55357 ZIP Code — Loretto, MN

Hennepin County, Minnesota

ZIP code 55357 is located in Loretto, Minnesota, within Hennepin County. It covers approximately 19.52 square miles and serves a population of 3,474 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 763.

About ZIP code 55357

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $475,300. Owner-occupancy is high at 91%, well above the national average.

The gap between median ($140,967) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is high — 53% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 55357 reflects a community defined by a highly educated population and high homeownership.

3,474

population

19.52

sq mi land

Standard

ZIP type

Central (CT)

timezone

55357 ZIP code map

Cities in ZIP code 55357

Below are the cities the US Postal Service accepts for ZIP code 55357. Using any city not on this list may result in mail delivery delays.

City	Status
Loretto	Acceptable
Loretto	Preferred

Nearby ZIP codes

55373 Rockford (3.2 mi) 55340 Hamel (3.9 mi) 55341 Hanover (4.5 mi) 55341 Hanover (4.5 mi) 55374 Rogers (6.3 mi) 55356 Long Lake (7.3 mi) 55359 Maple Plain (7.3 mi) 55376 Saint Michael (7.4 mi) 55376 Saint Michael (7.4 mi) 55311 Maple Grove (7.9 mi) 55328 Delano (9 mi) 55446 Minneapolis (9.1 mi)

Demographics updated 05/2026

Population
Total population	3,474
Population density	178 / sq mi
State FIPS	27
County FIPS	053

Geography
Land area	19.52 sq mi
Water area	0.73 sq mi
Latitude	45.0944
Longitude	-93.6558
Timezone	Central (CT)
Area code	763

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.0%	30.5%	33.6%
$50k – $100k	22.8%	28.7%	31.5%
$100k – $200k	36.1%	27.6%	26.5%
Over $200k	23.0%	13.2%	8.5%

Demographics & statistics

3,474

Population

178

People per sq mi

41.9

Median age

$140,967

Median household income

$66,656

Per capita income

$475,300

Median home value

$950

Median monthly rent

90.5%

Home ownership

6.1%

Poverty rate

0.4%

Unemployment

1,077

Housing units

52.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

129

5–9

116

167

10–14

151

183

15–19

166

20–24

121

25–34

110

194

35–44

175

350

45–54

315

130

55–59

118

139

60–64

125

170

65–74

153

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	986	28.4%
18 and over	2,488	71.6%
65 and over	504	14.5%
Median age	41.9 years

Race & ethnicity

White 94.9%

Two or more races 2.2%

Hispanic or Latino 1.3%

Black or African American 1.1%

Asian 0.5%

Group	Count	%
White	3,343	94.9%
Two or more races	76	2.2%
Hispanic or Latino	47	1.3%
Black or African American	38	1.1%
Asian	17	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.0%	30.5%	33.6%
$50k – $100k	22.8%	28.7%	31.5%
$100k – $200k	36.1%	27.6%	26.5%
Over $200k	23.0%	13.2%	8.5%

Under $10k 1.7%

$10k–$15k 1.2%

$15k–$25k 1.2%

$25k–$35k 3.3%

$35k–$50k 5.5%

$50k–$75k 8.0%

$75k–$100k 11.5%

$100k–$150k 23.2%

$150k–$200k 11.8%

$200k+ 32.6%

Range	% of households
Under $10k	1.7%
$10k–$15k	1.2%
$15k–$25k	1.2%
$25k–$35k	3.3%
$35k–$50k	5.5%
$50k–$75k	8.0%
$75k–$100k	11.5%
$100k–$150k	23.2%
$150k–$200k	11.8%
$200k+	32.6%
Median income	$140,967

Housing

Home values

Under $50k 3.7%

$100k–$150k 0.7%

$150k–$200k 2.3%

$200k–$300k 12.5%

$300k–$500k 35.4%

$500k–$1M 39.2%

$1M+ 6.3%

Housing overview

Metric	Value
Median home value	$475,300
Median rent / month	$950
Owner occupied	90.5%
Renter occupied	9.5%
Vacant	2.2%
Single-family detached	91.7%
Large apartment buildings	2.4%
Mobile homes	0.0%
Median rooms	8.1
Avg household size (owned)	3.12

Year built

Era	%
2020 or later	0.3%
2010–2019	6.1%
2000–2009	16.1%
1990–1999	30.6%
1980–1989	8.8%
1970–1979	13.6%
1960–1969	9.6%
1950–1959	3.4%
1940–1949	2.9%
1939 or earlier	8.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	4.0%
2 bedrooms	9.8%
3 bedrooms	32.9%
4 bedrooms	36.1%
5+ bedrooms	16.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.7%
1 vehicle	12.9%
2 vehicles	42.4%
3 or more	44.0%

Heating fuel

Fuel type	%
Utility gas	67.5%
Electricity	15.1%
Propane / LP gas	14.5%
Fuel oil	0.6%
Wood	0.3%
Solar	0.1%

Households & families

Household type	Count	%
Married-couple family	888	76.5%
Cohabiting couple	53	4.6%
Male householder, no spouse	110	9.5%
Female householder, no spouse	110	9.5%
Households with children under 18	476	41.0%
Households with seniors (65+)	358	30.8%
Average household size	2.99

Marital status

Status	Male	Female
Never married	26.1%	18.5%
Married	67.9%	70.9%
Separated	0.0%	0.2%
Widowed	0.8%	1.8%
Divorced	5.3%	8.5%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.5%

HS graduate 15.9%

Some college, no degree 19.9%

Associate's degree 9.2%

Bachelor's degree 38.8%

Graduate / professional 13.7%

Metric	%
HS diploma or higher	97.5%
Bachelor's or higher	52.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	94	9.0%
Kindergarten	57	5.5%
Elementary school	458	44.0%
High school	290	27.9%
College / grad school	141	13.6%

Employment

Industry of employment

Manufacturing 18.5%

Construction 14.2%

Education & healthcare 12.0%

Professional & management 11.3%

Retail trade 10.0%

Finance & real estate 7.3%

Transportation & utilities 6.8%

Wholesale trade 5.6%

Arts, food & hospitality 4.4%

Other services 3.7%

Public administration 3.3%

Agriculture & mining 1.4%

Information 1.4%

Occupation

Category	%
Management, business & arts	50.6%
Service	7.2%
Sales & office	26.6%
Natural resources & construction	7.6%
Production & transportation	8.1%

Employment type

Type	%
Private sector	88.3%
Government	6.3%
Self-employed	5.1%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	78.9%
Carpool	3.8%
Public transit	0.2%
Walk	0.7%
Work from home	16.4%
Other means	0.0%
Avg commute (minutes)	32.2

Poverty

All people 6.1%

Under 18 years 11.9%

18 and over 3.8%

Married-couple families 3.7%

Female-led households 14.3%

Income support

Source	% of households
Social Security	26.2%
Retirement income	24.8%
Supplemental Security	2.3%
Cash public assistance	0.4%
Food stamps / SNAP	1.5%

Health indicators

Condition	%
Obesity	27.1%
High blood pressure	24.2%
High cholesterol	28.7%
Diabetes	6.8%
Heart disease	4.5%
Stroke	2.1%
Asthma	8.8%
Arthritis	18.7%
Kidney disease	2.1%
Pulmonary disease	3.7%
Cancer	6.0%

Behavior / access	%
Smoking	13.6%
Binge drinking	22.4%
No physical activity	14.3%
Less than 7 hrs sleep	24.2%
Depression	22.6%
Fair or poor health	8.3%
Poor mental health	12.8%
Poor physical health	6.9%
No health insurance	8.5%
Visited doctor (checkup)	68.5%
Visited dentist	73.5%
Cholesterol screening	92.3%
Teeth loss	5.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	142	5.7%

Disability	%
Any disability	4.5%
Under 18	1.3%
18–64 years	3.4%
65 and over	14.9%

Health insurance coverage

Type	%
Private insurance	90.7%
Public insurance	17.8%
No insurance	1.6%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,287	94.6%
Spanish	39	1.2%
Other Indo-European	13	0.4%
Asian & Pacific Islander	13	0.4%
Other languages	10	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,399	97.8%
Born in same state	3,393	97.7%
Born in different state	2,729	78.6%
Foreign born	6	0.2%
Naturalized citizen	75	2.2%
Not a US citizen	65	86.7%

Ancestry

Ancestry	Count	%
Polish	392	11.3%
Italian	268	7.7%
Arab	155	4.5%
French	89	2.6%
German	57	1.6%

Ancestry	Count	%
English	41	1.2%
Dutch	10	0.3%
Irish	4	0.1%
Norwegian	1	0%

Technology access

Metric	% of households
Computer access	33.4%
Internet access	96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55357

What city is ZIP code 55357 in?

ZIP code 55357 is primarily assigned to Loretto, Minnesota.

What county is ZIP code 55357 in?

ZIP code 55357 falls within Hennepin County, Minnesota.

Is ZIP code 55357 mostly owner-occupied?

91% of occupied units in ZIP code 55357 are owner-occupied, well above the national average.

How educated is the population of ZIP code 55357?

53% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 55357?

The median household income in ZIP code 55357 is $140,967, above the national median of ~$75,000.

What is the typical home value in ZIP code 55357?

The median home value in ZIP code 55357 is $475,300.

What timezone is ZIP code 55357 in?

ZIP code 55357 observes the CST timezone.