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New Jersey ZIP Codes
Bergen County
Lodi, NJ
07644
07644 ZIP Code — Lodi, NJ
Bergen County, New Jersey
ZIP code 07644 is located in
Lodi ,
New Jersey ,
within Bergen County .
It covers approximately 2.27 square miles and serves a population of
25,969 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 201 .
About ZIP code 07644
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $423,900. Renters make up the majority at 56%, typical of denser urban areas.
The gap between median ($80,044) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
Notable community characteristics include Spanish spoken in 21% of households.
07644 ZIP code map
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Cities in ZIP code 07644
Below are the cities the US Postal Service accepts for ZIP code 07644. Using any city not on this list may result in mail delivery delays.
City
Status
Lodi
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
25,969
Population density
11,440 / sq mi
State FIPS
34
County FIPS
003
Geography
Land area
2.27 sq mi
Water area
0.02 sq mi
Latitude
40.8783
Longitude
-74.0819
Timezone
Eastern (ET)
Area code
201
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
38.9%
24.4%
30.2%
$50k – $100k
29.2%
23.4%
26.7%
$100k – $200k
21.4%
31.2%
28.3%
Over $200k
10.4%
21.0%
14.8%
Demographics & statistics
$80,044
Median household income
$423,900
Median home value
$1,596
Median monthly rent
28.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 5,485 21.1%
18 and over 20,484 78.9%
65 and over 3,808 14.7%
Median age 38.7 years
Race & ethnicity
Black or African American
9.4%
American Indian / Alaska Native
0.2%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 14,812 46.9%
Hispanic or Latino 5,636 17.8%
Two or more races 3,977 12.6%
Black or African American 2,965 9.4%
Other race 2,319 7.3%
Asian 1,798 5.7%
American Indian / Alaska Native 74 0.2%
Native Hawaiian / Pacific Islander 24 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
38.9%
24.4%
30.2%
$50k – $100k
29.2%
23.4%
26.7%
$100k – $200k
21.4%
31.2%
28.3%
Over $200k
10.4%
21.0%
14.8%
Range % of households
Under $10k 4.2%
$10k–$15k 3.9%
$15k–$25k 7.8%
$25k–$35k 6.4%
$35k–$50k 8.5%
$50k–$75k 17.4%
$75k–$100k 11.3%
$100k–$150k 15.1%
$150k–$200k 8.8%
$200k+ 16.6%
Median income $80,044
Housing
Housing overview
Metric Value
Median home value $423,900
Median rent / month $1,596
Owner occupied 44.3%
Renter occupied 55.7%
Vacant 5.6%
Single-family detached 24.8%
Large apartment buildings 7.5%
Mobile homes 2.6%
Median rooms 4.6
Avg household size (owned) 3.12
Year built
Era %
2020 or later 0.0%
2010–2019 0.8%
2000–2009 4.6%
1990–1999 7.6%
1980–1989 5.0%
1970–1979 9.5%
1960–1969 18.9%
1950–1959 22.4%
1940–1949 14.6%
1939 or earlier 16.7%
Bedrooms
Size % of units
No bedroom (studio) 1.5%
1 bedroom 28.0%
2 bedrooms 33.6%
3 bedrooms 23.1%
4 bedrooms 11.2%
5+ bedrooms 2.6%
Vehicles per household
Vehicles % of households
No vehicle 10.2%
1 vehicle 38.3%
2 vehicles 32.9%
3 or more 18.6%
Heating fuel
Fuel type %
Utility gas 68.4%
Electricity 18.4%
Propane / LP gas 3.9%
Fuel oil 6.3%
Wood 0.1%
No fuel used 1.0%
Households & families
Household type Count %
Married-couple family 4,094 44.1%
Cohabiting couple 840 9.1%
Male householder, no spouse 1,546 16.7%
Female householder, no spouse 2,799 30.2%
Households with children under 18 3,287 35.4%
Households with seniors (65+) 2,821 30.4%
Average household size 2.78
Marital status
Status Male Female
Never married 35.7% 38.2%
Married 50.2% 38.9%
