13092 ZIP Code — Locke, NY

Cayuga County, New York

ZIP code 13092 is located in Locke, New York, within Cayuga County. It covers approximately 49.93 square miles and serves a population of 2,726 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315.

About ZIP code 13092

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $159,000. Owner-occupancy is high at 85%, well above the national average.

Median household income is $62,014. Poverty affects 25% of residents, above the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 13092 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,726
population
49.93
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
13092 ZIP code map
Cities in ZIP code 13092

Below are the cities the US Postal Service accepts for ZIP code 13092. Using any city not on this list may result in mail delivery delays.

City Status
Locke Acceptable
Locke Preferred
Nearby ZIP codes
13073 Groton (4.7 mi) 13071 Genoa (6.9 mi) 13118 Moravia (7.1 mi) 14882 Lansing (9.8 mi) 13068 Freeville (11.2 mi) 13147 Scipio Center (11.4 mi) 13081 King Ferry (11.6 mi) 13045 Cortland (11.9 mi) 13077 Homer (11.9 mi) 13141 Preble (13.5 mi) 13053 Dryden (14.1 mi) 13026 Aurora (14.6 mi)
Demographics updated 06/2026
Population
Total population 2,726
Population density 55 / sq mi
State FIPS 36
County FIPS 011
Geography
Land area 49.93 sq mi
Water area 0.10 sq mi
Latitude 42.6547
Longitude -76.4050
Timezone Eastern (ET)
Area code 315
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 36.5% 43.9% 37.0%
$50k – $100k 39.1% 31.9% 27.0%
$100k – $200k 19.4% 20.7% 24.4%
Over $200k 4.9% 3.5% 11.5%

Demographics & statistics

2,726
Population
55
People per sq mi
39.0
Median age
$62,014
Median household income
$30,340
Per capita income
$159,000
Median home value
$1,167
Median monthly rent
84.7%
Home ownership
24.7%
Poverty rate
2.4%
Unemployment
1,004
Housing units
14.8%
Bachelor's or higher

Age distribution

Male Female
88
Under 5
72
121
5–9
99
190
10–14
157
79
15–19
65
50
20–24
42
135
25–34
111
205
35–44
169
183
45–54
150
120
55–59
99
133
60–64
109
129
65–74
106
39
75–84
33
23
85+
19
← Male
Female →

Age summary

GroupCount%
Under 1882030.1%
18 and over1,90669.9%
65 and over34912.8%
Median age39.0 years

Race & ethnicity

White 84.9%
Two or more races 8.5%
Hispanic or Latino 3.1%
Asian 1.6%
Black or African American 1.6%
American Indian / Alaska Native 0.2%
Other race 0.1%
GroupCount%
White2,38784.9%
Two or more races2388.5%
Hispanic or Latino863.1%
Asian461.6%
Black or African American451.6%
American Indian / Alaska Native60.2%
Other race40.1%

Household income

Income range This ZIP County avg State avg
Under $50k 36.5% 43.9% 37.0%
$50k – $100k 39.1% 31.9% 27.0%
$100k – $200k 19.4% 20.7% 24.4%
Over $200k 4.9% 3.5% 11.5%
Under $10k 3.5%
$10k–$15k 0.7%
$15k–$25k 10.1%
$25k–$35k 11.8%
$35k–$50k 16.2%
$50k–$75k 15.0%
$75k–$100k 18.0%
$100k–$150k 14.0%
$150k–$200k 5.9%
$200k+ 4.8%
Range% of households
Under $10k3.5%
$10k–$15k0.7%
$15k–$25k10.1%
$25k–$35k11.8%
$35k–$50k16.2%
$50k–$75k15.0%
$75k–$100k18.0%
$100k–$150k14.0%
$150k–$200k5.9%
$200k+4.8%
Median income$62,014

Housing

Home values

Under $50k 9.6%
$50k–$100k 12.2%
$100k–$150k 26.6%
$150k–$200k 11.6%
$200k–$300k 20.7%
$300k–$500k 11.1%
$500k–$1M 8.2%

Housing overview

MetricValue
Median home value$159,000
Median rent / month$1,167
Owner occupied84.7%
Renter occupied15.3%
Vacant11.7%
Single-family detached67.4%
Large apartment buildings0.0%
Mobile homes31.4%
Median rooms6.3
Avg household size (owned)2.72

Year built

Era%
2020 or later0.0%
2010–20198.8%
2000–20099.5%
1990–19997.5%
1980–198916.0%
1970–197918.3%
1960–19699.1%
1950–19591.8%
1940–19492.3%
1939 or earlier26.7%

Bedrooms

Size% of units
No bedroom (studio)0.3%
1 bedroom3.7%
2 bedrooms27.6%
3 bedrooms44.6%
4 bedrooms18.8%
5+ bedrooms5.0%

