558	16.6%
Median age	38.5 years

Race & ethnicity

Black or African American 58.9%

White 36.5%

Two or more races 1.7%

Hispanic or Latino 1.5%

Other race 1.2%

American Indian / Alaska Native 0.2%

Group	Count	%
Black or African American	9,216	58.9%
White	5,719	36.5%
Two or more races	259	1.7%
Hispanic or Latino	238	1.5%
Other race	182	1.2%
American Indian / Alaska Native	35	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.4%	42.4%	47.9%
$50k – $100k	19.0%	31.3%	30.3%
$100k – $200k	4.3%	20.3%	17.6%
Over $200k	0.4%	6.0%	4.2%

Under $10k 11.4%

$10k–$15k 14.1%

$15k–$25k 12.5%

$25k–$35k 14.1%

$35k–$50k 16.6%

$50k–$75k 14.0%

$75k–$100k 10.0%

$100k–$150k 6.0%

$150k–$200k 0.6%

$200k+ 0.9%

Range	% of households
Under $10k	11.4%
$10k–$15k	14.1%
$15k–$25k	12.5%
$25k–$35k	14.1%
$35k–$50k	16.6%
$50k–$75k	14.0%
$75k–$100k	10.0%
$100k–$150k	6.0%
$150k–$200k	0.6%
$200k+	0.9%
Median income	$33,605

Housing

Home values

Under $50k 26.2%

$50k–$100k 42.6%

$100k–$150k 17.9%

$150k–$200k 6.5%

$200k–$300k 5.2%

$300k–$500k 1.1%

$500k–$1M 0.1%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$82,600
Median rent / month	$816
Owner occupied	50.6%
Renter occupied	49.4%
Vacant	22.1%
Single-family detached	78.2%
Large apartment buildings	3.3%
Mobile homes	0.9%
Median rooms	5.0
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	1.5%
1990–1999	4.9%
1980–1989	1.7%
1970–1979	3.9%
1960–1969	5.1%
1950–1959	7.4%
1940–1949	12.5%
1939 or earlier	61.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	17.9%
2 bedrooms	39.4%
3 bedrooms	28.2%
4 bedrooms	9.5%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	26.9%
1 vehicle	44.9%
2 vehicles	21.0%
3 or more	7.2%

Heating fuel

Fuel type	%
Utility gas	76.8%
Electricity	22.3%
Propane / LP gas	0.7%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	1,254	19.1%
Cohabiting couple	330	5.0%
Male householder, no spouse	2,105	32.1%
Female householder, no spouse	2,865	43.7%
Households with children under 18	1,751	26.7%
Households with seniors (65+)	2,128	32.5%
Average household size	2.34

Marital status

Status	Male	Female
Never married	51.3%	48.5%
Married	24.1%	22.4%
Separated	3.2%	3.3%
Widowed	5.5%	10.0%
Divorced	15.9%	15.9%

Education

Less than 9th grade 4.6%

Some HS, no diploma 14.6%

HS graduate 43.9%

Some college, no degree 19.1%

Associate's degree 5.6%

Bachelor's degree 7.6%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	80.9%
Bachelor's or higher	12.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	62	1.8%
Kindergarten	107	3.1%
Elementary school	1,852	53.3%
High school	970	27.9%
College / grad school	484	13.9%

Employment

Industry of employment

Education & healthcare 26.6%

Manufacturing 12.6%

Arts, food & hospitality 12.0%

Transportation & utilities 10.3%

Retail trade 8.4%

Other services 7.5%

Professional & management 5.5%

Public administration 4.4%

Construction 4.3%

Information 3.0%

Finance & real estate 2.9%

Wholesale trade 2.5%

Occupation

Category	%
Management, business & arts	29.9%
Service	23.9%
Sales & office	13.0%
Natural resources & construction	7.0%
Production & transportation	26.2%

Employment type

Type	%
Private sector	82.9%
Government	12.8%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.3%
Carpool	8.6%
Public transit	8.4%
Walk	1.7%
Work from home	11.7%
Other means	1.2%
Avg commute (minutes)	23.6

Poverty

All people 35.4%

Under 18 years 52.0%

18 and over 30.4%

Married-couple families 14.1%

Female-led households 46.6%

Income support

Source	% of households
Social Security	37.1%
Retirement income	21.8%
Supplemental Security	14.5%
Cash public assistance	3.4%
Food stamps / SNAP	28.8%

Health indicators

Condition	%
Obesity	48.1%
High blood pressure	51.6%
High cholesterol	36.7%
Diabetes	19.1%
Heart disease	9.0%
Stroke	5.9%
Asthma	14.2%
Arthritis	33.5%
Kidney disease	4.5%
Pulmonary disease	13.6%
Cancer	5.5%

Behavior / access	%
Smoking	30.4%
Binge drinking	12.6%
No physical activity	42.0%
Less than 7 hrs sleep	44.1%
Depression	26.1%
Fair or poor health	32.6%
Poor mental health	21.4%
Poor physical health	19.8%
No health insurance	15.9%
Visited doctor (checkup)	79.9%
Visited dentist	42.6%
Cholesterol screening	88.3%
Teeth loss	29.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	825	7.0%

Disability	%
Any disability	28.3%
Under 18	19.0%
18–64 years	26.3%
65 and over	48.4%

Health insurance coverage

Type	%
Private insurance	33.9%
Public insurance	70.6%
No insurance	5.2%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,597	94.7%
Spanish	43	0.3%
Other Indo-European	43	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,319	99.4%
Born in same state	15,217	98.7%
Born in different state	12,842	83.3%
Foreign born	102	0.7%
Naturalized citizen	93	0.6%
Not a US citizen	55	59.1%

Ancestry

Ancestry	Count	%
Italian	946	6.1%
Arab	896	5.8%
French	310	2%

Ancestry	Count	%
English	138	0.9%
Irish	6	0%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	85.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40212

What city is ZIP code 40212 in?

ZIP code 40212 is primarily assigned to Louisville, Kentucky.

What county is ZIP code 40212 in?

ZIP code 40212 falls within Jefferson County, Kentucky.

What is the poverty rate in ZIP code 40212?

35% of residents in ZIP code 40212 live below the poverty line, above the national average.

How educated is the population of ZIP code 40212?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 40212?

Health data for ZIP code 40212 shows elevated rates of obesity (48%) and diabetes (19%) and smoking (30%) compared to national benchmarks.

Does ZIP code 40212 have a large retiree population?

37% of households in ZIP code 40212 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 40212 in?

ZIP code 40212 observes the EST timezone.