Separated 1.6% 2.5%
Widowed 1.5% 7.8%
Divorced 11.0% 12.6%
Education
Some college, no degree
15.8%
Graduate / professional
10.5%
Metric %
HS diploma or higher 84.7%
Bachelor's or higher 28.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 472 7.8%
Kindergarten 367 6.1%
Elementary school 2,273 37.6%
High school 1,481 24.5%
College / grad school 1,458 24.1%
Employment
Industry of employment
Education & healthcare
24.8%
Professional & management
10.4%
Arts, food & hospitality
9.0%
Finance & real estate
5.2%
Transportation & utilities
5.0%
Public administration
2.2%
Agriculture & mining
0.1%
Occupation
Category %
Management, business & arts 33.9%
Service 20.5%
Sales & office 24.0%
Natural resources & construction 7.4%
Production & transportation 14.2%
Employment type
Type %
Private sector 84.2%
Government 10.4%
Self-employed 5.1%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 70.6%
Carpool 9.8%
Public transit 8.6%
Walk 2.0%
Work from home 6.2%
Other means 2.8%
Avg commute (minutes) 28.6
Poverty
Married-couple families
2.5%
Female-led households
28.1%
Income support
Source % of households
Social Security 27.8%
Retirement income 15.2%
Supplemental Security 6.9%
Cash public assistance 1.9%
Food stamps / SNAP 14.7%
Health indicators
Condition %
Obesity 27.0%
High blood pressure 0.0%
High cholesterol 0.0%
Diabetes 9.5%
Heart disease 5.5%
Stroke 2.7%
Asthma 9.4%
Arthritis 20.0%
Kidney disease 2.7%
Pulmonary disease 5.6%
Cancer 5.7%
Behavior / access %
Smoking 15.4%
Binge drinking 16.0%
No physical activity 23.5%
Less than 7 hrs sleep 36.5%
Depression 18.6%
Fair or poor health 13.0%
Poor mental health 15.0%
Poor physical health 8.9%
No health insurance 19.1%
Visited doctor (checkup) 74.0%
Visited dentist 63.4%
Cholesterol screening 0.0%
Teeth loss 12.9%
Veterans & disability
Veterans Count %
Civilian veterans 879 4.3%
Disability %
Any disability 8.7%
Under 18 1.4%
18–64 years 7.3%
65 and over 25.7%
Health insurance coverage
Type %
Private insurance 62.1%
Public insurance 37.5%
No insurance 8.5%
Uninsured under 19 1.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 24,772 95.4%
Spanish 5,278 21.3%
Other Indo-European 3,290 13.3%
Asian & Pacific Islander 1,360 5.5%
Other languages 341 1.4%
Place of birth & citizenship
Origin Count %
Native born (US) 15,302 58.9%
Born in same state 15,158 58.4%
Born in different state 11,905 45.8%
Foreign born 144 0.6%
Naturalized citizen 10,667 41.1%
Not a US citizen 7,300 68.4%
Ancestry
Ancestry Count %
Italian 1,298 5%
Arab 660 2.5%
French 270 1%
English 196 0.8%
Ancestry Count %
Irish 42 0.2%
German 26 0.1%
Norwegian 15 0.1%
Dutch 12 0%
Technology access
Metric % of households
Computer access 35.7%
Internet access 93.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 07644
What city is ZIP code 07644 in?
ZIP code 07644 is primarily assigned to Lodi, New Jersey.
What county is ZIP code 07644 in?
ZIP code 07644 falls within Bergen County, New Jersey.
Is ZIP code 07644 mostly rentals?
56% of occupied units in ZIP code 07644 are renter-occupied.
Is Spanish widely spoken in ZIP code 07644?
Approximately 21% of households in ZIP code 07644 speak Spanish as a primary language.
What is the typical home value in ZIP code 07644?
The median home value in ZIP code 07644 is $423,900.
What is the population of ZIP code 07644?
ZIP code 07644 has an estimated population of 25,969 residents, with a density of 11,430 people per square mile.
What timezone is ZIP code 07644 in?
ZIP code 07644 observes the EST timezone.
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