Vehicles per household

Vehicles% of households
No vehicle5.2%
1 vehicle32.9%
2 vehicles42.8%
3 or more19.1%

Heating fuel

Fuel type%
Utility gas9.6%
Electricity5.7%
Propane / LP gas32.7%
Fuel oil31.7%
Wood13.3%
No fuel used0.4%

Households & families

Household typeCount%
Married-couple family46745.6%
Cohabiting couple10510.2%
Male householder, no spouse23422.8%
Female householder, no spouse21921.4%
Households with children under 1840739.7%
Households with seniors (65+)26225.6%
Average household size2.66

Marital status

StatusMaleFemale
Never married26.2%24.8%
Married50.4%50.0%
Separated0.0%4.6%
Widowed4.6%6.6%
Divorced18.8%14.1%

Education

Less than 9th grade 1.9%
Some HS, no diploma 9.7%
HS graduate 42.1%
Some college, no degree 19.5%
Associate's degree 12.0%
Bachelor's degree 10.6%
Graduate / professional 4.3%
Metric%
HS diploma or higher88.4%
Bachelor's or higher14.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool192.3%
Kindergarten364.4%
Elementary school50060.5%
High school12214.8%
College / grad school14918.0%

Employment

Industry of employment

Education & healthcare 28.6%
Retail trade 9.5%
Construction 9.1%
Agriculture & mining 8.7%
Manufacturing 8.3%
Other services 7.6%
Transportation & utilities 6.9%
Arts, food & hospitality 6.4%
Professional & management 6.3%
Public administration 4.4%
Finance & real estate 3.2%
Information 0.6%
Wholesale trade 0.3%

Occupation

Category%
Management, business & arts37.0%
Service17.8%
Sales & office16.0%
Natural resources & construction14.7%
Production & transportation14.4%

Employment type

Type%
Private sector70.7%
Government16.0%
Self-employed13.3%
Unpaid family workers0.0%

Commute

Method%
Drive alone79.8%
Carpool11.4%
Public transit0.4%
Walk1.3%
Work from home6.9%
Other means0.2%
Avg commute (minutes)23.9

Poverty

All people 24.7%
Under 18 years 39.3%
18 and over 18.5%
Married-couple families 12.8%
Female-led households 6.1%

Income support

Source% of households
Social Security30.9%
Retirement income26.6%
Supplemental Security8.5%
Cash public assistance6.4%
Food stamps / SNAP12.6%

Health indicators

Condition%
Obesity32.2%
High blood pressure31.7%
High cholesterol34.2%
Diabetes9.0%
Heart disease6.4%
Stroke2.9%
Asthma10.4%
Arthritis23.4%
Kidney disease2.8%
Pulmonary disease7.4%
Cancer6.6%
Behavior / access%
Smoking19.1%
Binge drinking18.5%
No physical activity23.4%
Less than 7 hrs sleep33.5%
Depression21.5%
Fair or poor health12.8%
Poor mental health14.6%
Poor physical health10.2%
No health insurance10.8%
Visited doctor (checkup)77.3%
Visited dentist62.0%
Cholesterol screening90.4%
Teeth loss14.6%

Veterans & disability

VeteransCount%
Civilian veterans1829.5%
Disability%
Any disability17.2%
Under 1821.2%
18–64 years13.6%
65 and over24.1%

Health insurance coverage

Type%
Private insurance58.0%
Public insurance45.4%
No insurance9.7%
Uninsured under 1912.1%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,56694.1%
Spanish401.6%
Other Indo-European70.3%
Asian & Pacific Islander331.3%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)2,69798.9%
Born in same state2,64296.9%
Born in different state2,17479.8%
Foreign born552.0%
Naturalized citizen291.1%
Not a US citizen2275.9%

Ancestry

AncestryCount%
French36513.4%
Italian30811.3%
Arab1485.4%
English913.3%
Polish160.6%
AncestryCount%
Norwegian50.2%
German40.1%
Irish30.1%
Dutch30.1%

Technology access

Metric% of households
Computer access37.6%
Internet access89.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13092

What city is ZIP code 13092 in?

ZIP code 13092 is primarily assigned to Locke, New York.

What county is ZIP code 13092 in?

ZIP code 13092 falls within Cayuga County, New York.

Is ZIP code 13092 family-oriented?

30% of residents in ZIP code 13092 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 13092?

25% of residents in ZIP code 13092 live below the poverty line, above the national average.

Is ZIP code 13092 mostly owner-occupied?

85% of occupied units in ZIP code 13092 are owner-occupied, well above the national average.

How educated is the population of ZIP code 13092?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 13092 in?

ZIP code 13092 observes the EST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →